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		<title>RSC - Blog</title>
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		<link>http://www.collegeprepexpert.com</link>
		<description>Blog</description>
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			<type>Blog Posting</type>
			<title>What Is On-Demand College Prep?</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/what-is-on-demand-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/what-is-on-demand-college-prep#comments</comments>
			<pubDate>2013-05-16 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[On-demand college prep works the same way as on-demand television. It’s available when you want, at your fingertips 24 hours a day, 7 days a week.It’s a new concept in college prep that gives you advantages the [...]]]></description>
			<content:encoded><![CDATA[<div><img align="left" alt="" style="width: 271px; height: 176px" src="/repository/image/95_on_demand_laptop.jpg" />On-demand college prep works the same way as on-demand television. It&rsquo;s available when you want, at your fingertips 24 hours a day, 7 days a week.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s a new concept in college prep that gives you advantages the old model of Saturday afternoon sessions and inconvenient hours can&rsquo;t. It&rsquo;s also a great way to prepare for the coming future of higher education &ndash; online, at home, when you&rsquo;re available to review the materials.</div><br/><div>&nbsp;</div><br/><div><b>Advantages of </b><b>On-Demand</b><b>College</b><b> Prep</b></div><br/><div>&nbsp;</div><br/><ul><br/>    <li><span><span style="font: 7pt 'Times New Roman'">&nbsp;</span></span><b>Learn at a time you learn best. </b>Everyone has a specific learning style, whether it&rsquo;s in the morning, afternoon, or evening. Whether it&rsquo;s sitting, standing, or lying down. Whether it&rsquo;s with food or on an empty stomach. On-demand college prep lets you set up the conditions for your optimal learning, so that you&rsquo;re not reliant upon a classroom at 9 am on a Saturday, if that doesn&rsquo;t work for you. Make college prep match <i>your</i> abilities. (If you don&rsquo;t know your learning style, learn it on our website and target it to your college prep).</li><br/>    <li><strong>Scheduled time.</strong> You can schedule when you want to learn, not have someone schedule it for you. This means spending as much time as you&rsquo;d like on your studies and research. Fit on-demand college prep into your schedule, whether that means 15 or 20 minutes a day, a few hours on the weekend, or maybe a M-W-F schedule. How you arrange it is up to you. (If you need help constructing a schedule, use our Time-Management tools to build a schedule that works for you).</li><br/>    <li><b>Free time. </b>Maybe you have a few free minutes in your day you didn&rsquo;t expect. You can always hop online and improve your vocabulary or look up information on a college that interests you. You can&rsquo;t do that with traditional college prep. With an on-demand program, you can be online and learning within minutes.</li><br/>    <li><b>Instantaneous. </b>You can look up information whenever you need it. Trying to remember tuition at your first-choice college or recall your expected family contribution? Look up that information right away on RSC&rsquo;s site. A mountain of information is available to you in just one place.</li><br/></ul><br/><div>&nbsp;</div><br/><div><b>Scenarios</b><b>Where</b><b>On-Demand</b><b>College</b><b> Prep Helps You </b></div><br/><div>&nbsp;</div><br/><div>Let&rsquo;s say your SAT score just arrived. How does it stack up against the scores of incoming freshmen at your chosen colleges? Find out quickly for every school on your list by using our site.</div><br/><div>&nbsp;</div><br/><div>What if you&rsquo;re on a campus tour or about to meet an admissions officer and you forget an important question you wanted to ask? Get a refresher in minutes,<img width="260" height="312" align="right" alt="" src="/repository/image/95_on_demand_path.jpg" /> before you&rsquo;re in the counselor&rsquo;s hot seat.</div><br/><div>&nbsp;</div><br/><div>RSC is an innovator in the field of on-demand college prep. TrendLists.com picked us as the Number #1 Online College Prep Service for a reason: We&rsquo;ve been able to bundle traditionally separate services into one easy-to-use package, and like Amazon and other online companies, managed to bring the price down. Way down.</div><br/><div>&nbsp;</div><br/><div>College prep, whether it&rsquo;s online or on site,&nbsp;must meet your needs. Make sure the service you choose offers everything you want at a price you can afford. On-demand is in demand because it works around your schedule and&nbsp;abilities, and prepares&nbsp;you for the future of higher education.</div><br/><div>&nbsp;</div><br/><div>See all of RSC&rsquo;s on-demand tools <a href="http://www.collegeprepexpert.com/financial-aid-services"><font color="#800080">here</font></a>.</div><br/><div id="fb-root">&nbsp;</div><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/what-is-on-demand-college-prep">&nbsp;</div>]]></content:encoded>
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		<item>
			<type>Blog Posting</type>
			<title>If You Had to Pick One College Prep Tool, What Would It Be?</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/if-you-had-to-pick-one-college-prep-tool</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/if-you-had-to-pick-one-college-prep-tool#comments</comments>
			<pubDate>2013-05-14 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Quick – ask a parent to pick their favorite child. It’s not easy. They’ll say that’s impossible, when the truth is, they usually have a favorite, for whatever reason. The same is true – in a much less dramatic [...]]]></description>
			<content:encoded><![CDATA[<div><img align="left" src="/repository/image/94_one_tool.jpg" style="width: 294px; height: 202px" alt="" />Quick &ndash; ask a parent to pick their favorite child.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s not easy. They&rsquo;ll say that&rsquo;s impossible, when the truth is, they usually have a favorite, for whatever reason.</div><br/><div>&nbsp;</div><br/><div>The same is true &ndash; in a much less dramatic fashion &ndash; of college prep. It may not be easy to pick a favorite tool that advances your goal of a higher education, but you will likely have one.</div><br/><div>&nbsp;</div><br/><div><b>Choosing Among College Prep Tools</b></div><br/><div><b>&nbsp;</b></div><br/><ul><br/>    <li><b>SAT</b><b> or ACT prep. </b>This is often the thing students think of first when they think college prep. RSC&rsquo;s tools include practice questions, timed practice tests, vocabulary builders, and a curriculum built to your level. Students use these tools to improve their SAT or ACT scores, but it doesn&rsquo;t tell you at what colleges those scores are a good fit, or where they could get you additional financial aid, help you test out of remedial classes, etc. For that, you need&hellip;</li><br/>    <li><b>College research. </b>There are more than 4,000 colleges in this country and you need access to all of the ones on your list. Conduct individual studies and side-by-side comparisons using our college research tools, including information on average freshman SAT/ACT scores and grade point average, campus type, tuition, majors, campus size, and much more. Of course, that&rsquo;s only a start. It doesn&rsquo;t tell if the campus is right for you. For that, you need&hellip;</li><br/>    <li><b>Personality tests. </b>These are typically the most fun college prep tools, yet not everyone offers them. Even the vast majority of high schools don&rsquo;t offer them. They help you determine what careers are best suited for your skills, what careers and majors interest you, what your strengths and weaknesses are, etc. Combined with your college research, you&rsquo;ll know which campus is right for you. Of course, knowing which college is right for you, doesn&rsquo;t mean you&rsquo;ll know if you can afford it. For that, you&rsquo;ll need&hellip;</li><br/>    <li><b>College cost estimates. </b><a href="http://www.collegeprepexpert.com/news?artitle=wall-street-journal/cost-calculators-on-college-websites-giving-bad-estimates-article"><font color="#800080">Accurate estimates</font></a> (not typically found on college websites) can be a godsend when it comes to knowing what you&rsquo;re going to pay. Make sure your college cost estimates include your expected family contribution and breakdowns of the types of financial aid you&rsquo;ll receive. Of course, knowing how much a school will cost you won&rsquo;t help you get in. For that, you need a&hellip;</li><br/>    <li><b>Four-Year High-School Course Planner. </b>This planner helps you map out all the courses you&rsquo;ll need in high school, including Advanced Placement or Honors classes, as well as core and elective classes that align with your expected major. Your high-school schedule is the second thing college admissions officers look at. You have to make sure yours meets their standards.</li><br/></ul><br/><div><b><br /><br/>Additional College Prep Tools</b></div><br/><div>&nbsp;</div><br/><div>As you can see, college prep tools are designed to work together, but there are many others to consider, including career research, time-management, application building and admissions essay help, and financial aid planning and forms assistance.</div><br/><div>&nbsp;</div><br/><div>Picking one college prep tool is almost impossible. If you have to pick just one, pick the one that helps you most; the one that meets your most pressing need.</div><br/><div>&nbsp;</div><br/><div>Fortunately, with the RSC plan, you get them all rolled into one low-cost bundle so you don&rsquo;t have to choose. You can &ndash; and should &ndash; use all the ones that help you get into the college of your dreams.</div><br/><div>&nbsp;</div><br/><div>For a complete list of everything our college prep program offers, view our <a href="http://www.collegeprepexpert.com/college-and-career-prep-program"><font color="#800080">Comparison Chart</font></a>. It&rsquo;s worth a good, hard look.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/if-you-had-to-pick-one-college-prep-tool" class="fb-like">&nbsp;</div>]]></content:encoded>
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		<item>
			<type>Blog Posting</type>
			<title>Now Is Never a Bad Time to Start College Prep</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/now-is-never-a-bad-time-to-start-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/now-is-never-a-bad-time-to-start-college-prep#comments</comments>
			<pubDate>2013-05-11 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Ask your parents how old they were when they started thinking about college. Chances are they’ll say junior year because that’s the way it used to be. It’s old thinking that doesn’t work in the modern world.So when is the best time to start? Ideal [...]]]></description>
			<content:encoded><![CDATA[<div><img align="left" src="/repository/image/93_bad_time.jpg" style="width: 300px; height: 184px" alt="" />Ask your parents how old they were when they started thinking about college. Chances are they&rsquo;ll say junior year because that&rsquo;s the way it used to be. It&rsquo;s old thinking that doesn&rsquo;t work in the modern world.</div><br/><div>&nbsp;</div><br/><div>So when is the best time to start? Ideally 8<sup>th</sup> grade. &nbsp;For some people, it&rsquo;s hard to imagine starting so early. In this day and age of instant everything, including instant fame, instant millions and instant information, it&rsquo;s easy to ask, &ldquo;Who has a long-range plan?&rdquo;</div><br/><div>&nbsp;</div><br/><div>The answer? Successful people. They just happen to fit their slow plans into a fast-paced world. So how do you do it?</div><br/><div>&nbsp;</div><br/><div><b>Reasons to Plan for College Now</b></div><br/><div>&nbsp;</div><br/><div>The good news is that no matter where you are on the path to higher education, if you haven&rsquo;t started, now is a good time.</div><br/><div>&nbsp;</div><br/><div>&mdash; You 11<sup>th</sup> graders know college is around the corner, and if you haven&rsquo;t started yet, you&rsquo;re way behind the 8 ball. You need to begin studying immediately for the SAT or ACT, researching colleges, considering a major, signing up for Advanced Placement or Honors classes, and then figure out <a href="http://www.collegeprepexpert.com/financial-aid-services"><font color="#800080">how you&rsquo;re going to pay for your education</font></a>.</div><br/><div>&nbsp;</div><br/><div>&mdash; You 9<sup>th</sup> and 10<sup>th</sup> graders need to know that colleges are already looking at your applications. Colleges now look at all four years of your high-school achievements. It&rsquo;s how they get the best students and how they decide who gets the best financial aid. You don&rsquo;t have as much time as you think. The countdown to college has already begun.</div><br/><div>&nbsp;</div><br/><div>&mdash; If you&rsquo;re an 8<sup>th</sup> grader, you may also think you have plenty of time, but that&rsquo;s not quite true. You&rsquo;re also under the gun. After all, you start high school next year, when colleges will eventually examine your achievements with a microscope. The only way to be ready is to plan now. Pick your classes, develop a four-year plan, research possible careers, and know your strengths and weaknesses.</div><br/><div>&nbsp;</div><br/><div>Planning early prevents problems later. It&rsquo;s what gets you into those good schools with great financial aid. If you wait until junior year, you&rsquo;re severely damaging your chances.</div><br/><div>&nbsp;</div><br/><div><b>College Prep Tools You Can Use</b></div><br/><div>&nbsp;</div><br/><div>Take advantage of our:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Proven SAT and ACT prep materials</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>College research tools (more than 4,000 colleges and counting)</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Financial aid experience</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Personality tests</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Extensive handbooks, video tutorials, worksheets and checklists all designed to do one thing &ndash; make you the best college candidate possible so that you get great financial aid at a college you want to attend.</div><br/><div>&nbsp;</div><br/><div>Of course, you can wait, but that will cost you opportunities: opportunities for college, financial aid, leadership positions and more.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s said that fools rush in, but that&rsquo;s only half true. Fools rush in without a plan. Our tools let you develop a detailed college-prep strategy that prevents future problems. That way won&rsquo;t be a fool without a plan; you&rsquo;ll be a wise (wo)man with a mission.</div><br/><div>&nbsp;</div><br/><div>You&rsquo;ll be one of those successful people who was thinking ahead.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div data-send="true" data-width="450" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/now-is-never-a-bad-time-to-start-college-prep" class="fb-like">&nbsp;</div>]]></content:encoded>
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		<item>
			<type>Blog Posting</type>
			<title>Early Decision vs. Early Action</title>
			<link>http://www.collegeprepexpert.com/blog/general/early-decision-vs-early-action</link>
			<comments>http://www.collegeprepexpert.com/blog/general/early-decision-vs-early-action#comments</comments>
			<pubDate>2012-10-03 07:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Applying to College]]></category>
			<description><![CDATA[ [...]]]></description>
			<content:encoded><![CDATA[<span style="font-size: 12px;"><span style="font-family: Verdana;"><img width="315" height="331" border="0" align="right" src="/repository/bighead.jpg" alt="" />In the fall senior students buckle down and select the colleges they will apply to. During this time some students will consider applying to their top college as an early admissions or early action&nbsp;candidate. Let's take a look at what the difference is and what&nbsp;advantages these early admissions&nbsp;options may give students.<br /><br/><br /><br/>There are two early admission plans - early decision and early action. Both will give the students early notification of acceptance to the college but that is where the similarity ends. <br /><br/><br /><br/>Early decision is binding, meaning if you are accepted you must attend. Students are typically notified of acceptance in mid to late December. You may apply to other colleges as a regular candidate but if the early decision college accepts you, all other applications must be withdrawn. The only way out of this binding agreement is if the college offers you a financial aid package that your family cannot afford.<br /><br/><br /><br/>Early action on the other hand, gives you early notice of admittance in January or February but you don't have to commit to attending until the May 1st national deadline. Some colleges have single choice early action which means you will only apply to one college as an early action candidate. <br /><br/><br /><br/>Many students will apply as early candidates because the acceptance rate is higher for early admissions candidates than for students that apply regular admissions. However, there is some debate that the applicant pool for the early candidates is stronger than for the regular candidates which accounts for the higher acceptance rate.<br /><br/><br /><br/>One major drawback to applying early decision is the commitment. Students applying early decision may not have fully considered all their options. They cannot compare offers of financial aid from other colleges so it is impossible to tell if they could have done better elsewhere. Worse yet, because of the commitment, if the student does need to appeal for a better offer of financial aid they are not in a good position to do so. <br /><br/><br /><br/>One of the reasons students will apply as an early candidate is they complete only one college application. But this can backfire on students. Most selective colleges have an application deadline of January 1st. Since notification of acceptance or rejection arrives in mid December or later&nbsp;students that are not accepted may be scrambling to get other applications together for their backup schools.<br /><br/><br /><br/>The disadvantages of early decision outweigh the advantages, especially for students that will require financial aid to attend. Early action can be a good option for students that are sure they want to attend a particular college and have the credentials to get in. <br /><br/><br /><br/>To learn more on college admissions and financial aid, become a member of the RSC&nbsp;family.</span></span>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Avoid Remedial Classes: Get College Prep Right the First Time</title>
			<link>http://www.collegeprepexpert.com/blog/remedial-classes/avoid-remedial-classes:-get-college-prep-right-the-first-time</link>
			<comments>http://www.collegeprepexpert.com/blog/remedial-classes/avoid-remedial-classes:-get-college-prep-right-the-first-time#comments</comments>
			<pubDate>2012-09-17 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Remedial Classes]]></category>
			<description><![CDATA[Roughly 42% of incoming freshman need to take remedial classes. These classes are a booming business for colleges because the schools charge you for taking them but don’t give your any credit hours for your hard work. You still need all your [...]]]></description>
			<content:encoded><![CDATA[<div><i><img alt="" align="left" width="427" height="375" src="/repository/image/142_remedial_classes.jpg" />Finish college, avoid remedial classes by getting college prep right.</i></div><br/><div>&nbsp;</div><br/><div>Imagine this scenario:</div><br/><div>&nbsp;</div><br/><div>The college admissions officer tells you you&rsquo;re going to need remedial English and remedial Math, and depending on your major, maybe remedial Science. What do you do?</div><br/><div>&nbsp;</div><br/><ul type="circle" style="margin-top: 0in"><br/>    <li>Choose a different college.</li><br/>    <li>Choose a different major.</li><br/>    <li>Take summer classes to avoid remedial classes.</li><br/>    <li>Go back in time and do high school all over again.</li><br/></ul><br/><div>&nbsp;</div><br/><div>Okay, so the first three answers are all possibilities, but the fourth one isn&rsquo;t. In order to avoid the first three, you need to get college prep right the first time.</div><br/><div>&nbsp;</div><br/><div>So how do you do that?</div><br/><div>&nbsp;</div><br/><div><b>College </b><b>Prep </b><b>Means </b><b>College</b><b> Research</b></div><br/><div>&nbsp;</div><br/><div>You need to plan ahead and research your options. Try the following steps:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Find the college that&rsquo;s right for you. </b>RSC&rsquo;s database has nearly 5,000 colleges where you can find the average grade point average, class rank and SAT or ACT scores of incoming freshman. If you&rsquo;re average or above average at those colleges, you probably won&rsquo;t need remedial classes. If not, your college counselor might require them.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Improve your </b><b>SAT</b><b> or ACT score.</b> A good SAT or ACT can help you test out of remedial courses &ndash; even at colleges that don&rsquo;t require those tests for admissions. RSC&rsquo;s online SAT and ACT prep materials can be a big help here.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Know where your major is a good fit.</b> While you&rsquo;re logged into RSC&rsquo;s college database, find out where your intended major is a good fit. Find schools that specialize in that field, have extra financial aid for those students, and career guidance and workforce placement. This may not get you out of remedial classes, but it could make taking them more bearable if the college is good for your long-term goals.</div><br/><div>&nbsp;</div><br/><div>By now you might be asking yourself, what&rsquo;s the big deal about remedial classes anyway? Simple. They add to your total cost of college. They make an already expensive college more expensive.</div><br/><div>&nbsp;</div><br/><div><b>Save on College &ndash; Skip Remedial Classes</b></div><br/><div>&nbsp;</div><br/><div>Roughly 42% of incoming freshman need to take remedial classes. These classes are a booming business for colleges because the schools charge you for taking them but don&rsquo;t give your any credit hours for your hard work. You still need all your prerequisites, major classes and electives to graduate. Some colleges may offer you low-cost options, such as community college classes as a replacement for remedial classes, but it&rsquo;s easy to see that no-cost is better than low-cost.</div><br/><div>&nbsp;</div><br/><div>Avoid remedial classes by:</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>Taking Advanced Placement classes</li><br/>    <li>Getting good SAT or ACT scores</li><br/>    <li>Applying to schools where you&rsquo;re a good academic fit</li><br/></ul><br/><div>&nbsp;</div><br/><div>Being college ready is a big part of finishing college. Students who take remedial classes are far more likely to drop out, and that will cost you a small fortune with nothing to show for it. Use college prep to help you get ready for college and graduate &ndash; at a price you can afford.</div><br/><div>&nbsp;</div><br/><div>To let RSC help you avoid remedial classes and improve your college prep, call 800-898-4636 or <a href="http://www.collegeprepexpert.com/checkout2">sign up online</a>!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/remedial-classes/avoid-remedial-classes:-get-college-prep-right-the-first-time" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Financial Aid Facts</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/financial-aid-facts</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/financial-aid-facts#comments</comments>
			<pubDate>2012-09-13 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[Do you wish you had more information on financial aid? If, so, you’re not alone: 56% of parents with students interested in college wish they had more information on financial aid. We can believe it. Our families come in with [...]]]></description>
			<content:encoded><![CDATA[<div style="margin: auto 0in"><b><font size="4"><i><span style="font-size: 12pt; font-weight: normal"><img alt="" align="left" style="width: 275px; height: 205px" src="/repository/image/141_financial_aid_facts.jpg" />Financial Aid Facts Show the Importance of College Prep<br /><br/></span></i></font></b></div><br/><div style="margin: auto 0in"><b><font size="4"><span style="font-size: 12pt; font-weight: normal">Do you wish you had more information on financial aid? If, so, you&rsquo;re not alone: 56% of parents with students interested in college wish they had more information on financial aid.</span></font></b></div><br/><div style="margin: auto 0in"><b><font size="4"><span style="font-size: 12pt; font-weight: normal"><br /><br/>We can believe it. Our families come in with all sorts of questions, which is why we have two handbooks, several videos, and an entire department devoted to helping students get better financial aid.<br /><br/><br /><br/><div style="margin: auto 0in"><b><font size="4"><span style="font-size: 12pt">Financial Aid Facts</span></font></b></div><br/><div><br /><br/>Here&rsquo;s one financial aid fact you should find astounding: 29% of low-income families <i>don&rsquo;t</i> even file for financial aid. And why don&rsquo;t the file? Because either:<br /><br/>&nbsp;</div><br/><div style="text-indent: -0.25in; margin-left: 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>The forms are too confusing</div><br/><div style="text-indent: -0.25in; margin-left: 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>They don&rsquo;t know about it</div><br/><div style="text-indent: -0.25in; margin-left: 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>They don&rsquo;t think they qualify.</div><br/><div><br /><br/>In other words, the people who benefit most from financial aid are the least likely to get it.<br /><br/>&nbsp;</div><br/><div><b>Financial Aid Questions</b></div><br/><div><br /><br/>So what do people want to know about financial aid?</div><br/><div><i><br /><br/>Top financial aid questions&hellip;</i></div><br/><div style="text-indent: -0.25in; margin-left: 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Does my student qualify for aid?</div><br/><div style="text-indent: -0.25in; margin-left: 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>How can I get more aid?</div><br/><div style="text-indent: -0.25in; margin-left: 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>What will I have to spend out-of-pocket on college?</div><br/><div style="text-indent: -0.25in; margin-left: 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>What programs are available?</div><br/><div style="text-indent: -0.25in; margin-left: 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Do scholarships help?</div><br/><div><b><br /><br/>Financial Aid Answers<br /><br/></b></div><br/><div style="text-indent: -0.25in; margin-left: 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Most families qualify for financial aid, but there are plenty of things to consider, including income, assets, number of people in the household, etc. It&rsquo;s best to file for financial aid, even if you think you don&rsquo;t qualify. Let the government and colleges figure it out. If you want anwers early &ndash; before your student applies to college &ndash; then let our staff do it for you. This way, you can develop a financial plan.</div><br/><div style="text-indent: -0.25in; margin-left: 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>To get more aid, you need to know all the forms to fill out and then not make a single mistake on any of them. You also need to know the propoer steps to appeal for more aid and understand the system&rsquo;s complex and underlying rules. If this doesn&rsquo;t sound easy, its not. But it is possible.</div><br/><div style="text-indent: -0.25in; margin-left: 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Your out-of-pocket expenses can vary greatly, but it&rsquo;s what everyone wants to know. To know what you&rsquo;ll owe, get a college-cost estimate. Just don&rsquo;t rely on the college site. Turns out <a href="http://www.collegeprepexpert.com/news?artitle=wall-street-journal/cost-calculators-on-college-websites-giving-bad-estimates-article"><font color="#800080">they&rsquo;re not that accurate</font></a>.</div><br/><div style="text-indent: -0.25in; margin-left: 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Financial aid programs are an alphabet soup: Pell, SEOG, ParentPLUS, TAP, PHEAA. There are federal, state, and college programs available. Get help navigating the system.</div><br/><div style="text-indent: -0.25in; margin-left: 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Finally, do scholarships help? Sometimes. It depends on the type of scholarship, who provides it, and where you use it. If that sounds vague, it&rsquo;s becauses colleges don&rsquo;t always make their scholarship policies readily available &ndash; unless you know where to look.</div><br/><div><br /><br/>You can see why a majority of families want more information on financial aid. It&rsquo;s a complex system, and the answer to almost every question is maybe. It all depends on your situation. Before you apply to college, <a href="http://www.collegeprepexpert.com/financial-aid-services">get help that looks at your specific case</a>. It will make paying for college and getting great financial aid much easier!</div><br/><div><br /><br/>Enroll in our program today. If you&rsquo;re a high-school senior, be sure to take advantage of our Paperwork Services. It could save you hundreds, and more likely, thousands of dollars on college.</div><br/><div><br /><br/>If you have more questions, call 800-898-4636 or simply <a href="http://www.collegeprepexpert.com/checkout2">enroll online</a>!</div><br/></span></font></b></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/financial-aid/financial-aid-facts" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Education Cuts Hit College Prep</title>
			<link>http://www.collegeprepexpert.com/blog/guidance-counselors/education-cuts-hit-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/guidance-counselors/education-cuts-hit-college-prep#comments</comments>
			<pubDate>2012-09-10 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Guidance Counselors]]></category>
			<description><![CDATA[Hundreds of Thousands of Layoffs Affect the Way You Get Ready for College.  Have you noticed a decline in America’s education? Are you worried that too few teachers and too many students won’t help kids learn more? You're not alone. According to a new [...]]]></description>
			<content:encoded><![CDATA[<div><i><img alt="" align="left" style="width: 272px; height: 191px" src="/repository/image/140_education_cuts.jpg" />Hundreds of Thousands of Layoffs Affect the Way You Get Ready for College</i></div><br/><div>&nbsp;</div><br/><div>Have you noticed a decline in America&rsquo;s education? Are you worried that too few teachers and too many students won&rsquo;t help kids learn more?</div><br/><div>&nbsp;</div><br/><div>You&rsquo;re not alone. According to a new federal report released in August*, 300,000 teachers have been laid off since the Great Recession officially ended in 2009. Decreased federal funds and depleted state and local resources have led to a purging of the nation&rsquo;s educators and created a swollen teacher-student ratio that is at its highest in more than 10 years.</div><br/><div>&nbsp;</div><br/><div>So what does all that mean for your student?</div><br/><div>&nbsp;</div><br/><div><b>Impact of Teacher Layoffs</b></div><br/><div>&nbsp;</div><br/><div>First, the bad news &ndash; larger class sizes are expected to have the following impact:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Lower high-school graduation rate</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Fewer students taking the SAT or ACT</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Lower college enrollment</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Lower college graduation rates</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s easy to see why. There are plenty of studies that show the advantages of smaller class sizes &ndash; more teacher attention, more time spent on task, etc. But students aren&rsquo;t just facing a teacher shortage: guidance counselors are in short supply, too.</div><br/><div>&nbsp;</div><br/><div><b>The Guidance Counselor Shortage</b></div><br/><div>&nbsp;</div><br/><div>The average guidance counselor already sees nearly twice the number of recommended students (467 vs 250, respectively), but education cuts could make that worse. Fortuanately, the private sector is booming with options to help students overcome this guidance counseor shortfall. Unfortunately, many of those options are extremely expensive &ndash; but they don&rsquo;t have to be.</div><br/><div>&nbsp;</div><br/><div align="center"><a href="http://www.collegeprepexpert.com/blog/guidance-counselors/problem-with-traditional-high-school-guidance-counseling"><font color="#800080">See how one low-income student made his college dream a reality.</font></a></div><br/><div>&nbsp;</div><br/><div>RSC recently brought all its time-tested services online, allowing us to cut our prices and make the program even more convenient for you. It&rsquo;s easy to take advantage of all our private guidance counselor services without leaving your home:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College prep materials &ndash; </b>college prep checklists, an in-depth&nbsp;college research database, career tools, personality tests, handbooks, videos, and much more!</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>SAT</b><b> test prep materials</b> &ndash; way more than your counselor can offer, including practice questions, timed tests, vocabulary builders and much more</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>4-year high-school planner &ndash; </b>plan ahead, stay ahead</div><br/><div><b>&nbsp;</b></div><br/><div>Good guidance&hellip;</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Improves your chances of college enrollment</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Improves your chances of graduating college</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Improves your chances of getting great financial aid</b></div><br/><div>&nbsp;</div><br/><div>As parents, we spend hundreds &ndash; maybe even thousands &ndash; of dollars on school supplies, school clothes, field trips and tech gadgets for the classroom. Which is why RSC cut its price &ndash; so that you&rsquo;re not stuck with a super expensive product replacing a much cheaper one. And then we add in the added advantage of being way more convenient!</div><br/><div>&nbsp;</div><br/><div>Do you want college prep on your schedule? Then RSC is the way to go.</div><br/><div>&nbsp;</div><br/><div>Millions of dollars in education cuts are hurting students every day. Don&rsquo;t you want to get some of those benefits back for just a few hundred dollars?</div><br/><div>&nbsp;</div><br/><div>If so, call 800-898-4636 to enroll in the RSC program today. Education cuts won&rsquo;t wait and the impact is almost immediate. Take action today and improve your college prep!</div><br/><div>&nbsp;</div><br/><div align="right">*Investing in Our Future: Returning Teachers to the Classroom</div><br/><div>&nbsp;</div><br/><div>&nbsp;</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/guidance-counselors/education-cuts-hit-college-prep" data-width="450" data-show-faces="true" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How to Become a Confident College Freshman</title>
			<link>http://www.collegeprepexpert.com/blog/college-life/how-to-become-a-confident-college-freshman</link>
			<comments>http://www.collegeprepexpert.com/blog/college-life/how-to-become-a-confident-college-freshman#comments</comments>
			<pubDate>2012-09-06 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Life]]></category>
			<description><![CDATA[What if you could be a confident freshman right from the start? It could happen. People give relatively common advice about going to college – learn your way around campus, leave the dorm in groups, review your classes and know [...]]]></description>
			<content:encoded><![CDATA[<div><i><img alt="" align="left" style="width: 260px; height: 239px" src="/repository/image/139_confident_freshman.jpg" />Be ready for college the day you set foot on campus.</i></div><br/><div>&nbsp;</div><br/><div>Everyone has that image of the nervous freshman, away from home for the first time, stumbling around campus, afraid to ask questions. Then there&rsquo;s the confident senior, who knows where everything is and really believes he is big man on campus.</div><br/><div>&nbsp;</div><br/><div>But what if you could be a confident freshman right from the start?</div><br/><div>&nbsp;</div><br/><div>It could happen.</div><br/><div>&nbsp;</div><br/><div><b>Overcoming Freshman Jitters</b></div><br/><div>&nbsp;</div><br/><div>People give relatively common advice about going to college &ndash; learn your way around campus, leave the dorm in groups, review your classes and know where you&rsquo;re supposed to be and when. We agree with all that, but such advice only helps the freshman feel a little better.</div><br/><div>&nbsp;</div><br/><div>So what makes the college freshman feel a lot better?</div><br/><div>&nbsp;</div><br/><div>Knowing that he or she is at the perfect college for them. Not just the right college, but the one that meets all their needs.</div><br/><div>&nbsp;</div><br/><div>So how do they do that? With college research tools like these:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Know you can handle the work.</b> Find a college where you fit in academically. Know that your SAT or ACT score is competitive and that your class rank and high-school GPA put you at or near the top. One of the biggest fears freshmen have is that the work will be too hard. Ease those fears with RSC&rsquo;s college database that will show you exactly where you fit academically on nearly every campus in the country.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Know you fit in.</b> This is a two-part process:</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 1in"><span>o<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Know what you want in a college. </b>Are you looking for a big-city school, a sprawling country campus, a college town, a suburban hideaway? Whatever it is, know what you&rsquo;re looking for on campus. There are more than 25 ways to judge a college. Use RSC&rsquo;s list to help you narrow your choice. Then&hellip;.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 1in"><span>o<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Visit the campus.</b>Do you like the people you see? Are they like you? Could you be friends with them? If you say &ldquo;Yes,&rdquo; then this college could offer you a great social experience.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Know you can afford it. </b>Nothing makes a college student more confident than knowing they won&rsquo;t spend the next 20 years in debt. Get college-cost estimates before you apply to any school and develop a plan to get both merit-based and need-based aid. And, finally, doesn&rsquo;t it makes sense to find out which colleges offer the best financial aid? (Use RSC&rsquo;s <i>Top Financial Aid Colleges </i>handbook for this).</div><br/><div>&nbsp;</div><br/><div><b>Making the Most of Freshman Year</b></div><br/><div><b>&nbsp;</b></div><br/><div>Your first year on campus is exciting. You want to declare your major and pursue you goals. You want to show real independence and hang out with new friends. But you can&rsquo;t do any of that if you don&rsquo;t believe in yourself.</div><br/><div>&nbsp;</div><br/><div>The work is going to be hard, the setting unfamiliar, and the cost considerable. That&rsquo;s a lot to worry about, but college prep can make you a confident freshman and get you started on your future. Knowing that you&rsquo;re where you&rsquo;re supposed to be &ndash; at the perfect college for you &ndash; makes all the difference.</div><br/><div>&nbsp;</div><br/><div>Let RSC&rsquo;s program help you find it. Being a prepared high-school student will make you a great college freshman!</div><br/><div>&nbsp;</div><br/><div>Sign up by calling 800-898-4636 or <a href="http://www.collegeprepexpert.com/checkout2">enrolling here</a>. We can&rsquo;t wait to work with you!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-life/how-to-become-a-confident-college-freshman" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How One Family’s Financial Aid Struggles Helped Thousands More Pay for College</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/how-one-familys-financial-aid-struggles-helped-thousands-more-pay-for-college</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/how-one-familys-financial-aid-struggles-helped-thousands-more-pay-for-college#comments</comments>
			<pubDate>2012-09-03 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[Twenty years ago, the sister-in-law of RSC founder Larry Schechter failed to complete her financial aid paperwork on time and received no aid her sophomore year of college. After hearing this, Larry looked at the complex forms and realized [...]]]></description>
			<content:encoded><![CDATA[<div><i><img alt="" align="left" style="width: 231px; height: 301px" src="/repository/image/138_larry_schechter.jpg" />This is the seventh and final post in a series of articles examining the impact the high cost of college and the student loan crisis are having on families. </i><i>RSC</i><i> Your College Prep Expert is dedicated to making college affordable to all families. See how we do it <a href="http://www.collegeprepexpert.com/"><span style="color: purple">here</span></a>.</i></div><br/><div><b>&nbsp;</b></div><br/><div><i>Why one person reached out to help others get the best financial aid possible instead of walking away.</i></div><br/><div>&nbsp;</div><br/><div>Twenty years ago, the sister-in-law of RSC founder Larry Schechter failed to complete her financial aid paperwork on time and received no aid her sophomore year of college. After hearing this, Larry, already a successful small businessman, looked at the complex forms and realized &ldquo;People need help.&rdquo;</div><br/><div>&nbsp;</div><br/><div>He began completing financial aid forms for families in need right at his kitchen table. Sometimes he&rsquo;d be up until 2 or 3 in the morning meeting deadlines for dozens of other families. But it was worth it. Soon hundreds of families were asking for his expert help and Larry made sure they never missed a deadline.</div><br/><div>&nbsp;</div><br/><div>He also made sure the financial aid forms were flawless. He never had one returned due to mistakes. But he made some observations about financial aid that allowed him to expand his small operation filling out forms to a full-fledged college prep company &ndash; and improve the financial aid for thousands of families.</div><br/><div>&nbsp;</div><br/><div><b>Problems With Financial Aid</b></div><br/><div>&nbsp;</div><br/><div>Larry had the following realizations when it came to paying for college:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Too many families focus on the FAFSA alone. This form is more than twice as long as your 1040 tax form, but it&rsquo;s not the only one you need to fill out. Families often don&rsquo;t realize they have state or college forms to complete, too.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Too many families think they don&rsquo;t qualify for financial aid and don&rsquo;t even bother to fill out the FAFSA.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Too many families find the FAFSA to hard to complete and just give up.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Too many families don&rsquo;t know how much various colleges cost them before their student applies.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Too many families focus exclusively on scholarships without realizing that they often benefit the college and not the student.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>If many students take different academic and financial steps in high school, they can receive even more financial aid.</div><br/><div style="margin: 0in 0in 0pt 0.25in">&nbsp;</div><br/><div>Larry realized he could get families even more financial aid if he addressed their needs and mistakes before they occurred.</div><br/><div>&nbsp;</div><br/><div><b>Financial Aid Advice and Tools</b></div><br/><div>&nbsp;</div><br/><div>To solve the above problems, Larry created several new programs and products to improve a family&rsquo;s financial aid.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>The RSC staff helps families understand that there may be more need-based forms to submit (FAFSA, CSS Profile, PHEAA, TAP, etc.), and if there are, we complete and review every single one of them.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Our <i>What You Need to Know About Financial Aid</i> handbook provides families with a terrific overview of the financial aid system, difficult terms, types of investments, mistakes to avoid and much more &ndash; all of it designed to get you more financial aid.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>RSC offers unlimited college-cost estimates for any college on your list. &nbsp;Know what you&rsquo;re going to have to pay at more than 4,000 schools. We make comparison shopping between colleges easy!</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Our <i>Top Financial Aid Colleges</i> handbook directs you to the colleges that offer the best financial aid!</div><br/><div>&nbsp;</div><br/><div><b>The SATs, ACTs, and College Prep</b></div><br/><div>&nbsp;</div><br/><div>One of the first things Larry realized is that good SAT or ACT scores often led to great financial aid. He set up an SAT and ACT test prep program to boost students&rsquo; scores. Then, with the assistance of David Peterson, a former adviser to the College Board, he set about building the RSC program that now includes handbooks, videos, worksheets and college research tools to help students put together the best college application possible.</div><br/><div>&nbsp;</div><br/><div>College admissions officers are impressed by everything we help our students do.</div><br/><div>&nbsp;</div><br/><div>To see everything RSC offers students, view this <a href="http://www.collegeprepexpert.com/"><font color="#800080">chart</font></a>.</div><br/><div>&nbsp;</div><br/><div><b>Expanding Financial Aid Services</b></div><br/><div>&nbsp;</div><br/><div>What began as one man working in his kitchen filling out financial aid forms now includes <a href="http://www.collegeprepexpert.com/blog/college-tuition/new-way-to-bring-down-high-cost-of-college"><font color="#800080">two connecting paths to get better financial aid</font></a>: good college prep for merit-based aid and complete paperwork services for need-based aid.</div><br/><div>&nbsp;</div><br/><div>RSC&rsquo;s full program includes grade-specific handbooks, worksheets, videos, the most extensive college research database available, career planning tools, a highly recommended SAT and ACT prep program, financial aid handbooks, advice and service, and much, much more &ndash; all designed to do one thing: make college affordable.</div><br/><div>&nbsp;</div><br/><div>Of course, we couldn&rsquo;t set about making college affordable without making college prep affordable, right? That&rsquo;s why RSC&rsquo;s price is so low &ndash; and why we brought everything online. We&rsquo;re dedicated to keeping our price and your cost as low as possible.</div><br/><div>&nbsp;</div><br/><div>We don&rsquo;t want families to experience the pain our founder&rsquo;s family did. We know what getting bad financial aid feels like, and we don&rsquo;t want that to happen to you. Sign up today and we&rsquo;ll work hard to get you the best financial aid possible!</div><br/><div>&nbsp;</div><br/><div>Call 800-898-4636 or <a href="http://www.collegeprepexpert.com/checkout2">enroll here</a>. We&rsquo;ll get to work right away!</div><br/><div>&nbsp;</div><br/><div><b>Part One:</b> <a href="http://www.collegeprepexpert.com/blog/college-tuition/what-familes-face-staggering-cost-of-college"><font color="#800080">What Families Face: The Staggering Cost of College</font></a></div><br/><div>&nbsp;</div><br/><div><b>Part Two:</b> <a href="http://www.collegeprepexpert.com/blog/financial-aid/the-promise-of-financial-aid-and-scholarships"><font color="#800080">The Promise of Financial Aid and Scholarships: Working With a Broken System</font></a></div><br/><div>&nbsp;</div><br/><div><b>Part Three:</b> <a href="http://www.collegeprepexpert.com/blog/teachers/impact-of-student-loans-and-high-tuition-on-families-today"><font color="#800080">The Impact of Student Loans and High Tuition on Families Today</font></a></div><br/><div>&nbsp;</div><br/><div><b>Part Four:</b> <a href="http://www.collegeprepexpert.com/blog/college-prep/college-prep-requires-a-long-range-plan"><font color="#800080">Going to the Moon: Why College Prep Requires a Long-Range Plan</font></a></div><br/><div>&nbsp;</div><br/><div><b>Part Five:</b> <a href="http://www.collegeprepexpert.com/blog/guidance-counselors/problem-with-traditional-high-school-guidance-counseling"><font color="#800080">The Problem With Traditional High School Guidance Counseling &ndash; Limited Resources, Limited Time</font></a></div><br/><div>&nbsp;</div><br/><div><b>Part Six:</b> <i><a href="http://www.collegeprepexpert.com/blog/college-tuition/new-way-to-bring-down-high-cost-of-college"><font color="#800080">A New Way to Bring Down the High Cost of College</font></a></i></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/financial-aid/how-one-familys-financial-aid-struggles-helped-thousands-more-pay-for-college">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Taking The SAT? Get In Your Six-Week Minimum Now</title>
			<link>http://www.collegeprepexpert.com/blog/sat-prep/taking-the-sat-get-in-your-six-week-minimum-now</link>
			<comments>http://www.collegeprepexpert.com/blog/sat-prep/taking-the-sat-get-in-your-six-week-minimum-now#comments</comments>
			<pubDate>2012-08-30 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[SAT Prep]]></category>
			<description><![CDATA[The fall SAT is primarily taken by two groups: seniors who aren’t happy with their junior SAT scores and ambitious juniors who want to get in a “practice” test before taking spring. Students in both groups have good reason to start practicing right [...]]]></description>
			<content:encoded><![CDATA[<div><i><img alt="" align="left" style="width: 264px; height: 204px" src="/repository/image/137_taking_the_sat.jpg" />Why preparing for the October </i><i>SAT</i><i> now is cutting it close.</i></div><br/><div>&nbsp;</div><br/><div>The next SAT is October 6<sup>th</sup>. Are you ready for it?</div><br/><div>&nbsp;</div><br/><div>The fall SAT is primarily taken by two groups: seniors who aren&rsquo;t happy with their junior SAT scores and ambitious juniors who want to get in a &ldquo;practice&rdquo; test before taking the spring SAT. Students in both groups have good reason to start practicing for the SAT (or October 27 ACT) right now.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Seniors: </b>This may be your last chance to get the score you want. It just doesn&rsquo;t make sense to take it easy.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Juniors: </b>You&rsquo;re ambitious. You&rsquo;re eyeing top schools and willing to put in the hard work to get there. That means putting in the extra time now to boost your score later. If you start with a good score, you&rsquo;ll have no place to go but up.</div><br/><div>&nbsp;</div><br/><div><b>Why Six Weeks to Prepare for the </b><b>SAT</b><b>?</b></div><br/><div>&nbsp;</div><br/><div>Actually, six weeks isn&rsquo;t enough. Six weeks is a crash course, but it&rsquo;s all the time you have left. Still, six weeks of SAT or ACT prep lets you:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Practice your speed</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Put facts and figures in your head that you may have forgotten over the summer</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Build your confidence</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Learn short-term and same-day test tips that can improve your score</div><br/><div>&nbsp;</div><br/><div>But with six weeks to go, you need to start now.</div><br/><div>&nbsp;</div><br/><div><b>How Does </b><b>SAT</b><b> or ACT Test Prep Help?</b></div><br/><div>&nbsp;</div><br/><div>Different programs use different methods, but we&rsquo;ve found that it&rsquo;s best to start students at their level and then move them upward. The more you learn, the more difficult the questions get. Some programs start everyone in the same place, but we think personalizing the starting point makes the most sense. Once you know your level, you have 50 hours of access to:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>SAT or ACT practice questions</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Timed practice tests</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Instant test results</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>A vocabulary builder</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Same-day and long-term tips, including how the questions are arranged and the best way to pace yourself</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Essay writing tips, and much more</div><br/><div>&nbsp;</div><br/><div>Our program moves at your speed so that you don&rsquo;t fall behind or get bored. &nbsp;With the RSC program, that can&rsquo;t happen because you set the pace. It&rsquo;s why 95% of users say they&rsquo;d recommend our program to their friends.</div><br/><div>&nbsp;</div><br/><div><b>How Much Will My Score Improve?</b></div><br/><div>&nbsp;</div><br/><div>That depends on how much effort you put in. We&rsquo;ve had students on the high end watch their scores jump 300-350 points. Typical results are 150 points, but wouldn&rsquo;t you like to see a 150-point jump in your test score? That will impress a college admissions dean.</div><br/><div>&nbsp;</div><br/><div>But in order to do that, you need to start your SAT prep today. You have six weeks to get ready. It&rsquo;s not a lot of time, but with the RSC program, it might just be enough.</div><br/><div>&nbsp;</div><br/><div>To sign up for our SAT or ACT college prep program, <a href="http://www.collegeprepexpert.com/checkout2">click here</a> or call 800-898-4636. Either way, you can start today!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/sat-prep/taking-the-sat-get-in-your-six-week-minimum-now">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>A New Way to Bring Down the High Cost of College</title>
			<link>http://www.collegeprepexpert.com/blog/college-tuition/new-way-to-bring-down-high-cost-of-college</link>
			<comments>http://www.collegeprepexpert.com/blog/college-tuition/new-way-to-bring-down-high-cost-of-college#comments</comments>
			<pubDate>2012-08-27 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Tuition]]></category>
			<description><![CDATA[If a low-income family focuses exclusively on need-based aid from the government, are they making a bad financial aid decision? If a middle- or upper-income family focuses exclusively on merit-based aid like scholarships, are they making a bad [...]]]></description>
			<content:encoded><![CDATA[<div><i><img alt="" align="left" style="width: 210px; height: 311px" src="/repository/image/136a_high_cost_noemia.jpg" />This is the sixth in a series of articles examining the impact the high cost of college and the student loan crisis are having on families. </i><i>RSC</i><i> Your College Prep Expert is dedicated to making college affordable to all families. See how we do it <a href="http://www.collegeprepexpert.com/"><span style="color: purple">here</span></a>.</i></div><br/><div>&nbsp;</div><br/><div>If a low-income family focuses exclusively on need-based aid from the government, are they making a bad financial aid decision?</div><br/><div>&nbsp;</div><br/><div>If a middle- or upper-income family focuses exclusively on merit-based aid like scholarships, are they making a bad financial aid decision?</div><br/><div>&nbsp;</div><br/><div>The answer is &ldquo;Yes&rdquo; to both those questions, but really bad decisions happen when families don&rsquo;t focus on either.</div><br/><div>&nbsp;</div><br/><div><b>Qualifying for Financial Aid You Didn&rsquo;t Expect</b></div><br/><div>&nbsp;</div><br/><div>Noemia&rsquo;s mother was skeptical about letting RSC&rsquo;s staff fill out her financial aid forms. Paying for college was going to be difficult enough. Did she have the money to pay for college prep and <a href="http://www.collegeprepexpert.com/financial-aid-services"><font color="#800080">paperwork services</font></a>, too?</div><br/><div>&nbsp;</div><br/><div>Finally, she gave in. She didn&rsquo;t know much about the financial aid system and figured letting professionals handle the details was the best thing she could do for her daughter.</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>70% of families earning less than $28,000 were not aware of Pell Grants</li><br/>    <li>38% of parents with a high-school education or less were not aware of Pell Grants</li><br/></ul><br/><div>&nbsp;</div><br/><div>RSC&rsquo;s Forms Department got to work. They assessed the family&rsquo;s financial aid situation, estimated their college costs, completed all the forms (including federal, state, and college forms), and helped Noemia review her offers. Her mother was shocked. Not only was her daughter accepted into St. John&rsquo;s University in Queens, but her financial aid package was outstanding. St. John&rsquo;s met 100% of the family&rsquo;s financial aid need, 28% more than they normally meet.</div><br/><div>&nbsp;</div><br/><div>By putting a little trust in financial aid professionals, Noemia&rsquo;s mother could afford to send her daughter to college.</div><br/><div>&nbsp;</div><br/><div><b>Private</b><b>Colleges</b><b>, Pell Grants and Financial Need</b></div><br/><div><b>&nbsp;</b></div><br/><div>Beth&rsquo;s mother knew she wanted her daughter to go to a private college, preferably one close to home, or at least somewhere in her native New England. But she also knew that that those colleges are some of the most expensive in the country, which meant she knew one other thing:</div><br/><div>&nbsp;</div><br/><div>She had no idea how she was going to pay for it.<img alt="" align="right" width="209" height="272" src="/repository/image/136_high_cost_beth.jpg" /></div><br/><div>&nbsp;</div><br/><div>At best, Beth&rsquo;s mother hoped her daughter would get a scholarship or two. Beth was a good student and merit-based aid seemed like the best way to go. However, RSC&rsquo;s financial aid experts helped her map out a plan based on a few important facts:</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>49% of families earning between $35,000 and $100,000 received Pell Grants.</li><br/>    <li>In 2011, 26% of families earning $100,000 received Pell Grants.</li><br/>    <li>88% of students at private college receive financial aid. 71% of that aid is need-based.</li><br/></ul><br/><div>&nbsp;</div><br/><div>Unfortunately, the family had another complication: Beth&rsquo;s first-choice college was famous for its academics but not its financial aid. The average student could expect to take out $23,000 in loans every year, or $92,000 in the course of a 4-year degree. Beth and her mother panicked, but later said RSC&rsquo;s counselor kept them composed with a &ldquo;sweet, calming voice&rdquo; backed up by a &ldquo;quick wit, informative reasoning, a general, bright, helpful personality.&rdquo;</div><br/><div>&nbsp;</div><br/><div>The counselor encouraged Beth to continue pursuing merit-based aid while RSC took care of the need-base aid.</div><br/><div>&nbsp;</div><br/><div>The plan paid off.&nbsp;An exclusive private university in Rhode Island offered Beth a package way above average. It still required roughly $13,000 per year in student loans, but that was s44% below what her mother expected. A private college that seemed out of reach was now entirely possible, and the family could save money because Beth would be living at home.</div><br/><div>&nbsp;</div><br/><div>Both mom and daughter were very happy with the offer &ndash; and RSC&rsquo;s efforts to get it!</div><br/><div>&nbsp;</div><br/><div><b>Blending Merit-Based and Need-Based Aid</b></div><br/><div>&nbsp;</div><br/><div>Both Noemia and Beth were good students. They followed RSC&rsquo;s plans and used our tools to improve their SAT scores and college applications, and their respective universities rewarded them with additional financial aid. Combined with flawless financial aid paperwork and detailed explanations of the families&rsquo; financial needs led to even more money, in this case, two expensive colleges became extremely affordable to two deserving families.</div><br/><div>&nbsp;</div><br/><div>Families who adopt RSC&rsquo;s a two-pronged approach to paying for college &ndash; relying on merit-based and need-based aid &ndash; find paying for college much easier. After all, doesn&rsquo;t it make sense to get money from two sources rather than one? <a href="http://www.collegeprepexpert.com/"><font color="#800080">RSC&rsquo;s college prep and financial aid tools</font></a> let families develop such a plan.</div><br/><div>Get great financial aid like Beth and Noemia. Work with college prep experts!</div><br/><div>&nbsp;</div><br/><div><b>Next Week: </b><i>How One Family&rsquo;s Financial Aid Struggles Helped Thousands More Pay for College</i></div><br/><div><b>&nbsp;</b></div><br/><div><b>Part One:</b> <a href="http://www.collegeprepexpert.com/blog/college-tuition/what-familes-face-staggering-cost-of-college"><font color="#800080">What Families Face: The Staggering Cost of College</font></a></div><br/><div>&nbsp;</div><br/><div><b>Part Two:</b> <a href="http://www.collegeprepexpert.com/blog/financial-aid/the-promise-of-financial-aid-and-scholarships"><font color="#800080">The Promise of Financial Aid and Scholarships: Working With a Broken System</font></a></div><br/><div>&nbsp;</div><br/><div><b>Part Three:</b> <a href="http://www.collegeprepexpert.com/blog/teachers/impact-of-student-loans-and-high-tuition-on-families-today"><font color="#800080">The Impact of Student Loans and High Tuition on Families Today</font></a></div><br/><div>&nbsp;</div><br/><div><b>Part Four:</b> <a href="http://www.collegeprepexpert.com/blog/college-prep/college-prep-requires-a-long-range-plan"><font color="#800080">Going to the Moon: Why College Prep Requires a Long-Range Plan</font></a></div><br/><div>&nbsp;</div><br/><div><b>Part Five:</b> <a href="http://www.collegeprepexpert.com/blog/guidance-counselors/problem-with-traditional-high-school-guidance-counseling"><font color="#800080">The Problem With Traditional High School Guidance Counseling &ndash; Limited Resources, Limited Time</font></a></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-tuition/new-way-to-bring-down-high-cost-of-college" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Is College Driving Up the Cost of College Prep?</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/is-college-driving-up-the-cost-of-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/is-college-driving-up-the-cost-of-college-prep#comments</comments>
			<pubDate>2012-08-23 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Why does college prep have to be so expensive? The answer is, it doesn’t, and yet just a few weeks at some college prep companies can cost you as much as an entire semester at a community college. Why [...]]]></description>
			<content:encoded><![CDATA[<div><i><img alt="" align="left" width="253" height="424" src="/repository/image/135_cost_of_college.jpg" />College prep can be affordable. It can even bring down the cost of college.</i></div><br/><div>&nbsp;</div><br/><div>Why does college prep have to be so expensive?</div><br/><div>&nbsp;</div><br/><div>The answer is, it doesn&rsquo;t, and yet just a few weeks at some college prep companies can cost you as much as an entire semester at a community college. Why is that?</div><br/><div>&nbsp;</div><br/><div>There&rsquo;s no easy answer, but there are two leading possibilities</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>College prep follows the college model &ndash; the more a college costs, the more prestigious it appears. Many of the best-known names in college prep charge more than $1,000 for a few weeks of service.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Many college prep companies are boutique operations. They operate like small private colleges. They handle a few clients at a time and have to charge large amounts to make ends meet. They offer great personal attention, but at a price.</div><br/><div>&nbsp;</div><br/><div><b>How Does </b><b>RSC</b><b> Keep Its Price So Low?</b></div><br/><div>&nbsp;</div><br/><div>Everyone wants college and college prep to be affordable, right? So we set out looking for ways to make our program more efficient. That meant learning from the best. Here&rsquo;s what we found:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>From amazon:</b> Bring everything online and drop your prices. And since you can download all our files, we don&rsquo;t even have to worry about shipping!</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>From Walmart:</b> Volume matters. The more people you serve, the lower your price can be. Our program has helped tens of thousands of students. By expanding that number, we can lower our prices even more.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>From Microsoft.</b> Ever notice how you can buy a ton of Microsoft products under the umbrella title Microsoft Office? By combining a variety of products into one program, we cut our price because we don&rsquo;t have to make a profit on every little thing.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Like Apple.</b> You can buy an iPhone, iPod and iPad separately, but they also work together very well. We&rsquo;ve separated our most expensive product &ndash; Paperwork Services &ndash; into a separate program to keep our college prep price low, but the two of them work together beautifully!</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>From the Post Office</b> &ndash; We know. You&rsquo;re thinking, &ldquo;What can you learn from the Post Office?&rdquo; We learned that service matters. Ever stand in one of those long lines, listening to people grumble, with two employees at the counter and 20 people in front of you? Us, too. We learned that you need to respond quickly and politely. So how does that help us cut our prices? It doesn&rsquo;t, but we thought you should know that despite being online, we know that service matters.</div><br/><div>&nbsp;</div><br/><div><b>Lowering the Cost of College</b></div><br/><div>&nbsp;</div><br/><div>Can college prep really bring down the cost of college? If done right, yes.</div><br/><div>&nbsp;</div><br/><div>Good college prep gets you great financial aid, but it lowers your college costs in many other ways.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>The right college for you gives you better financial aid.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>You&rsquo;ll avoid the errors that drive up your cost: not graduating on time, transferring college and changing majors.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>You&rsquo;ll test out of remedial classes and get college credit for <i>all </i>your classes.</div><br/><div>&nbsp;</div><br/><div>College prep isn&rsquo;t just a few AP courses or SAT/ACT prep. It&rsquo;s a plan to get you into and through college. Done right, it&rsquo;s a low-cost plan with high-end results &ndash; like college.</div><br/><div>&nbsp;</div><br/><div>The college model may be driving up the cost of college prep, but the new model, where everything is coming online, should drive down the price. It certainly does at RSC!</div><br/><div>&nbsp;</div><br/><div>Get 5 years of college prep for only $225 for 5 years. Take advantage of our back-to-school pricing today! Call 800-898-4636 or <a href="http://www.collegeprepexpert.com/checkout2">click here</a>.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/is-college-driving-up-the-cost-of-college-prep">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>The Problem With Traditional High School Guidance Counseling – Limited Resources, Limited Time</title>
			<link>http://www.collegeprepexpert.com/blog/guidance-counselors/problem-with-traditional-high-school-guidance-counseling</link>
			<comments>http://www.collegeprepexpert.com/blog/guidance-counselors/problem-with-traditional-high-school-guidance-counseling#comments</comments>
			<pubDate>2012-08-20 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Guidance Counselors]]></category>
			<description><![CDATA[Calvin was a good student in a very bad situation. His father died when Calvin was just 15. Fortunately, the private school where his mother worked as a janitor made a Calvin a tremendous offer: a full scholarship to their hallowed halls. Calvin and [...]]]></description>
			<content:encoded><![CDATA[<div><i><img width="230" height="321" align="left" src="/repository/image/134_guidance_counselor_difficulties.jpg" alt="" /><strong>This is the fifth in a series of articles</strong> examining the impact the high cost of college and the student loan crisis are having on families. </i><i>RSC</i><i> Your College Prep &amp; Financial Aid Expert is dedicated to making college affordable to all families.</i></div><br/><div>&nbsp;</div><br/><div>Calvin was a good student in a very bad situation. His father died when Calvin was just 15. Fortunately, the private school where his mother worked as a custodian made Calvin a tremendous offer: a full scholarship to their hallowed halls. Calvin and his mother graciously accepted this&nbsp;tremendous opportunity.</div><br/><div>&nbsp;</div><br/><div>As expected, Calvin continued to do well in school, and his mother and he set out to make college plans. Then they got more bad news. The school&rsquo;s guidance counselor, knowing that they were a family of limited means, suggested Calvin go to a community college or trade school; something that wouldn&rsquo;t cost too much but could still give him a decent education.</div><br/><div>&nbsp;</div><br/><div>It wasn&rsquo;t what Calvin wanted to hear. Calvin had bigger dreams. That&rsquo;s when they turned to the RSC program.</div><br/><div>&nbsp;</div><br/><div><b>Guidance Counselor Difficulties</b></div><br/><div>&nbsp;</div><br/><div>Calvin&rsquo;s counselor misunderstood how the financial aid system in college works, and it&rsquo;s not entirely his fault. Of all the universities that offer master&rsquo;s degrees to guidance counselors, less than two dozen offer a single course in college prep and financial aid. Guidance counselors are largely expected to focus on social counseling and problems, not college prep. Then, when they get a position in a high school, they find themselves stretched thin by a system that offers very little support.</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>The American School Counselors Association believes counselors should see no more than 250 students. The average counselor sees 460.</li><br/>    <li>The Independent Education Counselors Association and Wake Forest University find that guidance counselors function best when they see no more than 50 students. The average high-school counselor sees 9 times that many.</li><br/>    <li>Guidance counselors make up only 1.7% of school personnel.</li><br/></ul><br/><div>&nbsp;</div><br/><div>Given their workloads, it&rsquo;s no surprise that guidance counselors can&rsquo;t spend enough time getting to know the educational goals of their students. In fact, the average guidance counselor only spends 38 minutes per year per student on college prep. That&rsquo;s why guidance counselors rely on certain tricks, like providing a standard list of colleges that don&rsquo;t really meet a student&rsquo;s needs academically or financially.</div><br/><div><br /><br/>Calvin didn&rsquo;t want to be one of them.</div><br/><div>&nbsp;</div><br/><div><b>College Readiness Through Private Counseling</b></div><br/><div>&nbsp;</div><br/><div>Guidance counselors and students agree that traditional college prep is not preparing students for college. Two-thirds of counselors and 33% of college freshmen say high school does not get students ready for higher education. In one astounding survey, 92% of teachers said they aren&rsquo;t sure what their students need in order to prepare them for college.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s no wonder that:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 1in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>42% of college freshmen need remedial (or developmental) classes</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 1in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>28% of college sophomores need remedial classes</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 1in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>75% of students who take the ACT don&rsquo;t meet the benchmarks needed for college success.</div><br/><div>&nbsp;</div><br/><div>Calvin used the RSC program to pick the courses that would help him succeed and then studied hard to make sure he aced his college entrance exam. Following the RSC College Prep Checklist and 4-Year Planner, he developed a full college plan that made sure he didn&rsquo;t have to fall back on a &ldquo;community college or trade school.&rdquo;</div><br/><div>&nbsp;</div><br/><div>Calvin built an impressive college resum&eacute; filled with academic achievements and community service. Before he finished high school, <i>Portico</i> magazine picked him as one of the 21 people who will change the world. He entered Marquette University as a highly prized freshman. He&rsquo;s appeared in their brochures as a big success story, and this summer, as he prepares for his junior year of college, he gave a philosophy presentation at UC-Berkeley.</div><br/><div>&nbsp;</div><br/><div>To say we&rsquo;re proud of Calvin is an understatement; to say his mother is bursting with pride and joy doesn&rsquo;t scratch the surface of her emotions.</div><br/><div>&nbsp;</div><br/><div>From the tragedy of his father&rsquo;s death when Calvin was just 15, he&rsquo;s making a bright future for himself. Calvin isn&rsquo;t the type to pass up a good opportunity when he sees it, and he knew that the RSC program was a great opportunity for him. He did the hard work, but we gave him the guidance his guidance counselor couldn&rsquo;t.</div><br/><div>&nbsp;</div><br/><div><b>Next week:</b> <i>A New Way</i><i> to Bring Down the High Cost of College</i></div><br/><div>&nbsp;</div><br/><div><b>Part One:</b> <a href="http://www.collegeprepexpert.com/blog/college-tuition/what-familes-face-staggering-cost-of-college"><font color="#800080">What Families Face: The Staggering Cost of College</font></a></div><br/><div>&nbsp;</div><br/><div><b>Part Two:</b> <a href="http://www.collegeprepexpert.com/blog/financial-aid/the-promise-of-financial-aid-and-scholarships"><font color="#800080">The Promise of Financial Aid and Scholarships: Working With a Broken System</font></a></div><br/><div>&nbsp;</div><br/><div><b>Part Three:</b> <a href="http://www.collegeprepexpert.com/blog/teachers/impact-of-student-loans-and-high-tuition-on-families-today"><font color="#800080">The Impact of Student Loans and High Tuition on Families Today</font></a></div><br/><div>&nbsp;</div><br/><div><b>Part Four:</b> <a href="http://www.collegeprepexpert.com/blog/college-prep/college-prep-requires-a-long-range-plan"><font color="#800080">Going to the Moon: Why College Prep Requires a Long-Range Plan</font></a></div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/guidance-counselors/problem-with-traditional-high-school-guidance-counseling" class="fb-like">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Do You Need a College Hook?</title>
			<link>http://www.collegeprepexpert.com/blog/applying-to-college/do-you-need-a-college-hook</link>
			<comments>http://www.collegeprepexpert.com/blog/applying-to-college/do-you-need-a-college-hook#comments</comments>
			<pubDate>2012-08-16 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Applying to College]]></category>
			<description><![CDATA[“Unhooked.” It’s an unfortunate term in college admissions. It means a student is academically qualified to attend a college but lacks a special hook to get them in. They lack something that makes them different than all the other [...]]]></description>
			<content:encoded><![CDATA[<div><b><img alt="" align="left" style="width: 205px; height: 310px" src="/repository/image/133_unhooked.jpg" />Develop a Plan to </b><b>Impress</b><b>College</b><b> Admissions Officers in Just a Few Easy Steps</b></div><br/><div><b>&nbsp;</b></div><br/><div>&ldquo;Unhooked.&rdquo; It&rsquo;s an unfortunate term in college admissions. It means a student is academically qualified to attend a college but lacks a special hook to get them in. They lack something that makes them different than all the other academically qualified individuals.</div><br/><div>&nbsp;</div><br/><div>The question every college applicant has to ask themselves is &ldquo;What sets me apart?&rdquo;</div><br/><div>&nbsp;</div><br/><div><b>What Is a College Hook?</b></div><br/><div>&nbsp;</div><br/><div>Colleges often get inundated with a certain type of application, one from too many individuals of a certain gender, race, income level, etc. In order to maintain a diverse campus, borderline candidates from that group need a hook if they wish to gain admittance over underrepresented groups.</div><br/><div>&nbsp;</div><br/><div>Here are a few examples of college hooks:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Top-notch or award-winning athletic, artistic, or creative talent.</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>A compelling life story.</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Demonstrated leadership skills.</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>A unique or amazing accomplishment.</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>A major in need at the college.</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Definite career plans.</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Exceptional academic ability.</b></div><br/><div><b>&nbsp;</b></div><br/><div>You&rsquo;ll notice that many of these hooks don&rsquo;t just get you into college; they often get you better financial aid. Colleges reward you for your differences, whether they be academic, artistic, athletic, cultural, professional, etc. Your hook, no matter what it is, can benefit you greatly.</div><br/><div>&nbsp;</div><br/><div>And who wouldn&rsquo;t want more money for college just because they&rsquo;re a little bit different?</div><br/><div>&nbsp;</div><br/><div>RSC provides great detail on hooks in our <i>Junior Handbook</i>.</div><br/><div>&nbsp;</div><br/><div><b>How to Establish Your College Hook</b></div><br/><div>&nbsp;</div><br/><div>You have no control over some college hooks (parents&rsquo; income, country of origin, gender, race, etc.), but others are entirely up to you.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Personality tests and skills assessments help you develop a career plan and let you apply to colleges that specialize in your major. Admissions officers like that.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>A 4-Year Planner lets you build a great academic record by pointing you toward the right Advanced Placement or Honors classes to impress admissions officers.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Good time-management skills and an activity planner let you have enough time to participate in meaningful extracurricular activities.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Identifying activities early in your high-school career will develop your leadership skills later on.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Using proven SAT or ACT prep materials to boost your score above a school&rsquo;s average is a great academic hook and can lead to better financial aid.</div><br/><div>&nbsp;</div><br/><div>These are just some of the steps you can take (and just a few of the tools RSC uses to help you) to develop a college hook. It&rsquo;s incredibly frustrating to be a perfect fit for a college in every respect and still be denied admission because you didn&rsquo;t have the right hook.</div><br/><div>&nbsp;</div><br/><div>Unhooked leaves you feeling unwanted and unappreciated. You don&rsquo;t want that when you&rsquo;re trying to get a great college education. Let RSC help you develop your &ldquo;hook&rdquo; so that you can impress those picky admissions officers and get great financial aid!</div><br/><div>&nbsp;</div><br/><div>Sign up for the RSC program by calling 800-898-4636 or <a href="http://www.collegeprepexpert.com/checkout2"><font color="#800080">clicking here</font></a>.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/applying-to-college/do-you-need-a-college-hook" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Going to the Moon: Why College Prep Requires a Long-Range Plan</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/college-prep-requires-a-long-range-plan</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/college-prep-requires-a-long-range-plan#comments</comments>
			<pubDate>2012-08-13 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Matt was a student with big ambitions. When he joined the RSC program as a freshman in high school, he was asked, “What do you want to do for a living?” and he immediately said, “Build a rocket and fly it to the moon!” He was then asked, [...]]]></description>
			<content:encoded><![CDATA[<div><i><img alt="" align="left" style="width: 203px; height: 291px" src="/repository/image/132_long_range_plan_ladder.jpg" />This is the fourth in a series of articles examining the impact the high cost of college and the student loan crisis are having on families. </i><i>RSC</i><i> Your College Prep Expert is dedicated to making college affordable to all families. See how we do it <a href="http://www.collegeprepexpert.com/"><span style="color: purple">here</span></a>.</i></div><br/><div>&nbsp;</div><br/><div>&nbsp;</div><br/><div>Matt was a student with big ambitions. When he joined the RSC program as a freshman in high school, he was asked, &ldquo;What do you want to do for a living?&rdquo; and he immediately said, &ldquo;Build a rocket and fly it to the moon!&rdquo;</div><br/><div>&nbsp;</div><br/><div>He was then asked, &ldquo;What do you want to do more: fly it or build it?&rdquo;</div><br/><div>&nbsp;</div><br/><div>Matt paused, thought it over, then said, &ldquo;Build it.&rdquo;</div><br/><div>&nbsp;</div><br/><div>His counselor then instructed him to use our 4-Year Planner to outline a complete selection of math and science courses that would lead to the right Advanced Placement classes. Matt also used the program to research good engineering schools and develop a program to make his dream of building a rocket come true.</div><br/><div>&nbsp;</div><br/><div><b><font size="6"><font size="3">Building a 4-Year Plan&hellip; And Beyond</font></font></b></div><br/><div>&nbsp;</div><br/><div>Matt learned that colleges want you to want them. They want students interested in taking courses in which they specialize; courses in which they are renowned. What he quickly learned through the RSC program is that engineering schools often give better financial aid to engineering students.</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>Their alumni often contribute to scholarship programs that benefit their majors, i.e., engineering grads give to engineering students</li><br/>    <li>Colleges often have extra money set aside to fund specialized grant and scholarship programs. An engineering school want the best engineering students on their campus</li><br/></ul><br/><div>&nbsp;</div><br/><div>Once Matt realized the advantages in going to a school willing to financially reward him, building his 4-year plan was enjoyable. He realized he didn&rsquo;t want to limit his options &ndash; like his horizons, he wanted to expand them.</div><br/><div>&nbsp;</div><br/><div>Unfortunately, too many students limit their options while still picking their high-school classes.</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>10% of high-school freshman don&rsquo;t take a single math class. They&rsquo;ve already eliminated many good colleges from their list and they don&rsquo;t even know it.</li><br/>    <li>18% of 9<sup>th</sup> graders don&rsquo;t take a science class.</li><br/>    <li>29% of 9<sup>th</sup> graders can&rsquo;t identify a single occupation. It&rsquo;s tough to construct a career path if you can&rsquo;t name careers.</li><br/></ul><br/><div>&nbsp;</div><br/><div>Matt lined up his math and science classes so that he would take the classes that would help him in engineering, including physics to make that rocket fly. He also used RSC&rsquo;s career database to research different types of engineering and what each required of him academically.</div><br/><div>&nbsp;</div><br/><div><b><font size="6"><font size="3">Determining Your Career</font></font></b></div><br/><div>&nbsp;</div><br/><div>High schools don&rsquo;t necessarily make it easy for students to determine a career early. According to the Department of Defense, only 15% of high schools offer personality tests to help students shape their future plans. Not only do personality tests reveal a student&rsquo;s interests, likes and dislikes, but workplace assessments and skills tests can show them their talents and strengths. Although personality tests are a rarity in high-school programs (despite a DoD push to put them in more schools), they are a standard part of the RSC program and Matt took full advantage of them.</div><br/><div>&nbsp;</div><br/><div>They determined that he liked engineering and that math was a good subject for him, but it also revealed that he should consider computer science. His career research also indicated that if he wanted to be a rocket scientist and work for NASA, he should consider graduate school.</div><br/><div>&nbsp;</div><br/><div>Knowing his career interests and strength, Matt continued along his path, building a resume to impress the colleges that could help him with his professional goals and get him into grad school.</div><br/><div>&nbsp;</div><br/><div><b><font size="6"><font size="3">Financial Aid: The Key to Graduating and Graduate School</font></font></b></div><br/><div>&nbsp;</div><br/><div>Matt&rsquo;s dream of getting into college came true, but there was still the problem of paying for it. He was facing at least six years of college before getting his master&rsquo;s degree. The bill would be well over $100,000.</div><br/><div style="margin: 0in 0in 0pt 0.25in">&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>65% of college freshmen plan to go to graduate school. Only 24% actually do, and the biggest reason they don&rsquo;t? Cost. They&rsquo;re so deep in debt from their bachelor&rsquo;s degree they don&rsquo;t think they can afford a master&rsquo;s.</li><br/></ul><br/><div>&nbsp;</div><br/><div>Matt and his family turned to RSC&rsquo;s Paperwork Services to ensure they got every penny they deserved. RSC&rsquo;s staff filled out his FAFSA and other need-based forms, and<img alt="" align="right" width="283" height="275" src="/repository/image/132_long_range_plan_student.jpg" /> reviewed every college financial aid offer he received. That, combined with Matt&rsquo;s four-year college plan, landed him great financial aid.</div><br/><div>&nbsp;</div><br/><div>Today, Matt is in grad school pursuing a degree in computer science. Soon, we hope he&rsquo;ll be working for NASA Mission Control. He hasn&rsquo;t been that rocket yet, but we have faith he will.</div><br/><div>&nbsp;</div><br/><div><b>Next Week: </b>The Problem With Traditional High School Guidance Counseling &ndash; Limited Resources, Limited Time.</div><br/><div>&nbsp;</div><br/><div>Part One: <a href="http://www.collegeprepexpert.com/blog/college-tuition/what-familes-face-staggering-cost-of-college"><font color="#800080">What Families Face: The Staggering Cost of College</font></a></div><br/><div>&nbsp;</div><br/><div>Part Two: <a href="http://www.collegeprepexpert.com/blog/financial-aid/the-promise-of-financial-aid-and-scholarships"><font color="#800080">The Promise of Financial Aid and Scholarships: Working With a Broken System</font></a></div><br/><div>&nbsp;</div><br/><span style="font-size: 12pt">Part Three: <a href="http://www.collegeprepexpert.com/blog/teachers/impact-of-student-loans-and-high-tuition-on-families-today"><font color="#800080">The Impact of Student Loans and High Tuition on Families Today</font></a></span><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/college-prep-requires-a-long-range-plan" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>What Is the Real Purpose of College Prep?</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/what-is-the-real-purpose-of-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/what-is-the-real-purpose-of-college-prep#comments</comments>
			<pubDate>2012-08-09 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[What is the purpose of college prep? Is it to get students: Ready for college? Ready for career? Great financial aid? In a word [...]]]></description>
			<content:encoded><![CDATA[<!--[if gte mso 9]><xml><br/> <w:WordDocument><br/>  <w:View>Normal</w:View><br/>  <w:Zoom>0</w:Zoom><br/>  <w:DoNotOptimizeForBrowser/><br/> </w:WordDocument><br/></xml><![endif]--><br/><p class="MsoNormal"><span style="font-family: Arial"><img alt="" align="right" style="width: 250px; height: 203px" src="/repository/image/131_college_prep_campus.jpg" />What is the purpose of college prep? Is it to get students:</span></p><br/><p class="MsoNormal"><span style="font-family: Arial">Ready for college?</span></p><br/><p class="MsoNormal"><span style="font-family: Arial">Ready for a career?</span></p><br/><p class="MsoNormal"><span style="font-family: Arial">Great financial aid?</span></p><br/><p class="MsoNormal"><span style="font-family: Arial">In a word, &ldquo;Yes.&rdquo;</span></p><br/><p class="MsoNormal"><span style="font-family: Arial">Good college prep should do all those things. Unfortunately, those purposes are generally segmented. Most companies don&rsquo;t provide the whole package &ndash; and buying each service separately can cost hundreds, and more likely, thousands of dollars.</span></p><br/><p class="MsoNormal"><b style="mso-bidi-font-weight: normal"><span style="font-family: Arial">Complete College Prep</span></b></p><br/><p class="MsoNormal"><span style="font-family: Arial">A good college prep service combined all the above goals into one program. Ideally. This way, each aspect of college prep relies upon and benefits the other.</span></p><br/><span style="font-family: Symbol; mso-bidi-font-family: Arial"><span style="font-family: Arial"><span style="font-family: Symbol; mso-bidi-font-family: Arial"><span style="font-family: Arial"><span style="font-family: Symbol; mso-bidi-font-family: Arial"><span style="font-family: Symbol; mso-bidi-font-family: Arial"><img alt="" align="left" width="196" height="280" src="/repository/image/131_college_prep_career.jpg" />&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span></span></span></span><b style="mso-bidi-font-weight: normal"><span style="font-family: Arial">Being college ready</span></b><span style="font-family: Arial"> means taking the right college prep (Advanced Placement, Honors, etc.) and regular classes, plus good SAT or ACT scores &ndash; all of which lead to better financial aid.</span> <br /><br/><span style="font-family: Symbol; mso-bidi-font-family: Arial">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b style="mso-bidi-font-weight: normal"><span style="font-family: Arial">Being career ready</span></b><span style="font-family: Arial"> means knowing your college major, developing a career plan and finding colleges that meet your professional goals. All this leads to better financial aid, too. </span><br /><br/><span style="font-family: Symbol; mso-bidi-font-family: Arial">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b style="mso-bidi-font-weight: normal"><span style="font-family: Arial">Great financial aid</span></b><span style="font-family: Arial"> means attending good colleges and having an impressive college resum&eacute;. And in order to attend good colleges, you need to be college ready.</span> <br /><br/><p class="MsoNormal"><span style="font-family: Arial">All these things mean you&rsquo;re more likely to graduate college and land a great job afterward &ndash; which is the real purpose of college prep. </span></p><br/><p class="MsoNormal"><span style="font-family: Arial">I</span><b style="mso-bidi-font-weight: normal"><span style="font-family: Arial">mpact of Comprehensive College Prep</span></b></p><br/><p class="MsoNormal"><span style="font-family: Arial">C</span><span style="font-family: Arial">ollege prep that provides the three core elements &ndash; college readiness, career readiness, and financial aid &ndash; has many other advantages. Most important, it cuts the college dropout rate. This alone puts you on a better career path and makes it four times more likely you&rsquo;ll pay off your student loans.</span></p><br/><p class="MsoNormal"><span style="font-family: Arial">C</span><span style="font-family: Arial">ollege prep also reduces your risk of transferring colleges or changing majors, two mistakes that can end up costing you tens of thousands of dollars in additional tuition and lost wages. College prep also improves your chances of testing out of remedial classes. Such classes play a big part in raising a student&rsquo;s total college costs because they mean extra classes for which you get no credit. That adds to your time on campus, and that time means money. According to the College Board, college prep students graduate in 4 &frac12; years, a year sooner than those who don&rsquo;t properly prepare. That&rsquo;s a year&rsquo;s worth of tuition college prep students get to keep.</span></p><br/><p class="MsoNormal"><span style="font-family: Arial">Comprehensive college prep systematically eliminates many of things that raise your cost of college by thousands, and more likely, tens of thousands, of dollars.</span></p><br/><p class="MsoNormal"><span style="font-family: Arial">The primary purpose of college prep may be to get you ready for college, but a big bonus is giving you the ability to pay for it. A program that strongly focuses on the three<img alt="" align="right" width="195" height="208" src="/repository/image/131_college_prep_financial_aid.jpg" /> dominant elements of college prep is extremely rare, and no one does it <a href="http://www.collegeprepexpert.com/">more affordably than RSC</a>.</span></p><br/><p class="MsoNormal"><span style="font-family: Arial">That&rsquo;s because, like you, we&rsquo;ve done our homework. Our 20+ years in this business means we know what it takes to succeed in college and will get you started down that path without breaking your budget. Our price makes it possible for you to benefit from all three purposes of college prep!<br /><br/></span><span style="font-family: Arial; font-size: 12pt; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA"><br /><br/>Join the RSC program today by calling 800-898-4636 or <a href="http://www.collegeprepexpert.com/checkout2">signing up here</a>!</span></p><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-width="450" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/what-is-the-real-purpose-of-college-prep">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Impact of Student Loans and High Tuition on Families Today</title>
			<link>http://www.collegeprepexpert.com/blog/teachers/impact-of-student-loans-and-high-tuition-on-families-today</link>
			<comments>http://www.collegeprepexpert.com/blog/teachers/impact-of-student-loans-and-high-tuition-on-families-today#comments</comments>
			<pubDate>2012-08-06 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Teachers]]></category>
			<description><![CDATA[Ms. Meade had heard the horror stories – children forced to live at home until they’re 30, parents taking our second mortgages, grandparents giving up retirement income – all so the family could make ends meet while paying off [...]]]></description>
			<content:encoded><![CDATA[<div><i><img alt="" align="left" style="width: 264px; height: 222px" src="/repository/image/130b_impact_student_loans.jpg" />This is the third in a series of articles examining the impact the high cost of college and the student loan crisis are having on families. </i><i>RSC</i><i> Your College Prep Expert is dedicated to making college affordable to all families. See how we do it <a href="http://www.collegeprepexpert.com/">here</a>.</i></div><br/><div>&nbsp;</div><br/><div>The Meade family knows full well the impact college tuition can have on family finances. When you live in a low-income, single-parent household with six children &ndash; all of whom want to go to college &ndash; you spend a lot of time worrying about how you&rsquo;ll pay for it.</div><br/><div>&nbsp;</div><br/><div>Ms. Meade had heard the horror stories &ndash; children forced to live at home until they&rsquo;re 30, parents taking our second mortgages, grandparents giving up retirement income &ndash; all so the family could make ends meet while paying off tuition, student loans and sky-high interest rates. She didn&rsquo;t want it to happen to her family.</div><br/><div>&nbsp;</div><br/><div><b>Impact of Student Loan Defaults</b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>15% of students from private and public colleges default on loans (it&rsquo;s twice that for-profit colleges).</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>The average 2011 college graduate pays $250 per month in student loans (about the average payment for a new car).</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Between 2006-2011, 63% of borrowers failed to make payments without some form of interruption.</div><br/><div>&nbsp;</div><br/><div>When a student defaults on a loan, it affects their credit. Unfortunately, getting out of a student loan by filing for bankruptcy is nearly impossible, and so unlike other loans, it can negatively impact your credit for decades. In so doing, it affects your ability to get other loans, such as a mortgage or car loan. It can even affect your ability to get credit cards or favorable interest rates. And if your monthly student loan payment is high enough, it can hurt your ability to make everyday purchases, like food, clothes and personal items.</div><br/><div>&nbsp;</div><br/><div>Students should note that, in today&rsquo;s tough job market, prospective employers often check your credit score to see how responsible you are with money. Defaulting or falling behind on your loan can prevent you from getting a job, something no graduate wants to hear when so many recent grads are unemployed.</div><br/><div>&nbsp;</div><br/><div><b>A Parent&rsquo;s Role in Paying for College</b></div><br/><div>&nbsp;</div><br/><div>Ms. Meade is like a lot of parents. She wants to pay for as much of her children&rsquo;s education as possible, but with minimal income and dwindling savings, that&rsquo;s difficult. That could mean turning to borrowing, like the government&rsquo;s Parent PLUS loan or those offered by private lenders. A recent study from Sallie Mae/Ipsos indicates that parent borrowing is up 15% from 2010-11 to 2011-12, while the amount they spend from their savings is down 32%.</div><br/><div>&nbsp;</div><br/><div>Parents are simply running out of resources to pay for college for their children.</div><br/><div>This has led to some very bad financial decisions, including taking out second mortgages and dipping into their retirement savings. It&rsquo;s also led them to cancel vacations, take second jobs, work more hours, delay retirement and borrow from family members.</div><br/><div>&nbsp;</div><br/><div>Ms. Meade realized that it&rsquo;s not just students getting crippled by student debt, it&rsquo;s parents, too. And the impact isn&rsquo;t limited to just a few years. It starts long before college as parents save as much as they can. It then multiplies while the student is in college and after they graduate. All told, parental college debt can also last for decades.</div><br/><div>&nbsp;</div><br/><div><b>Financial Aid Help for Parents</b></div><br/><div>&nbsp;</div><br/><div>The Meade family enlisted the help of RSC&rsquo;s college prep program to help figure out how she and her children were going to pay for college. The counselor explained to Ms. Meade the loan options she was facing, but also promised to get her students the most financial aid possible.</div><br/><div>&nbsp;</div><br/><div>RSC&rsquo;s financial aid staff:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Provided her a list of top financial aid colleges. Three of her five college-age children were accepted at such colleges.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Completed the family&rsquo;s FAFSA and other need-based financial aid forms so that the information provided to the federal government and colleges was consistent and accurate.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Reviewed every college financial aid offer and conducted appeals when necessary.</div><br/><div>&nbsp;</div><br/><div>In the end, Ms. Meade was extremely happy with the results, and after seeing how much she saved on college expenses thanks to RSC&rsquo;s expertise, she signed up her second child for the program. To date, Ms. Meade has enrolled five of her six children in RSC&rsquo;s college prep and financial aid program.</div><br/><div>&nbsp;</div><br/><div>And the sixth? He&rsquo;s still too young, but Ms. Meade says as soon as he&rsquo;s ready, she&rsquo;s enrolling him, too. After all, when you find a program that&rsquo;s both personally and financially rewarding, you stick with it.</div><br/><div>&nbsp;</div><br/><div>Today, the two oldest have already graduated college, one from the very prestigious Gonzaga University. Ms. Meade says she&rsquo;s sure the rest of her children will get a great education, too &ndash; at a price they can afford, thanks to good planning and advice from a college prep expert!</div><br/><div>&nbsp;</div><br/><div>Next week: <i>Going to the Moon: </i><i>Why</i><i>College</i><i> Prep Requires a Long-Range Plan</i></div><br/><div>&nbsp;</div><br/><div>Part One: <i><a href="http://www.collegeprepexpert.com/blog/college-tuition/what-familes-face-staggering-cost-of-college"><font color="#800080">What Families Face: The Staggering Cost of College</font></a></i></div><br/><div>&nbsp;</div><br/><div>Part Two: <i><a href="http://www.collegeprepexpert.com/blog/financial-aid/the-promise-of-financial-aid-and-scholarships"><font color="#800080">The Promise of Financial Aid and Scholarships: Working With a Broken System</font></a></i></div><br/><div>&nbsp;</div><br/><div><span style="color: #555555">For more information on the </span><span style="color: #555555">RSC</span><span style="color: #555555"> program, call 800-898-4636 or click here to <a href="http://www.collegeprepexpert.com/checkout2"><font color="#800080">enroll today</font></a>!</span></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/teachers/impact-of-student-loans-and-high-tuition-on-families-today" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Would You Spend $100,000 Without Accurate Financial Advice?</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/would-you-spend-100000-without-accurate-financial-advice</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/would-you-spend-100000-without-accurate-financial-advice#comments</comments>
			<pubDate>2012-08-03 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[If someone walked up to you on the street and asked you to spend $100,000 on a purchase and told you that you couldn’t have accurate financial advice, you’d say no. Who spends that kind of money without proper guidance? The same goes for [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 243px; height: 252px" src="/repository/image/129_100_k.jpg" />If someone walked up to you on the street and asked you to spend $100,000 on a purchase and told you that you couldn&rsquo;t have accurate financial advice, you&rsquo;d say no. Who spends that kind of money without proper guidance?</div><br/><div>&nbsp;</div><br/><div>The same goes for other expensive purchases, like a home. You get advice from a realtor and a banker. People even seek financial help for smaller purchases like cars, vacations and medical procedures.</div><br/><div>&nbsp;</div><br/><div>So why are they so reluctant to do it for college, an expense that often exceeds $100,000?</div><br/><div>&nbsp;</div><br/><div><b>Difficulties in Getting Good Financial Aid Advice</b></div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Families have some savings. </b>Families often hesitate to seek outside professional advice because they have some savings, maybe a bank account, a 529 Plan or other typical plan. Unfortunately, that&rsquo;s not usually enough. Roughly 69% of families have some money set aside for college, but those savings only meet 18% of college expenses.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Families count on scholarships. </b>Parents often hope, pray, or believe their child will get a scholarship. He or she has done well in school or is an active in the community. As common as this belief is, it&rsquo;s just a myth. Such scholarships rarely happen, and when they do, they <a href="http://www.collegeprepexpert.com/blog/financial-aid/scholarship-myth-problem-with-outside-scholarships-financial-aid">rarely&nbsp;benefit the student</a>.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Their student has a guidance counselor. </b>Parents believe their student is getting financial aid advice from their guidance counselor, when the truth is, most counselors are not trained to handle such counseling. They stick to the basics, but aren&rsquo;t likely to delve into family finances or financial aid options, and they&rsquo;re certainly not about to fill out the forms for you or appeal poor financial aid offers.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>They speak with the college financial aid office. </b>Parents and students talk with the people providing their financial aid, but that doesn&rsquo;t mean they&rsquo;ve built a strong case to get a better financial aid package. Colleges rarely admit to mistakes and they&rsquo;re not about to teach you ways to improve your financial aid.</div><br/><div><b>&nbsp;</b></div><br/><div><b>The Impact of Bad Financial Aid Advice</b></div><br/><div><b>&nbsp;</b></div><br/><div>Bad &ndash; or no &ndash; financial advice can lead families into debt for decades, paying off student loans and recovering money pulled from their savings and retirement accounts. They&rsquo;ve taken out second mortgages and private loans that cost them a fortune. Without proper guidance, families create problems for themselves for years to come.</div><br/><div>&nbsp;</div><br/><div>College officials admit the current system can&rsquo;t go on, and yet it&rsquo;s the system we&rsquo;re in. It&rsquo;s no wonder many pundits compare the college system to the housing bubble. Yet even in a down real estate market, some people made money, and they did it because they got expert advice.</div><br/><div>&nbsp;</div><br/><div><b>Getting Expert Financial Aid Help</b></div><br/><div>&nbsp;</div><br/><div>Getting financial aid help from a professional is one of the big keys to get a great offer from a college. RSC&rsquo;s program and staff have helped tens of thousands of people improve their financial aid situation by helping them build a plan early. They&rsquo;ve also filled out their forms, conducted appeals for more money and reviewed their options.<img alt="" align="right" width="262" height="423" src="/repository/image/129_jb_quote.png" /></div><br/><div>&nbsp;</div><br/><div>Families who join the RSC program get financial aid guidebooks, tutorials and a list of top financial aid colleges that will reward their student&rsquo;s efforts. They also get great financial aid, so that they don&rsquo;t end up spending $100,000 on something they could have gotten for less.</div><br/><div>&nbsp;</div><br/><div>Get advice from a college prep and financial aid expert. It could make all the difference to your future plans.</div><br/><div>&nbsp;</div><br/><div>Call 800-898-4636 to find out how our program can help you today, or, if you&rsquo;re ready to enroll, <a href="http://www.collegeprepexpert.com/checkout2"><font color="#800080">sign up here</font></a>!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-width="450" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/financial-aid/would-you-spend-100000-without-accurate-financial-advice">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Shopping at the Dollar Store to Save for College</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/shopping-at-the-dollar-store-to-save-for-college</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/shopping-at-the-dollar-store-to-save-for-college#comments</comments>
			<pubDate>2012-08-01 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Now what if there was a way to save thousands on college expenses by taking the same approach – paying far less for service than you’d expect? A program designed to earn you thousands more in financial aid without making a [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 276px; height: 216px" src="/repository/image/128_dollar_store.jpg" />Who doesn&rsquo;t like a good bargain? People shop at dollars stores and discount outlets to save a few dollars buying generic over brand name. They&rsquo;ll drive across town to save a few pennies on a gallon of gas.</div><br/><div>&nbsp;</div><br/><div>Some people take the same approach when saving for college, scrimping and saving and shopping for bargains in an effort to put away a little bit more to pay for college.</div><br/><div>&nbsp;</div><br/><div>Now what if there was a way to save thousands on college expenses by taking the same approach &ndash; paying far less for service than you&rsquo;d expect? A program designed to earn you&nbsp;thousands more in financial aid without making a profit for the company providing it?</div><br/><div>&nbsp;</div><br/><div>That&rsquo;s a bargain that&rsquo;s tough to turn down.</div><br/><div>&nbsp;</div><br/><div><b>Great Value in College Prep</b></div><br/><div><b>&nbsp;</b></div><br/><div>There are key elements that can make a trip to the dollar store worthwhile.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Affordable. </b>Dollar stores pride themselves on low-cost products that are as good as brand-name merchandise. RSC does the same. Due to the way we price our products and cut our overhead, we can bring you the best in college prep at a price far below the going rate. College prep should be affordable to everyone.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Variety. </b>Dollar store variety has exploded in the past few years, and the same is true for our program. It covers every aspect of college prep, from SAT and ACT test prep to researching schools, compiling a great resume and getting great financial aid. Some places specialize in a product or two, but we make sure you can get it all in one place.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Convenient. </b>Dollar stores let you zip in and zip out, which is just what we do. You can start using our program the day you sign up, and it&rsquo;s easy to sign back in. Visit the <a href="http://www.collegeprepexpert.com/"><font color="#800080">homepage</font></a>, log in and go. Everything is explained in step-by-step fashion and you can do it all from the comfort of your own home. No Saturday classes or afterschool workshops. Your college prep experience should be as pleasant as possible.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Financially rewarding. </b>When you buy something, you want it to benefit you. You want it to last a long time and be worth every penny you paid, no matter how much it costs. RSC&rsquo;s financial aid planning and college prep service works hard to get you thousands of dollars in additional financial aid every year. By starting as early as 8<sup>th</sup> or 9<sup>th</sup> grade, you can make your college prep extremely rewarding and valuable &ndash; just like you wan it to be!</div><br/><div>&nbsp;</div><br/><div><b>Paying for College With </b><b>Good </b><b>College</b><b> Prep</b></div><br/><div>&nbsp;</div><br/><div>Of course, you can&rsquo;t actually save for college by shopping at the dollar store. A dollar here or a dollar there won&rsquo;t make a difference &ndash; not when the cost of college is $20,000 or more per year. But for just $225, you <i>can</i> get thousands back. It&rsquo;s a bargain that other college prep companies simply can&rsquo;t match.</div><br/><div>&nbsp;</div><br/><div>You don&rsquo;t get all the frills you might at an onsite location, but you do get direct and unlimited access to our materials backed by our 20+ years of experience and proven results. Plus, you get savings. BIG Savings. You can save hundreds of dollars on college prep and thousands more on college.</div><br/><div>&nbsp;</div><br/><div>So don&rsquo;t just pinch pennies; get every penny you deserve with great college prep!</div><br/><div>&nbsp;</div><br/><div><a href="http://www.collegeprepexpert.com/checkout">Sign up today</a> and enroll for just $225!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://collegeprepexpert.com/blog/college-prep/shopping-at-the-dollar-store-to-save-for-college" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>The Promise of Financial Aid and Scholarships: Working With a Broken System</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/the-promise-of-financial-aid-and-scholarships</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/the-promise-of-financial-aid-and-scholarships#comments</comments>
			<pubDate>2012-07-30 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[Many families pin their hopes on scholarships, particularly full-ride scholarships that pay for everything. Maybe they have a good student like Jeremy, but counting on scholarships makes for poor financial planning. Facts on Scholarships Only 6% [...]]]></description>
			<content:encoded><![CDATA[<div><i><img alt="" align="left" style="width: 190px; height: 259px" src="/repository/image/127_promise_of_financial_aid.jpg" />This is the second in a series of articles examining the impact the high cost of college and the student loan crisis are having on families. </i><i>RSC</i><i> Your College Prep Expert is dedicated to making college affordable to all families. See how we do it <a href="http://www.collegeprepexpert.com/"><font color="#800080">here</font></a>.</i></div><br/><div>&nbsp;</div><br/><div>&nbsp;</div><br/><div>Jeremy&rsquo;s family was counting on scholarships and some good grant money to meet their son&rsquo;s $55,000-a-year tuition at one of New York&rsquo;s top private colleges. First, the good news: That private school offered him a remarkable $12,000 scholarship (the good kind; see below)*. Now, the bad news: even with his grant money, he was still $19,000 short on tuition.</div><br/><div>&nbsp;</div><br/><div>Many families pin their hopes on scholarships, particularly full-ride scholarships that pay for everything. Maybe they have a good student like Jeremy, but counting on scholarships makes for poor financial planning.</div><br/><div>&nbsp;</div><br/><div><b>Facts on Scholarships</b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Only 6% of college students receive any kind of scholarship.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Only 0.003% of scholarships are &ldquo;full ride.&rdquo; That&rsquo;s 3 in every 1,000 scholarships.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Given those statistics, out of the more than 14,000,000 college students in the United States, only 860,000 receive scholarships and only 2,500 receive full scholarships.</div><br/><div>&nbsp;</div><br/><div>Those aren&rsquo;t good odds. Fortunately, Jeremy is among the 6%, but his chances of a scholarship paying any more of his education are slim.</div><br/><div>&nbsp;</div><br/><div>*It&rsquo;s even more unlikely that a scholarship actually benefits you. Jeremy got a scholarship directly from the university, which counts toward his tuition. However, many students receive outside scholarships, which most colleges don&rsquo;t put toward your tuition. They simply subtract that same amount from money they were already planning to give you, freeing up additional money for another student.</div><br/><div>&nbsp;</div><br/><div>Let&rsquo;s say the college was planning on giving you $5,000 in financial aid because that&rsquo;s what officials think you deserve. You then get a $1,000 scholarship. Rather than giving you $6,000, the college still gives you $5,000 &ndash; <i>because that&rsquo;s what they think you deserve</i>. Your scholarship gets applied, but officials remove $1,000 in grant money and award it to a student who needs additional help.</div><br/><div>&nbsp;</div><br/><div><b>Facts on Student Loans</b></div><br/><div>&nbsp;</div><br/><div>The university that accepted him suggested an additional $7,500 in loans (both subsidized and unsubsidized Stafford loans, as well as others), which over four years is $30,000 he&rsquo;ll have to pay back. That prospect is daunting, too.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Student loans are routinely suggested in financial aid packages (unlike scholarships)</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>35% of undergraduates take out Stafford Loans. 70% of them take out both subsidized and unsubsidized loans.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>In 1999, students borrowed $15.7 billion; in 2009, they borrowed $44.2 billion.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>44% of need-based aid &ndash; provided to lower- and middle-income families -- is student loans.</div><br/><div>&nbsp;</div><br/><div>Jeremy and his parents could take some comfort that his student loan total is actually $8,000 less than what the typical high-school senior today can expect to pay when he or she graduates, but it didn&rsquo;t make up for the fact that they were hoping to get more money in gift aid.</div><br/><div>&nbsp;</div><br/><div>The impact student loans can have on college graduates can be devastating. It affects their credit scores, ability to leave home, buy a house, buy a car &ndash; even meet life&rsquo;s everyday expenses.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>320,000 grads default every year.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Between 2006-2011, only 37% of student loan borrowers made payments without interruption.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>College dropouts are four times more likely to default on loans than graduates.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>30% of students who take out loans drop out of college.</div><br/><div>&nbsp;</div><br/><div>Jeremy&rsquo;s parents aren&rsquo;t worried that he&rsquo;ll drop out of college because of his studies. He&rsquo;s gotten good grades in tough classes and can handle the college workload, but if it gets too expensive, they worry he&rsquo;ll take a year or two off, or quit altogether. Will the debt he has to carry simply make college unaffordable?</div><br/><div>&nbsp;</div><br/><div>Student loan worries drive tends of thousands of students out of college every year. Jeremy&rsquo;s parents don&rsquo;t want to see that derail their son&rsquo;s plans.</div><br/><div>&nbsp;</div><br/><div>The good news is that Jeremy has been working with a private college prep expert who knew several ways to get Jeremy more financial aid &ndash; without searching for scholarships.</div><br/><div>&nbsp;</div><br/><div><b>Private Guidance Counselors and Financial Aid</b></div><br/><div>&nbsp;</div><br/><div>Jeremy&rsquo;s family signed him up for the RSC program, which let him develop a college resum&eacute; years in advance. He was able to pick the right high-school classes, boost his SAT scores and map out his extracurricular activities. The program also pointed out which colleges were likely to give him the best financial aid. Jeremy&rsquo;s resume, hard work and college prep plans led the university to give him that scholarship money.</div><br/><div>&nbsp;</div><br/><div>Then, Jeremy&rsquo;s family let a college prep expert &ndash; someone versed in financial aid paperwork &ndash; fill out all his need-based forms, including the FAFSA and New York State TAP. Updating his Student Aid Report proved essential in helping him get more aid.</div><br/><div>&nbsp;</div><br/><div>Finally, RSC&rsquo;s financial aid experts walked Jeremy and his family through the appeals process. That pricey private college that was first on his list offered him more grant money, enough to keep his unmet need well below the national average.</div><br/><div>&nbsp;</div><br/><div>Jeremy&rsquo;s diligence and RSC&rsquo;s experience helped him become one of the 6% who receive college scholarships, but 94% of students don&rsquo;t. The system seems to encourage people to bet against the odds in paying for college &ndash; and that&rsquo;s part of the reason college students and graduates are so deep in debt.</div><br/><div>&nbsp;</div><br/><div>RSC&rsquo;s program helped Jeremy get both merit-based and need-based aid with fewer student loans than many of his classmates. His approach proved to <img alt="" align="right" width="229" height="343" src="/repository/127a_promise_of_financial_aid_ivan.jpg" />be a lot better than to rely on a scholarship &ndash; particularly a full-ride scholarship.</div><br/><div>&nbsp;</div><br/><div>This fall, Jeremy will be a freshman at Syracuse University. We wish him the best!</div><br/><div>&nbsp;</div><br/><div>Build a college prep and financial aid plan with an experienced college prep expert. RSC helps you succeed!</div><br/><div>&nbsp;</div><br/><div><a href="http://www.collegeprepexpert.com/checkout2"><font color="#800080">Enroll today</font></a>, or call 800-898-4636 to find out more about how RSC&rsquo;s program to help you navigate through the financial aid system!</div><br/><div>&nbsp;</div><br/><div><b>Next Monday:</b> <i>The Impact of Student Loans &amp; High Tuition on Today&rsquo;s College Graduates</i></div><br/><div>&nbsp;</div><br/><div>Click to read Part One of this series: <a href="http://www.collegeprepexpert.com/blog/college-tuition/what-familes-face-staggering-cost-of-college">What <font color="#800080">Families Face: The Staggering Cost of College</font></a>.<br /><br/>&nbsp;</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/financial-aid/the-promise-of-financial-aid-and-scholarships" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>What the Olympics Can Teach You About College Prep</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/what-the-olympics-can-teach-you-about-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/what-the-olympics-can-teach-you-about-college-prep#comments</comments>
			<pubDate>2012-07-27 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Perhaps the biggest lesson the Olympics offers is Don’t Give Up. They athletes have all faced adversity, but they kept going. They set their goals and got the coaching they needed. It’s exactly what the right college prep does for you – it helps you [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 197px; height: 202px" src="/repository/image/126_olympics.jpg" />At their best, the Olympic Games are filled with inspirational tales: Jesse Owens defeating Adolf Hitler &ldquo;master race&rdquo;, Wilma Rudolph overcoming polio, Kerri Strug landing on a broken leg, gold for the U.S. men&rsquo;s hockey team in 1980 and gold for the women&rsquo;s soccer team in 1996.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s is also filled with epic collapses and failures. Both serve as learning experiences.</div><br/><div>&nbsp;</div><br/><div><b>6 College Prep Lessons from the Olympic Games</b></div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Practice makes perfect. </b>For an Olympic swimmer, that might mean 8 hours a day in the pool. For the college prep student, that means constant reading and problem-solving. Hone your skills. Practice for the SATs or ACTs, the Advanced Placement tests and more. Keep getting better!</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Set long-term goals. </b>You don&rsquo;t start training for the Olympics six months before they start, and you don&rsquo;t start preparing for college junior year. It takes several years to get ready for college. Start early; develop a 4-year plan to meet your college and career goals.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>It&rsquo;s a global world. </b>The Olympics used to be an every four-year get-together. Now they&rsquo;re every two years and feature athletes who compete against one another all the time. International competitions are routine, and professional leagues like the NBA and NHL have players from all over the world who compete in the Olympics. And just like the Games, you&rsquo;ll be competing against the best foreign competition, whether it&rsquo;s in the classroom or the workplace.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Finances are important. </b>Every Olympics sees it share of stories about an athlete who worked as a waitress or deliveryman so they could keep training. They needed money to finance their dreams and so do you. Applying for financial aid is a start, but you need to make sure you get every penny you deserve or your dream might not come true either.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Coaching makes a difference.</b> Even top athletes need coaching, and so do college prep students. RSC&rsquo;s program professionally prepares you for the SATs or ACTs, applying to college, writing your admissions essay, getting great financial aid planning and much more.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Only the most dedicated succeed. </b>No one wins Olympic gold by accident. It takes years of hard work, planning and sacrifice. The same goes for college prep. It&rsquo;s a difficult system right now, marked by high tuition, financial aid cuts, and high unemployment among recent graduates, but the most dedicated and driven students succeed.</div><br/><div>&nbsp;</div><br/><div><b>The Biggest College Prep Lesson from the Olympics</b></div><br/><div><b>&nbsp;</b></div><br/><div>Perhaps the biggest lesson the Olympics offers is Don&rsquo;t Give Up. They athletes have all faced adversity, but they kept going. They set their goals and got the coaching they needed. It&rsquo;s exactly what the right college prep does for you &ndash; it helps you set your goals, then gives you the tools and techniques to reach them. &nbsp;</div><br/><div>&nbsp;</div><br/><div>Going to college may not seem like an Olympian task, but students face daunting obstacles every day. They worry about their grades, SAT scores, financial aid, and college readiness &ndash; and yet the most prepared succeed. Take a lesson from them and the Olympians you&rsquo;re about to see &ndash; be prepared and don&rsquo;t give up!</div><br/><div>&nbsp;</div><br/><div>Call 800-898-4636 to find out how RSC can make your goals a reality.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/what-the-olympics-can-teach-you-about-college-prep" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>What Every College Wants to See on Your Application and Resume</title>
			<link>http://www.collegeprepexpert.com/blog/applying-to-college/what-every-college-wants-to-see-on-your-application-and-resume</link>
			<comments>http://www.collegeprepexpert.com/blog/applying-to-college/what-every-college-wants-to-see-on-your-application-and-resume#comments</comments>
			<pubDate>2012-07-25 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Applying to College]]></category>
			<description><![CDATA[College admissions officer view each application according to their school’s needs and standards, but certain things make the top of the list at nearly every college. It’s up to you to know what they [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 297px; height: 286px" src="/repository/image/125a_what_colleges_want.jpg" />College admissions officer view each application according to their school&rsquo;s needs and standards, but certain things make the top of the list at nearly every college, according to NACAC (National Association of College Admissions Counselors).</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s up to you to know what they consider important. The more complete your college application, the more likely it is you will impress them and gain admission to their school.</div><br/><div>&nbsp;</div><br/><div>And the more colleges that want you on campus, the better it is for you. We&rsquo;ll see why in a moment. But first, what is it they want?</div><br/><div>&nbsp;</div><br/><div><b>Top</b><b>College</b><b> Admissions Factors</b></div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Good grades in college prep classes. </b>80% of college admissions officers rank this as very important. Get good grades in Advanced Placement or Honors classes.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Strength of curriculum. </b>The tougher your classes, the more impressed colleges are, but don&rsquo;t overdo it. Take what you can manage, but definitely don&rsquo;t take it easy on yourself.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Admissions test scores. </b>The vast majority of colleges require either SAT or ACT scores, and nearly 60% of admissions deans consider them very important. A good score can make the difference for a borderline student or get you better financial aid. Definitely take the test and work for the best score possible.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Overall grade point average. </b>More than half of admissions officers look at your overall GPA carefully. Good effort in non-AP classes counts, too.</div><br/><div><b>&nbsp;</b></div><br/><div><b>Additional College Admissions Factors</b></div><br/><div><b>&nbsp;</b></div><br/><div>These steps are major factors at fewer than half the colleges surveyed by NACAC, but they can still make a difference in your future education.</div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College admissions essay. </b>Your college admissions essay is a great chance to showcase your strengths &ndash; if you write it properly.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Declared interest in the college. </b>Colleges love to know they&rsquo;re your first choice. Almost a quarter of admissions officers think this is very important.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Teacher recommendations. </b>These carry heavy weight at 20% of all colleges.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Extracurricular activities. </b>Generally speaking, extracurricular activities don&rsquo;t make or break your college application, but they can improve your chances if the dean is on the fence about you, particularly if they relate to your career interests or college major. Don&rsquo;t take these for granted.</div><br/><div><b>&nbsp;</b></div><br/><div><b>&nbsp;</b></div><br/><div><b>Improve Your Financial Aid</b></div><br/><div><b>&nbsp;</b></div><br/><div>Extensive college prep improves your chances of being accepted by more than one college &ndash; and that improves your chances of getting great financial aid. First, the more financial aid offers you receive, the more likely it is one of them will be from a college where you are an above-average student, usually meaning above-average aid. Also, several financial aid offers means you can appeal to schools that gave you a poor offer by showing them that other colleges offered you more money.</div><br/><div>&nbsp;</div><br/><div>RSC&rsquo;s tools let you build an impressive college application, from our 4-year course planner to our SAT/ACT test prep materials, 15-point essay writing tips, and extracurricular activity strategies. We address <a href="http://www.collegeprepexpert.com/"><font color="#800080">every item admissions officers consider important</font></a> so that you build a well-rounded a resum&eacute;.</div><br/><div>&nbsp;</div><br/><div>The more a college wants you on campus, the more likely they are to reward you for your effort. Don&rsquo;t wait to start your college prep. If you&rsquo;re already in 8<sup>th</sup> grade or 9<sup>th</sup> grade, contact RSC so we can get you started building a great college resum&eacute;.</div><br/><div>&nbsp;</div><br/><div>Visit our <a href="http://www.collegeprepexpert.com/"><font color="#800080">homepage</font></a> to see everything our program offers, or click <a href="http://www.collegeprepexpert.com/checkout">here to enroll</a>!<br /><br/><br /><br/>&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><br/><div id="fb-root"></div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/applying-to-college/what-every-college-wants-to-see-on-your-application-and-resume" data-send="true" data-width="450" data-show-faces="true"></div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>What Families Face: The Staggering Cost of College</title>
			<link>http://www.collegeprepexpert.com/blog/college-tuition/what-familes-face-staggering-cost-of-college</link>
			<comments>http://www.collegeprepexpert.com/blog/college-tuition/what-familes-face-staggering-cost-of-college#comments</comments>
			<pubDate>2012-07-23 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Tuition]]></category>
			<description><![CDATA[Sarai was about to become the first person in her family ever to go to college, even though her parents had no idea how they were going to pay for it. Increasing College Costs.Tuition has jumped 530% since [...]]]></description>
			<content:encoded><![CDATA[<div><i><img alt="" align="left" style="width: 183px; height: 262px" src="/repository/image/124_staggering_cost.jpg" />This is the first in a series of articles examining the impact the high cost of college and the student loan crisis are having on families. </i><i>RSC</i><i> Your College Prep Expert is dedicated to making college affordable to all families. See how we do it <a href="http://www.collegeprepexpert.com/"><font color="#800080">here</font></a>.</i></div><br/><div>&nbsp;</div><br/><div>&nbsp;</div><br/><div><span style="color: #555555">Sarai was a good student from </span><span style="color: #555555">California</span><span style="color: #555555"> interested in attending one of the state&rsquo;s top private colleges, each with tuition over $50,000. Her worreid parents wanted her to keep her goals a bit more modest &ndash; maybe a state school or community college.</span></div><br/><div>&nbsp;</div><br/><div><span style="color: #555555">Sarai was about to become the first person in her family ever to go to college, even though her parents had no idea how they were going to pay for it.</span></div><br/><div>&nbsp;</div><br/><div><b><span style="color: #555555">Increasing College Costs</span></b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="color: #555555">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="color: #555555">Tuition has jumped 530% since 1982. It has jumped 300% since 1990 and 150% since 2000.</span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="color: #555555">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="color: #555555">Tuition has risen an average of 6.4% per year since 1981.</span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="color: #555555">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="color: #555555">Room and board has doubled since 1982.</span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="color: #555555">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="color: #555555">Over the past 30 years, college costs have risen more than twice the rate of overall inflation.</span></div><br/><div>&nbsp;</div><br/><div><span style="color: #555555">Sarai&rsquo;s parents were concerned that she would be saddled with student loan debt for a decade or more. They&rsquo;d heard the stories about how much college students and their parents owe the federal government and private lenders.</span></div><br/><div>&nbsp;</div><br/><div><b><span style="color: #555555">Student Loan Debt Totals</span></b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="color: #555555">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="color: #555555">According to one federal government estimate, the nation now owes $1 trillion dollars in student loans. This is more than people owe in credit card debt and nearly the size of the federal government&rsquo;s annual budget deficit.</span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="color: #555555">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="color: #555555">Families borrow more than $100 billion per year.</span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="color: #555555">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="color: #555555">The average 2011 college graduate owed $26,000 in student loans. FinAid.org estimates that the average 2012 graduate owes $29,000.</span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="color: #555555">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="color: #555555">In 2012, the federal government ended the six-month grace period for subsidized Staffor Loans. Students must begin repaying the loans with interest immediately upon finishing college.</span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="color: #555555">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="color: #555555">In 2010, 67% of college students had student loan debt, nearly twice the rate in 2000 (35%) and more than triple the rate In 1992 (20%).</span></div><br/><div>&nbsp;</div><br/><div><span style="color: #555555">Sarai&rsquo;s family faced one additional problem, a problem dogging nearly every</span></div><br/><div><span style="color: #555555">college student in the country &ndash; diminishing state and federal financial aid assistance.</span></div><br/><div><b>&nbsp;</b></div><br/><div><b><span style="color: #555555">Financial Aid Cuts</span></b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="color: #555555">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="color: #555555">In 2011, Pell Grants covered just 34% of student need; in the 1970s, it covered 67%.</span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="color: #555555">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="color: #555555">Between 2006-2011, 43 states cut funding to higher education. Many states reduced or eliminated funding to need-based aid programs that benefit low-income and middle-income families.</span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="color: #555555">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="color: #555555">In one 18-month period, </span><span style="color: #555555">California</span><span style="color: #555555"> &ndash; Sarai&rsquo;s home state &ndash; raised tuition at public universities 32%.</span></div><br/><div>&nbsp;</div><br/><div><b><span style="color: #555555">Reasons for the Rising Cost of College</span></b></div><br/><div>&nbsp;</div><br/><div><span style="color: #555555">Taken together, these three factors &ndash; tuition hikes, student loans and diminished aid &ndash; have led to exorbitant costs for both public and private colleges, but another major reason for the increasing costs is the competition among colleges themselves. &nbsp;</span></div><br/><div>&nbsp;</div><br/><div><span style="color: #555555">In one sense, college pricing works like retail: the higher the price, the better the product. Specifically, the more a college costs, the more prestige it carries with students and employers. As a result, pricey colleges receive more applications, turn down more students, appear even more exclusive and can raise tuition again.</span></div><br/><div>&nbsp;</div><br/><div><span style="color: #555555">Students and families are also contributing to the problem by demanding thoroughly modern and hig-tech student centers, sports facilities and dormitories. The money for these projects has to come from somewhere. With diminishing state and federal resources, it&rsquo;s coming from students in the form of tuition hikes and additional fees.</span></div><br/><div>&nbsp;</div><br/><div><b><span style="color: #555555">Finding a Way to Pay for College</span></b></div><br/><div>&nbsp;</div><br/><div><span style="color: #555555">Sarai&rsquo;s dilemma about what type of college to attend &ndash; state or private &ndash; was answered by the </span><span style="color: #555555">RSC</span><span style="color: #555555">. program. The handbooks and tutorials explained that college pricing may be like retail, but it&rsquo;s also like buying a car &ndash; there&rsquo;s plenty of discounting going on. After using </span><span style="color: #555555">RSC</span><span style="color: #555555">&rsquo;s detailed college-cost and financial aid, Sarai discovered that those expensive private colleges were less than most state schools.</span></div><br/><div>&nbsp;</div><br/><div><span style="color: #555555">Encouraged to pursue her education according to her original plan, Sarai used the </span><span style="color: #555555">RSC</span><span style="color: #555555"> program to put together great college and financial aid applications. She submitted applications to her top choices and received outstanding financial aid offers from four of the five colleges to which she applied. Two of them met 100% of her need.</span></div><br/><div><span style="color: #555555">By using the </span><span style="color: #555555">RSC</span><span style="color: #555555"> program, Sarai successfully escaped the high cost of college that&rsquo;s plaguing far too many families today (much to her parents&rsquo; relief!).</span></div><br/><div>&nbsp;</div><br/><div><span style="color: #555555">Today, Sarai is a student at Pomona &ndash; all because her parents had the wisdom and foresight to enroll her in a college prep program that works extremely hard to help students avoid the staggering cost of college.</span></div><br/><div>&nbsp;</div><br/><div><span style="color: #555555">For more information on the </span><span style="color: #555555">RSC</span><span style="color: #555555"> program or to enroll today, call 800-898-4636 or <a href="http://www.collegeprepexpert.com/checkout">sign up here</a>.</span></div><br/><div>&nbsp;</div><br/><div><b><i><span style="color: #555555">Next week</span></i></b><b><span style="color: #555555">:</span></b><span style="color: #555555"> <a href="http://www.collegeprepexpert.com/blog/financial-aid/the-promise-of-financial-aid-and-scholarships"><i>The Promise of Financial Aid:</i> </a><i><a href="http://www.collegeprepexpert.com/blog/financial-aid/the-promise-of-financial-aid-and-scholarships">Why You Could Get Less Than You Think</a>.</i></span></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-tuition/what-familes-face-staggering-cost-of-college" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Why College Prep Is the Best Financial Aid</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/why-college-prep-is-the-best-financial-aid</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/why-college-prep-is-the-best-financial-aid#comments</comments>
			<pubDate>2012-07-20 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[“It pays to plan ahead. It wasn’t raining when Noah built the ark.” When many families think about financial aid, they often think about scholarships from local organizations or national contests that pay some of their college bills, but the system [...]]]></description>
			<content:encoded><![CDATA[<div><span style="font-size: 12px"><span style="font-family: Arial"><i><img alt="" align="left" style="width: 215px; height: 248px" src="/repository/image/123_financial_aid.jpg" /></i><span style="color: #ff6600"><i>&ldquo;It pays to plan ahead. It wasn&rsquo;t raining when Noah built the ark.&rdquo;</i></span></span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">When many families think about financial aid, they often think about scholarships from local organizations or national contests that pay some of their college bills, but the system is much more complex than that. It takes good college prep to get great financial aid.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="color: #ff6600"><span style="font-size: 12px"><span style="font-family: Arial"><i>&ldquo;Merit depends on the result of the work.<i>&rdquo; &ndash; Henry Sienkiewicz</i></i></span></span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">Let&rsquo;s start with merit-based aid. This aid can come from a variety of sources, but the best gift aid comes directly from colleges. It is the result of an impressive resum&eacute; and a long list of accomplishments.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial"><b>&nbsp;</b></span></span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><b>Academics. </b>Colleges give merit-based aid to students with the best grade point averages in the toughest classes (Advanced Placement, Honors, etc.). No surprise there. But at which colleges do you place in the top 25%? That&rsquo;s the key to accessing some of that aid. You need to know where you&rsquo;re among the best.</span></span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><b>Test scores. </b>Students with the top SAT or ACT scores may also receive merit-based aid, if, once again, they place in the top 25% at a given college. (You can research both these on the RSC website.)</span></span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><b>Activities. </b>Your extracurricular activities &ndash; both in school and out &ndash; plus accomplishments, awards, recognitions, etc., can lead to additional scholarship money, particularly if they relate to your likely major or career interest. If you&rsquo;ve spent your time in high school developing a career plan, you&rsquo;re more likely to get gift aid to help you reach your goals. </span></span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><b>College Major. </b>Colleges that specialize in certain majors often set aside extra funds to help students interested in those fields. Knowing your major when you apply could help you gain additional financial aid; not changing your major while there can help you keep it.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial"><b>&nbsp;</b></span></span><span style="font-size: 12px"><span style="font-family: Arial"><i>&nbsp;<br/><div><span style="color: #ff6600"><i>&ldquo;Do what you love and the money will follow.&rdquo; </i>&ndash; Marsha Sinetar</span></div><br/></i><span style="color: #ff6600"><br /><br/></span>It&rsquo;s less obvious, but the right college prep can also help you with need-based aid; that is, gift aid based on your financial need.</span></span></div><br/><span style="font-family: Verdana"><br/><div>&nbsp;&nbsp;</div><br/></span><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><b>Top Financial Aid Colleges &ndash; </b>a good college prep program helps you find and apply to colleges that meet most or all of your financial need.</span></span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><b>Advice &ndash; </b>a good college prep program will also help you understand the complexities of the financial aid system, including difficult terms, plans, options, common mistakes and more.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial"><b>&nbsp;</b></span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">The financial aid system is a deliberate maze filled with missteps, but knowing how to plan for college can make your journey safe and rewarding. Take advantage of our college research tools and vast experience to avoid the mistakes other families often make.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial"><b>&nbsp;</b></span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">College prep isn&rsquo;t just about getting the best grades in the toughest classes, though that&rsquo;s a big part of it. It&rsquo;s about getting the best financial aid through a comprehensive plan that benefits you. Start as early as possible and let RSC help you develop a plan designed to reward you with merit-based and need-based aid.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial"><b>&nbsp;</b></span></span></div><br/><div><span style="color: #ff6600"><span style="font-size: 12px"><span style="font-family: Arial"><i>&ldquo;To be prepared is half the victory.&rdquo; &ndash; Miguel de Cervantes </i></span></span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">And being prepared is also half the battle in getting great financial aid.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">Find out how our staff can help you by calling 800-898-4636, then take advantage of our program and super low prices!</span></span></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-href="http://www.collegeprepexpert.com/blog/ financial-aid/why-college-prep-is-the-best-financial-aid" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>6 Areas to Cover in Homeschool College Prep</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/6-areas-to-cover-in-homeschool-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/6-areas-to-cover-in-homeschool-college-prep#comments</comments>
			<pubDate>2012-07-18 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Homeschoolers face unique challenges – and tremendous opportunities – when it comes to college prep. Fortunately, their dedication and drive, along with proper guidance and planning, make it possible for them to attend any college in the country. Cons [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 200px; height: 241px" src="/repository/image/122_homeschool.jpg" />Homeschoolers face unique challenges &ndash; and tremendous opportunities &ndash; when it comes to college prep. Fortunately, their dedication and drive, along with proper guidance and planning, make it possible for them to attend any college in the country.</div><br/><div><b>&nbsp;</b></div><br/><div><b>Considerations in </b><b>Homeschool </b><b>College</b><b> Prep</b></div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Course selection. </b>Students in formal schools are often limited in their electives to what the school offers. Homeschoolers have a wider range and can easily match courses to potential college majors and career interests.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>SAT</b><b>/ACT test prep. </b>Some schools provide SAT or ACT test materials to students, but not all, and good materials can be difficult to come by.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College selection. </b>Homeschool students looking to impress colleges need to know the average grade point average and SAT/ACT scores of incoming freshmen, along with their personal tastes in campus styles. There are more than 25 ways to judge a college&rsquo;s quality. By knowing what you want in a college, you&rsquo;ll know whether you fit in on campus. Are you the type of student who can&rsquo;t wait for a taste of the big university or one who wants the continued comfort of the personalized classroom?</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Activities. </b>College admissions officers examine your high-school activities. For homeschoolers, this generally means getting involved in outside activities or organized sports. You have almost as many options as a traditional high-schooler, but have more flexibility in your schedule. Impress colleges by knowing which activities to incorporate into your career plans.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Recommendations. </b>It&rsquo;s tough to get teacher recommendations if your only teacher is a parent. While colleges put great emphasis on teacher recommendations, they also accept them from other professionals you know. Develop a plan to get them.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Financial aid. </b>Good financial aid advice is difficult to get anywhere because there are so many myths to fall for and regulations to follow. There are ways to improve both merit-based and need-based financial aid, but these require that students (and parents) plan early. Make sure your student has all the financial aid information a guidance counselor would send home &ndash; and then some.</div><br/><div style="margin: 0in 0in 0pt 0.25in"><b>&nbsp;</b></div><br/><div style="margin: 0in 0in 0pt 0.25in"><b>College Prep Tools</b></div><br/><div style="margin: 0in 0in 0pt 0.25in"><b>&nbsp;</b></div><br/><div style="margin: 0in 0in 0pt 0.25in">We&rsquo;ve put together a number of college prep tools to meet the above problems:</div><br/><div style="margin: 0in 0in 0pt 0.25in"><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>4-year planner &ndash; </b>map out courses for all four years of high school so that you meet your educational goals.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>SAT</b><b>/ACT admissions tests &ndash; </b>RSC&rsquo;s program offers complete flexibility in studying for the SAT or ACT. By incorporating practice questions, timed tests, vocabulary builders and more into our test prep program, we make it very likely you&rsquo;ll see a big jump in your SAT scores.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Access to info on nearly 5,000 colleges &ndash; </b>Detailed facts and criteria to find the colleges that fit you best</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Volunteer and activity suggestions &ndash; </b>Find places to improve your college resume, from school to churches and community organizations</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>References &ndash; </b>Detailed steps to get alternative references when colleges require them</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Financial aid materials &ndash; </b>handbooks, tips, tools tutorials, college-cost estimates, a list of top financial aid colleges and a focus on both your need-based and merit-based financial aid. It&rsquo;s more than you&rsquo;ll find anywhere else.</div><br/><div style="margin: 0in 0in 0pt 0.25in">&nbsp;</div><br/><div style="margin: 0in 0in 0pt 0.25in">Our grade-appropriate handbooks are perfect for homeschoolers because they create a full-fledged college prep plan beyond academics. We know homeschool students aren&rsquo;t afraid of hard work, but our program can make college prep a little bit easier for the most determined students.</div><br/><div style="margin: 0in 0in 0pt 0.25in">&nbsp;</div><br/><div style="margin: 0in 0in 0pt 0.25in">To discover everything we offer, view our <a href="http://www.collegeprepexpert.com/"><font color="#800080">comparison chart</font></a> or call 800-898-4636 today!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/6-areas-to-cover-in-homeschool-college-prep" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How to Keep a College Interested in You and Your Record</title>
			<link>http://www.collegeprepexpert.com/blog/applying-to-college/how-to-keep-a-college-interested-in-you-and-your-record</link>
			<comments>http://www.collegeprepexpert.com/blog/applying-to-college/how-to-keep-a-college-interested-in-you-and-your-record#comments</comments>
			<pubDate>2012-07-16 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Applying to College]]></category>
			<description><![CDATA[The college admissions process works like this: You send in your application, a person in the admissions office reads it, and if they think you might be a good fit at that college, you go the next level. What’s the next level? Your application [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="280" height="205" src="/repository/image/121_college_interest.jpg" />The college admissions process works like this: You send in your application, a person in the admissions office reads it, and if they think you might be a good fit at that college, you go the next level. What&rsquo;s the next level? Your application goes before a small committee that usually includes the admissions dean and a few other people from the office. They give your application a thorough review, and either you&rsquo;re sent a &ldquo;Congratulations!&rdquo; letter or a rejection.</div><br/><div>&nbsp;</div><br/><div>It helps if the person who first reads your application, the one who knows it best, is your advocate. So how do you keep the college interested in you and your record?</div><br/><div><b>&nbsp;</b></div><br/><div><b>The </b><b>Proper</b><b>College</b><b> Application</b></div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Tell them you&rsquo;re interested in them. </b>Colleges will be more interested in you if you explain your interest in them, but DON&rsquo;T tell every school they&rsquo;re your first choice. You can only have ONE first choice.&nbsp;Which every college it is, tell them so.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Make a compelling case. </b>Let them know why you think you&rsquo;re a good fit for that college, but have the facts to back it. Show them that you&rsquo;re in the top 25% of their freshmen class based on SAT scores or GPA. Tell them your impressed by how well respected they are in your chosen major or by the percentage of graduates who find jobs right away. Know the numbers to support your argument.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Have the right record. </b>Your high-school record carries the most weight. Know how rigorous a classroom schedule they require, particularly regarding Advanced Placement classes, then have a grade point average and SAT score that&rsquo;s good for that college, based on their averages.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Write a strong essay. </b>A bad essay, sometimes even a bad phrase within an essay, can kill your admissions chances. Know how to put together a strong application essay.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Appear professional and trustworthy. </b>Colleges want your application to be smooth and professional. This also includes your online presence. They want trustworthy and upstanding students on their campus. They&rsquo;ll learn more about you from your application than anything else. Make sure it makes you look professional.</div><br/><div>&nbsp;</div><br/><div><b>Improve Your College Application</b></div><br/><div>&nbsp;</div><br/><div>Many of the above points require detailed information about the colleges. You can get this from RSC&rsquo;s college research tools that has accurate and updated facts on more than 4,000 colleges. You can compare colleges side-by-side and save the information to your profile so that you know which colleges are best for you.</div><br/><div>&nbsp;</div><br/><div>Our program will help you establish a record for the colleges that interest you (particularly if you join our program in 8<sup>th</sup> or 9<sup>th</sup> grade, where we can map out a 4-year strategy for you). You&rsquo;ll also get extensive tips on improving your application essay, cleaning up and utilizing your online presence and more.</div><br/><div>&nbsp;</div><br/><div>You&rsquo;ll also get access to our SAT and Act test prep materials that 95% of users say they would recommend to friends. The better your score, the more likely it is you&rsquo;ll get into the college of your choice.</div><br/><div>&nbsp;</div><br/><div>But first, you have to get their attention, and then you have to keep it. That requires planning and a diligent college prep program designed to improve your college application and admissions chances.</div><br/><div>&nbsp;</div><br/><div>The good news is that when you&rsquo;re done, you&rsquo;ll not only know your top-choice colleges, you could just a top choice at a few of them!</div><br/><div><b>&nbsp;</b></div><br/><div>To join the RSC program, call 800-898-4636 or sign up <a href="http://www.collegeprepexpert.com/checkout">here</a>. We can&rsquo;t wait to work with you!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/applying-to-college/how-to-keep-a-college-interested-in-you-and-your-record">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How Do You Figure Out Your Learning Style?</title>
			<link>http://www.collegeprepexpert.com/blog/personality-tests/how-do-you-figure-out-your-learning-style</link>
			<comments>http://www.collegeprepexpert.com/blog/personality-tests/how-do-you-figure-out-your-learning-style#comments</comments>
			<pubDate>2012-07-13 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Personality Tests]]></category>
			<description><![CDATA[There are almost as many ways to learn as there are subjects to study, and knowing your learning style can be the difference between a graduating and dropping out. Some people [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="301" height="204" src="/repository/image/120_learning_style.jpg" />There are almost as many ways to learn as there are subjects to study, and knowing your learning style can be the difference between a graduating and dropping out.</div><br/><div>&nbsp;</div><br/><div>Some people learn best at night; others in the morning. Some people learn best by reading; others through a lecture. Some people prefer music; others dead silence. There&rsquo;s rote memorization, copying lessons, study groups and studying solo. When you put these and other learning styles together it makes for a formula almost as complicated as calculus.</div><br/><div>&nbsp;</div><br/><div>So how do you learn your specific learning style?</div><br/><div>&nbsp;</div><br/><div><b>Learning Style Mistakes</b></div><br/><div>&nbsp;</div><br/><div>Unfortunately, too many people learn by trial and error. They try one way and fail; then another way, and fail again. Perhaps they find something that works, perhaps not. By the time they figure out which way helps them learn best, several tests have gone by, or worse, several school years.</div><br/><div>&nbsp;</div><br/><div>Other people take the school approach. That is, like a teacher in front of 30 students, they try a variety of styles: watching videos, reading books, group projects, listening to recorded lectures, writing notes, etc. This commonly leads to problems because they struggle to find the one that works. Perhaps they like socializing, but are better off studying alone. Can they separate themselves from their friends? Or maybe online videos seem to work, until their grades come back. It&rsquo;s not much different trial and error.</div><br/><div>&nbsp;</div><br/><div>Still, other students follow the advice of parents, teachers or friends. Mom says, &ldquo;I find it best to study this way,&rdquo; or Dad says, &ldquo;This always worked for me.&rdquo; With any luck, the apple didn&rsquo;t fall far from the tree and those suggestions work, but it&rsquo;s not all that common. People have different styles and subsets of styles when it comes to learning.</div><br/><div>&nbsp;</div><br/><div>The best way to know your learning style is to take what&rsquo;s called the <b>Learning Style Inventory</b> test. This short test asks pointed questions to determine your learning style, presenting a more complete picture of what works &ndash; and doesn&rsquo;t work &ndash; for you. It&rsquo;s more accurate than guessing and way faster than trial and error.</div><br/><div>&nbsp;</div><br/><div><i>(To take the Learning Style Inventory, contact us at 800-898-4636 and become an </i><i>RSC</i><i> student.)</i></div><br/><div>&nbsp;</div><br/><div><b>When Should I Take the Learning Style Inventory test?</b></div><br/><div>&nbsp;</div><br/><div>The sooner you take it, the better. This allows you to hit the upcoming school year in stride. If you&rsquo;re in 8<sup>th</sup> grade, taking the LSI now can help boost your scores throughout high school, but even upperclassmen benefit once college admissions officers put their grades under a microscope. Your learning style can help you in class, in college, and on the job. The test takes 20 minutes, but the results can last a lifetime!</div><br/><div>&nbsp;</div><br/><div><a href="http://www.collegeprepexpert.com/checkout">Sign up</a> for your Learning Style Inventory and other personality tests today!&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>When Is the Best Time to Begin College Prep?</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/when-is-the-best-time-to-begin-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/when-is-the-best-time-to-begin-college-prep#comments</comments>
			<pubDate>2012-07-11 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Why 8th grade? Because colleges today look at all four years of a high-school student’s record, meaning that if you buck tradition and start now, you’ll be in the best position when colleges pick over candidates and award financial aid. How College Pr [...]]]></description>
			<content:encoded><![CDATA[<div><img align="left" width="236" height="303" alt="" src="/repository/image/119_right_time.jpg" />According to tradition, 11<sup>th</sup> grade is a good time to prepare for a college. A better time would be 9<sup>th</sup> or 10<sup>th</sup> grade. But the best time is 8<sup>th</sup> grade.</div><br/><div>&nbsp;</div><br/><div>Why 8<sup>th</sup> grade? Because colleges today look at all four years of a high-school student&rsquo;s record, meaning that if you buck tradition and start now, you&rsquo;ll be in the best position when colleges pick over candidates and award financial aid.</div><br/><div>&nbsp;</div><br/><div><b>How College Prep Works</b></div><br/><div>&nbsp;</div><br/><div>While parents might want to consider financially planning for college early (practically from the day your child is born!) and developing their student&rsquo;s interest in higher education as early as grade school, the hard work really begins in 8<sup>th</sup> grade.</div><br/><div>&nbsp;</div><br/><div><i>8<sup>th</sup> Grade Steps in College Prep&hellip;</i></div><br/><div>&nbsp;</div><br/><ul><br/>    <li><b>Career Interests. </b>8<sup>th</sup> graders need to determine their career interests. They don&rsquo;t need to pick the job they&rsquo;ll be doing for the rest of their lives, but they should understand areas that interest them. Is it medicine, law, engineering, something in the arts, advertising, etc.? The best way to do this is to take personality tests and work-skill assessments that reveal their interests and abilities. Those results might even show them that they&rsquo;re at careers they never considered!</li><br/>    <li><b>High-school classes. </b>Once a student has a list of interesting careers, they can pick high-school classes that meet those goals. They&rsquo;ll know how much math and science they need, or perhaps a foreign language or business class. Using a 4-year planner now means getting on track to take the right Advanced Placement classes come senior year. An academic plan developed in 8<sup>th</sup> grade will impress colleges four years from now.</li><br/>    <li><b>Activities. </b>Colleges and employers like to see leadership skills on your resume. By selecting high-school activities in the beginning of freshman year, you&rsquo;re setting yourself up for leadership positions in 11<sup>th</sup> and 12<sup>th</sup> grade. Of course, that means thinking about those activities early &ndash; like 8<sup>th</sup> grade.</li><br/>    <li>&nbsp;</li><br/></ul><br/><div><b>Advantages of Preparing for College Early</b></div><br/><div>&nbsp;</div><br/><div>There are other advantages to college prep, including developing good time-management skills, narrowing your list of colleges ahead of time, using summers wisely, and staying on top of your reading and critical thinking skills. Doing all this means you&rsquo;ll have plenty of time for the important tasks that come junior year, like the SAT or ACT tests, visiting college campuses, leading various clubs and activities, and considering your financial aid options.</div><br/><div>&nbsp;</div><br/><div>There&rsquo;s a lot to do in 11<sup>th</sup> grade. Getting some of it out of the way in 8<sup>th</sup> grade, as well as 9<sup>th</sup> and 10<sup>th</sup>, makes it easier. You won&rsquo;t panic if you&rsquo;re prepared.</div><br/><div>&nbsp;</div><br/><div>Your college prep is at the heart of the RSC program. Our college prep checklists, handbooks, worksheets, videos and online databases make it run smoothly, so that you&rsquo;re not<img align="right" width="230" height="330" alt="" src="/repository/image/119_right_time_ii.jpg" /> scrambling to put it all together at the last minute.</div><br/><div>&nbsp;</div><br/><div>Yes, junior year is the traditional year to begin college prep, but some traditions are made to be broken. 8<sup>th</sup> grade isn&rsquo;t early college prep; it&rsquo;s smart college prep!</div><br/><div>&nbsp;</div><br/><div>For more on how you can get started today, click <a href="http://www.collegeprepexpert.com/"><font color="#800080">here</font></a> or call 800-898-4636. For only $225, this is the absolute best time to begin college prep. Start before summer is over!</div><br/><br/><div id="fb-root"></div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/when-is-the-best-time-to-begin-college-prep" data-send="true" data-width="450" data-show-faces="true"></div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>What’s Your Number One College Concern? Students Weigh In</title>
			<link>http://www.collegeprepexpert.com/blog/student-debt/whats-your-number-one-college-concern-students-weigh-in</link>
			<comments>http://www.collegeprepexpert.com/blog/student-debt/whats-your-number-one-college-concern-students-weigh-in#comments</comments>
			<pubDate>2012-07-09 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Student Debt]]></category>
			<description><![CDATA[We asked students to send us their top college concerns to see if we could help them or overcome these problems. Some students sent us more than one concern, which shows just how worried they and how much they’re [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 239px; height: 216px" src="/repository/image/118_top_concerns.jpg" />We asked students to send us their top college concerns to see if we could help them or overcome these problems. Some students sent us more than one concern, which shows just how worried they and how much they&rsquo;re thinking about their college futures.</div><br/><div>&nbsp;</div><br/><div>Below is a list of their top concerns.</div><br/><div>&nbsp;</div><br/><div><b>Top</b><b>Four</b><b>College</b><b> Concerns</b></div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Cost of college. </b>Not surprisingly, this was the number one. The cost of college has jumped 530% in the past 30 years, financial aid has been cut, student loan terms are more stringent, and let&rsquo;s face &ndash; the average family simply hasn&rsquo;t saved enough. Students are worried they&rsquo;re going to take on too much debt to pay for college, and they should be. Pell Grants cover only half as much as they used to, and the average student now graduates with $29,000 in student loans.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College applications. </b>Some students worry about putting together the perfect college application, the one that will get them into the school of their dreams and get them great financial aid.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>SAT</b><b> or ACT test scores. </b>Many students worry about what they&rsquo;ll get on the SAT or ACT. They know that a good score gives them a great chance at getting into the best colleges with the best financial aid. It also helps them test out of remedial classes, ultimately lowering their cost of college. The average college graduate has a much higher SAT or ACT score than the average dropout, indicating their readiness for college. Getting a good score is important for a number of different reasons.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Getting a job after graduation. </b>This was the second biggest concern, and with good reason: A Rutgers University study indicates that nearly 50% of college graduates are unemployed or underemployed over the past 5 years. Although a college degree remains a good indicator for long-term employment, that isn&rsquo;t much comfort to graduates looking for jobs now. Certain degrees have very high unemployment rates, and there&rsquo;s been a bottleneck in job growth as older workers hit hard by crashes in the stock and real estate markets, aren&rsquo;t retiring. Unfortunately, getting a job right after graduation &ndash; more than important than ever given the cost of college &ndash; is extremely difficult.</div><br/><div>&nbsp;</div><br/><div><b>Overcoming College Concerns</b></div><br/><div><b>&nbsp;</b></div><br/><div>All of the above concerns relate to paying for college, either directly or indirectly. Preparing for college remains the single best way to make higher education affordable.</div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Financial Aid help. </b>Get financial aid help, from savings plans to advice, applications and appeals. The more professional the help, the better your financial aid package will be.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Putting together a great college application. </b>Colleges offer the most aid to students with the best applications. Learn how to build an impressive resume with the classes, activities and accomplishments admissions officers love to see.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Great </b><b>SAT</b><b> or ACT scores. </b>Great entrance scores also lead to better financial aid. Use a proven program that includes timed practice tests, interactive questions, diagnostic tests and immediate results to boost your score.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Career Planning. </b>Getting a job isn&rsquo;t a matter of luck; it&rsquo;s a matter of foresight. Build your education plan around your career goals by starting college prep in 8<sup>th</sup> or 9<sup>th</sup> grade. Advanced planning improves your chances of landing a job after graduation.</div><br/><div>&nbsp;</div><br/><div>RSC&rsquo;s plan includes all of the above and much, much more. To see everything in our college prep toolbox, click <a href="http://www.collegeprepexpert.com/"><font color="#800080">here</font></a>. We&rsquo;ll help you tackle your college concerns head on!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/student-debt/whats-your-number-one-college-concern-students-weigh-in">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How Selecting a College and Running a Business Are Alike</title>
			<link>http://www.collegeprepexpert.com/blog/selecting-a-college/how-selecting-a-college-and-running-a-business-are-alike</link>
			<comments>http://www.collegeprepexpert.com/blog/selecting-a-college/how-selecting-a-college-and-running-a-business-are-alike#comments</comments>
			<pubDate>2012-07-06 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Selecting a College]]></category>
			<description><![CDATA[If you ever plan to use your college degree to own your own business, then you should know that selecting a college can be an awful lot like running a business. You can do some things yourself, but for others, you’re going to want [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 321px; height: 184px" src="/repository/image/117_running_a_business.jpg" />If you ever plan to use your college degree to own your own business, then you should know that selecting a college can be an awful lot like running a business. You can do some things yourself, but for others, you&rsquo;re going to want professional help.</div><br/><div>&nbsp;</div><br/><div><b>Five Jobs Roles for Selecting a College</b></div><br/><div>&nbsp;</div><br/><ol><br/>    <li><b>Lawyer. </b>You&rsquo;re going to have to look over the small print in the college&rsquo;s Awards Letter that outlines exactly what your financial aid package looks like. You may also want someone to examine difficult college admissions terms or policies.</li><br/>    <li><b>Accountant. </b>Financial aid terms and policies can be a nightmare, and filling out the FAFSA and a variety of other forms can be time-consuming and, if you&rsquo;re not careful, expensive. The FAFSA is longer than your 1040 and the CSS Profile digs deep into your finances. Mistakes on either one can cost you thousands of dollars in aid. Businesses pay accountants for a reason &ndash; their advice and services can save them money. The same is true of financial aid.</li><br/>    <li><b>Market Research. </b>Every business does some form of market research. They compare products, customers, competitors, consumer need and much more. To get a great deal from a college, you&rsquo;re going to have to compare them to each other, too. There are more than 25 criteria by which to judge a college; look for the ones that offer what you want. It&rsquo;s easiest if you compare colleges side-by-side, helping you quickly eliminate colleges that don&rsquo;t meet your needs. There are more than 4,000 colleges in the United States, so the research can be overwhelming if you don&rsquo;t have the right tools or software.</li><br/>    <li><b>Advertising. </b>Advertising is the backbone of business. Whether advertising products or services, companies present their best side. In your case, you&rsquo;re advertising you. You need to truthfully show colleges your best qualities and convince them why they should pick you over other candidates. But just as in the store, colleges have choices. Learn how to put together a stellar resume, application, admissions essay and more so that you&rsquo;re the first choice.</li><br/>    <li><b>Cost-Benefit Analysis. </b>No business goes forward without a cost-benefit analysis. You need to examine the cost of your selected colleges against the benefits of the degrees they offer. You need to compare financial aid offers, job prospects, job-placement rates, networking opportunities, and much more.</li><br/></ol><br/><div><b><br /><br/>College-Selection Tools</b></div><br/><div><b>&nbsp;</b></div><br/><div>Certain tools can help you select a college. For instance, RSC offers you extremely accurate college-cost estimates so you know just how much each college on your list will cost you. We also provide a searchable database that lets you quickly research nearly 5,000 colleges. And we offer college resume-building tools and advice, plus tips on writing great college admissions essay.</div><br/><div>&nbsp;</div><br/><div>Whether you need expert college prep or financial aid help, RSC has the tools and experience to guide you. We&rsquo;ll read the small print, work to get you great financial aid and help you find the <a href="http://www.collegeprepexpert.com/blog/selecting-a-college/what-do-you-mean-perfect-college"><font color="#800080">perfect college for you</font></a>.</div><br/><div>&nbsp;</div><br/><div>We understand the business of doing business with colleges, and so should you, because done right, it&rsquo;s like being your own boss. But that means getting expert help so that you&rsquo;re a success from the start. Remember, RSC helps you succeed!</div><br/><div>&nbsp;</div><br/><div>For everything we offer, look over this <a href="http://www.collegeprepexpert.com/"><font color="#800080">product list</font></a>.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/selecting-a-college/how-selecting-a-college-and-running-a-business-are-alike">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>A History of Higher Ed and College Prep on the Nation’s Birthday</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/history-of-higher-ed-and-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/history-of-higher-ed-and-college-prep#comments</comments>
			<pubDate>2012-07-04 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[In honor of the nation’s birthday, we’ve decided to present a short look back at the history of education, from the Colonial period until today…Before the American Revolution, only [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="319" height="390" src="/repository/image/116a_nations_birthday.jpg" />In honor of the nation&rsquo;s birthday, we&rsquo;ve decided to present a short look back at the history of education, from the Colonial period until today&hellip;</div><br/><div>&nbsp;</div><br/><div>Before the American Revolution, only the wealthy went to high school. The poor or trade classes often received some schooling, but then went to work. After the Revolutionary War, public education became popular and America&rsquo;s booming factories required people to be better educated, so the poor went to high school.</div><br/><div>&nbsp;</div><br/><div>The 19<sup>th</sup> century saw a groundswell in education. The wealthy built private schools like Groton and Andover, and states, thanks to the Morrill Act which turned 150 last week, began building state universities. State schools remained cheap alternatives to private colleges until just thirty years ago. Today, state colleges increase tuition faster than private colleges and offer far less financial aid.</div><br/><div>&nbsp;</div><br/><div>Prep schools led the upper classes to private colleges, but after World War II, public high schools began offering college prep so their students could attend the best colleges, too. By the 1960&rsquo;s, the wealthy turned to private counselors to keep their competitive edge. Two decades later, the middle class was getting some help from private counselors, but it was often limited in scope or too expensive for families living on a tight budget.</div><br/><div>&nbsp;</div><br/><div>Until now.</div><br/><div>&nbsp;</div><br/><div>As we celebrate our nation&rsquo;s 236<sup>th</sup> birthday, RSC is proud to announce our new pricing plan -- $225 for the most <a href="http://www.collegeprepexpert.com/"><font color="#800080">comprehensive college prep anywhere</font></a>. Its focus is to help you prepare and pay for college by improving your SAT or ACT scores, land you better financial aid through a variety of strategies, and build an impressive college resume to get into great colleges, too.</div><br/><div>&nbsp;</div><br/><div>RSC&rsquo;s program combines the best of both public and private school college prep.</div><br/><div>&nbsp;</div><br/><div align="center"><br/><table border="1" cellspacing="0" cellpadding="0" style="border-bottom: medium none; border-left: medium none; border-collapse: collapse; border-top: medium none; border-right: medium none"><br/>    <tbody><br/>        <tr><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center"><b>Private School</b></div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center"><b>Public School</b></div><br/>            </td><br/>        </tr><br/>        <tr><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">Starts Early</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">Affordable</div><br/>            </td><br/>        </tr><br/>        <tr><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">Detailed</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">Flexible</div><br/>            </td><br/>        </tr><br/>        <tr><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">Goal-oriented</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">Practical</div><br/>            </td><br/>        </tr><br/>    </tbody><br/></table><br/></div><br/><div>&nbsp;</div><br/><div>Our Founding Fathers were heavily involved in education. Benjamin Franklin founded the University of Pennsylvania and Thomas Jefferson founded the University of Virginia (built on land owned by James Madison). Washington and Lee University is partly named after George Washington, who saved it from bankruptcy. They believed that college would give the country its next great leaders.</div><br/><div>&nbsp;</div><br/><div>It still can, if we make college affordable to all. The more people we have graduating from college, the more leaders we&rsquo;ll have to choose from, and the more likely it is we&rsquo;ll get a good one.</div><br/><div>&nbsp;</div><br/><div>At RSC, we&rsquo;ll do our part to make your education affordable, but don&rsquo;t wait. Good leaders know when to act, and the time to act is now. The system can work for everyone. Make it work for you.</div><br/><div>&nbsp;</div><br/><div>Happy Birthday, America!</div><br/><div>&nbsp;</div><br/><div>Enjoy this video that explores the history of American education and the cost of college today.<br /><br/><br /><br/>&nbsp;</div><br/><div style="text-align: center"><iframe height="315" src="http://www.youtube.com/embed/dWTvTl8GkM0" frameborder="0" width="560" allowfullscreen=""></iframe></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/history-of-higher-ed-and-college-prep" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Being a Visionary Helps You Succeed in College and Career</title>
			<link>http://www.collegeprepexpert.com/blog/career-prep/being-a-visionary-helps-you-succeed-in-college-and-career</link>
			<comments>http://www.collegeprepexpert.com/blog/career-prep/being-a-visionary-helps-you-succeed-in-college-and-career#comments</comments>
			<pubDate>2012-07-02 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Career Prep]]></category>
			<description><![CDATA[Everyone loves a visionary, that person who sees the next big thing in business, technology, entertainment, you name it. They even become household names: Thomas Edison, Bill Gates, Steve Jobs, Steven Spielberg. But being a visionary isn’t just [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 258px; height: 301px" src="/repository/image/115_visionary_light_bulb.jpg" />Everyone loves a visionary, that person who sees the next big thing in business, technology, entertainment, you name it. They even become household names: Thomas Edison, Bill Gates, Steve Jobs, Steven Spielberg.</div><br/><div>&nbsp;</div><br/><div>But being a visionary isn&rsquo;t just about innovation and revolution. It&rsquo;s a skill you can apply to your own future. It lets you set up a career and college path to your future success.</div><br/><div>&nbsp;</div><br/><div><b>Establishing a Career and College Path</b></div><br/><div><b>&nbsp;</b></div><br/><div>The first thing you need to do is consider careers that interest you. Will those jobs be hot in 5 years? 10 years? 20? Many of today&rsquo;s jobs weren&rsquo;t even around 10 years ago, so examine market trends. Some traditional jobs will be around for a long time &ndash; doctor, teacher, engineer, etc., while others are disappearing. And many others are cutting-edge and growing rapidly. Find stable or growing fields.</div><br/><div>&nbsp;</div><br/><div>Take personality tests and career assessments to determine your interests and abilities. This points you to jobs where you&rsquo;re a natural. Can you see Bill Gates doing anything but working in computers or Steven Spielberg making anything but movies? Follow your talents and interests and then use the following tips to establish your future career.</div><br/><div>&nbsp;</div><br/><ol><br/>    <li><b>Set goals. </b>Every visionary has a goal. Edison wanted to improve the light bulb; Henry Ford wanted to make cars affordable. What&rsquo;s yours? If you want to be a lawyer, what kind of lawyer? If you want to be an engineer, what kind of engineer? What kind of doctor, teacher, etc.? Will your field have certain demands in 5 or 10 years that it doesn&rsquo;t have now? Could you focus on e-legal rights, virtual medicine or online teaching? Examine fringe possibilities that could be cornerstones of the business world in just a few years.</li><br/>    <li><b>Become a leader. </b>Leadership skills convince others to support your vision. You won&rsquo;t hear family, friends and teachers say you can&rsquo;t do something if you&rsquo;re already doing it. Become a leader in high-school activities and clubs. It impresses employers, colleagues and colleges.</li><br/>    <li><b>Raise the bar. </b>Don&rsquo;t set your sights low; if you do, you&rsquo;ll never reach the education you need for your career. Set the bar as high as you possibly can. Even if you fall short, you&rsquo;ll have achieved more than those who took the easy way out.</li><br/>    <li><b>Take advantage of opportunities. </b>Great opportunities will come your way. Maybe it&rsquo;s an internship at your dream company, or an overseas trip; a chance to network at a party or a much-needed reference from a teacher. Or it could just be an affordable educational opportunity that drops in your lap. Know when to take advantage of great opportunities!</li><br/>    <li><b>&nbsp;</b></li><br/></ol><br/><div><b>Make Your Career Vision a Reality</b></div><br/><div><b>&nbsp;</b></div><br/><div style="text-align: left">Edison struggled endlessly when developing the light bulb, finally concluding that he knew &ldquo;1,000 ways not to make a light bulb.&rdquo; The same is true with you. You will encounter adversity &ndash; a difficult class, a change in career interests, or an internship you couldn&rsquo;t get. Don&rsquo;t give up. Adjust your plan as you need to &ndash; just make<img alt="" align="right" width="281" height="297" src="/repository/image/115_visionary.jpg" /> sure that you know what you want and how to get it by the time you start college. Not changing majors or colleges can save you a bundle.</div><br/><div>&nbsp;</div><br/><div>And remember, getting your college and career selection right when you&rsquo;re only 18 will definitely make you look like a visionary.</div><br/><div>&nbsp;</div><br/><div>Good luck!</div><br/><div>&nbsp;</div><br/><div>See everything RSC can do to help make your vision come true <a href="http://www.collegeprepexpert.com/">here</a>.</div><br/><div>&nbsp;</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-width="450" data-href="http://www.collegeprepexpert.com/blog/career-prep/being-a-visionary-helps-you-succeed-in-college-and-career" data-show-faces="true" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Is Lack of Good Information Driving Up the Cost of College?</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/is-lack-of-good-information-driving-up-the-cost-of-college</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/is-lack-of-good-information-driving-up-the-cost-of-college#comments</comments>
			<pubDate>2012-06-29 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[The lack of good information is also driving up the cost of college. Families often get only one side of the argument. Bad Information Affecting the Cost of College:  State schools are cheaper than private colleges. This is usually true, but they also off [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="right" style="width: 199px; height: 227px" src="/repository/image/114_lack_of_information.jpg" />If you were told that Abraham Lincoln couldn&rsquo;t keep the United States from falling into civil war, didn&rsquo;t want to free the slaves, created the country&rsquo;s first income tax and suspended the writ of habeas corpus, you wouldn&rsquo;t think he was our best president.</div><br/><div>&nbsp;</div><br/><div>But he was.</div><br/><div>&nbsp;</div><br/><div>In other words, it&rsquo;s difficult to make the right decision without all the information.</div><br/><div>&nbsp;</div><br/><div>The lack of good information is also driving up the cost of college. Families often get only one side of the argument.</div><br/><div>&nbsp;</div><br/><div><b>Bad Information Affecting the Cost of College</b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>State schools are cheaper than private colleges. </b>This is usually true, but they also offer less financial aid (as do community colleges). Don&rsquo;t fall for the sticker price; see how big a discount a college is willing to give you. Apply to state universities and private colleges to see where you get the best deal.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Any college degree is good. </b>Generally speaking, a college degree will earn you more over the course of a lifetime than no degree, but how much varies by type of degree, college attended, career choice, and region of the country. Do thorough career research &ndash; with salary and career projections &ndash; to know how much a degree is going to benefit you.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>A college education will pay for itself. </b>This argument encourages students to go deep into debt, taking out tens of thousands in student loans. Hope may spring eternal, but bank accounts don&rsquo;t. A college education will pay for itself if you plan properly and cut the number of student loans you need. In general, don&rsquo;t take out more in loans than you can expect to make your first year in the workforce.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Scholarships will pay for college. </b>Families who believe their student will get a scholarship or great financial aid package typically don&rsquo;t save enough for college. The truth is, only 6% of students get scholarships and only 0.3% of those pay for everything. And Pell Grants only cover half of what they used to. Don&rsquo;t count on scholarships to pick up any part of your college tab.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>All I need to do is fill out the FAFSA. </b>The FAFSA is only the first of many forms you need to fill out. There will likely be additional government and college forms, and possibly private lender forms. Relying solely on the FAFSA is a bad idea, and it undercuts the steps you can take to get better financial aid.</div><br/><div>&nbsp;</div><br/><div><b>Getting </b><b>Good </b><b>College</b><b> Cost Information</b></div><br/><div>&nbsp;</div><br/><div>Unfortunately, many of the above arguments are put forward by college admissions officers and guidance counselors operating under bad or outdated information. Get accurate information, such as college-cost estimates for every college on your list and thorough college prep strategies that help reduce your total cost of college.</div><br/><div>&nbsp;</div><br/><div>You want to minimize your student loan debt, not make it the cornerstone of paying for college.</div><br/><div>&nbsp;</div><br/><div>Now, there are things driving up the cost of college that you don&rsquo;t control, like college administrator salaries and state budget cuts, but there are also definite steps you can take to improve your financial aid picture, including getting help from an experienced college prep expert.</div><br/><div>&nbsp;</div><br/><div><img alt="" align="left" width="219" height="277" src="/repository/image/114_lack_of_information_lincoln.jpg" />In the meantime, let&rsquo;s hope politicians, administrators and others remember the words of our best president, Abraham Lincoln:</div><br/><div>&nbsp;</div><br/><div>&ldquo;I view education as the most important subject which we as a people can be engaged in.&rdquo;</div><br/><div>&nbsp;</div><br/><div>Agreed. Now let&rsquo;s make it affordable.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/financial-aid/is-lack-of-good-information-driving-up-the-cost-of-college" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>The Cost of College in Dollars &amp; Cents</title>
			<link>http://www.collegeprepexpert.com/blog/career-prep/the-cost-of-college-in-dollars-and-cents</link>
			<comments>http://www.collegeprepexpert.com/blog/career-prep/the-cost-of-college-in-dollars-and-cents#comments</comments>
			<pubDate>2012-06-27 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Career Prep]]></category>
			<description><![CDATA[According to the Kinsey study, 90-95 million low-skilled workers will be unemployed or unemployable by 2020, while the world will be short 38-40 million workers with college degrees. The world is changing quickly, and it has never been [...]]]></description>
			<content:encoded><![CDATA[<div><em><img alt="" align="left" style="width: 292px; height: 201px" src="/repository/image/113_career_dollars_and_cents.jpg" />&ldquo;If you think college is expensive, try ignorance.&rdquo;&nbsp;</em>&nbsp;&ndash; Derek Bok, former president of Harvard University</div><br/><div>&nbsp;</div><br/><div>This quote by Mr. Bok came to mind the other day after the Kinsey Global Institute released a report on the value of a college education in an increasingly technological world. Of course, Mr. Bok wasn&rsquo;t just referring to ignorance as a lack of education leading to a lack of money, but rather as Socrates would say, living the &ldquo;unexamined life.&rdquo;</div><br/><div>&nbsp;</div><br/><div>But in this day and age of sky-high tuition, massive student loans, a struggling job market and a wage gap related to the knowledge gap, money seems more important.</div><br/><div>&nbsp;</div><br/><div><b>The Monetary Value of a College Education</b></div><br/><div><b>&nbsp;</b></div><br/><div>According to the Kinsey study, 90-95 million low-skilled workers will be unemployed or unemployable by 2020, while the world will be short 38-40 million workers with college degrees. The world is changing quickly, and it has never been more important for workplace skills to keep pace with technology.</div><br/><div>&nbsp;</div><br/><div>Consider these college vs. high-school graduate statistics&hellip;<b><br /><br/><br /><br/></b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 39pt"><span>1.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>College graduates make on average $600,000 more in a lifetime than non-college grads. $1 million more in science-related fields.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 39pt"><span>2.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>People with bachelor&rsquo;s degrees have an overall unemployment rate one-third that of high-school graduates and half that of people holding an associate degree.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 39pt"><span>3.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>In general, they stay unemployed for a shorter period of time.</div><br/><div>&nbsp;</div><br/><div>Now these numbers vary by degree, occupation and region of the country. A person with a B.A. in sociology or philosophy might actually make less than someone with steady work in welding or auto repair but they&rsquo;ll likely make more than someone working in retail.</div><br/><div>&nbsp;</div><br/><div><b>The Importance of College Prep</b></div><br/><div>&nbsp;</div><br/><div>Unfortunately, we hear plenty of stories about people with college degrees working in jobs where their skills are not fully utilized. They&rsquo;re &ldquo;underemployed.&rdquo; This can be caused by many things, including the degree they received, the school they attended, the career they chose, the state of the job market, and most likely, poor college and career planning.</div><br/><div>&nbsp;</div><br/><div>Preparing for college doesn&rsquo;t just mean getting in; it means having a full career plan on which to focus your efforts. For instance, you need to know:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Does your career choice require a graduate degree?</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Will there be jobs available in your chosen field? What are the career projections?</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Is it a growing industry?</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Can you get internships or other practical experience in your field?</div><br/><div>&nbsp;</div><br/><div>College prep needs to include detailed career research and planning. Otherwise you&rsquo;re just getting a degree without any practical plans to use it. You wouldn&rsquo;t expect someone going to school to study welding or auto mechanics to become a nurse. After all, those are career-oriented training programs. College is, too.</div><br/><div>&nbsp;</div><br/><div>Develop a career plan using <a href="http://www.collegeprepexpert.com/rsc-comparision-chart">RSC&rsquo;s extensive research tools and personality tests</a>, and then put your plan into practice. It&rsquo;s the best way to make sure your college costs make sense in dollars and cents.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-width="450" data-send="true" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/career-prep/the-cost-of-college-in-dollars-and-cents">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Do You Know All Your College Abilities?</title>
			<link>http://www.collegeprepexpert.com/blog/selecting-a-college/college-abilities</link>
			<comments>http://www.collegeprepexpert.com/blog/selecting-a-college/college-abilities#comments</comments>
			<pubDate>2012-06-25 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Selecting a College]]></category>
			<description><![CDATA[When most people think of college ability, they think of academic ability, or some special talent in the arts or athletics that will earn them a huge scholarship. Unfortunately, those aren’t the only “abilities” you need to succeed in college – or [...]]]></description>
			<content:encoded><![CDATA[<div>When most people think of college ability, they think of academic ability, or some special talent in the arts or athletics that will earn them a huge scholarship. Unfortunately, those aren&rsquo;t the only &ldquo;abilities&rdquo; you need to succeed in college &ndash; or get great financial aid.</div><br/><div>&nbsp;</div><br/><div><b>College Abilities to Develop and Consider</b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Acceptability. </b>Is the college acceptable to you? Does it have the major you want? Is the campus well maintained, with adequate security, in a location you want? Visit a college to make sure it meets your standards.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Affordability. </b>Can you afford the college? Will you get great financial aid? How much are they willing to discount the sticker price? Get an <a target="_blank" href="http://www.collegeprepexpert.com/amap/file.php?file=file/your_total_cost_of_college.pdf">accurate college cost estimate like this one</a> to find out before you apply.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Availability. </b>Do you know your odds of getting in? Is the college open enrollment or highly selective? How you rank among incoming freshmen will determine just how available this campus is to you. Know where you stand.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Comparability</b>. How does the campus compare to others in your major or price range?</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Compatibility. </b>Is the school compatible with your long-term plans? Do they specialize in an area that interests you? For instance, a school might have a good engineering program, but do they have a great chemical engineering program? Do they have a graduate school, or connection to one at another college?</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Employability. </b>What&rsquo;s the school&rsquo;s job-placement rate? Do they offer career assistance, internships in your major and networking opportunities?</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Respectability. </b>Is the school respected in your major or among potential employers, graduate schools and the like? How successful are alumni after they graduate? Do they earn a living or are they forced to become B.A. baristas?</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Sociability. </b>Do you feel like you&rsquo;d fit in with fellow students. Are you a match politically, ideologically, and socially?</div><br/><div><b>&nbsp;</b></div><br/><div><b>The Most Important College Abilities</b></div><br/><div>&nbsp;</div><br/><div>You&rsquo;re going to need above-average, and in some cases, way above-average academic ability, to succeed in college. You&rsquo;re going to need good SAT or ACT scores (in fact, the average college graduate has an SAT score above 1700), as well as college prep classes and a good grade point average.</div><br/><div>&nbsp;</div><br/><div>Of course, some abilities are innate and some are learned &ndash; and some require a plan.</div><br/><div>&nbsp;</div><br/><div>A full college prep plan will improve your SAT scores and lay out what college prep classes will help you with your major in college. It will help you avoid many of the mistakes that lead to college failure, including not having a career plan, choosing the wrong major, going to the wrong college, and not getting enough financial aid to pay for college.</div><br/><div>&nbsp;</div><br/><div>But it you roll your natural talents into an effective and in-depth college prep program, you&rsquo;ll likely discover another ability: viability. College will be a viable option for you. It will be a big part of your future success &ndash; all because you had the &ldquo;ability&rdquo; to do it!</div><br/><div>&nbsp;</div><br/><div><a href="http://www.collegeprepexpert.com/checkout"><font color="#800080">Enroll in our program today</font></a> to begin developing your college abilities. You can succeed with RSC!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/selecting-a-college/college-abilities" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>What Do You Mean “The Perfect College?”</title>
			<link>http://www.collegeprepexpert.com/blog/selecting-a-college/what-do-you-mean-perfect-college</link>
			<comments>http://www.collegeprepexpert.com/blog/selecting-a-college/what-do-you-mean-perfect-college#comments</comments>
			<pubDate>2012-06-22 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Selecting a College]]></category>
			<description><![CDATA[People say it all the time: “There’s no such thing as a perfect college.”And they’re right. But there is “perfect college for you.” The question is, “How do you find it?” 5 Characteristics of the Perfect [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 316px; height: 203px" src="/repository/image/111_perfect_college.jpg" />People say it all the time: &ldquo;There&rsquo;s no such thing as&nbsp;the perfect college.&rdquo;</div><br/><div>&nbsp;</div><br/><div>And they&rsquo;re right. But there is a &ldquo;perfect college for you.&rdquo;</div><br/><div>&nbsp;</div><br/><div>The question is, &ldquo;How do you find it?&rdquo;</div><br/><div>&nbsp;</div><br/><div><b>5 Characteristics of the </b><b>Perfect</b><b>College</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>1. Affordability. </b>Can you afford the college? Does it offer great financial aid. It may have a lot of things going for it, but if you drop out over cost or take on student loans you&rsquo;ll be paying back for the next 20 years, it&rsquo;s not the perfect college for you.</li><br/>    <li><b>2. Respectability. </b>Is the school respected overall and more importantly, in your major? No sense going to liberal arts school if you&rsquo;re interested in science and vice versa, but even liberal arts and tech schools have specialties. Find ones that employers respect in your chosen field.</li><br/>    <li><b>3. Sociability. </b>Do you fit in?Are you looking for students just like you, or do you want diversity on campus?</li><br/>    <li><b>4. Location. </b>Do you want to stay close to home or move 1,000 miles away? Do you want to go to college in the big city, wide-open country or the suburbs? Finding the place you want to be is extremely important.</li><br/>    <li><b>5. Size. </b>Do you want a campus with 1,500 students or 15,000? Either can be good, but you need the one that&rsquo;s good for you.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>How to Find the </b><b>Perfect</b><b>College</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>1. Get accurate college-cost estimates. </b>This is among the first things you should do: find out if you can afford colleges you&rsquo;re considering. <a target="_blank" href="http://www.collegeprepexpert.com/news?artitle=wall-street-journal/cost-calculators-on-college-websites-giving-bad-estimates-article"><font color="#800080">While few college websites</font></a>&nbsp;give accurate estimates, they are available (for a sample, visit <i><a target="_blank" href="http://www.collegeprepexpert.com/amap/file.php?file=file/your_total_cost_of_college.pdf">Your Total Cost of College</a>. </i>Get a breakdown of your expected financial aid, out-of-pocket costs, and more).</li><br/>    <li><b>2. Make campus visits. </b>Visit campuses both formally and informally.&nbsp;When you meet with admissions officers, professors, etc., make a list of questions you need to ask. Also, take notice of important features: conditions of the buildings, neighborhood, student type, etc. Make a list of what you want and look for it.</li><br/>    <li><b>3. Conduct research. </b>This the broadest category yet. What&rsquo;s the average freshmen GPA and SAT or ACT score? What&rsquo;s the school&rsquo;s job-placement rate? What&rsquo;s their dropout rate? In what majors are they well-respected? What percentage of students live on campus? This list goes on and on, but you need to know this information to make an informed decision; to find the best college for you. (The easiest way to do this, rather than visit website after website, is to get it all in one place with a searchable database containing information on more than 4,000 colleges nationwide.)</li><br/></ol><br/><div><b><span>&nbsp;&nbsp; </span></b></div><br/><div>There are more than 25 criteria by which to judge a college, including your personal preferences, academic standing, majors, courses, career connections, campus reviews and much, much more, but finance is a big one. The perfect college is one that won&rsquo;t make you broke, bankrupt your parents, or force you to transfer to save money.</div><br/><div>&nbsp;</div><br/><div>Of course, it&rsquo;s not easy to find the right college for you, let alone the perfect college. Achieving perfection never is, but when you do, it&rsquo;s worth the effort!</div><br/><div>&nbsp;</div><br/><div>To find out how you can get all your research tools and tips in one place, contact our staff today at 800-898-4636. We&rsquo;ll get you started looking for the college that&rsquo;s perfect for you!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/selecting-a-college/what-do-you-mean-perfect-college" data-send="true" data-show-faces="true" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How High School Juniors Should Plan Their College Prep Summer</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/how-high-school-juniors-should-plan-their-college-prep-summer</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/how-high-school-juniors-should-plan-their-college-prep-summer#comments</comments>
			<pubDate>2012-06-20 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[This is it – the last year before high-school juniors head off to college. That means big plans and big steps, and lots of little details in between. Four Essential College Prep Steps:  1. SAT/ACT test prep. If you’re [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 175px; height: 251px" src="/repository/image/110_junior_summer.jpg" />This is it &ndash; the last year before high-school juniors head off to college. That means big plans and big steps, and lots of little details in between (For our students, find a complete Junior College Prep Checklist in your handbook).</div><br/><div><b>&nbsp;</b></div><br/><div><b>Four Essential College Prep Steps</b></div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>1. SAT</b><b>/ACT test prep. </b>If you&rsquo;re taking the SAT&nbsp;or ACT in the fall (and there are plenty of reasons you should consider it),&nbsp;start prepping for the October test six to 12 weeks in advance. Use RSC's proven program to boost your scores.&nbsp;</li><br/>    <li><b>2. Narrow (or expand) your list of colleges. </b>Visit college campuses, consider the criteria you need and the extras you want, and get your list to at least 6 colleges.</li><br/>    <li><b>Outline your admissions essay. </b>You may not have the exact essay questions yet, but certain themes come up every year. Outline several essays accordingly. Get extra writing and editing help if you need it.</li><br/>    <li><b>3. Consider running for office. </b>Colleges like activity leaders. Think about what offices you&rsquo;d like to run for in the fall so you can add them to your college application.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Four More College Prep Steps to Consider</b></div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>1. Practice a foreign language. </b>Colleges like students who can speak a foreign language. Brush up on your non-native tongue with books, videos, and more. Don&rsquo;t let this skill slip away over the summer.</li><br/>    <li><b>2. Interning. </b>It may be too late to intern somewhere this summer, but what about in the fall, spring or next summer? Look for ways to boost your professional profile early.</li><br/>    <li><b>3. Volunteer activities. </b>If you don&rsquo;t have a regular volunteer position, find ways and places you can help over the summer, then add that to your college application, too.</li><br/>    <li><b>4. Brushing up on your college major. </b>If you already know your college major, read up on it this summer. It could help boost your grades in that subject come senior year, and at the very least will make you even more ready for college come next year.</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div><b>Financial Aid Planning</b></div><br/><div>&nbsp;</div><br/><div>We&rsquo;ve saved the biggest step for last &ndash; paying for college. You&rsquo;ll need to map out a plan for increasing your financial aid. Your options are limited, but certain steps are mandatory.</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li>1. Gather all your tax information from last year.</li><br/>    <li>2. Find out if your state has additional financial aid forms for you to fill out.</li><br/>    <li>3. Talk with your parents about how much they expect you to pay for college. Save every penny you can.</li><br/>    <li>4. Figure out which colleges on your list offer the best financial aid and see if there are others you can apply to.</li><br/>    <li>5. Get accurate college-cost estimates for every school on your list.</li><br/></ol><br/><div>&nbsp;</div><br/><div>All these steps make for a busy summer, but if you do them now, it will cut down on all the work you have to do this summer. Much of the work can be made easier using RSC&rsquo;s college prep tools, including SAT/ACT prep materials, list of top financial aid colleges, admissions essay tips and college-cost estimates. It&rsquo;s like having a guidance counselor who only specializes in colleges. It makes applying and getting great financial aid a whole lot easier.</div><br/><div>&nbsp;</div><br/><div>You have enough work to do, so make it easy on yourself. Get help from a college prep expert!</div><br/><div>&nbsp;</div><br/><div>&nbsp;</div><br/><div>To see everything our program offers you, visit our <a href="http://www.collegeprepexpert.com/rsc-comparison-chart"><font color="#800080">Comparison Chart</font></a>. Starting now is starting late, but we can get you ready for college!</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/how-high-school-juniors-should-plan-their-college-prep-summer" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Why Students Make Financial Aid Decisions They Regret</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/why-students-make-financial-aid-decisions-they-regret</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/why-students-make-financial-aid-decisions-they-regret#comments</comments>
			<pubDate>2012-06-18 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[How confusing is financial aid? Even those in the system understand why students make big mistakes and graduates have huge student loans. The financial aid process is difficult and cumbersome and [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 274px; height: 219px" src="/repository/image/109_regret.jpg" />How confusing is financial aid? Even those in the system understand why students make big mistakes and graduates have huge student loans.</div><br/><div><br /><br/>According to Michael Reilly, executive director of the American Association of Collegiate Registrars and Admissions Officers, the financial aid process is difficult and cumbersome and &ldquo;It takes a lot of initiative on a student&rsquo;s part to understand how some of the processes work.&rdquo; (From an interview with<a href="http://www.google.com/hostednews/ap/article/ALeqM5h1es4tNBLl3R7HApkdEClfn79Qaw?docId=a7eff250e94141b29faa97273e8ae498"><font color="#800080"> Associated Press).</font></a></div><br/><div><b><br /><br/>Causes of Financial Aid Mistakes <br /><br/></b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Difficult system &ndash; </b>Students and parents commonly make mistakes on financial aid application forms. They insert the wrong data or don&rsquo;t understand how to take advantage of certain breaks built into the system. The FAFSA alone is longer than your 1040, and that&rsquo;s only the first of many forms you have to fill out. Families also miss tight deadlines, which come fast and furious between January and May. These mistakes can lead to decreased and &ndash;&nbsp;in some cases&nbsp;&ndash; no financial aid.</li><br/>    <li><b>Optimism over Realism. </b>Students are told that with a college degree they&rsquo;ll land a high-paying job that will make their student loan disappear almost overnight. Unfortunately, that doesn&rsquo;t happen without career goals and a college strategy to back it up. Optimism gives you goals; realism lets you meet them.</li><br/>    <li><b>Terms can be confusing. </b>Not all terms are easy to understand. The financial aid process can be filled with government or college jargon.</li><br/>    <li><b>Don&rsquo;t understand how scholarships work. </b>Students apply for outside scholarships that rarely improve their financial position when they&rsquo;d be better off boosting their chances of getting college-provided merit-based aid.</li><br/>    <li><b>Confusing financial aid offers and student loans. </b>Financial aid offers are not clearly explained and <a href="http://www.collegeprepexpert.com/blog/financial-aid/why-the-student-loan-shopping-sheet-doesnt-help-much"><font color="#800080">new government efforts in this area may not help</font></a>. Students fail to realize how much of their financial award is gift aid and how much is loans until it&rsquo;s too late. Colleges routinely suggest student loans, calling them a &ldquo;good investment&rdquo; in your future. Students then take on more debt than they can pay back.</li><br/></ol><br/><div><b><br /><br/>Making Financial Aid Transparent</b></div><br/><div><br /><br/>Mr. O&rsquo;Reilly also said that applying for financial aid is not yet transparent, but that &ldquo;anything that can provide more transparency, I think, will expand the number of participants.&quot;</div><br/><div>Which is exactly what our college prep and financial aid program does: it makes the entire process more transparent. You receive college-cost estimates that let you know your total cost of college, with a easy-to-read explanation of your financial aid. You also receive a financial aid handbook detailing the application process, difficult terms you&rsquo;ll run across and more. Families can even have their financial aid forms filled out and reviewed, with additional help provided when it comes to appealing poor financial aid offers.</div><br/><div>&nbsp;</div><br/><div>Mr. O&rsquo;Reilly is right &ndash; getting great financial aid takes a lot of initiative. You&rsquo;re negotiating a difficult and often dense system. That requires a lot of work on your part. Or if you hire us, on ours.</div><br/><div>&nbsp;</div><br/><div>To find out how our college prep and financial aid experts can help you get more money for college, attend one of our <a href="http://www.collegeprepexpert.com/online-event-registration"><font color="#800080">FREE and informative web events</font></a>. Don&rsquo;t let the process confuse you. Get through the financial aid system with confidence.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/financial-aid/why-students-make-financial-aid-decisions-they-regret">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Explain Everything You Know in Three Sentences or Less</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/explain-everything-you-know-in-three-sentences-or-less</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/explain-everything-you-know-in-three-sentences-or-less#comments</comments>
			<pubDate>2012-06-15 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[As an exercise, try to sum everything you do in school in a few sentences, but still explain it in great detail. Pretend you’re trying to tell a college admissions officer everything you’ve done in the past year. And remember, keep it [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 196px; height: 240px" src="/repository/image/108_explain_everything.jpg" />In 1996, Ken Wilber released the book, <i>A Brief History of Everything</i>. It had to be brief, otherwise he&rsquo;d still be writing it.</div><br/><div>&nbsp;</div><br/><div>Mel Brooks got how difficult it is to sum up everything when he added Part I to his 1981 film <i>History of the World</i>.</div><br/><div>&nbsp;</div><br/><div>As an exercise, try to sum everything you do in school in a few sentences, but still explain it in great detail. Pretend you&rsquo;re trying to tell a college admissions officer everything you&rsquo;ve done in the past year. And remember, keep it succinct yet complete.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s not easy, is it?</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s difficult to sum up the big picture in just a few words, but today people are obsessed with the elevator pitch, so let&rsquo;s give it a shot.</div><br/><div>&nbsp;</div><br/><div><b>College Prep Services</b></div><br/><div>&nbsp;</div><br/><div>Many college prep companies focus on one or two things. They may be good at it, but it&rsquo;s not really college prep. It&rsquo;s just a part of the puzzle.</div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>SAT</b><b>/ACT prep. </b>Plenty of companies offer this, though few do it with unlimited help, a curriculum that starts at your level of achievement, and assistance in understanding where and how your scores will do you the most good. It&rsquo;s great to boost your score, but then what? Learn to use your best score to your advantage.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Financial aid. </b>Most financial aid companies either help you search for scholarships that often do you no good or try to sell you student loans. Some simply fill out the FAFSA and call it a day. Families need a way to increase both need-based and merit-based aid and decrease their reliance on student loans. The average graduate now owes $29,000 in loans. Why add to it with poor financial aid advice or service? Develop a full plan with RSC&rsquo;s financial aid handbooks, merit-aid strategies, and comprehensive forms assistance.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College research. </b>Knowing as much as possible about a college before you apply is imperative, but you need more than a few facts &ndash; you need in-depth information. RSC provides more than 25 different criteria by which you may judge a college, then uses your likes and dislikes to narrow your choices. You get help researching colleges online and in-person so that you&rsquo;ll know if a college is right for you.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Applications and essays. </b>Creating a stellar college application and admissions essay is a great way to catch an admissions officer&rsquo;s attention, but you don&rsquo;t start the process senior year &ndash; you start it much earlier. You need to think about your college application as early as 9<sup>th</sup> grade. (Our <i>4-Year Planner</i> can be a big help here.)</div><br/><div><b>&nbsp;</b></div><br/><div><b>Additional College Prep Actions</b></div><br/><div><b>&nbsp;</b></div><br/><div>Unfortunately, the above steps are not all you need, or all that our program offers. We also provide career guidance, time-management skills, learning style development, personality tests and much more.</div><br/><div>&nbsp;</div><br/><div>When a company simply says, &ldquo;We help you take the SAT&rdquo; or &ldquo;search for scholarships,&rdquo; it&rsquo;s easy to understand what they do, but when you&rsquo;re helping students develop a full plan to get better financial aid, improve their SAT or ACT scores, find the college that&rsquo;s perfect for them, and outline a path for college and career success, well &ndash; how do you put that into a few words?</div><br/><div>&nbsp;</div><br/><div>I guess we just did, but that&rsquo;s exactly what our program does. We focus on the big college picture by helping you do all the little things right.</div><br/><div>&nbsp;</div><br/><div>(To see everything we provide students and families, take a quick look at our <a href="http://www.collegeprepexpert.com/rsc-comparison-chart"><font color="#800080">Price &amp; Service omparison Chart</font></a>.)</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/explain-everything-you-know-in-three-sentences-or-less">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Why the Student Loan Shopping Sheet Doesn’t Help Much</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/why-the-student-loan-shopping-sheet-doesnt-help-much</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/why-the-student-loan-shopping-sheet-doesnt-help-much#comments</comments>
			<pubDate>2012-06-13 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[Last week, the White House and college presidents finally agreed on a proposal President Obama put forth last February – to create a student “shopping sheet” that will make financial aid offers easier to understand. The problem is [...]]]></description>
			<content:encoded><![CDATA[<!--[if gte mso 9]><xml><br/> <w:WordDocument><br/>  <w:View>Normal</w:View><br/>  <w:Zoom>0</w:Zoom><br/>  <w:DoNotOptimizeForBrowser/><br/> </w:WordDocument><br/></xml><![endif]--><br/><p class="MsoNormal"><span style="font-size: 12px"><span style="font-family: Arial"><img alt="" align="left" style="width: 295px; height: 187px" src="/repository/image/107_shopping_sheet.jpg" /></span></span></p><br/><div>Last week, the White House and college presidents finally agreed on a proposal President Obama put forth last February &ndash; to create a student &ldquo;shopping sheet&rdquo; that will make financial aid offers easier to understand.</div><br/><div>&nbsp;</div><br/><div>The problem is that it really doesn&rsquo;t make college any more affordable. It just lets you realize how deep in debt you&rsquo;re going to be.</div><br/><div>&nbsp;</div><br/><div><b>How the Shopping Sheet Works</b></div><br/><div>&nbsp;</div><br/><div>The shopping sheet goes into effect next spring for the 2013-14 school year. Its provisions mandate that colleges:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Use standardized financial aid terms.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Clearly state a student&rsquo;s total cost of college after grants and scholarships are awarded.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Provide an estimate of a student&rsquo;s monthly loan payments after graduation.</div><br/><div>&nbsp;</div><br/><div><b>Problems with the Student Shopping Sheet</b></div><br/><div><b>&nbsp;</b></div><br/><ol><br/>    <li><b>No college-cost estimate. </b>It might explain your net cost before you accept a college&rsquo;s financial aid offer, but it doesn&rsquo;t help you know if you can afford the college before you apply. You could invest tremendous effort into impressing a college only to find you still can&rsquo;t pay for it. Get accurate college cost estimates before you apply.</li><br/>    <li><b>No financial aid plan. </b>Knowing what you&rsquo;re likely to pay in student loans every month isn&rsquo;t the same as reducing or eliminating them. That takes careful planning. You must maximize your need-based and merit-based aid in order to reduce your dependency on student loans.</li><br/>    <li><b>Standardized terms aren&rsquo;t all you need to know. </b>Even standardized terms on the shopping sheet don&rsquo;t mean you won&rsquo;t encounter unfamiliar terms or phrases while talking with admissions or financial aid officers. There are dozens of buzzwords used in this process that won&rsquo;t appear on the shopping sheet, but you&rsquo;ll still need to know them.</li><br/>    <li><b>Doesn&rsquo;t change gapping. </b>The average student owes $12,000 after financial aid is awarded. The shopping sheet may clearly delineate what you owe in addition to your expected family contribution (EFC), but it doesn&rsquo;t end the common practice of &ldquo;gapping.&rdquo; Not by a long shot. To get more aid, you might need to conduct a proper appeal.</li><br/>    <li><b>Doesn&rsquo;t create an appeals letter.</b> Understanding your offer is not the same as appealing for more financial aid or building a case to defend your position. The shopping sheet merely provides a conclusion without improving your financial position.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Student Debt Remains</b></div><br/><div>&nbsp;</div><br/><div>Ultimately, the shopping sheet clears up the small print on your financial aid offers, but does little to deter students from taking on huge debts. After all, students knew they were taking out sizable loans when they signed the paperwork. They just didn&rsquo;t understand how big they were or how difficult they would be to pay off. The best way to reduce student loan debt isn&rsquo;t to point how much they&rsquo;ll owe just weeks or months before they need the money, it&rsquo;s to reduce or eliminate their need for student loans in the first place.</div><br/><div>&nbsp;</div><br/><div>And that&rsquo;s done by increasing your need-based and merit-based aid.</div><br/><div>&nbsp;</div><br/><div>The shopping sheet is a step in the right direction, but so much more needs to be done to lower student debt. Families need to map out a plan to maximize their aid. The shopping sheet just doesn&rsquo;t do that. It&rsquo;s a Band-Aid on a gaping wound.</div><br/><div>&nbsp;</div><br/><div>Visit our <a href="http://www.collegeprepexpert.com/financiad-aid">Financial Aid</a> page to see how RSC can improve your financial aid picture!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/financial-aid/why-the-student-loan-shopping-sheet-doesnt-help-much" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Teaching Boys the Importance of a College Education</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/teaching-boys-the-importance-of-a-college-education</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/teaching-boys-the-importance-of-a-college-education#comments</comments>
			<pubDate>2012-06-11 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Why are boy not interested in college? They often believe they can’t do the work, which indicates poor planning. Many boys also underestimate the education they need for the jobs they want. hey believe they can design video games without a degree in [...]]]></description>
			<content:encoded><![CDATA[<div style="text-align: left"><a target="_blank" href="http://www.blogtalkradio.com/raisinggreatmen1/2012/06/07/get-your-son-ready-for-college-tips-from-an-expert"><img alt="" align="left" width="317" height="90" src="/repository/image/106_raising_great_men.jpg" /></a>Sign up for a <a href="http://www.collegeprepexpert.com/online-event-registration"><font color="#800080">FREE web event here</font></a>.</div><br/><div>&nbsp;</div><br/><div>Last Wednesday, <a target="_blank" href="http://www.collegeprepexpert.com/who-we-are">John Briggs</a>, our communications director, participated in the program <i><a target="_blank" href="http://www.blogtalkradio.com/raisinggreatmen1/2012/06/07/get-your-son-ready-for-college-tips-from-an-expert"><font color="#800080">Raising Great Men</font></a></i>, hosted by Marie Roker-Jones. Here is some of what they discussed.</div><br/><div>&nbsp;</div><br/><div><b>How outnumbered are men on college campuses?</b></div><br/><div>Men make up 43% of college students and are outnumbered by nearly 2 million women, despite being a majority of the population between the ages 18-24. By the end of this decade, women are expected to outnumber men 60-40%.</div><br/><div>&nbsp;</div><br/><div><b>Why are boys not interested in college?</b></div><br/><div>They often believe they can&rsquo;t do the work, which indicates poor planning. Many boys also underestimate the education they need for the jobs they want. They believe they can design video games without a degree in computer science, or work on houses without a degree in architecture, engineering or other specialty. Even many manufacturing jobs today require at least an associate degree.</div><br/><div>&nbsp;</div><br/><div><b>What mistakes do parents make in college prep?</b></div><br/><div>Not getting their son focused or ready soon enough, as well as pushing their own agenda by not letting their student pick his own college or major. That can take some of the thrill or interest out of college. Also, parents often don&rsquo;t save enough. In one study, the average parent only saves enough to cover 18% of college costs. Given skyrocketing tuition, that&rsquo;s just not enough without good financial aid.</div><br/><div>&nbsp;</div><br/><div><b>How does </b><b>RSC</b><b> help parents get their student ready for college?</b></div><br/><div>We offer an original parent handbook and video tutorials, plus a slew of financial aid materials to help them plan and save for college. We offer advice on how parents can help their children narrow their career and college choices. There&rsquo;s even a whole section on how to talk about college, what questions to provide college admissions officers, and how to address topics like campus safety, medical issues, living on your own and money. Parents should be full partners in their child&rsquo;s college prep. Our one-of-a-kind Parent College Prep Checklist makes sure you don&rsquo;t miss a step.</div><br/><div>&nbsp;</div><br/><div><b>When should parents start discussing college?</b></div><br/><div>Grade school. No, we&rsquo;re not kidding. The serious work begins in 8<sup>th</sup> or 9<sup>th</sup> grade, but plant the seed early. Start a savings fund that is specifically for college and then let them know. Visit a college and explain parts of it they can understand &ndash; the library, dorms, etc. Let them know it&rsquo;s real and tangible and that you expect them to go. They&rsquo;ll listen. 94% of parents expect their child to go to college. Make sure you&rsquo;re planning for it early, and then get them started in a college prep program come 8<sup>th</sup> grade. It will pay off.<br /><br/>&nbsp;</div><br/><div>&nbsp;</div><br/><div><b>College Prep Topics</b></div><br/><div>&nbsp;</div><br/><div>John and Marie discussed plenty of other topics, including how scholarships work, can Facebook hurt your admissions chances, what&rsquo;s the value of US News &amp; World Report&rsquo;s college rankings, how can parents keep seniors organized, and what should juniors be doing the summer before senior year.</div><br/><div>&nbsp;</div><br/><div>It was an engaging and interesting conversation and we&rsquo;re glad to have joined Marie and <i>Raising Great Men</i> for the full hour. <a href="http://www.blogtalkradio.com/raisinggreatmen1/2012/06/07/get-your-son-ready-for-college-tips-from-an-expert"><font color="#800080">Listen to the show</font></a> and learn how you can raise a great college student!</div><br/><div>&nbsp;</div><br/><div>&nbsp;<br /><br/>Call 800-898-4636&nbsp;to find out how you can get your son ready for college!</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/teaching-boys-the-importance-of-a-college-education" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>The Weird Inverse Ratio of College to College Prep</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/the-weird-inverse-ratio-of-college-to-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/the-weird-inverse-ratio-of-college-to-college-prep#comments</comments>
			<pubDate>2012-06-08 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Want to know a secret? There’s an inverse ratio to college prep. The more time you spend on college prep, the less time you’ll have to spend in college.Spend four years preparing for college and [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 249px; height: 190px" src="/repository/image/105_inverse_ratio.jpg" />Sign up for a <a target="_blank" href="http://www.collegeprepexpert.com/online-event-registration">free web event today</a>!<br /><br/><br /><br/>Want to know a secret? There&rsquo;s an inverse ratio to college prep.</div><br/><div>&nbsp;</div><br/><div>The more time you spend on college prep, the less time you&rsquo;ll have to spend in college.</div><br/><div>&nbsp;</div><br/><div>&mdash; Spend four years preparing for college and you&rsquo;ll graduate in four years.</div><br/><div>&mdash; Spend two years preparing for college prep and you&rsquo;ll graduate in six.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.25in"><span>&mdash;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp; </span></span>Spend no time preparing for college prep and you&rsquo;ll graduate in 8 &ndash; if you graduate at all.</div><br/><div>&nbsp;</div><br/><div>Of course, that&rsquo;s the one exception to this rule &ndash; spend no time preparing for college and you could drop out while still owing thousands of dollars in student loans or other fees. It&rsquo;s a big problem on college campuses, and one private college prep is uniquely designed to prevent.</div><br/><div>&nbsp;</div><br/><div><b>The Changing Focus of College Prep</b></div><br/><div><b>&nbsp;</b></div><br/><div>People often think of college prep as containing only three elements</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Taking Advanced Placement classes</b></li><br/>    <li><b>Getting good grades</b></li><br/>    <li><b>Taking the </b><b>SAT</b><b> or ACT test </b></li><br/></ol><br/><div>&nbsp;</div><br/><div>Unfortunately, this no longer reflects the reality of college or college prep. If that approach worked, we wouldn&rsquo;t see such a high college dropout rate, and we certainly wouldn&rsquo;t see graduates deep in debt for the next 20 years.</div><br/><div>&nbsp;</div><br/><div>That&rsquo;s not to say the traditional elements of college prep aren&rsquo;t important. They are. They just aren&rsquo;t enough in today&rsquo;s competitive (and expensive!) college marketplace.</div><br/><div>&nbsp;</div><br/><div>Which is where private college prep comes in. It&rsquo;s equipped to provide all sorts of things the school system can&rsquo;t.</div><br/><div>&nbsp;</div><br/><div><b>What Private Guidance Counselors Offer You</b></div><br/><div>&nbsp;</div><br/><div>Private college prep can put you in a great position for college.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Financial aid advice and assistance.</b> While guidance counselors will suggest you fill out the FAFSA and <a href="http://www.collegeprepexpert.com/blog/financial-aid/scholarship-myth-problem-with-outside-scholarships-financial-aid"><font color="#800080">apply for scholarships</font></a> (not always a good idea), outside advisers can examine your family&rsquo;s particular position and provide detailed financial aid information, guidance on the forms and appeals process, a list of top financial aid colleges and a plan to maximize both need-based and merit-based aid. RSC will go so far as to <a href="http://www.collegeprepexpert.com/our-programs"><font color="#800080">fill out the forms for you</font></a>, if you&rsquo;d like.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College research. </b>You need more than a few facts on colleges. Our online database gives you access to detailed information on more than 4,000 colleges and provides you 25 criteria to select colleges that fit your needs.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College-cost estimates. </b>Your guidance counselor will likely refer you to the college&rsquo;s website for an estimate, but studies show that <a href="http://www.collegeprepexpert.com/news?artitle=wall-street-journal/cost-calculators-on-college-websites-giving-bad-estimates-article"><font color="#800080">college sites are inaccurate</font></a>, at best. Get an accurate estimate personalized to your family&rsquo;s financial situation, with a breakdown of financial aid you can expect.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Impressive resum&eacute;. </b>Build an extensive and impressive college application and resum&eacute; through our 4-year planner, course targeting, activity and volunteer suggestions, application essay writing tips and College Resume Builder software and tools.</div><br/><div style="margin: 0in 0in 0pt 0.25in"><b>&nbsp;</b></div><br/><div>RSC also offers SAT and ACT test prep that is engaging and energizing, and career research tools designed to meet more than your needs &ndash; they help you target your talents, abilities and education to careers suited to you. To see everything in the RSC program, view our <a href="http://www.collegeprepexpert.com/rsc-comparison-chart"><font color="#800080">Comparison Chart</font></a>.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s not surprising that guidance counselors struggle with college prep. In addition to all their other tasks and overwhelming number of students, only two dozen colleges offer graduate classes in college prep. It&rsquo;s just not their speciality.</div><br/><div>&nbsp;</div><br/><div>But it is ours. It&rsquo;s all we do. To find out how we can give you extra help preparing for college, attend one of our <a href="http://www.collegeprepexpert.com/online-event-registration"><font color="#800080">upcoming web events</font></a> and take your college prep to a whole new level!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/the-weird-inverse-ratio-of-college-to-college-prep" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Are You Ready for High School 10 Weeks From Now?</title>
			<link>http://www.collegeprepexpert.com/blog/high-school/are-you-ready-for-high-school-10-weeks-from-now</link>
			<comments>http://www.collegeprepexpert.com/blog/high-school/are-you-ready-for-high-school-10-weeks-from-now#comments</comments>
			<pubDate>2012-06-06 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[High School]]></category>
			<description><![CDATA[In three months, you 8th graders make the leap from junior high to high school. Are you ready? You’ve probably chosen your classes by now, but that’s only [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="255" height="220" src="/repository/image/104_8th_grade_boys.jpg" />In three months, you 8<sup>th</sup> graders make the leap from junior high to high school.</div><br/><div>&nbsp;</div><br/><div>Are you ready?</div><br/><div>&nbsp;</div><br/><div>You&rsquo;ve probably chosen your classes by now, but that&rsquo;s only a small part of being ready for high school.</div><br/><div><b>&nbsp;</b></div><br/><div><b>College Prep for High School Freshmen</b></div><br/><div><b>&nbsp;</b></div><br/><div>Do you have..?</div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Career goals. </b>Find jobs that might interest you. You don&rsquo;t need a job title, but strong career possibilities are good.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>4-year plan. </b>Don&rsquo;t just select classes for next year; think about classes for the next four years. Take your possible careers and select classes that help you in that field. Your planning will impress colleges. Just make sure to include Advanced Placement (AP) classes!</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Extracurricular Activities. </b>Extracurricular activities are also a great way to explore career interests and impress colleges, if you choose them carefully. Colleges look at everything you do in high school; give them something to look at.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Learning style. </b>You need to know how you learn best. In high school, there&rsquo;s more work to do and less time to do it. Not using your learning style to play to your strengths means working harder to keep up.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Reading level. </b>You should be reading books at a high-school level, but which ones? Freshmen and seniors read very different books for English class. We have 100 literary classics on our college prep reading list that give you a head start on this year&rsquo;s assignments.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Financial planning for college. </b>If you haven&rsquo;t begun saving for college, you&rsquo;re already behind. And even among parents who save, they likely haven&rsquo;t saved enough. The average family only saves enough to pay for 18% of college costs. Develop a plan &ndash; learn to maximize your financial aid. Getting every penny you deserve is the best way to pay for college!</div><br/><div><b>&nbsp;</b></div><br/><div><b>College Prep Is a 4-Year Plan</b></div><br/><div><b>&nbsp;</b></div><br/><div>You want to use college prep to achieve your goals, do more and be the best candidate at your chosen colleges. The key is to aim for the highest level possible. If you aim for the Ivy League but don&rsquo;t get in, you&rsquo;ll still land at a very good school.</div><br/><div>&nbsp;</div><br/><div>That&rsquo;s why college prep works best as a 4-5 year plan. It gives you more time to work toward your goals. With long-range college prep you develop and implement a comprehensive plan to reach the right college for you. That&rsquo;s difficult to do if you start college prep junior year. You&rsquo;re already halfway through high school, meaning those who started early are way ahead of you in the college admissions line.</div><br/><div>&nbsp;</div><br/><div>What&rsquo;s good about getting ready for high school now is that it&rsquo;s also getting you ready for college &ndash; if done correctly. Determine your goals and then be determined to meet them with a 4-year plan developed with RSC&rsquo;s tools. <img alt="" align="right" width="312" height="242" src="/repository/image/104_8th_grade_girl.jpg" /></div><br/><div>&nbsp;</div><br/><div>For more on how to do this, attend an online college prep workshop specifically designed to help 8<sup>th</sup> graders start preparing for college now. Register <a href="http://www.collegeprepexpert.com/online-event-registration"><font color="#800080">here</font></a> or call 800-898-4636 and get started!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/high-school/are-you-ready-for-high-school-10-weeks-from-now">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Budget Cuts Put Pressure on Families to Pay and Learn</title>
			<link>http://www.collegeprepexpert.com/blog/college-tuition/budget-cuts-put-pressure-on-families-to-pay-and-learn</link>
			<comments>http://www.collegeprepexpert.com/blog/college-tuition/budget-cuts-put-pressure-on-families-to-pay-and-learn#comments</comments>
			<pubDate>2012-06-04 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Tuition]]></category>
			<description><![CDATA[In Pennsylvania, people were arrested for protesting cuts to K-12 education. In California, they were arrested for protesting cuts to college education.It’s easy to see why people are suddenly up in arms. These cuts [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="224" height="337" src="/repository/image/103_pressure.jpg" />In Pennsylvania, people were arrested for protesting cuts to K-12 education.</div><br/><div>&nbsp;</div><br/><div>In California, they were arrested for protesting cuts to college education.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s easy to see why people are suddenly up in arms. These cuts are having a real impact on how students learn. The responsibility is increasingly falling on the shoulders of worried and overworked families.</div><br/><div>&nbsp;</div><br/><div>Basic services schools used to provide as a matter of course are being diluted, weakened, or cut out altogether.</div><br/><div>&nbsp;</div><br/><div>Consider these facts&hellip;</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Since 2006, 34 states have cut K-12 spending</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Since 2006, 43 states have cut higher education spending</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>The average guidance counselor sees twice the recommended number of students</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Student-teacher ratios and class sizes have grown by a third.<br /><br/>&nbsp;</div><br/><div style="text-align: right; text-indent: -0.25in; margin: 0in 0in 0pt 0.5in">*<a target="_blank" href="http://www.collegeprepexpert.com/state-cuts">View this chart</a> to see how much your state has cut.</div><br/><div>&nbsp;</div><br/><div><b>Financial Aid Problems for Students</b></div><br/><div>&nbsp;</div><br/><div>Budget cuts make it difficult for families to pay for college. States are cutting need-based aid, which middle and lower-income students rely on heavily to cut their college costs. At the same time, state funding cuts are forcing public colleges to raise tuition at an alarming rate. Over the past ten years, state universities have increased tuition at nearly twice the rate of private colleges. Combine those tuition hikes with less financial aid to award (again thanks to budget cuts) and those &ldquo;cheap&rdquo; state schools look a whole lot more expensive.</div><br/><div>&nbsp;</div><br/><div>Unfortunately, the problem is more insidious than that. Remember those cuts to K-12 public education? It makes it more difficult for students to get good grades, ace the SAT or ACT, participate in extracurricular activities, etc. All the things that give a student an impressive college resume are being taken away at a time when college admissions is becoming more competitive than ever.</div><br/><div>&nbsp;</div><br/><div>In other words, it&rsquo;s difficult to get any merit-based scholarships and grants to make up for the cuts to need-based aid. It&rsquo;s a vicious circle.</div><br/><div>&nbsp;</div><br/><div><b>Relying on Private Guidance Counselors</b></div><br/><div>&nbsp;</div><br/><div>More and more, cuts in public education are forcing students to turn to private tutors and counselors to stay competitive. So how do you decide between all your options?</div><br/><div>&nbsp;</div><br/><div><b>RSC</b><b>&rsquo;s Unique Advantages</b></div><br/><div>&nbsp;</div><br/><div>RSC covers every aspect of college prep and financial aid, but we&rsquo;re truly unique in that:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Students can prepare for college as early as 8<sup>th</sup> grade.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>We help 8<sup>th</sup> graders map out all their high-school courses.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>We provide complete and accurate college prep estimates.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>We&rsquo;ll actually fill out your financial aid forms if you need it.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>We have an original program to motivate students.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Parents receive materials to help them guide their children, too.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Students work on getting several types of financial aid to reduce or eliminate student loan debt.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Our program is price to help low- and middle-income families compete.</div><br/><div>&nbsp;</div><br/><div>Budget cuts are hurting students in the classroom and the wallet, but that doesn&rsquo;t mean they can&rsquo;t succeed. The resourceful always find a way to get ahead. Let RSC help you take advantage of your talents and build a college plan you can depend on.</div><br/><div>&nbsp;</div><br/><div>&nbsp;</div><br/><div>Take advantage of grade-appropriate handbooks, worksheets, videos, SAT/ACT prep and <a href="http://www.collegeprepexpert.com/rsc-comparison-chart"><font color="#800080">much more</font></a>. The government won&rsquo;t get you ready for college anymore; that&rsquo;s up to you.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-width="450" data-href="http://www.collegeprepexpert.com/blog/college-tuition/budget-cuts-put-pressure-on-families-to-pay-and-learn" data-send="true" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Are Students Driving Up the Cost of College?</title>
			<link>http://www.collegeprepexpert.com/blog/college-tuition/are-students-driving-up-the-cost-of-college</link>
			<comments>http://www.collegeprepexpert.com/blog/college-tuition/are-students-driving-up-the-cost-of-college#comments</comments>
			<pubDate>2012-06-01 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Tuition]]></category>
			<description><![CDATA[The cost of college is skyrocketing. In the past 30 years, tuition has jumped 530% (roughly 6.4% per year). There are many reasons for these changes, but three of the biggest are: College administrator salaries have increased 9.8% in [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="203" height="250" src="/repository/image/102_students_driving_up_cost.jpg" />The cost of college is skyrocketing. In the past 30 years, tuition has jumped 530% (roughly 6.4% per year). There are many reasons for these changes, but three of the biggest are:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>College administrator salaries have increased 9.8% in 10 years, at a time of stagnant wages for much of the country (including college professors).</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>The technological revolution has made some parts of college cheaper, but it also means schools have to routinely update their office and classroom equipment. Students won&rsquo;t come if schools don&rsquo;t have the latest teaching tools.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>There&rsquo;s been a boom in college construction, from top-of-the-line dorm rooms to student centers, sports complexes and theaters. One time campus luxuries are now de rigueur items (even at community colleges!).</div><br/><div>&nbsp;</div><br/><div>You may not have much control over these factors, but you may be driving up your own cost of college unnecessarily.</div><br/><div>&nbsp;</div><br/><div><b>Student&rsquo;s Role in the High Cost of College</b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Not getting a good deal. </b>Students aren&rsquo;t offered enough financial aid, and they don&rsquo;t know how to appeal for more.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Not preparing early enough. </b>They start preparing for college too late and limit their options to receive additional aid from colleges.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Not researching colleges or financial aid options. </b>Students don&rsquo;t know which colleges typically provide good financial aid, or more precisely, which colleges will offer them good financial aid.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Not being credit worthy. </b>This isn&rsquo;t always a student problem, but it can be. Some government loans (Parent PLUS) as well as private loans and interest rates are awarded based on your credit score. Being creditworthy can lower your cost of college.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Making too many demands. </b>Students want the full &ldquo;college experience.&rdquo; Such demands are creating a &ldquo;keeping up with the Joneses&rdquo; mentality among colleges, which offer the latest in gadgets, gizmos and games to keep students happy. You&rsquo;re not just paying for it with student activity fees; the cost can be found in your tuition or room and board. Focus on colleges that put academics first.</div><br/><div style="margin: 0in 0in 0pt 0.25in"><b>&nbsp;</b></div><br/><div><b>Students as Smart Consumers</b></div><br/><div><b>&nbsp;</b></div><br/><div>You can&rsquo;t change the entire system, but you can change your own situation. Do more to get merit-based aid and improve your need-based situation (RSC specializes in this and has an entire department devoted to helping you maximize your need-based aid).</div><br/><div>&nbsp;</div><br/><div>&mdash; The first thing you need to do: Research colleges. Find out where you&rsquo;re a good fit academically. There are more than 4,000 colleges in this country; you need to keep looking until you find the 6 or 8 that serve you best.</div><br/><div>&nbsp;</div><br/><div>&mdash; They may be in your back yard; they might be hundreds of miles away. Use RSC&rsquo;s extensive college research tools to find the colleges that will give you the best financial aid.</div><br/><div>&nbsp;</div><br/><div>&mdash; Also, cut your costs with accurate college cost estimates. Unfortunately, most college websites don&rsquo;t offer these, but you can get them. Download the <a href="https://www.collegeprepexpert.com/amap/file.php?file=file/your_total_cost_of_college.pdf">Your Total Cost of College</a> pdf to see what an accurate estimate and breakdown of your expenses should look like.</div><br/><div>&nbsp;</div><br/><div>You need to be a smart consumer. This doesn&rsquo;t mean getting a dollar store version of a college education; it does mean getting the best value for your money.</div><br/><div>&nbsp;</div><br/><div>Sign up for a <a href="http://www.collegeprepexpert.com/online-event-registration"><font color="#800080">FREE online workshop with RSC&rsquo;s financial aid</font></a> experts to find out how you can finish college without being tens of thousands of dollars in debt.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'face<div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-tuition/are-students-driving-up-the-cost-of-college" data-send="true" data-width="450" data-show-faces="true"></div>book-jssdk'));</script>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>The Ongoing Debate Over the Stafford Loan Interest Rate</title>
			<link>http://www.collegeprepexpert.com/blog/student-debt/debate-over-stafford-loan-interest-rate</link>
			<comments>http://www.collegeprepexpert.com/blog/student-debt/debate-over-stafford-loan-interest-rate#comments</comments>
			<pubDate>2012-05-30 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Student Debt]]></category>
			<description><![CDATA[Republicans and Democrats agree on the goal, but not the means. The political landscape in Washington, D.C., has changed dramatically. People sent to Congress to do the people’s bidding can’t even agree on a measure that is not only [...]]]></description>
			<content:encoded><![CDATA[<div><img align="left" style="width: 340px; height: 226px" alt="" src="/repository/image/101_budget_cuts.jpg" />In 2007, a bipartisan Congress and a Republican president swept into law a cut in the interest rate charged on the subsidized Stafford Loan. It fell from 6.8% to 3.4%.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s still there, unless an extremely divided Congress fails to act before July 1.</div><br/><div>&nbsp;</div><br/><div>Republicans and Democrats agree on the goal, but not the means. The political landscape in Washington, D.C., has changed dramatically. People sent to Congress to do the people&rsquo;s bidding can&rsquo;t even agree on a measure that is not only in their constituent&rsquo;s best interest, but their own. It&rsquo;s an election year and neither party wants to face voter anger over an issue they essentially agree on.</div><br/><div>&nbsp;</div><br/><div>The two parties are squabbling over how to pay for the $6 billion dollars that would be lost if the interest rate stays at 3.4% percent. The government acts like it&rsquo;s a loss, when in reality, student loans are a moneymaking enterprise for the Department of Education.</div><br/><div>&nbsp;</div><br/><div>Consider these facts:<br /><br/>&nbsp;</div><br/><ol type="1"><br/>    <li style="color: #222222">Borrowers&nbsp;now owe $1 trillion in student loans. That $6 billion they&rsquo;re worried about is only 0.6% (3/5 of 1%) of $1 trillion.</li><br/>    <li style="color: #222222">That $6 billion is 0.5% of the total 2012 federal budget deficit.</li><br/>    <li style="color: #222222"><span style="color: windowtext">The amount college students borrow every year and have to pay back would cover that $6 billion in 2.5 weeks.</span></li><br/>    <li style="color: #222222"><span style="color: windowtext">The average student will save $1,000 if the interest rate stays at 3.4%. At 7.4 million borrowers, that&rsquo;s $7.4 billion students and graduates will have to put back into the economy. The return to students will be 20% more than the return to the government.</span></li><br/></ol><br/><div><b><span style="color: #222222"><br /><br/>Benefits of Low Student Loan Interest Rates</span></b></div><br/><div><span style="color: #222222"><br /><br/>That $1,000 students save isn&rsquo;t likely to be the difference between graduating and not graduating, but it could be the difference between a graduate moving in with mom and dad or living on their own.</span> <span style="color: #222222">It could be two month&rsquo;s rent, four car payments, 10 weeks worth of grocieries or twenty weeks worth of gas. No matter how it&rsquo;s spent, it&rsquo;s likely to go right back into the economy &ndash; the local economy.</span> <span style="color: #222222">$1,000 isn&rsquo;t a lot. For that matter, $7.4 billion isn&rsquo;t a lot. Not to the government anyway. But it means a lot to the students and communities who could come to count on it &ndash; particularly at a time when students are struggling to pay back their loans. In the last three years &ndash; after the 2007 cut &ndash; 675,000 students have sought debt relief.</span></div><br/><div><span style="color: #222222"><br /><br/>Somehow, that number seems more significant than the $6 billion Congress is fighting over.</span></div><br/><div><span style="color: #222222"><br /><br/>It may be that the art of compromise is dead in politics. It&rsquo;s highly unlikely that the Republicans will surrender their stance on tax hikes, whether against the rich or anyone else. That means the Democrats will have to cave on budget cuts, but if the Republicans really want to freeze the interest rate &ndash; as George W. Bush did &ndash; does it all have to come from a preventive healthcare measure that has already been cut?</span> <span style="color: #222222">Perhaps each side could give up $3 billion from a pet project, keep the interest rate where it is and help themselves politically, the government fiscally, and most important, students and famlies economically.</span></div><br/><div>&nbsp;</div><br/><div><span style="color: #222222">To learn how </span><span style="color: #222222">RSC</span><span style="color: #222222"> helps 8<sup>th</sup>-11<sup>th</sup> graders lower their student loan debt through good college prep, attend one of our <a href="http://www.collegeprepexpert.com/rsc-webinar-enrollment"><font color="#800080">upcoming web events</font></a>. Keeping the interest rate on Stafford Loans where it is could save you a $1,000, but we could save you thousands more. Don&rsquo;t rely on politicians, rely on yourself to get ahead.</span></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/student-debt/the-ongoing-debate-over-the-stafford-loan-interest-rate" data-show-faces="true" data-send="true" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>College Prep Activities: Staying Motivated to Learn This Summer</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/college-prep-activities:-staying-motivated-to-learn-this-summer</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/college-prep-activities:-staying-motivated-to-learn-this-summer#comments</comments>
			<pubDate>2012-05-28 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[The one complaint students have about summer vacation? It’s too short. It feels even shorter if you get nothing done. As tempting as it is to [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 247px; height: 210px" src="/repository/image/100_summer.jpg" />The one complaint students have about summer vacation? It&rsquo;s too short.</div><br/><div>&nbsp;</div><br/><div>It feels even shorter if you get nothing done.</div><br/><div>&nbsp;</div><br/><div>As tempting as it is to enjoy the beach, hang out, and put in a few days a week at your job, you need to remember that you&rsquo;re preparing for college, too. Your summer activities and accomplishments should be part of your college resume. They show colleges that you&rsquo;re motivated all the time.</div><br/><div>&nbsp;</div><br/><div><b>Four Ways to Stay Motivated This Summer</b></div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Set goals. </b>Say to yourself, &ldquo;Here&rsquo;s what I need to accomplish this summer,&rdquo; and then set about doing it. It could be something you know is coming up in the fall, or perhaps something you&rsquo;ve always wanted to do but didn&rsquo;t have the time.</li><br/>    <li><b>Create a time-management schedule. </b>Managing your time this summer means having plenty of time to do what you need to get done. It cuts down on wasted moments. If you schedule your goals for a certain day, then a certain time of day, you&rsquo;re more likely to do it.</li><br/>    <li><b>Create a team effort or participate in group activities. </b>It&rsquo;s easy to stay on task when people are counting on you. Tour a college campus with friends, or volunteer at a local program where your participation is required. The first helps you pick a college; the second impresses them.</li><br/>    <li><b>Have fun. </b>Don&rsquo;t look at college prep as pure work. Some of it might be, but much of it can be fun and all of it should improve your future. Look at the big picture. It makes it easier to get started, and once you do, it&rsquo;s much more difficult to stop.</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div><b>Outline Your High School Plans</b></div><br/><div>&nbsp;</div><br/><div>Start working on things you know are due next fall. If you&rsquo;re taking the PSAT, SAT or ACT in October, study now, 15 minutes a day rather than cramming for two straight days before the test. If you need to write several admissions essays for your college applications, outline and write samples this summer. If you&rsquo;re taking American history, read a book or two on the subject. Does the freshman class always read <i>Romeo &amp; Juliet</i>? Add it to your summer reading list.</div><br/><div>&nbsp;</div><br/><div>The summer is a time for fun, but it can also be useful and effective. After all, is it really all that much fun if you&rsquo;re putting more pressure on yourself for the rest of the year?</div><br/><div>&nbsp;</div><br/><div>By finishing a few tasks this summer and staying on top of your college prep, you&rsquo;re not cutting your summer short &ndash; you&rsquo;re giving yourself way more time the rest of the year!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprep.com/blog/college-prep/college-prep-activities:-staying-motivated-to-learn-this-summer">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>What’s Missing in College Prep and High School Education?</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/whats-missing-in-college-prep-and-high-school-education</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/whats-missing-in-college-prep-and-high-school-education#comments</comments>
			<pubDate>2012-05-25 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[One look at the college dropout rate reveals that high school is not preparing students for college. It’s particularly true when you examine the rates for low-income students. There’s a problem with traditional college prep that’s [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 260px; height: 236px" src="/repository/image/99_whats_missing.jpg" />One look at the college dropout rate reveals that high school is not preparing students for college. It&rsquo;s particularly true when you examine the rates for low-income students. There&rsquo;s a problem with traditional college prep that&rsquo;s leading students to drop out and take major debts with them.</div><br/><div>&nbsp;</div><br/><div><b>Problems with Traditional College Prep</b></div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>SAT</b><b> scores based on income.</b> &nbsp;For every additional $10,000 a family makes, SAT scores go up 15 points. Income advantages in SAT and ACT tests are well documented, but preparing for those tests can be expensive.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Time.</b> College prep is on a schedule, starting with classes and SAT or ACT prep sessions. If you don&rsquo;t get everything done in time you&rsquo;re going to fall behind.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Critical thinking.</b> Tests repeatedly show that high-school and college freshmen make no gains in critical thinking by senior year, and yet it&rsquo;s one thing employers are desperate to see.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Goals.</b> According to the Department of Defense, only 15% of high schools offer tests that help students determine their goals. Students are taking college prep without purpose, or just the empty &ldquo;to go to college.&rdquo;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College-cost estimates.</b> What&rsquo;s the point of planning for college if you can&rsquo;t afford it? <a target="_blank" href="http://www.collegeprepexpert.com/news?artitle=wall-street-journal/cost-calculators-on-college-websites-giving-bad-estimates-article"><font color="#800080">College-cost estimates provided by colleges and the government</font></a> are typically inaccurate.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Financial aid education.</b> Somehow parents and their 17- or 18-year old student are expected to know the complexities of the financial aid system, even when they often receive bad advice like, &ldquo;just fill out the FAFSA and you&rsquo;ll be fine.&rdquo; &nbsp;If that were true, student loan debt wouldn&rsquo;t top $1 trillion, the average 2012 graduate wouldn&rsquo;t owe $29,000, and students wouldn&rsquo;t have a $12,000 gap <i>after</i> receiving financial aid.</div><br/><div><b>&nbsp;</b></div><br/><div><b>Overcoming Problems with Traditional College Prep</b></div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Affordable </b><b>SAT</b><b> and ACT prep. </b>RSC offers SAT prep at a price way below our competitors. It&rsquo;s personalized to your needs, features unlimited hours, and is available as soon as you join our program. It can even help with the PSAT or possible state tests.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Time. </b>RSC&rsquo;s 5-year, on-demand program offers you unlimited time. Log in and begin. How you study isn&rsquo;t dependent on someone else&rsquo;s schedule.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Critical Thinking.</b> Our reading list contains books specifically designed to improve critical thinking drawn from the Foundation for Critical Thinking. Our program also includes research tools and self-analysis to improve your thought process.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Goals.</b> One of the most popular parts of our program is the personality tests. Your insights determine your goals, career options, college major and the schools that can help you. Shape your future according to your personality.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Accurate college-cost estimates. </b>Families have thanked us for just how accurate our estimates are. They&rsquo;re built around your family&rsquo;s situation and include your total cost of college, a breakdown of financial aid you&rsquo;re likely to receive, and more. Download <a target="_blank" href="https://www.collegeprepexpert.com/amap/amap_core/1.9.7/js/fckeditor/editor/BulletPoints/PDF%20Files/Your%20Total%20Cost%20of%20College.pdf">Your Cost of College</a> to see how this works.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Financial aid help.</b> We don&rsquo;t want families to go it alone. We include a financial handbook, a list of <i>Top Financial Aid Colleges</i>, and assistance with financial aid forms. We&rsquo;ll even fill them out for you if you&rsquo;d like. Our handbook lists terms you need to know, mistakes to avoid and much more. We&rsquo;ll make sure your financial aid education is as good as your college prep.</div><br/><div>&nbsp;</div><br/><div>To make sure you don&rsquo;t fall for what&rsquo;s missing in college prep, attend one of our FREE financial aid webinars by calling 800-898-4636. Get started today. The longer you wait, the more you&rsquo;ll miss!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/whats-missing-in-college-prep-and-high-school-education">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Reinventing the College Prep and Higher Education Wheel</title>
			<link>http://www.collegeprepexpert.com/blog/education-reform/reinventing-college-prep-and-higher-education-wheel</link>
			<comments>http://www.collegeprepexpert.com/blog/education-reform/reinventing-college-prep-and-higher-education-wheel#comments</comments>
			<pubDate>2012-05-23 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Education Reform]]></category>
			<description><![CDATA[Change moves quickly today. Technology that was hot just a few years ago is passé now; sites that were hot just a few months ago can struggle for visitors. Viral videos last for days and the news cycle is less than 24 hours long. The way [...]]]></description>
			<content:encoded><![CDATA[<img alt="" align="left" width="266" height="213" src="/repository/image/98_reinventing_wheel.jpg" /><br/><div>Change moves quickly today. Technology that was hot just a few years ago is pass&eacute; now; sites that were hot just a few months ago can struggle for visitors. Viral videos last for days and the news cycle is less than 24 hours long.</div><br/><div>&nbsp;</div><br/><div>The way we consume information is being revolutionized faster than I can type this sentence, but education continues to move at a snail&rsquo;s pace. That doesn&rsquo;t mean, of course, that change isn&rsquo;t coming. In fact, in man ways, it&rsquo;s already begun:</div><br/><div>&nbsp;</div><br/><div>Consider these facts:</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>77% of colleges offer online courses</li><br/>    <li>98% expect to offer online classes by 2020</li><br/>    <li>65% of students at colleges with online courses take them</li><br/>    <li>39% of college students wish their professors used more technology in the classroom</li><br/></ul><br/><div>&nbsp;</div><br/><div><b><font size="6"><font size="3">New Technologies in Education</font></font></b></div><br/><div>&nbsp;</div><br/><ul><br/>    <li><b>Online classes or distance learning. </b>This is the most sweeping change: classes that can be conducted any where in the world and if you have Internet connection. Students and the general public are torn over their effectiveness, but like the cost and flexibility. College presidents and the Department of Education have concluded that online courses are slightly better than traditional classes. Regardless of this disagreement, in a few years these classes will be standard. Students need to know how to learn online.</li><br/>    <li><b>Video tutorials. </b>Learning on film used to a substitute teacher&rsquo;s mainstay, but now educational videos are all over the web. RSC&rsquo;s students benefit from 150 videos, or Knowledge Nuggets, specifically devoted to your college prep needs.</li><br/>    <li><b>Ebooks. </b>Ebooks and e-textbooks have made great strides in the past few years. Students love the fact that they&rsquo;re readable, interactive and searchable. RSC offers our students 7 handbooks, one for each grade level 8-12 and two on financial aid, complete with worksheets that can be completed right online.</li><br/>    <li><b>Searchable databases. </b>Easy access to information is the greatest benefit to new learning tools. Instantly find the help you need with a keyword or two. RSC&rsquo;s handbooks, worksheets and videos are entirely searchable so that you don&rsquo;t have to spend a lot of time looking for the one piece of information you need right now.</li><br/></ul><br/><div>&nbsp;</div><br/><div><b>Blended Education</b></div><br/><div>&nbsp;</div><br/><div>It&rsquo;s most likely that online education won&rsquo;t be the future&rsquo;s only option. After all, not all traditional forms of education are bad. Some have been around for thousands of years, and problems with e-learning have been well documented. But stopping progress is like holding back a tidal wave with a teaspoon. It&rsquo;s not going to happen. Students want it and the means to deliver it are at our disposal.</div><br/><div>&nbsp;</div><br/><div>If we can download music and movies is seconds, why not the best in online education? Great education can&rsquo;t be done in 160 characters, and it certainly can&rsquo;t be accomplished in seconds, but college prep can be both fast and effective.</div><br/><div>&nbsp;</div><br/><div>No matter how slowly the college system moves.</div><br/><div>&nbsp;</div><br/><div>For a complete look at our online program, view our <a href="http://www.collegeprepexpert.com/rsc-comparison-chart"><font color="#800080">Comparison Chart</font></a> or sign up for a <a href="https://www.collegeprepexpert.com/amap/amap_core/1.9.7/js/fckeditor/editor/dialog/ww.collegeprepexpert.com/online-event-registration">FREE financial aid web event</a> today.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/education-reform/reinventing-college-prep-and-higher-education-wheel">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Using High Tech to Prepare for Higher Ed</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/using-high-tech-to-prepare-for-higher-ed</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/using-high-tech-to-prepare-for-higher-ed#comments</comments>
			<pubDate>2012-05-21 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Today’s 8th or 9th graders will experience a slightly different college landscape than today’s college students and one vastly different than their parents. Traditional onsite classes will still be around, but [...]]]></description>
			<content:encoded><![CDATA[<div><img width="250" height="187" align="left" src="/repository/image/97_high_tech_learning.jpg" alt="" />Today&rsquo;s 8<sup>th</sup> or 9<sup>th</sup> graders will experience a slightly different college landscape than today&rsquo;s college students and one vastly different than their parents. Traditional onsite classes will still be around, but they will have gone high tech and will be competing directly with online schools for student&rsquo;s money and attention.</div><br/><div>&nbsp;</div><br/><div>Some college classes, like those offered by EdX, will be free. Others will cost money. Full bachelor&rsquo;s and graduate degrees will still be expensive. Everything will be fast-paced, competitive and available online.</div><br/><div>&nbsp;</div><br/><div>How do you choose what approach to take and how do you make sure your online education is valuable to you?</div><br/><div>&nbsp;</div><br/><div><b>Choosing the Right Approach to College</b></div><br/><div>&nbsp;</div><br/><ol><br/>    <li><b>Personality.</b> Do you learn when online, and if so, when? Take a learning style test to identify how you should focus your efforts online or onsite.</li><br/>    <li><b>Drive</b>. Do you have the ability to focus on less personal classes without getting distracted while online? The internet provides plenty of distractions. Take a personality test to determine if you have the drive to take your education seriously enough to compete in the world of online education.</li><br/>    <li><b>Goals.</b> If you want a bachelor&rsquo;s degree, then you need to consider studying on campus, though online options will be available to you there, too.</li><br/>    <li><b>Career.</b> Some classes, particularly in the humanities, lend themselves perfectly to online learning. Unfortunately, math and science classes dominate online classrooms, and some fields, like medicine and engineering, greatly benefit from hands-on demonstrations and learning. Conduct thorough career research before signing up for all those online classes.</li><br/>    <li><b>Money.</b> Online classes can save you money, but if you get the right financial aid offer from a top college, being on campus can not only prove cheaper, but it can greatly benefit your education.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Preparing for Online Colleges with Online College Prep</b></div><br/><div>&nbsp;</div><br/><div>Although high schools use online sources in their teaching, RSC&rsquo;s college prep tools offer you the opportunity to seriously sharpen for online learning skills.</div><br/><div><b>&nbsp;</b></div><br/><ol><br/>    <li><b>SAT</b><b>/ACT prep. </b>These online tools can help you develop your math and reading comprehension skills. These are two critical skills for e-learning. Many math classes are available online and reading comprehension is more difficult from a screen than printed text. These are important skill sets to have before taking e-classes.</li><br/>    <li><b>Ebooks. </b>Our handbooks and worksheets are online, further helping you develop reading comprehension skills. We also offer links to plenty of free ebooks, including 30% of our college prep reading list.</li><br/>    <li><b>Online research tools. </b>Online research often stops at Wikipedia. Our tools will bring another dimension to your research, as will our suggestions on using more than one source, digging deep into the research well, etc. Learn to conduct proper online research regardless of the topic.</li><br/>    <li><b>Advice. </b>We present information on avoiding online distractions and disappearing into link after link of pop ups and flashy pages. Multitasking is tempting, but our program will show you why and how you should avoid it. Online learning requires a certain dedication which we can help you achieve.</li><br/></ol><br/><div><br /><br/>College prep should prepare you for all aspects of college, not just portions of it. If it doesn&rsquo;t prepare you for the changes coming to higher education, then it doesn&rsquo;t really prepare you at all. RSC&rsquo;s program gives you advice and skills that can be used online or onsite.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s complete college prep with one goal in mind: to help you succeed!<br /><br/>&nbsp;</div><br/><div style="text-align: right">*TrendLists.com ranks RSC as the #1 online college prep service.</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>A Guidance Counselor’s Role in College Prep: Private vs. Public</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/guidance-counselors-role-in-college-prep-private-vs-public</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/guidance-counselors-role-in-college-prep-private-vs-public#comments</comments>
			<pubDate>2012-05-18 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Why expect guidance counselors to handle all your college prep needs when they make up less than 2% of school staff and on average handle twice the maximum number of students recommended by [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="271" height="227" src="/repository/image/96_guidance_counselor_debate.jpg" />Parents and students often think they understand a guidance counselor&rsquo;s role when it comes to college prep: provide the SAT or ACT schedule and some study materials, answer a few basic financial aid questions and provide college and career direction.</div><br/><div>&nbsp;</div><br/><div>They also accept that college prep is hardly a guidance counselor&rsquo;s only job: they have disciplinary duties, social counseling, classes to schedule and more. At some schools, they even oversee study halls and lunch duty. It&rsquo;s a lot to expect when they&rsquo;re under them same staffing cuts as the rest of the school.</div><br/><div>&nbsp;</div><br/><div>Why expect them to handle all your college prep needs when guidance counselors make up less than 2% of school staff and on average handle twice the maximum number of students recommended by their own organization (and 8 times the number recommended by Wake Forest University)?</div><br/><div><b>&nbsp;</b></div><br/><div>Public school guidance counselors have been handed the impossible task of high expectations and too few resources.</div><br/><div><b>&nbsp;</b></div><br/><div><b>Guidance Counselor Limitations</b></div><br/><div><b>&nbsp;</b></div><br/><div>Budget cuts and added duties mean counselors spend on average 38 minutes per year per student on college prep. That&rsquo;s for <i>everything: </i>answering all your questions, giving you direction, providing materials, etc., etc. It&rsquo;s not enough, but it&rsquo;s all the time they have.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Guidance counselors generally cannot pry into family finances when it comes to financial aid. Their answers are often general or vague, and not apropos to your family&rsquo;s situation.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Their college recommendations are often limited to schools they know well, particularly those in your area that attend College Nights. Can you get accurate information for every college on your list?</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Because counselors see hundreds of students, they may not know your strengths well enough to recommend a good college or career for you.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Your time is limited to their time; that is, when they&rsquo;re in school. They can&rsquo;t offer you the same kind of on-demand college prep guidance that a private company can.</div><br/><div>&nbsp;</div><br/><div>Your guidance counselor plays an important role in your academic development, but he or she may not be able to meet all your needs, including a customized plan that helps you outline all of your college and career goals. To do that, you&rsquo;ll need personality tests, four-year planners, details on every college on your list, extensive career research tools, and a plan to pay for your education that puts college within your reach. That last one is a problem that has stumped guidance counselors for years.</div><br/><div>It&rsquo;s nice that your guidance counselor can provide you some helpful materials, but wouldn&rsquo;t it be terrific if you had some extra guidance once you got started? You&rsquo;re going to need a way to improve your SAT or ACT scores, decide which colleges are right for you and use your talents and needs to get better financial aid.</div><br/><div>&nbsp;</div><br/><div><b>Compare </b><b>RSC</b><b> with Public Guidance Counselors</b></div><br/><div><b>&nbsp;</b></div><br/><table border="1" cellspacing="0" cellpadding="0" style="border-bottom: medium none; border-left: medium none; border-collapse: collapse; border-top: medium none; border-right: medium none"><br/>    <tbody><br/>        <tr><br/>            <td valign="top" width="197" style="border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div>&nbsp;</div><br/>            </td><br/>            <td valign="top" width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center"><b>RSC</b></div><br/>            </td><br/>            <td valign="top" width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center"><b>Public</b></div><br/>            </td><br/>        </tr><br/>        <tr><br/>            <td valign="top" width="197" style="border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div>Individualized out-of-pocket college-cost estimates for 4,000+ colleges</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">Yes</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">No</div><br/>            </td><br/>        </tr><br/>        <tr><br/>            <td valign="top" width="197" style="border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div>Individualized financial aid estimates for 4,000+ colleges</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">Yes</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">No</div><br/>            </td><br/>        </tr><br/>        <tr><br/>            <td valign="top" width="197" style="border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div>Advanced SAT/ACT materials set to your level</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">Yes</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">No</div><br/>            </td><br/>        </tr><br/>        <tr><br/>            <td valign="top" width="197" style="border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div>Financial aid forms assistance</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">Yes</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">No</div><br/>            </td><br/>        </tr><br/>        <tr><br/>            <td valign="top" width="197" style="border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div>Office hours outside of school</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">Yes</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">No</div><br/>            </td><br/>        </tr><br/>        <tr><br/>            <td valign="top" width="197" style="border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div>List of Top Financial Aid Colleges</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">Yes</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">Maybe</div><br/>            </td><br/>        </tr><br/>        <tr><br/>            <td valign="top" width="197" style="border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div>Sole focus on student&rsquo;s college and career prep</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">YES</div><br/>            </td><br/>            <td width="197" style="border-bottom: windowtext 1pt solid; border-left: #ece9d8; padding-bottom: 0in; background-color: transparent; padding-left: 5.4pt; width: 2.05in; padding-right: 5.4pt; border-top: #ece9d8; border-right: windowtext 1pt solid; padding-top: 0in"><br/>            <div align="center">NO</div><br/>            </td><br/>        </tr><br/>    </tbody><br/></table><br/><div><b>&nbsp;</b></div><br/><div>Some things your guidance counselor just can&rsquo;t do. For a complete list of everything RSC can do to make college an affordable reality for you, click <a href="http://www.collegeprepexpert.com/rsc-comparison-chart"><font color="#800080">here</font></a>.</div><br/><div><b>&nbsp;</b></div><br/><div>College admissions deans say private guidance counselors and college prep experts like RSC are better than high-school counselors because we can be.<img alt="" align="right" width="362" height="119" src="/repository/image/96_guidance_counselor_checklist.jpg" /> We don&rsquo;t have their limitations when it comes to helping you.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/college-prep/guidance-counselors-role-in-college-prep-private-vs-public" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Are 8th Graders the New High School Seniors?</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/are-8th-graders-the-new-high-school-seniors</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/are-8th-graders-the-new-high-school-seniors#comments</comments>
			<pubDate>2012-05-09 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Are today’s 8th graders under the same pressures that high-school juniors and seniors were 40 years ago? The answer, in short, is yes. The pressure is not quite as great, but it’s similar. These days,college and career paths begin in junior high. Cons [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 217px; height: 267px" src="/repository/image/92_new_seniors.jpg" />Are today&rsquo;s 8<sup>th</sup> graders under the same pressures that high-school juniors and seniors were 40 years ago?</div><br/><div>&nbsp;</div><br/><div>The answer, in short, is yes. The pressure is not quite as great, but it&rsquo;s similar. These days, college and career paths begin in junior high.</div><br/><div>&nbsp;</div><br/><div>Consider these facts:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Twice as many high-school graduates go to college today than 40 years ago.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>94% of parents expect their student to go to college.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>90% of high-school freshmen consider going to college.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Colleges look at all four-years of a student&rsquo;s high-school record. One bad year can quickly eliminate top colleges.</div><br/><div>&nbsp;</div><br/><div>Once upon a time, a high school&rsquo;s primary role was to prepare students for the workforce, with a select few going to college. Today, it&rsquo;s the exact opposite. High school is seen as a gateway to college, which then works to prepare students for the workforce. The good news is that college prep can pave the way for both so that you make a smooth transition to college and career.</div><br/><div>&nbsp;</div><br/><div><b>Benefits to Starting College Prep Early</b></div><br/><div>&nbsp;</div><br/><ul><br/>    <li><b>Cut costs. </b>You 8<sup>th</sup> graders entering high school have one advantage seniors do not: the next step in your education is free. But if you want to cut the cost of college in four years, you have to start college prep now. You can&rsquo;t wait until junior or senior year to start building an impressive college resume. You need to map your classes and activities over the next four years (our Four-Year Schedule Planner and tips can help you here). Working on your college application no longer starts as an upperclassman; it starts before you even begin high school.</li><br/>    <li><b>Pick a career path. </b>8<sup>th</sup> graders face career decisions similar to high-school seniors of yesterday. You don&rsquo;t have to have your exact career picked out, but you should have some general ideas. Many careers take years of training and without the proper education, starting in high school, you could be left behind. You still have some flexibility, but you need to participate in classes and activities that help you in the future. Our personality tests and career research tools can be a big help in revealing your greatest job strengths and career interests.</li><br/>    <li><b>Keep college options open. </b>The better you do in high school, the better your college options will be. This means taking the right classes (particularly Advanced Placement or Honors classes), as well as getting good grades and SAT or ACT scores. Of course, this isn&rsquo;t a one-year plan; it&rsquo;s a four-year program. You can&rsquo;t get serious junior year and hope to land in a great school with great financial aid. 10% of high-school freshmen don&rsquo;t take a math class. They&rsquo;ve already limited their options.</li><br/>    <li><b>Keep career options open. </b>Early college prep gives you more career choices. A study by the Gates Foundation shows that students who take college prep regardless of their future job do better. They earn more money and become supervisors and managers. Thinking about careers is no longer something you do when graduation stares you in the face. You start early so you can target your education to your goals after high school.</li><br/></ul><br/><div>&nbsp;</div><br/><div>Graduating high school was once a necessity for a good job; today, that is largely true of college. The best-paying careers require at least a four-year degree.</div><br/><div>&nbsp;</div><br/><div>The dilemma once faced by seniors &ndash; college or job &ndash; is now faced by 8<sup>th</sup> graders. If you don&rsquo;t act on it, the decision will be made for you. Choices must be made now or time will remove your options.</div><br/><div>&nbsp;</div><br/><div><a target="_blank" href="http://www.collegeprepexpert.com/checkout">Start college prep early</a> and plan your future today!</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/college-prep/are-8th-graders-the-new-high-school-seniors" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How College Applicants Go From Campus Product to Consumer</title>
			<link>http://www.collegeprepexpert.com/blog/selecting-a-college/how-college-applicants-go-from-campus-product-to-consumer</link>
			<comments>http://www.collegeprepexpert.com/blog/selecting-a-college/how-college-applicants-go-from-campus-product-to-consumer#comments</comments>
			<pubDate>2012-05-07 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Selecting a College]]></category>
			<description><![CDATA[Sometime in April, students and college flip roles. Colleges spend January through March as consumers, poring over applications and transcripts, deciding who gets in and who doesn’t, carefully picking through students like [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="239" height="251" src="/repository/image/91_product_to_consumer.jpg" />Sometime in April, students and college flip roles. Colleges spend January through March as consumers, poring over applications and transcripts, deciding who gets in and who doesn&rsquo;t, carefully picking through students like ripening fruit.</div><br/><div><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></div><br/><div>Then the tables turn. After the acceptance letters and financial aid offers have gone out, students become the consumers. They compare offers like shoppers in a used car lot, looking for the one school with all the extras that still fits their budget.</div><br/><div>&nbsp;</div><br/><div>Students are the key, though. What you do in high school determines whether you&rsquo;re chosen by a top-tier school or your safety choice &ndash; and how good your deal will be.</div><br/><div><b>&nbsp;</b></div><br/><div><b>Making Yourself a </b><b>Great </b><b>College</b><b> Candidate</b></div><br/><div><b>&nbsp;</b></div><br/><ul><br/>    <li><b>Good grades. </b>The first thing colleges look at is your grade point average. The higher your GPA, the better your school &ndash; and your financial aid &ndash; will be.</li><br/>    <li><b>Tough courses.&nbsp;</b>It isn&rsquo;t enough to get good grades, you need to get them in Advanced Placement or Honors courses, as well as select other classes that might impress an admissions officer.</li><br/>    <li><b>Great </b><b>SAT</b><b> or ACT scores. </b>An above average test score makes admissions deans sit up and take notice. Even schools that don&rsquo;t use them for admissions purposes may use them to dole out financial aid. Improve your odds by boosting your score (RSC&rsquo;s SAT prep materials routinely increase scores by 150 points or more).</li><br/>    <li><b>Right major. </b>Knowing what schools reward your major could lead to a bit more in the way of financial aid.</li><br/>    <li><b>Right activities. </b>Colleges have slots they need to fill, whether that&rsquo;s on the playing field, the stage, or the science lab. If your activity fills an opening, you could earn some well-deserved merit aid.</li><br/></ul><br/><div><b>&nbsp;</b></div><br/><div>These are only 5 of the dozen or so things colleges consider when looking at your application. Students, on the other hand, need to do a bit more research, looking through roughly two-dozen criteria.</div><br/><div>&nbsp;</div><br/><div>Once you know what you&rsquo;re looking for, it will be much easier to decide on a college.</div><br/><div>&nbsp;</div><br/><div><b>Researching College Selections</b></div><br/><div>&nbsp;</div><br/><div>Once you&rsquo;ve compiled a list of colleges that meet your academic, social and professional needs, you really need to look at the big two: prestige and cost. How good is the school in your chosen field and how much financial aid are they willing to give you?</div><br/><div>&nbsp;</div><br/><div>This is where having an accurate college-cost estimate is like having your own Kelley Blue Book. If you know what the college should cost you, then you&rsquo;ll know whether you&rsquo;re able to negotiate for a better deal.</div><br/><div>&nbsp;</div><br/><div>Of course, you&rsquo;re not done shopping yet. Now that you&rsquo;re figuratively in the driver&rsquo;s seat, you need to make sure you&rsquo;re getting a great deal before you drive off the lot. In this case, before you let a college know you&rsquo;d like to join their incoming freshman class.</div><br/><div>&nbsp;</div><br/><div>Colleges may like to brag about how difficult it is to get in, but you want to brag about how they accepted you &ndash; and how they actually paid you for the privilege.</div><br/><div>&nbsp;</div><br/><div>Become both a sought-after commodity and a smart consumer with a great college prep program.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/selecting-a-college/how-college-applicants-go-from-campus-product-to-consumer" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>What $1 Trillion in Student Debt Means to Your Future</title>
			<link>http://www.collegeprepexpert.com/blog/student-debt/what-trillion-in-student-debt-means-to-your-future</link>
			<comments>http://www.collegeprepexpert.com/blog/student-debt/what-trillion-in-student-debt-means-to-your-future#comments</comments>
			<pubDate>2012-05-04 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Student Debt]]></category>
			<description><![CDATA[People try to explain $1 trillion dollars in a variety of ways. “It’s like a stack of $1 bills stretching from here to the moon,” or “It’s more than the gross domestic product of Australia.” It’s all very heartfelt but not very helpful when [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 290px; height: 190px" src="/repository/image/90_trillion.jpg" />People try to explain $1 trillion dollars in a variety of ways. &ldquo;It&rsquo;s like a stack of $1 bills stretching from here to the moon,&rdquo; or &ldquo;It&rsquo;s more than the gross domestic product of Australia.&rdquo;</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s all very heartfelt but not very helpful when it comes to paying for college. Although President Obama and Congress are attempting to reduce student loan debt, most of their actions are not likely to have an immediate impact on the marketplace.</div><br/><div>&nbsp;</div><br/><div><b>Impact of Student Loan Debt</b></div><br/><div>&nbsp;</div><br/><div>Student loans, once a rarity in paying for college, are now an entrenched part of the financial aid system. 67% of college students have them, and colleges, for the first time, routinely include Parent PLUS loans, subsidized and unsubsidized Stafford Loans in their financial aid packages.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s all very disconcerting when you consider just how student loan debt is hurting graduates.</div><br/><div>&nbsp;</div><br/><ul><br/>    <li><b>Living at home.</b> 85% of graduates return home to live with their parents, 40% of them because they can&rsquo;t afford to live on their own.</li><br/>    <li><b>Decades of debt</b>. Students can expect to be paying off loans for 20 years. More if they miss payments along the way.</li><br/>    <li><b>Spending less.</b> Graduates with high debt spend less money on other expenses, hurting the economy.</li><br/>    <li><b>Parents with </b><b>PLUS</b><b> loans</b> often delay retirement, creating a bottleneck in the job market. If they don&rsquo;t retire, younger workers can&rsquo;t replace them.</li><br/></ul><br/><div>&nbsp;</div><br/><div><b>Student Loan Debt by the Numbers</b></div><br/><div>&nbsp;</div><br/><div>It&rsquo;s a frightening scenario. The average college graduate today owes $26,000 in student loans, and the average 8<sup>th</sup> grader, given a steady rise, can expect to owe $43,000. The interest rate on subsidized Stafford Loans will eventually go back up (from 3.4% to 6.8%), if not this summer, then soon. A weak economy means colleges and states have less gift aid to offer, even as tuition skyrockets.</div><br/><div>&nbsp;</div><br/><div>So what&rsquo;s a student to do?</div><br/><div>&nbsp;</div><br/><ul><br/>    <li><b>Take advantage of changes in the system.</b> States are shifting money to merit-based aid. This goes to students with the best GPAs and SAT scores. Boost your accomplishments as much as possible to qualify for this aid (use our SAT or ACT test prep materials for extra help).</li><br/>    <li><b>Take advantage of college financial aid.</b> Going to a school where you&rsquo;re in the top 25% academically will likely get you more aid. There are more than 4,000 colleges in the country. You&rsquo;re probably a good fit at several of them. (Find the average GPA, SAT scores, etc., for all 4,000 of them on our website).</li><br/>    <li><b>Take advantage of top financial aid colleges.</b> Some colleges traditionally offer great financial aid. Many are marquee names, but there are plenty of surprising selections beyond the exclusive Ivy League. Find out who in our Top Financial Aid Colleges handbook.</li><br/></ul><br/><div>&nbsp;</div><br/><div>The earlier your start navigating around student loan debt, the better off you&rsquo;ll be. To understand how this fully works, attend one of our <a href="http://www.collegeprepexpert.com/rsc-webinar-enrollment"><font color="#800080">financial aid webinars</font></a> and get your free financial aid file. It presents dozens of ways to cut your college costs so that you&rsquo;re not one of those graduates swimming in college debt.</div><br/><div>&nbsp;</div><br/><div>After all, the government can&rsquo;t solve its own debt problems; it&rsquo;s not likely to solve yours. There are ways the system can help you, if you plan ahead. Get expert advice and great tools to improve your future financial aid.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/student-debt/what-trillion-in-student-debt-means-to-your-future" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Avoiding Student Loans: The Holy Grail of Financial Aid</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/avoiding-student-loans-the-holy-grail-of-financial-aid</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/avoiding-student-loans-the-holy-grail-of-financial-aid#comments</comments>
			<pubDate>2012-05-02 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[Neither of these are good answers, but they are a tribute to how well those industries have done in promoting themselves. They’ve convinced students to pay for college the hard way. Unfortunately, the government has not done [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="230" height="282" src="/repository/image/89_avoid_student_loans.jpg" />When you ask people about financial aid, what&rsquo;s the first thing they say?</div><br/><div>&nbsp;</div><br/><div>&ldquo;Scholarships.&rdquo;</div><br/><div>&nbsp;</div><br/><div>When you ask them how they&rsquo;re going to pay for college, what do they say?</div><br/><div>&nbsp;</div><br/><div>&ldquo;Student loans.&rdquo;</div><br/><div>&nbsp;</div><br/><div>Neither of these are good answers, but they are a tribute to how well those industries have done in promoting themselves. They&rsquo;ve convinced students to pay for college the hard way. Unfortunately, the government has not done as good a job promoting grants.</div><br/><div>&nbsp;</div><br/><div><b>Grants vs. Scholarships and Student Loans</b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Only 6% of college students receive a scholarship. Only 0<span style="font-size: 14pt">.</span>3% of those pay for everything.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>65% of college students take out loans.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>35% of college students take out Stafford Loans. 70% of them have both subsidized and unsubsidized loans.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>8.8% of borrowers default on student loans, but 63% stop making payments at some point.</div><br/><div>&nbsp;</div><br/><div>When it comes to Pell Grants</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>46% of families receive Pell Grants.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>They cover &ndash; on average -- 34% of college expenses.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Pell Grant amounts are tied to inflation. If inflation goes up, students receive more grant money.</div><br/><div>&nbsp;</div><br/><div>Unfortunately, it&rsquo;s not all good news when it comes to Pell Grants. They cover only half of what they used to in the 1970's and poor families are far less likely to be aware of them. According to FinAid.org, 70% of families making less than $28,000 didn&rsquo;t even know Pell Grants existed. The students most in need of the money are the ones not receiving it.</div><br/><div>&nbsp;</div><br/><div><b>The Good News on Grants</b></div><br/><div>&nbsp;</div><br/><div>The good news is that colleges don&rsquo;t subtract grant money from other need-based financial aid they give you (unlike scholarships) and you don&rsquo;t have to pay them back. They are a major part of avoiding student loans. Other steps to avoid student loans include::</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Savings. </b>The government expects students to use 20% of their savings to pay for college, but the more you have in the bank, the less you&rsquo;ll have to take out in student loans.</li><br/>    <li><b>Gift Aid. </b>Gift aid comes from the federal and state governments, as well as colleges and outside organizations. It can be need-based or merit-based. Typically the first three are not deducted from other financial aid the college is planning to give you, but that last one &ndash; outside aid &ndash; can be. Find colleges that put your gift aid toward your education and not someone else&rsquo;s. (<a href="http://www.collegeprepexpert.com/financial-aid"><font color="#800080">RSC&rsquo;s college research tools</font></a> can help you with this).</li><br/>    <li><b>Work-Study. </b>Sign up, even if it&rsquo;s only a few hundred dollars a semester. You may have to earn it, but you don&rsquo;t have to pay it back!</li><br/></ol><br/><div>&nbsp;</div><br/><div>Grant money isn&rsquo;t as sexy as scholarships or loans. You don&rsquo;t win anything, and you don&rsquo;t have the heroic tale of paying it off by the sweat of your brow. You don&rsquo;t overcome a hardship, but your hardships are what make you eligible.</div><br/><div>&nbsp;</div><br/><div>So maximize your grant money by showing need and being the best student possible. RSC&rsquo;s program can help you with both &ndash; which is way better than paying for college the hard way</div><br/><div>&nbsp;</div><br/><div>For a list of everything we offer, visit our <a href="http://www.collegeprepexpert.com/comparison-chart"><font color="#800080">Comparison Chart</font></a> and see how we stack up against the competition.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/financial-aid/avoiding-student-loans-the-holy-grail-of-financial-aid">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>The Difference Between Career Success and College Failure</title>
			<link>http://www.collegeprepexpert.com/blog/career-prep/difference-between-career-success-and-college-failure</link>
			<comments>http://www.collegeprepexpert.com/blog/career-prep/difference-between-career-success-and-college-failure#comments</comments>
			<pubDate>2012-04-30 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Career Prep]]></category>
			<description><![CDATA[At a time when 85% of college graduates move back home, only 56% graduate in six years, and 35% never graduate, it’s easy to see why we worry. So how do you make sure college is a career builder and not [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="286" height="206" src="/repository/image/88_success.jpg" />As parents, we have two visions of our children. In one, they&rsquo;re finishing college with a great degree and heading into the workforce bent on making their mark in the world. In the other, they&rsquo;re a college dropout, sleeping on our couch and playing video games at ten in the morning.</div><br/><div>&nbsp;</div><br/><div>Both are extremes, but at a time when 85% of college graduates move back home, only 56% graduate in six years, and 35% never graduate, it&rsquo;s easy to see why we worry.</div><br/><div>&nbsp;</div><br/><div>So how do you make sure college is a career builder and not a career buster?</div><br/><div>&nbsp;</div><br/><div><b>Creating a Successful College Student</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Give them direction. </b>Students need to know what they want to do. Then they can build a college prep plan to achieve it. The best way to do this is through personality tests, job skills assessment and career research tools. Unfortunately, only 15% of high schools offer such tests, making them hard to come by. Fortunately, they are a standard part of our program.</li><br/>    <li><b>Motivation. </b>Students need to see the importance of their education. It directly relates to better pay and lower unemployment. Studies by Stanford and Harvard show that setting long-term and short-term goals keeps students motivated (ask about our Rewards Program to learn more on this).</li><br/>    <li><b>SAT</b><b> scores. </b>The average SAT score of a college graduate is 122 points higher than that of a college dropout. Scoring above that average is a good likelihood that you have what it takes to graduate college. It is not the sole determinant, but can serve as a guide.</li><br/>    <li><b>Right college. </b>College dropouts often run into unforeseen problems. They give dozens of reasons for leaving school: too expensive. Too difficult. Too far from home. These explanations all boil down to attending the wrong college, one that didn&rsquo;t meet their academic, social or professional expectations. Students need to research colleges thoroughly. Look at dozens of colleges to start, then narrow your list based using important criteria that&rsquo;s meaningful to you. Our program lists more than 25 criteria that can shape your college choice. Find the &ldquo;right college for you.&rdquo;</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Turning</b><b>College</b><b> Into a Successful Career</b></div><br/><div>&nbsp;</div><br/><div>Career planning begins in high school. Take classes related to your likely career, research what jobs will be hiring when you graduate, know what salary you can expect and what level of education you&rsquo;re going to need. These steps are the beginning of a long list of what you need to do before you get to college (where that list <span><img alt="" align="right" style="width: 288px; height: 193px" src="/repository/image/88_sucess_grad_sign.jpg" /></span>gets longer. But it works to ensure a smooth transition from higher education to hired hand.</div><br/><div>&nbsp;</div><br/><div>So research careers thoroughly. Knowing what a job entails will tell you what you need to succeed. Then add those steps to your long-term goal. That&rsquo;s the difference between being a college success and a college dropout.</div><br/><div>&nbsp;</div><br/><div align="right"><a target="_blank" href="http://www.collegeprepexpert.com/comparison-chart">RSC&rsquo;s Job Research Tools</a> Include:</div><br/><div style="text-align: right; text-indent: -0.25in; margin: 0in 0in 0pt 0.5in" align="right"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Videos on hundreds of careers</div><br/><div style="text-align: right; text-indent: -0.25in; margin: 0in 0in 0pt 0.5in" align="right"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Hiring projections</div><br/><div style="text-align: right; text-indent: -0.25in; margin: 0in 0in 0pt 0.5in" align="right"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Educational needs and targets</div><br/><div style="text-align: right; text-indent: -0.25in; margin: 0in 0in 0pt 0.5in" align="right"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Starting and mid-career salaries</div><br/><div style="text-align: right; text-indent: -0.25in; margin: 0in 0in 0pt 0.5in" align="right"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Job/internship strategies</div><br/><div style="text-align: right; text-indent: -0.25in; margin: 0in 0in 0pt 0.5in" align="right"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Workforce skills assessments</div><br/><div style="text-align: right; text-indent: -0.25in; margin: 0in 0in 0pt 0.5in" align="right"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Career interest profilers</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/career-prep/difference-between-career-success-and-college-failure">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How Much Did Your State Cut Financial Aid?</title>
			<link>http://www.collegeprepexpert.com/blog/news/how-much-did-your-state-cut-financial-aid</link>
			<comments>http://www.collegeprepexpert.com/blog/news/how-much-did-your-state-cut-financial-aid#comments</comments>
			<pubDate>2012-04-27 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[News]]></category>
			<description><![CDATA[From 2006-2011, 43 states cut the amount of money they spend on higher education. A few, like New York, Oklahoma, and Mississippi made very small cuts, but many, like South Carolina, Rhode Island, New Mexico and [...]]]></description>
			<content:encoded><![CDATA[<div><a target="_blank" href="http://www.collegeprepexpert.com/state-cuts"><img alt="" align="left" width="329" height="249" src="/repository/image/87_us_map.jpg" /></a>From 2006-2011, 43 states cut the amount of money they spend on higher education. A few, like New York, Oklahoma, and Mississippi made very small cuts, but many, like South Carolina, Rhode Island, New Mexico and Iowa gutted their programs.</div><br/><div>&nbsp;</div><br/><div>How they cut the money is as varied as their locations and politics. Some decreased support for state universities, forcing state schools to increase tuition or cut staff. People think private colleges are expensive, but when it comes to tuition hikes over the past 10 years, they&rsquo;ve been dwarfed by public universities.</div><br/><div>&nbsp;</div><br/><div>Other states, like Michigan and Missouri, made drastic cuts to financial aid. Pundits are fond of saying that states need to cut expenses to the bone following the Great Recession, but as this data shows, these cuts began before the greatest economic downturn in 80 years even began.</div><br/><div>&nbsp;</div><br/><div>Despite state and federal cuts to financial aid, there is still money out there, if you know how to get it. For now, see if you live in one of the seven states that actually increased its spending on higher ed. Of course, the odds are against you. The seven states combined have a population smaller than California. The five smallest states have a population smaller than New York City.</div><br/><div>&nbsp;</div><br/><div>Click to see <a target="_blank" href="http://www.collegeprepexpert.com/state-cuts">how much your state cut from higher education</a>.</div><br/><div>&nbsp;</div><br/><div>Or watch this financial aid and college prep video to see how the system works:<br /><br/><br /><br/>&nbsp;</div><br/><div style="text-align: center"><a target="_blank" href="http://www.collegeprepexpert.com/did-you-know"><img alt="" align="left" width="200" height="109" src="/repository/image/dyk.jpg" /></a></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/news/how-much-did-your-state-cut-financial-aid" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Top Party Schools? Give Me Information I Can Use!</title>
			<link>http://www.collegeprepexpert.com/blog/college-life/top-party-schools-give-me-information-i-can-use</link>
			<comments>http://www.collegeprepexpert.com/blog/college-life/top-party-schools-give-me-information-i-can-use#comments</comments>
			<pubDate>2012-04-25 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Life]]></category>
			<description><![CDATA[Every year we get a list of Top Party Colleges. The media gives it good coverage, compete with students drinking, dancing and going wild. Parents then tell their student “I don’t want you going there” and college administrators [...]]]></description>
			<content:encoded><![CDATA[<div><img align="left" style="width: 232px; height: 236px" alt="" src="/repository/image/86_party_schools.jpg" />Every year we get a list of Top Party Colleges. The media gives it good coverage, compete with students drinking, dancing and going wild. Parents then tell their student &ldquo;I don&rsquo;t want you going there&rdquo; and college administrators get to say &ldquo;It&rsquo;s not that bad,&rdquo; or &ldquo;We&rsquo;re taking steps to correct it.&rdquo;</div><br/><div>&nbsp;</div><br/><div>Students, for the most part, don&rsquo;t really pay attention to it. The majority of them aren&rsquo;t picking colleges where they can party around the clock. The Top Party Colleges list is a gimmick and doesn&rsquo;t tell students what they need to know.</div><br/><div>&nbsp;</div><br/><div>Students want information that impacts their futures.</div><br/><div>&nbsp;</div><br/><div><b>College Information You Need to Know*</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Cost of college. </b>The first thing students want to know is how much college is going to cost them, and how much financial aid they can expect. There&rsquo;s no easy answer, since tuition and financial aid totals vary widely from college to college, but certain tools can make it easier, including our <i>Top Financial Aid Colleges</i> book and <a href="http://www.collegeprepexpert.com/financial-aid"><font color="#800080">college-cost comparison tool</font></a>. This interactive tool lets you compare college costs side by side for more than 4,000 schools, and gives you a breakdown on the amount and type of aid you&rsquo;ll likely receive.</li><br/>    <li><b>College majors. </b>Do the colleges you&rsquo;re considering specialize in your major? There&rsquo;s no point in going to a strong engineering school if you want to study liberal arts and vice versa. Just because a school offers a major doesn&rsquo;t mean it&rsquo;s respected in that field.</li><br/>    <li><b>Average freshman scores. </b>You should also know the average SAT or ACT scores and grade point average of incoming freshmen. This helps you categorize each college on your list into three categories: Reach, Match &amp; Safe. It also helps you assess just how well you&rsquo;ll do at each school.</li><br/>    <li><b>Graduation rates. </b>Do the colleges you&rsquo;re considering help students graduate or is it the higher education version of a drop-out factory? Find out what percentage of students graduate and how the college helps them do it.</li><br/>    <li><b>Job-placement rates. </b>A school&rsquo;s job-placement rate is another often overlooked factor. What percentage of students find jobs after graduation? Does the school offer career assistance, good credentials, internships and networking opportunities? Getting a degree that doesn&rsquo;t lead to a job can feel like a waste of time.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Attending a </b><b>Party</b><b>School</b></div><br/><div>&nbsp;</div><br/><div>Even serious colleges can have wild parties (think Yale&rsquo;s famous &ldquo;naked parties&rdquo;) and party schools often produce serious students and overachievers. Partying is a part of college, but it doesn&rsquo;t have to ruin a good education.</div><br/><div>&nbsp;</div><br/><div>Parents and students can learn how to handle alcohol, drug use, campus security issues and more in our <i>Parent Handbook</i>. It&rsquo;s sound advice from experts who want to make sure the occasional party doesn&rsquo;t get in the way of your ongoing studies. The party life will end, but what you learn in college should stay with you for a lifetime.</div><br/><div>&nbsp;</div><br/><div align="right">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Use RSC&rsquo;s side-by-side comparisons to estimate your college costs and get information on schools in 25 different categories&nbsp;<br /><br/>for more than 4,000 schools. It&rsquo;s the easy way to research colleges. So what don't we keep track of? <br /><br/>Top party schools. It&rsquo;s just not information most students will ever use.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-life/top-party-schools-give-me-information-i-can-use">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Why Does Regret Wake Me Up Screaming In The Middle Of The Night?</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/why-does-regret-wake-me-up-screaming-in-the-middle-of-the-night</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/why-does-regret-wake-me-up-screaming-in-the-middle-of-the-night#comments</comments>
			<pubDate>2012-04-23 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Regrets are that moment when you realize “I should have said this” of “should have done that.” Should have and could have are the defining words of regret. You missed an opportunity and now you can’t go back and fix it. For our purposes, it’s [...]]]></description>
			<content:encoded><![CDATA[<div><img align="left" width="308" height="150" alt="" src="/repository/image/85_regret.jpg" />&ldquo;Opportunities slip quietly by, but regret wakes you up screaming in the middle of the night.&rdquo;</div><br/><div>&nbsp;</div><br/><div>Regrets are that moment when you realize &ldquo;I should have said this&rdquo; of &ldquo;should have done that.&rdquo; Should have and could have are the defining words of regret. You missed an opportunity and now you can&rsquo;t go back and fix it. For our purposes, it&rsquo;s college and career choices.</div><br/><div>&nbsp;</div><br/><div>For college, you realize you&rsquo;re not at the right college for you. You don&rsquo;t want to go to class, you miss assignments, your grades slip. You want to change your major, transfer or drop out. You believe you&rsquo;ve made a bad choice.</div><br/><div>&nbsp;</div><br/><div>For careers, it&rsquo;s much the same thing. You don&rsquo;t want to go to work, your performance drops, your promotion stalls. You want to switch careers, change jobs, quit.</div><br/><div>&nbsp;</div><br/><div>How did it come to this? You didn&rsquo;t find the right college or career for you based on your interest and abilities.</div><br/><div>&nbsp;</div><br/><div><b>Planning for Your Career</b></div><br/><div>&nbsp;</div><br/><div>Find what you want to do through:</div><br/><div><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Personality tests.</b> Find careers you&rsquo;ll like. You probably have a hunch, but personality tests (which only 15% of high schools offer) can narrow your list.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Skills Assessments.</b> Find careers where you&rsquo;re a natural by assessing the talents you already have.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Career research</b>. There are hundreds of jobs out there. Find out what education you need, your likely salary, whether the field is expecting job growth and more. You may have the skills for a career that interests you, but it doesn&rsquo;t mean anything if nobody&rsquo;s hiring.</div><br/><div>&nbsp;</div><br/><div><b>Developing Your Career Plan</b></div><br/><div>&nbsp;</div><br/><div>Now that you know what career truly interests you, you have to develop a plan to make it happen. This process should start as early as possible, preferably in the 8<sup>th</sup> or 9<sup>th</sup> grade.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College prep classes. </b>Choose high-school classes that align with your career interests, whether it be math, science, language, English, etc. This lets you take the prerequisites for the AP classes you&rsquo;ll need to take come senior year.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Extracurricular activities. </b>Pick extracurricular activities linked to your likely career. These go on your college application, impress admissions officers, and show that you&rsquo;re dedicated to your success.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College research. </b>Find colleges that are right for you academically and socially, but that also meet your career expectations. If they&rsquo;re not respected in your major, with talented professors, professional networking opportunities, career placement facilities and the latest in technological advancements, it won&rsquo;t help you.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Affordable colleges. </b>Know what colleges you can afford. Get <a href="http://www.collegeprepexpert.com/financial-aid"><font color="#800080">financial aid estimates</font></a> for any college on your list. It&rsquo;s heartbreaking to get through the first three steps and then have to give up your dream because you can&rsquo;t afford it. It also happens all the time.</div><br/><div>&nbsp;</div><br/><div>College -- and&nbsp;college prep -- will keep you up late for a few years getting ready for classes, but it won&rsquo;t be as bad as the years you&rsquo;ll spend staring at the ceiling in the middle of the night wondering what went wrong. Taking advantage of opportunities tells regret to take a hike.</div><br/><div>&nbsp;</div><br/><div>Make sure you don&rsquo;t miss your opportunity to start college prep early!</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/why-does-regret-wake-me-up-screaming-in-the-middle-of-the-night">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Angry Birds, Call of Duty, College Admissions – Which Contest Would You Rather Win?</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/angry-birds-call-of-duty-college-admissions</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/angry-birds-call-of-duty-college-admissions#comments</comments>
			<pubDate>2012-04-20 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Saving baby birds from their grunting kidnappers or fighting your way through enemy fire to take out the bad guys sound like noble goals, until you realize they’re the bases for two of the most popular games of [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 226px; height: 192px" src="/repository/image/84_games.jpg" />Saving baby birds from their grunting kidnappers or fighting your way through enemy fire to take out the bad guys sound like noble goals, until you realize they&rsquo;re the bases for&nbsp;two of the most popular games of the past few years &ndash; <i>Angry Birds </i>and<i> Call of Duty</i>.</div><br/><div>&nbsp;</div><br/><div>Most people recognize these games for what they are: entertainment. Gamers may discuss them to death, but when it comes down to it, they know it&rsquo;s not the most important competition to be in.</div><br/><div>&nbsp;</div><br/><div>You compete in all sorts of ways, and one of them is college admissions. What school you&rsquo;re going to, how much financial aid you&rsquo;re getting, what your SAT score is, etc. When you think about it, where would you rather do better &ndash; <i>Angry Birds</i> or college admissions?</div><br/><div>&nbsp;</div><br/><div>The answer is easy &ndash; college admissions. That requires some effort, although good college prep has tools to make it easier for you. All those hours spent wallowing away on video games can actually teach you some important lessons.</div><br/><div>&nbsp;</div><br/><div><b>College Prep Lessons From Video Games</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>High score wins</b>. Colleges reward good SAT and ACT scores, as well as high marks in Advanced Placement classes. Even colleges that don&rsquo;t require entrance exams often use them to determine whether you need remedial classes or qualify for additional financial aid.</li><br/>    <li><b>There are shortcuts</b>. There are no cheats, and you must do all the work required of you, but there are college prep lists, worksheets, video tutorials, college cost estimates and other tools that can make certain aspects go more quickly.</li><br/>    <li><b>Develop a strategy</b>. Plan your attack. Set your career objective and then determine which classes, major, and college can help you achieve it.</li><br/>    <li><b>Know your abilities.</b> Every character has certain strengths. So do you. Determine them through personality tests and skills assessments, then use your natural talents to get ahead.</li><br/>    <li><b>Don&rsquo;t give up.</b> Keep working toward short-term and long-term goals. If you&rsquo;ve developed a strategy that uses your natural abilities, you&rsquo;ll be ahead of the game. Which is much better than quitting.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>The Big Difference Between Gaming &amp; College Prep</b></div><br/><div>&nbsp;</div><br/><div>In games, characters come back from the dead all the time, but you have only</div><br/><div>one shot at college prep. You have a five-year window in which to get ready. There&rsquo;s no reset button, no second chance. You need to learn on the fly, develop important skills, and find the college that can help you meet your career goals. These obstacles are harder than any game you&rsquo;ll ever play, but the rewards are much higher.</div><br/><div>&nbsp;</div><br/><div>You can become the twentysomething with a college degree on a great career path or the one on his parents&rsquo; couch playing video games and wondering why college didn&rsquo;t &ldquo;work out as planned.&rdquo;</div><br/><div>&nbsp;</div><br/><div>That last scenario doesn&rsquo;t sound as exciting as <i>Call of Duty</i>, but it&rsquo;s grounded in reality. If you use college prep to make your real-life situation everything you want it to be, you just might find it the most exciting game you&rsquo;ll ever play.</div><br/><div>&nbsp;</div><br/><div>To see how college prep can help you, visit <a href="http://www.collegeprepexpert.com/program-one"><font color="#800080">College and Career Prep</font></a>.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/angry-birds-call-of-duty-college-admissions">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>5 Old Ideas in College Prep That Just Won’t Die</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/5-old-ideas-in-college-prep-that-just-wont-die</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/5-old-ideas-in-college-prep-that-just-wont-die#comments</comments>
			<pubDate>2012-04-18 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[This is the Information Age. Instant communication. Facts at your fingertips. Upload videos from your phone. Let the world know where you are 24/7. Had a great day? Tell the world in 140 characters or less. So why in this fast-paced world of new ideas do [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 200px; height: 239px" src="/repository/image/83_old_ideas.jpg" />This is the Information Age. Instant communication. Facts at your fingertips. Upload videos from your phone. Let the world know where you are 24/7. Had a great day? Tell the world in 140 characters or less.</div><br/><div>&nbsp;</div><br/><div>So why in this fast-paced world of new ideas and information do many antiquated ways of looking at college prep remain?</div><br/><div>&nbsp;</div><br/><div><b>Old Ideas Rooted in College Prep</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Start preparing junior year. </b>This is the hardest one to quash. Despite the fact that colleges look at all four years of your high-school record, families often don&rsquo;t start seriously thinking about college until junior year. And what&rsquo;s most shocking is that they&rsquo;re often told to by school officials. Yes, colleges look at your junior year most heavily, but you&rsquo;re not going to have bad freshman and sophomore years and then turn it around junior year. Develop your college plan much earlier &ndash; in 8<sup>th</sup> or 9<sup>th</sup> grade.</li><br/>    <li><b>Your guidance counselor can do everything. </b>Your guidance counselor would love to do everything, but there are just too many obstacles. The average counselor sees twice as many students as she should, and college prep is only one part of their job. In fact, the average counselor spends only 13% of her time on college prep, dealing with all sorts of issues not related to your interests. Wake Forest University has gone so far as to say that if your guidance counselor sees more than 50 or 60 students, consider private counseling. We bet your counselor sees more than 60 students.</li><br/>    <li><b>My student will win a scholarship. </b>While this is extremely optimistic, it rarely works out. Only 6% of college students win any kind of scholarship, and most are for only a few hundred dollars. While we like to believe every little bit helps,&rdquo; scholarships often don&rsquo;t because many colleges subtract scholarship money from other financial aid it was going to give you. So while winning a scholarship feels great, it&rsquo;s just not a great way to pay for college.</li><br/>    <li><b>Any college degree is better than no degree at all. </b>This one is partly true. You can expect to earn more, but if you go so deep into debt that you ruin your credit and abandon your plans, it may not be worth it. Remember, an affordable degree is a valuable degree.</li><br/>    <li><b>You can&rsquo;t prepare for the </b><b>SAT</b><b>.</b> This idea is the easiest to refute. The notion that you can&rsquo;t prepare for the SAT is put forward by the College Board, but you have to ask yourself, if you can&rsquo;t prepare for it, why do they sell materials that help you do just that?</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>New Ideas in College Prep</b></div><br/><div>&nbsp;</div><br/><div>If old ideas are being challenged, what new ideas should replace them?<br /><br/>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Begin college prep early. It makes a big difference in your accomplishments and college application.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Make it fun and interactive, a full part of <a href="http://www.collegeprepexpert.com/blog/online-classes/using-blended-education-model-to-improve-college-prep"><font color="#800080">blended learning</font></a>.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Don&rsquo;t wait for good financial aid. Earn it by developing a plan at an early age that improves your SAT scores and uses private counseling to find affordable colleges that are right for you.</div><br/><div>&nbsp;</div><br/><div>But if you want one more new idea in college prep, how about <a href="http://www.collegeprepexpert.com/comparison-chart"><font color="#800080">a 5-year program that covers every aspect of college prep</font></a> at a price that can&rsquo;t be beat. Now that&rsquo;s a novel idea!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/5-old-ideas-in-college-prep-that-just-wont-die">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Remembering Government Cuts to Financial Aid on Tax Day</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/government-cuts-to-financial-aid-on-tax-day</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/government-cuts-to-financial-aid-on-tax-day#comments</comments>
			<pubDate>2012-04-16 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[The first question people ask when they pay their taxes is, “Where is my money going? What is the government spending it on?”Increasingly, the answer is not financial aid. Cutting education from budgets has become [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 278px; height: 209px" src="/repository/image/82_government_cuts.jpg" />The first question people ask when they pay their taxes is, &ldquo;Where is my money going? What is the government spending it on?&rdquo;</div><br/><div>&nbsp;</div><br/><div>Increasingly, the answer is not financial aid. Cutting education from budgets has become a big way for the federal and state governments to save money.</div><br/><div>&nbsp;</div><br/><div><b>Education and Financial Aid Budget Cuts</b></div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>The new automatic zero. </b>Congress recently cut the automatic zero in the expected family contribution. Prior to this year, families who made less than $30,000 per year were not expected to contribute financially to their student&rsquo;s college education. Now it&rsquo;s $20,000.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>End of the grace period. </b>Students have to start paying back subsidized Stafford Loans taken out after of June of this year immediately upon graduation. For years, they could wait until six months after graduation.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Pell Grants not keeping up with tuition hikes. </b>Pell Grants now receive an annual adjustment tied to inflation. If inflation is 4%, the Pell Grant goes up 4%. Unfortunately, the cost of college rises at double the rate of inflation. This means the Pell Grant will consistently cover less and less of your college costs.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>State cuts to financial aid. </b>Since 2008, 43 states have cut the funding they provide for college. This has led to less financial aid for students and less money for state schools, both of which increase your cost.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>End of the federal stimulus. </b>For two years, the federal government provided educational stimulus money to help states cover budget shortfalls. That ended this year, meaning states could not provide schools with additional funding. The result? Colleges cost more but do less.</div><br/><div><b>&nbsp;</b></div><br/><div><b>Politics and Financial Aid</b></div><br/><div>&nbsp;</div><br/><div>Not surprisingly, financial aid has become a political football as politicians seek to cut debts while adequately funding education. And a new poll from the College Board says that&rsquo;s exactly what voters expect them to do, although people have been more than a bit disappointed by their efforts.</div><br/><div>&nbsp;</div><br/><div>The report, titled <i>Swing State Education Survey</i>, places education as the third most significant issue in this year&rsquo;s election, just behind cutting government spending and far behind jobs. President Obama has spent much of the past few months linking job creation to a better educated work force. Unfortunately, cuts in government spending in order to balance the budget are making that nearly impossible.</div><br/><div>&nbsp;</div><br/><div>These cuts affect financial aid, teacher-to-student ratios, guidance-counselor-to-student ratios, college choices and more. They are increasingly creating a system in which families have to turn to their own devices to get ready and pay for college. Some of these devices &ndash; more student loans, dipping into retirement savings, second mortgages &ndash; can be very expensive.</div><br/><div>&nbsp;</div><br/><div>Fortunately, there is good news. A majority of voters in both political parties said they would agree to pay $200 more per year in taxes in order to improve education. People are<img alt="" align="right" width="215" height="237" src="/repository/image/82_usa_debt.jpg" /> willing to spend money to educate their children. Over 5 years, that $200 in taxes is $1,000. For <a href="http://www.collegeprepexpert.com/checkout"><font color="#800080">half that, you can get great college prep</font></a> and do something politicians can&rsquo;t do &ndash;give your student a great chance to succeed at a price that won&rsquo;t break your budget.</div><br/><div>&nbsp;</div><br/><div>Learn more about how politics hurts financial &ndash; and how you can help yourself &ndash; in this video: <a href="http://www.collegeprepexpert.com/did-you-know"><font color="#800080">Did You Know?</font></a></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/financial-aid/government-cuts-to-financial-aid-on-tax-day">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Friday the 13th -- Is Bad Luck Ruining Your College and Career Chances?</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/friday-the-13th-bad-luck-ruining-your-college-career-chances</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/friday-the-13th-bad-luck-ruining-your-college-career-chances#comments</comments>
			<pubDate>2012-04-13 05:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Everyone faces a little bit of bad luck and some major setbacks – the key is to keep going, even if you need a little help. Of course, if you really think a rabbit’s foot will improve your SAT score, bring it along. It can’t hurt. But it also can’ [...]]]></description>
			<content:encoded><![CDATA[<img alt="" align="left" style="width: 221px; height: 246px" src="/repository/image/81_bad_luck.jpg" /><br/><div>When bad things happen it&rsquo;s easy to say, &ldquo;I have bad luck.&rdquo;</div><br/><div>&nbsp;</div><br/><div>Didn&rsquo;t get into the college you want? &ldquo;Things never go my way.&rdquo;</div><br/><div>&nbsp;</div><br/><div>Bad SAT score?&nbsp;&ldquo;I have no luck with tests.&rdquo;</div><br/><div>&nbsp;</div><br/><div>AP class you asked for closed? &ldquo;If I didn&rsquo;t have bad luck&hellip;&rdquo;</div><br/><div>&nbsp;</div><br/><div>Those are tempting excuses, but bad luck is often no more than a case of missed opportunities.</div><br/><div>&nbsp;</div><br/><div><b>Missed Opportunities in College Prep</b></div><br/><div>&nbsp;</div><br/><div>Let&rsquo;s examine three scenarios to see how missed opportunities &ndash; and not bad luck &ndash; shape your future.</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Advanced Placement classes. </b>You miss an AP class because too many students sign up before you do. It&rsquo;s full. Your guidance counselor says he&rsquo;ll let you know if there are any openings, but you&rsquo;re not hopeful. This isn&rsquo;t bad luck; it&rsquo;s a result of poor planning; of not knowing you needed that class the year before. If you had developed a class plan earlier, say in 8<sup>th</sup> or 9<sup>th</sup> grade as you entered high school, you would have been much more likely to get into this class. You would have known to apply early.</li><br/>    <li><b>Leadership in extracurricular activities. </b>Colleges love to see leadership in activities, clubs and organizations among their applicants. It&rsquo;s a sign of people who can to contribute to campus life. But if you don&rsquo;t join an organization early, you&rsquo;re never going to lead it later. Leadership gives your college application a hook, but it also requires planning.</li><br/>    <li><b>Low </b><b>SAT</b><b> or ACT scores. </b>Your college exam scores come back lower than expected. Lower than the 1721 the average college grad gets. You&rsquo;re worried, but since you didn&rsquo;t put much emphasis on SAT or ACT prep, it was to be expected. You missed a chance to improve your scores <a href="http://www.collegeprepexpert.com/comparison-chart"><font color="#800080">through practice questions, timed practice tests, long-term and short-term strategies, critical reading, vocabulary builders</font></a> and more. Fortunately, this is a missed opportunity that can be easily fixed &ndash;sign up for online SAT prep designed to improve your score,</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Overcoming Problems That Aren&rsquo;t Your Fault</b></div><br/><div>&nbsp;</div><br/><div>Sometimes you&rsquo;re just in a bad situation, such as an overcrowded or underfunded school, where teacher and guidance counselor layoffs hurt your education. Maybe you&rsquo;re the first person in your family to consider college and don&rsquo;t have anyone to guide you through the system. Maybe you&rsquo;re school doesn&rsquo;t offer AP or college prep courses. Whatever your situation, you can overcome it &ndash; if you act.</div><br/><div>&nbsp;</div><br/><div>Get access to some of the core elements of college prep &ndash; SAT or ACT prep, selecting and comparing colleges, financial aid advice and scheduling the proper classes. Take advantage of private guidance if you need to. Otherwise it could be one of those missed opportunities you refer to as &ldquo;bad luck&rdquo; &ndash; and no rabbit&rsquo;s foot, four-leaf clover or horseshoe can save you.</div><br/><div>&nbsp;</div><br/><div>Everyone faces a little bit of bad luck and some major setbacks &ndash; the key is to keep going, even if you need a little help. Of course, if you really think a rabbit&rsquo;s foot will improve your SAT score, bring it along. It can&rsquo;t hurt. But it also can&rsquo;t replace good SAT test prep. Not taking the steps you need to improve your scores can hurt you.</div><br/><div>&nbsp;</div><br/><div>Just don&rsquo;t call it bad luck. Call it missed opportunities. And then throw some salt over your shoulder.</div><br/><div>&nbsp;</div><br/><div>To make sure you don&rsquo;t miss any opportunities, <a href="http://www.collegeprepexpert.com/checkout"><font color="#800080">enroll in college prep today</font></a>!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/friday-the-13th-bad-luck-ruining-your-college-career-chances">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How to Overcome 8th Grade Obstacles to College Prep</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/how-to-overcome-8th-grade-obstacles-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/how-to-overcome-8th-grade-obstacles-college-prep#comments</comments>
			<pubDate>2012-04-11 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[High-school juniors wake up and realize that college is coming and they better get ready. They rush to visit campuses, sit through SAT prep courses, research colleges, and stash away cash from a part-time job. Now imagine [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 235px; height: 228px" src="/repository/image/80_obstacles.jpg" />High-school juniors wake up and realize that college is coming and they better get ready. They rush to visit campuses, sit through SAT prep courses, research colleges, and stash away cash from a part-time job.</div><br/><div>&nbsp;</div><br/><div>Now imagine trying to do all that in the 8<sup>th</sup> grade. Well, you should, because that&rsquo;s the best time to begin college prep.</div><br/><div>&nbsp;</div><br/><div>Throw the old ideas out the window. Junior year is too late to start. Consider these ideas to motivate your 8<sup>th</sup> grader to get ready for college now.</div><br/><div>&nbsp;</div><br/><div><b>5 Ways to </b><b>Start</b><b>College</b><b> Prep in 8<sup>th</sup> Grade</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Distractions. </b>You can probably name a dozen ways forkids to get out of college prep: video games, TV, <a href="http://www.facebook.com/collegeprepexpert"><font color="#800080">Facebook</font></a>, texting, etc., etc. Counter this by having them set up a time-management schedule and making sure they stick to it. Many of our students find they actually have more time for things they love because they&rsquo;ve schedule them. They get their school and prep work out of the way without constant &ldquo;reminders,&rdquo; cutting out stress and letting them enjoy their free time without interruption.</li><br/>    <li><b>Motivation. </b>Ending distractions isn&rsquo;t the same as getting your student motivated. Rewards work &ndash; if they&rsquo;re specific and systematic: do this, get that. Fortunately, it doesn&rsquo;t just have to be money. Students can be motivated by many things.</li><br/>    <li><b>Direction. </b>Even students eager to start college prep often lack direction. If their education has a purpose &ndash; like a specific career, college, major, test score, etc &ndash; they&rsquo;ll do better. People who know what they&rsquo;re working toward keep working.</li><br/>    <li><b>Fear. </b>Students often worry about trying new things. They&rsquo;re afraid of the unknown; it won&rsquo;t be cool, no one else will do it, etc. That often changes once they start. The best way to overcome fear is to act. To get involved. They may even find that their friends, who could be falling behind in their college pursuits, will join them. Not acting early lets opportunities slip by, increasing their college fears.</li><br/>    <li><b>Objections. </b>Sometimes, no matter how hard you try, students just &ldquo;don&rsquo;t want to do it,&rdquo; usually because it&rsquo;s &ldquo;boring,&rdquo; or &ldquo;isn&rsquo;t helping them.&rdquo; In that case, students should discover the ways they learn. They need to find ways learning can be exciting &ndash; modern, relevant, and personalized. When a student is engaged in their education, their objections disappear.</li><br/></ol><br/><div style="margin: 0in 0in 0pt 0.25in"><b>&nbsp;</b></div><br/><div style="margin: 0in 0in 0pt 0.25in"><b>Take Advantage of Educational Opportunities</b></div><br/><div style="margin: 0in 0in 0pt 0.25in"><b>&nbsp;</b></div><br/><div style="margin: 0in 0in 0pt 0.25in">Perhaps nothing is more frustrating than realizing a great opportunity has passed you by and there&rsquo;s nothing you can do about it. Education is one of those things. At a time when colleges are looking at all four years of a student&rsquo;s high-school record, you can&rsquo;t go back and recapture missed opportunities in 8<sup>th</sup>, 9<sup>th</sup>, or 10<sup>th</sup> grade. You need to seize the moment when you can.</div><br/><div style="margin: 0in 0in 0pt 0.25in">&nbsp;</div><br/><div style="margin: 0in 0in 0pt 0.25in">Among the opportunities students miss are:</div><br/><div style="margin: 0in 0in 0pt 0.25in">&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>failing to become activity leaders</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>taking the right classes</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>becoming a great candidate at their top colleges</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>not getting enough financial aid</div><br/><div>&nbsp;</div><br/><div>Don&rsquo;t make these mistakes. Take action and get your student ready for college when it will do them the most good: now.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/how-to-overcome-8th-grade-obstacles-college-prep">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Advantages of Early SAT, ACT, and Standardized Test Prep</title>
			<link>http://www.collegeprepexpert.com/blog/sat-prep/advantages-of-early-sat-act-standardized-test-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/sat-prep/advantages-of-early-sat-act-standardized-test-prep#comments</comments>
			<pubDate>2012-04-09 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[SAT Prep]]></category>
			<description><![CDATA[Students learn some of what they need for the college entrance exams in their high-school classes, but not everything. This is particularly true of the SAT, which tests problem-solving skills). A good SAT/ACT prep program gives you [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="330" height="229" src="/repository/image/79_sat_act.jpg" />To many people, filling in tiny ovals on the SAT or ACT answer sheets is a standard rite of passage for high-school juniors.</div><br/><div>&nbsp;</div><br/><div>Of course, preparing for those tests is a standard ritual, too, but it doesn&rsquo;t have to start as late as junior year.</div><br/><div>&nbsp;</div><br/><div><b>When to Begin SAT and ACT Prep</b></div><br/><div>&nbsp;</div><br/><div>Students learn some of what they need for the college entrance exams in their high-school classes, but not everything. This is particularly true of the SAT, which tests problem-solving skills (unlike the ACT, which is more content-based). A good SAT/ACT prep program gives you test-taking skills you might not get in school.</div><br/><div>&nbsp;</div><br/><div>Starting test prep in 10<sup>th</sup> grade &ndash; or a year before you take these tests &ndash; can be a huge advantage. At the very least, students should begin preparing for each test three months before they take it.</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Better scores. </b>Taking the SAT a second time can raise your score 50 points, but SAT prep can likely raise your score 150 points or more.</li><br/>    <li><b>Better PSAT scores. </b>SAT prep should help you prepare for the PSAT, too. Since this test comes early in your junior year (and at some schools, even sophomore year), you can&rsquo;t study for the SAT three months out and be ready for the PSAT. Despite the old joke, the P in PSAT doesn&rsquo;t stand for practice. There are real advantages to doing well on this test, including&hellip;</li><br/>    <li><b>Potential scholarships. </b>Taking the PSAT in the fall of your junior year (but only in your junior year) can put you in the running for the National Merit Scholarship Award. Unlike other scholarships, you don&rsquo;t have to hunt this one down and apply; all you have to do is get a good score on the PSAT.</li><br/>    <li><b>Better colleges. </b>Starting test prep early leads to better test scores, and better test scores lead to better colleges, which lead to&hellip;</li><br/>    <li><b>Better financial aid.</b> Top colleges offer the best financial aid, which is a big bonus when you&rsquo;re battling sky-high college costs. Of course, you generally need good SAT or ACT scores to land at the best colleges.</li><br/>    <li><b>Not buckling under the pressure of standardized tests. </b>As states shift to standardized tests (Michigan has made the ACT a graduation requirement) to measure everything from student improvement to teacher effectiveness, you&rsquo;ll know what to do. You won&rsquo;t panic under the weight of important year-end tests. By preparing for the college entrance exams early, you&rsquo;ll be ready for your state&rsquo;s standardized test when you need to be.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Additional Benefits of SAT and ACT Prep</b></div><br/><div>&nbsp;</div><br/><div>Besides being ready for several of the most important tests in your high-school career, you&rsquo;ll find benefits in the classroom, too. SAT and ACT prep lets you work on areas where you need help and review subjects you might have forgotten. Prep work keeps you focused on your educational and college goals. It&rsquo;s hard to forget what you&rsquo;re working for when you spend your time working on it. A good prep program keeps you organized, determined and focused on your goals.</div><br/><div>&nbsp;</div><br/><div>It also puts you ahead of the competition in one of the most important contests you&rsquo;ll ever be in &ndash; your future.</div><br/><div>&nbsp;</div><br/><div>For everything <a href="http://www.collegeprepexpert.com/comparison-chart"><font color="#800080">RSC offers in the way of SAT and ACT prep, visit this page</font></a>. It&rsquo;s everything you need to boost your scores the way you want!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/sat-prep/advantages-of-early-sat-act-standardized-test-prep" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>5 Reasons to Prepare for College as Early as 8th Grade</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/5-reasons-to-prepare-for-college-as-early-as-8th-grade</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/5-reasons-to-prepare-for-college-as-early-as-8th-grade#comments</comments>
			<pubDate>2012-04-06 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Do you want to take advantage of every opportunity that comes up your way? Do you want to avoid being left behind? The problem with opportunities is that you often have to make them happen. They don’t [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 206px; height: 284px" src="/repository/image/78_prepare_early.jpg" />Do you want to take advantage of every opportunity that comes up your way? Do you want to avoid being left behind?</div><br/><div>&nbsp;</div><br/><div>The problem with opportunities is that you often have to make them happen. They don&rsquo;t just knock on&nbsp;your door and say &ldquo;Here I am!&rdquo; You have to know the right time to strike.</div><br/><div>&nbsp;</div><br/><div>That means not waiting, and the idea of starting college prep your junior year of high school is definitely waiting too long. To get the most from the opportunities available to you, start now.</div><br/><div>&nbsp;</div><br/><div><b>The Advantages of Early College Prep</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Colleges look at all four years of high school.</b> Taking the right classes to get into great colleges begins in 9<sup>th</sup> grade, which means picking them in 8<sup>th</sup> grade. The classes you choose should enhance your college and career options. Create a plan before you start.</li><br/>    <li><b>Become a leader.</b> Colleges like to see community involvement at any age, but they like it best when you become a leader. That means joining an organization or club as early as you can. College prep helps you seamlessly incorporate such activities into your future plans.</li><br/>    <li><b>Career exploration gives you options.</b> Students need relevant information when it comes to choosing careers &ndash; what various jobs entail, what classes they needed, job-growth projections, salary, and much more. A <a href="http://www.collegeprepexpert.com/comparison-chart"><font color="#800080">good college prep program includes that in its basic services</font></a> to make your planning easier.</li><br/>    <li><b>Manage your time and get more done</b>. The earlier you learn to manage your time, the better off you&rsquo;ll be. Learning time-management skills in 8<sup>th</sup> or 9<sup>th</sup> grade makes them second nature by the time you&rsquo;re an upperclassmen. And then they really pay off in college when you&rsquo;re trying to balance difficult classes, immense homework, part-time employment and social responsibilities while living on your own.</li><br/>    <li><b>Improve SAT, ACT and PSAT scores.</b> Taking SAT or ACT prep early naturally boosts your scores on those exams, but it can also improve your PSAT score and lead to better scholarships and financial aid, which can greatly improve your college experience. It&rsquo;s easier to graduate college when you&rsquo;re not struggling to pay for it.</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div><b>Reduce Your Stress with College Prep</b></div><br/><div><b>&nbsp;</b></div><br/><div>Starting college prep early has one advantage that starting late can never replace &ndash; it reduces the amount of work you have to do later on. You can do a little each day as an underclassman rather than getting crushed under the monumental weight of college prep come junior year.</div><br/><div>&nbsp;</div><br/><div>You&rsquo;re going to be busy enough in the next couple years. Why add to it?</div><br/><div>&nbsp;</div><br/><div>Among the tasks you can start now are building a career plan, setting college goals, visiting campuses, improving study habits, conducting online college and career research, and much more. You&rsquo;ll pick out the colleges that serve you best &ndash; with the application you need to get into your top choice.</div><br/><div>&nbsp;</div><br/><div><br /><br/>To find out everything you should &ndash; and could &ndash; be doing, view our <a href="http://www.collegeprepexpert.com/comparison-chart"><font color="#800080">College Prep Comparison Chart</font></a> and get started today!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-width="450" data-href="http://www.collegeprepexpert.com/blog/college-prep/5-reasons-to-prepare-for-college-as-early-as-8th-grade" data-show-faces="true" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Liberal Arts: What to Do When College Is Really About Knowledge</title>
			<link>http://www.collegeprepexpert.com/blog/career-prep/liberal-arts-what-to-do-when-college-is-really-about-knowledge</link>
			<comments>http://www.collegeprepexpert.com/blog/career-prep/liberal-arts-what-to-do-when-college-is-really-about-knowledge#comments</comments>
			<pubDate>2012-04-04 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Career Prep]]></category>
			<description><![CDATA[What’s a liberal arts major to do in a world demanding grads with a STEM degree? That questions been plaguing college students for two decades now. The answer: Counter those demands with your own career plan. Consider these facts: 40% of STEM students [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="263" height="380" src="/repository/image/77_liberal_arts.jpg" />What&rsquo;s a liberal arts major to do in a world demanding grads with a STEM degree? That questions been plaguing college students for two decades now.</div><br/><div>&nbsp;</div><br/><div>The answer: Counter those demands with your own career plan.</div><br/><div>&nbsp;</div><br/><div><i>Consider these facts:</i></div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Only 15% of students major in STEM subjects (science, technology, engineering, or math). 85% of college students pursue something else.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>40% of STEM students leave their major because it&rsquo;s too difficult. Some leave college all together; some transfer to liberal arts.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>STEM majors need liberal arts classes, too, in order to improve their communication and critical thinking skills. You can&rsquo;t be a tech writer if you can&rsquo;t write.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>A STEM degree is no guarantee of a job either. There are plenty of unemployed engineers, and architects have the highest unemployment rate of any college degree.</div><br/><div><b>&nbsp;</b></div><br/><div><b><span style="color: black">The Practical Approach to a Liberal Arts Degree</span></b></div><br/><div>&nbsp;</div><br/><div>If you&rsquo;re sure you don&rsquo;t want an in-demand STEM job, take these steps to improve your career opportunities:</div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Examine jobs ahead of time. </b>Long before you declare your college major &ndash; that is, while still in 8<sup>th</sup> or 9<sup>th</sup> grade &ndash; examine a career&rsquo;s job growth, salary expectations and educational requirements. Find a major that will be in demand when you graduate college.</li><br/>    <li><b>Don&rsquo;t overdo loans. </b>That&rsquo;sgood advice for any major, but liberal arts grads tend to make less than scientists and engineers. Don&rsquo;t take out more in loans than you can possibly repay. <a href="http://www.collegeprepexpert.com/financial-aid"><font color="#800080">Get help with grant money and gift aid</font></a> if you need it.</li><br/>    <li><b>Specialize. </b>Find an area you&rsquo;re passionate about and then concentrate on it. You&rsquo;ll have both the broad appeal of a liberal arts degree and an angle with which to market yourself. If you&rsquo;re a journalism major interested in West African affairs, take history or political science classes in that area, too. Or combine political science and a foreign language, marketing and video communication, English lit and business classes, etc.</li><br/>    <li><b>Consider grad school. </b>A master&rsquo;s degree generally makes you more marketable, particularly if you&rsquo;re competing in a field filled with bachelor&rsquo;s degree recipients. But again, don&rsquo;t overdo the student loans.</li><br/>    <li><b>Be flexible. </b>You may not get the exact job you want, but your classes should prepare you to handle a variety of opportunities. Consider it an entry-level position as you target your chosen job. Better to be working in a field related to your major than not working at all.</li><br/></ol><br/><div>&nbsp;</div><br/><div><span style="color: black">Ironically, the push for </span><span style="color: black">STEM</span><span style="color: black"> majors has coincided with the push for a well-rounded education. Liberal arts gives you that. It exposes you to literature, philosophy, and college traditions going back centuries. It opens you to new and challenging ideas. If a liberal arts degree is truly what you want, pursue it. You&rsquo;ll find plenty of support on campus, and with the right planning in high school and college, a job waiting for you when you get out.</span></div><br/><div>&nbsp;</div><br/><div>For more on how to plan for your future, review our <a href="http://www.collegeprepexpert.com/program-one"><font color="#800080">college prep program</font></a>.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/career-prep/liberal-arts-what-to-do-when-college-is-really-about-knowledge">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Tips for Taking the ACT College Entrance Exam</title>
			<link>http://www.collegeprepexpert.com/blog/act-prep/tips-for-taking-the-act-college-entrance-exam</link>
			<comments>http://www.collegeprepexpert.com/blog/act-prep/tips-for-taking-the-act-college-entrance-exam#comments</comments>
			<pubDate>2012-04-02 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[ACT Prep]]></category>
			<description><![CDATA[The ACT has its own set of strategies when it comes to boosting your score. 5 Ways to Improve Your ACT Score Manage your time. The ACT test gives you 30 seconds per question, so you don’t have a lot of time to dawdle. Read [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="330" height="230" src="/repository/image/76_act_tips_books2.jpg" />The ACT has its own set of strategies when it comes to boosting your score.</div><br/><div>&nbsp;</div><br/><div><b>5 Ways to Improve Your ACT Score</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Manage your time. </b>The ACT test gives you 30 seconds per question, so you don&rsquo;t have a lot of time to dawdle. Read directions and questions carefully so that you don&rsquo;t have to read them a second time. Also outline your essay before you start writing. Those few minutes keep you organized and productive and not stumbling over what to say next. And even though you&rsquo;re under pressure to answer as many questions as possible in the time allowed, don&rsquo;t keep looking at the clock every two minutes. That takes away valuable time. Bring a watch. You can glance at it every now and then if you need to.</li><br/>    <li><b>Easy does it. </b>The ACT is arranged so that the easy questions come first.Get through those quickly so that you&rsquo;ll have more time to spend on the tough questions later.If you run into a tough question, you can always come back to it so that you don&rsquo;t lose additional time. You may be able to answer two or three easier questions in the time it takes to finish that one. Circle the difficult question and return to it later. Just remember to fill in the oval since the ACT doesn&rsquo;t punish you for wrong answers, making an educated guess better than no guess at all.</li><br/>    <li><b>Keep your sheet clean. </b>Don&rsquo;t doodle or draw on your answer sheet. It&rsquo;s read electronically and an errant mark can ruin your score. The same goes for eraser crumbs or blotches. Erase any answer you change completely. A smudge just might cost you a point.</li><br/>    <li><b>Bring a calculator. </b>ACT says the math problems don&rsquo;t require a calculator, but the rules allow you to bring one. Even they know the problems are challenging enough that you&rsquo;ll likely need one. Check the ACT website for approved calculators.</li><br/>    <li><b>Practice, practice, practice. </b>This may be the most important tip of all &ndash; stay mentally sharp before the test. Start taking timed-practice tests at least six weeks before your test date, though preferably 2-3 months earlier. Go with a proven program that can boost your score several points. The average college graduate has an ACT score of 25, so that&rsquo;s your minimum target.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Differences Between the SAT and ACT</b></div><br/><div><b>&nbsp;</b></div><br/><div>Certain differences between the best-known college admissions tests can work to your advantage. Since most colleges now accept both tests, consider w<img alt="" align="right" width="246" height="330" src="/repository/image/76_act_tips_student2.jpg" />hich one works best for you.</div><br/><div>&nbsp;</div><br/><div>The ACT doesn&rsquo;t penalize you a &frac14; point for each incorrect answer, unlike the SAT, meaning there&rsquo;s no harm in randomly guessing if you absolutely have to. The ACT also contains more multiple-choice questions, making it a good choice for those who like to have options when they take a test.</div><br/><div>&nbsp;</div><br/><div>The big difference between the two is how they play to your strengths. The ACT largely focuses on critical thinking; even the essays are checked for content and grammar. The SAT focuses on problem-solving skills; its essays are not checked for content. Want to say that George Washington was the 16<sup>th</sup> president? It won&rsquo;t be held against you. The College Board does want to see how you arrived at your answer, however. Remember the mantra, &ldquo;Show your work!&rdquo;</div><br/><div style="margin: auto 0in"><span style="color: windowtext; font-weight: normal"><br /><br/>For tips on taking the SAT, see</span><span style="font-weight: normal"><font color="#464646"> <a href="http://www.collegeprepexpert.com/blog/sat-prep/-long-term-tips-for-taking-the-sat-and-improving-your-score"><font color="#800080">Long-Term Tips for Taking the SAT and Improving Your Score</font></a>&nbsp;</font></span><span style="color: windowtext; font-weight: normal">and </span><span style="font-weight: normal"><a href="http://www.collegeprepexpert.com/blog/sat-prep/same-day-test-taking-tips-for-the-sat-entrance-exam"><font color="#800080">Same Day Test Taking Tips for the SAT Entrance Exam</font></a><font color="#464646">.</font></span></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/act-prep/tips-for-taking-the-act-college-entrance-exam">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Why High Tech Works – and Doesn’t Work – in Education</title>
			<link>http://www.collegeprepexpert.com/blog/online-classes/why-high-tech-works-and-doesnt-work-in-education</link>
			<comments>http://www.collegeprepexpert.com/blog/online-classes/why-high-tech-works-and-doesnt-work-in-education#comments</comments>
			<pubDate>2012-03-30 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Online Classes]]></category>
			<description><![CDATA[Why is it that in the information age, it’s so easy to forget things? Is it information overload? Or is it that shortcuts are among our shortcomings? These questions are at the heart of the debate on how best to educate students. Tech [...]]]></description>
			<content:encoded><![CDATA[<div><img align="left" style="width: 219px; height: 267px" alt="" src="/repository/image/75_high_tech.jpg" />Why is it that in the information age, it&rsquo;s so easy to forget things? Is it information overload? Or is it that shortcuts are among our shortcomings?</div><br/><div>&nbsp;</div><br/><div>These questions are at the heart of the debate on how best to educate students. Tech companies and their tech-savvy clients are pushing one approach; long-time teachers and traditionalists are pushing another.</div><br/><div>&nbsp;</div><br/><div>Let&rsquo;s examine the advantages and disadvantages to technology in the classroom.</div><br/><div>&nbsp;</div><br/><div><b>Disadvantages to High-Tech in the Classroom</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Key word search. &nbsp;</b>A study by Princeton University found that students who read online texts or ebooks tended to read them like the Web &ndash; by skimming the page and looking for keywords that seem important. Students who read printed text read the entire page and, not surprisingly, did better when tested on the material.</li><br/>    <li><b>Decreased memory. </b>Easy access to information tells your brain it's not as important to memorize it. Students who go through the laborious task of researching information show better retention, if only so they don&rsquo;t have to go through it again.</li><br/>    <li><b>Too many distractions. </b>High tech learning &ndash; even in the case of ebooks &ndash; often comes with all sorts of bells and whistles that distract from learning: pop-ups, links, videos, etc. While traditional textbooks might have the occasional sidebar and references for additional research, they don&rsquo;t serve as immediate distractions that take you away from your studying.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Advantages to High-Tech in the Classroom</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Immediate access. </b>Students can get information quickly, even on their phones. This means you can look it up while it&rsquo;s still fresh in your minds and not forgetting when you get home.</li><br/>    <li><b>Interactive. </b>Information is often presented in a way that&rsquo;s engaging and fun and encourages further learning.</li><br/>    <li><b>Immense information available. </b>Immense amounts of information can be found in one place rather than spread out over several textbooks (where the cost of bookmaking often limits the data presented).</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Blended Learning: The Best of Both Worlds</b></div><br/><div>&nbsp;</div><br/><div>As we can see, both the traditional and high-tech approaches to learning have their problems, which is why the latest approach is <a target="_blank" href="http://www.collegeprepexpert.com/blog/online-classes/using-blended-education-model-to-improve-college-prep"><font color="#800080">blended learning</font></a>. Combining these two methods not only meets the learning styles of most students, it reinforces what you learn elsewhere. Blended learning lets students conduct additional research and meet approaching deadlines using technology, without skimping on the critical thinking skills required by more traditional methods.</div><br/><div>&nbsp;</div><br/><div>What you must avoid is applying the bad habits of web research to textbooks. Don&rsquo;t look for keywords. Read the materials thoroughly first, then, if necessary, type a keyword into&nbsp;the Search/Find box&nbsp;to get more information.</div><br/><div>&nbsp;</div><br/><div>The Internet and other applications mean you can find information quicker, but it doesn&rsquo;t do you any good if you have to look it up over and over again. That doesn&rsquo;t make you educated; it makes you robotic. Be in charge of your education. Use high-tech tools to learn, not do the learning for you.</div><br/><div>&nbsp;</div><br/><div>To learn how RSC uses our online services to reinforce your classroom work, visit <a target="_self" href="http://www.collegeprepexpert.com/our-programs"><font color="#800080">Our Programs</font></a>.</div><br/><br/><div id="fb-root"></div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/online-classes/why-high-tech-works-and-doesn’t-work-in-education" data-send="true" data-width="450" data-show-faces="true"></div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Get a Great Return on Your Investment in College Prep</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/get-a-great-return-on-your-investment-in-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/get-a-great-return-on-your-investment-in-college-prep#comments</comments>
			<pubDate>2012-03-28 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[The question for parents isn’t whether their student should take college prep, but rather which service should they use? Which one will give them the best return on their investment? Investing in College Prep Services: When seeing what your return will [...]]]></description>
			<content:encoded><![CDATA[<div><a target="_self" href="http://www.collegeprepexpert.com/rsc-comparison-chart"><img hspace="10" height="144" width="255" vspace="10" align="left" src="/repository/image/collegeprep_vsm.gif" alt="" /></a>PayPal co-founder Peter Thiel has said that college today is too expensive to be worth it to most people. <a href="http://www.collegeprepexpert.com/news?artitle=reuters/billionaire-college-poor-investment-to-teach-at-stanford-article"><font color="#800080">He even awarded $2 million</font></a> to prove his point. But as he readily notes, going to college certainly benefited him (he graduated from Stanford in 1989).</div><br/><div>&nbsp;</div><br/><div>Fellow billionaire Bill Gates has shown through his foundation, however, that college prep benefits all students. They do better in college and the workplace regardless of future plans.</div><br/><div>&nbsp;</div><br/><div>The question for parents, then, isn&rsquo;t whether their student should take college prep, but rather which service should they use? Which one will give them the best return on their investment?</div><br/><div>&nbsp;</div><br/><div><b>Investing in College Prep Services</b></div><br/><div>&nbsp;</div><br/><div>When seeing what your return on investment will be when picking a college prep service, look at the following:</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Cost. </b>Cost can range from free to a few thousand dollars. Free usually offers limited service, and even those that cost a $1000 or more typically specialize in one or two areas. A company that understands how to bundle its service while focusing on a wide variety of topics can make them cost-effective for users. By offering more for less, it shows that they&rsquo;re concerned with your costs and knows how to offer more for less. If their goal is to make college affordable for you, shouldn&rsquo;t they make college prep affordable, too?</li><br/>    <li><b>Convenience. </b>How much time does college prep require? How easy is it to access products and services? Do you have to go a certain location or classroom, or can you do it from the comfort of your home (coffee shop, library, etc.)? Products should be quick and easy to use, on your time, whenever you want. It&rsquo;s true &ndash; Time is money. Make sure a college prep service lets you use yours wisely.</li><br/>    <li><b>Products. </b>How much do they offer? You saw in point number one that many services specialize. It keeps their price down, but doesn&rsquo;t offer you much in return. Do they cover all the basics of college prep &ndash; SATs/ACTs, financial aid, college selection, applications, essays, career focus, etc.? The more options you have, the more likely you are to stay engaged and participate in college prep. Good products motivate you to use them.</li><br/>    <li><b>Results. </b>The best way to judge the return on your investment is through results. Can they show you how they&rsquo;ve helped other students, or better yet, how can they help you? Unfortunately, college prep isn&rsquo;t like a sandwich &ndash; you don&rsquo;t know five minutes later whether you liked it &ndash; but there are clues. How extensive is their reach (nationwide, regional, local)? If a <a href="http://www.collegeprepexpert.com/testimonials"><font color="#800080">college prep service has proven itself</font></a> to many others, it can prove itself to you, too. And that makes the investment worth it.</li><br/></ol><br/><div>&nbsp;</div><br/><div>Remember, the full formula is your cost+ convenience + products = your results!</div><br/><div>&nbsp;</div><br/><div><b>Questioning the Value of College</b></div><br/><div>&nbsp;</div><br/><div>No one wants to throw good money after bad. Whatever you spend on college, you want to get back with a solid degree and a good career.</div><br/><div>&nbsp;</div><br/><div>Families weigh their options all the time. &ldquo;College A or B?&rdquo; they ask. They&rsquo;ll pay a little more or even take on a little more debt, if they think it leads to a better future. They routinely judge the return on their college investment.</div><br/><div>&nbsp;</div><br/><div>You should do the same for college prep</div><br/><div>&nbsp;</div><br/><div><a href="http://www.collegeprepexpert.com/rsc-comparison-chart" target="_self"><font color="#800080">Compare our products and prices with some of our top competitors</font></a>!</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div data-send="true" data-width="450" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/get-a-great-return-on-your-investment-in-college-prep" class="fb-like">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>5 Ways Parents Can Make College Prep a Family Affair</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/5-ways-parents-can-make-college-prep-family-affair</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/5-ways-parents-can-make-college-prep-family-affair#comments</comments>
			<pubDate>2012-03-26 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Parents are often frustrated with their student’s efforts to prepare for college, but it turns out that students are often frustrated that their parents are not more involved in their education. Parents want their student to prepare for life after [...]]]></description>
			<content:encoded><![CDATA[<div>Parents are often frustrated with their student&rsquo;s efforts to prepare for college, but it turns out that students are often frustrated that their parents are not more involved in their education.</div><br/><div><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></div><br/><div>Parents want their student to prepare for life after high school, although they don&rsquo;t know how to help them, and students are reluctant to admit they any need guidance at all.</div><br/><div>&nbsp;</div><br/><div><b>Parenting Tips for College Prep</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Change poor grades and test scores. </b>When a poor grade shows up, whether on a test, assignment, or report card, address it without getting angry. Ask your student how they plan to fix it, then give their plan a try. If it doesn&rsquo;t work, try a different plan, even if that means getting the teacher involved.</li><br/>    <li><b>Talk financial planning. </b>How are you going to pay for college? This topic should worry your student as much as you. Let your student know his or her options, and how much you plan to contribute toward their higher education.</li><br/>    <li><b>Overcome college differences. </b>Find compromises on college choices, career options, college major or any other differences that pop up. Discover why your student feels the way he or she does. If you understand what they&rsquo;re looking for in college and career, some of your differences might melt away.</li><br/>    <li><b>Talk about life on campus. </b>Let your student know that life on campus isn&rsquo;t a weeklong party or a reason to stay a complete shut-in &ndash; it&rsquo;s a chance to experience the world in a new way while taking on more responsibility. Tell them what&rsquo;s expected of them and how they can achieve it.</li><br/>    <li>Reward your student&rsquo;s commitment to education. Studies from Harvard and Stanford indicate that students respond better to rewards than punishment, so find a way to reward your student for their deep interest in higher education. Students always want something. Providing it to them for a job well done might be one way to make sure they reach their goals.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Family Plans for College Prep</b></div><br/><div>&nbsp;</div><br/><div>Families will sit down to plan everything from a family to vacation to what they&rsquo;re having for dinner that night, but sometimes delay important topics like college until it&rsquo;s too late. They wait until their student is a junior in high school and then find they&rsquo;re scrambling to research colleges, put money away and build an impressive college application.</div><br/><div>&nbsp;</div><br/><div>By then, it&rsquo;s too late.</div><br/><div>&nbsp;</div><br/><div>Families who start early, when their student is in 8<sup>th</sup> or 9<sup>th</sup> grade, fare much better. Students become more motivated to work toward their education because they have clear-cut goals. They understand the importance of what they&rsquo;re doing in their early years of high school. They&rsquo;re not just taking a few necessary classes, they&rsquo;re working on a plan to ensure a better future for themselves.</div><br/><div>&nbsp;</div><br/><div>Which, of course, is what every parent wants for their child. By working together on a common goal, some of that frustration could disappear.</div><br/><div>&nbsp;</div><br/><div>For more on planning early, watch our video, <a href="http://www.collegeprepexpert.com/College-Dreams-Today" target="_blank"><font color="#800080">College Dreams Today</font></a>, and get started on your student&rsquo;s college prep immediately.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div data-href="http://www.collegeprepexpert.com/blog/college-prep/5-ways-parents-can-make-college-prep-family-affair" data-send="true" data-width="450" data-show-faces="true" class="fb-like">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>What to Do After Receiving an Acceptance or Rejection Letter</title>
			<link>http://www.collegeprepexpert.com/blog/college-admissions/what-to-do-after-receiving-an-acceptance-or-rejection-letter</link>
			<comments>http://www.collegeprepexpert.com/blog/college-admissions/what-to-do-after-receiving-an-acceptance-or-rejection-letter#comments</comments>
			<pubDate>2012-03-23 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Admissions]]></category>
			<description><![CDATA[This is the Good News/Bad News blog, in which we go over how to respond to the good news of an Acceptance Letter and the bad news of a Rejection Letter. Let’s start with the good news. Responding to an Acceptance Letter. Reply in writing the same [...]]]></description>
			<content:encoded><![CDATA[<div><img align="left" src="/repository/good_news_letter.png" style="width: 171px; height: 252px;" alt="" />This is the Good News/Bad News blog, in which we go over how to respond to the good news of an Acceptance Letter and the bad news of a Rejection Letter.</div><br/><div><br /><br/>Let&rsquo;s start with the good news.</div><br/><div>&nbsp;</div><br/><div><b>Responding to an Acceptance Letter</b></div><br/><div style="margin-left: 160px;">&nbsp;</div><br/><ol type="1" style="margin-top: 0in;"><br/>    <li><br/>    <div><b>Reply in writing the same way they contacted you</b> &ndash; either letter or email. Let them know that you&rsquo;re happy to be admitted and will let them know your decision soon.</div><br/>    </li><br/>    <li><br/>    <div><b>Review every financial aid offer </b>and send deposits to the school of your choice.</div><br/>    </li><br/>    <li><br/>    <div><b>Withdraw all other applications </b>from colleges you won&rsquo;t be attending.</div><br/>    </li><br/>    <li><br/>    <div><b>Respond to all other requests from your chosen college </b>regarding room-and-board contracts, medical forms, fees, course registration, admissions testing, orientation, etc.</div><br/>    </li><br/></ol><br/><div>&nbsp;</div><br/><div>One word of warning: NEVER accept two admissions offers simultaneously. You can only attend one college and will have to choose. Accepting two offers is unethical and, if caught, will likely lead both colleges to withdraw their admissions offer.</div><br/><div>&nbsp;</div><br/><div><b>Responding to a Rejection Letter</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Reflect.</b> Experiences with rejection can be painful. It&rsquo;s okay to be upset, but you need to accept the situation.</li><br/>    <li><b>Don&rsquo;t blame others.</b></li><br/>    <li><b>Analyze the situation.</b> What part of your record or application could have been the problem?</li><br/>    <li><b>Take action</b> by making plans to attend another college.</li><br/>    <li><b>Examine your choices.</b> Are you still happy with your less-competitive options?</li><br/>    <li><b>Visit your guidance counselor</b> to see if you still have options at other colleges, particularly if all your original choices rejected you. They typically have lists of colleges with slots available in late spring, or they could steer you to a nearby open admissions college</li><br/></ol><br/><div>&nbsp;</div><br/><div>Rejections may seem like the end of the world, but they&rsquo;re often a window to a new opportunity, one that could be a better fit for your talents and interests.</div><br/><div>&nbsp;</div><br/><div><b>Responding to a Provisional Letter</b></div><br/><div><b>&nbsp;</b></div><br/><div>Colleges sometimes offer an &ldquo;in-between letter,&rdquo; something that isn&rsquo;t a rejection letter but doesn&rsquo;t automatically admit you to the school either.</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>A different major.</b> A college accepts you, but only if you choose a different major. They think your background or abilities don&rsquo;t support your choice.</li><br/>    <li><b>A different calendar.</b> The college accepts you, but only if you start off-cycle, like January or during the summer.</li><br/>    <li><b>Better grades.</b> A college accepts you, but only if your grades improve. This is particularly true if you have a low grade in a subject related to your likely major.</li><br/>    <li><b>Additional classes.</b> A college accepts you, but only if you take extra classes in your likely major or an area where you need remedial help. This can sometimes be done over the summer at a community college.</li><br/>    <li><b>Wait-listed.</b> This is the best known provisional letter, and the most dreaded You&rsquo;re not rejected, but you&rsquo;re not admitted either. While the other suggestions in this section are worth considering, you should know that few students are taken off the wait-list. You&rsquo;re better off exploring other colleges, even if the wait-list school is your first choice.</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div>You could get any number of letters this spring, from the enthusiastic acceptance to the inflexible rejection, but just as you prepared for college, be prepared for any eventuality. Know your response before the letters arrive and hope for the best. Your college prep work should lead to the best option for you.</div><br/><div>&nbsp;</div><br/><div>Good luck this spring!</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div data-href="http://www.collegeprepexpert.com/blog/college-admissions/what-to-do-after-receiving-an-acceptance-or-rejection-letter" data-send="true" data-width="450" data-show-faces="true" class="fb-like">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Student Swirl or Straight Line: Which College Approach Works Best for You?</title>
			<link>http://www.collegeprepexpert.com/blog/college-admissions/student-swirl-or-straight-line</link>
			<comments>http://www.collegeprepexpert.com/blog/college-admissions/student-swirl-or-straight-line#comments</comments>
			<pubDate>2012-03-21 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Admissions]]></category>
			<description><![CDATA[Although “student swirl” sounds like a poorly named dessert, it’s actually a trendy word in college admissions. It describes how more and more students are viewing the college experience. What is the Student Swirl? Student swirl means [...]]]></description>
			<content:encoded><![CDATA[<div><img width="219" height="305" align="left" src="/repository/image/71_student_swirl_students.jpg" alt="" />Although &ldquo;student swirl&rdquo; sounds like a poorly named dessert, it&rsquo;s actually a trendy word in college admissions. It describes how more and more students are viewing the college experience.</div><br/><div>&nbsp;</div><br/><div><b>What is the Student Swirl?</b></div><br/><div>&nbsp;</div><br/><div>Student swirl means that students no-longer see education as a 4-year process. They see nothing wrong with getting a bachelor&rsquo;s degree in five or six years. They research plenty of college before applying, but don&rsquo;t really narrow their list. To them, college is fluid, and transferring colleges, switching majors and taking online classes is the way college should be.</div><br/><div>&nbsp;</div><br/><div>The straight line approach has been in place for 100 years. Students try to graduate one time, from one school, with a bachelor&rsquo;s degree in their original major.</div><br/><div>&nbsp;</div><br/><div>Each approach has its advantages, but one is clearly better.</div><br/><div>&nbsp;</div><br/><div><b>Student Swirl vs. Straight Line Education</b></div><br/><div>&nbsp;</div><br/><div>Advantages to student swirl include the following:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College research.</b> You should look at as many campuses as possible. Having more options is better since you&rsquo;re more likely to find the college that&rsquo;s right for you. But don&rsquo;t be afraid to take colleges off your list either.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Multiple college applications.</b> You should apply to more than a handful of colleges. This increases your chances of getting in and getting better financial aid. Just don&rsquo;t use all your campus research to apply to every single college you&rsquo;ve ever looked at. Applying to every college you considered can be a waste of your time and money. Condense your list to colleges that meet your specific needs.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Online classes</b>. These can save you time, money, and effort. By 2020, it is expected that 98% of college students will have taken at least one online class. It&rsquo;s the way of the future and <a href="http://www.collegeprepexpert.com/blog/online-classes/using-blended-education-model-to-improve-college-prep"><font color="#800080">blending online and onsite classes</font></a> is likely to be the norm.</div><br/><div>&nbsp;</div><br/><div>Disadvantages to student swirl:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Delayed graduation. </b>By automatically looking at college as a 5- or 6-year investment, you&rsquo;re adding to your total cost of college. Getting your bachelor&rsquo;s degree in 4 years (or even three) can save you money.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Transferring colleges. </b>This is among the worst aspects of the student swirl approach. Transferring colleges, usually to save a few thousand dollars in tuition, can actually cost you more if your new college doesn&rsquo;t accept all your credits, or they require additional pre-requisites. This delays your graduation and can cost you more in over time than you&rsquo;re able to save. Also, keep in mind that transfer students have a lower graduation rate, meaning you can invest in your higher education but never fully use it.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Switching majors. </b>Switching majors can also cost you if you need to take new prerequisites. You&rsquo;re better off being sure what you want to take before you get to college.</div><br/><div>&nbsp;</div><br/><div><b>Forming an All-New Student Swirl</b></div><br/><div>&nbsp;</div><br/><div>Taking elements from both approaches helps students most. You don&rsquo;t have to be loyal to a college before you apply (in fact, this can hurt you because it limits your options), but once you&rsquo;re a student there, finish your education on time at that one college.</div><br/><div>&nbsp;</div><br/><div>So which approach works best &ndash; student swirl or straight line? The one that lets you study what you want at a college that serves you best, with the deepest financial aid. In other words, a combination of the two.</div><br/><div>&nbsp;</div><br/><div>Create a new student swirl. Mix in the right ingredients to make a much richer and rewarding treat.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div data-send="true" data-width="450" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/college-admissions/student-swirl-or-straight-line" class="fb-like">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How to Prevent the Top 5 Financial Aid Mistakes Parents Make</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/top-5-financial-aid-mistakes-parents-make</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/top-5-financial-aid-mistakes-parents-make#comments</comments>
			<pubDate>2012-03-19 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[Parents want to help their students anyway they can when it comes to financial aid, but they want to make sure they don’t hurt themselves in the process. We hear horror stories about parents bankrupting themselves to pay for their student’s [...]]]></description>
			<content:encoded><![CDATA[<div style="margin: 0in 0in 0pt 0.25in; background: white"><span style="font-size: 12px"><strong><span style="font-family: Arial; color: black; font-weight: normal"><span style="font-size: 12px"><strong><span style="font-family: Arial; color: black; font-weight: normal"><img align="left" alt="" style="width: 163px; height: 216px;" src="/repository/parental_mistakes.jpg" /></span></strong></span></span></strong></span><span style="font-size: 12px"><strong><span style="font-family: Arial; color: black; font-weight: normal">Parents want to help their students anyway they can when it comes to financial aid, but they want to make sure they don&rsquo;t hurt themselves in the process. We hear horror stories about parents bankrupting themselves to pay for their student&rsquo;s college education, dipping into their retirement savings, taking out second mortgages and more.</span></strong></span></div><br/><div style="margin: 0in 0in 0pt 0.25in; background: white"><span style="font-size: 12px;"><strong><span style="font-family: Arial; color: black; font-weight: normal;"><br /><br/></span></strong></span><span style="font-size: 12px"><strong><span style="font-family: Arial; color: black; font-weight: normal">Below are five practical steps parents can take to improve their student&rsquo;s financial aid picture, followed by long-term steps to consider.</span></strong></span></div><br/><div style="margin: 0in 0in 0pt 0.25in; background: white"><br /><br/><span style="font-size: 12px;"><strong><span style="font-family: Arial; color: black;"> <br /><br/><br /><br/>FAFSA and Other Financial Aid Forms<br /><br/><br /><br/></span></strong></span><br/><ul><br/>    <li><span style="font-size: 12px;"><strong><span style="font-family: Arial;">File the FAFSA early.</span></strong><span style="font-family: Arial;"> You can file the form starting January 2<sup>nd</sup>,  meaning you can use last year&rsquo;s taxes as an estimate. The Department of  Education expects you to. The sooner you file, the sooner college and  government auditors can process your form, which is better for your  financial aid.<br /><br/>    <br /><br/>    </span></span></li><br/></ul><br/><ul><br/>    <li><span style="font-size: 12px;"><strong><span style="font-family: Arial;">List the right income. </span></strong><strong><span style="font-family: Arial; font-weight: normal;">Too  often parents list an ex-spouses&rsquo; income, or fail to list&nbsp;current  spouse&rsquo;s. Sometimes they even put down the wrong marital status, which  is easy enough to do given all the options. The government only wants to  know the incomes of the peoople living in your house, former spouses  not included.<br /><br/>    <br /><br/>    </span></strong></span></li><br/></ul><br/><ul><br/>    <li><span style="font-size: 12px;"><strong><span style="font-family: Arial;">Don&rsquo;t assume you won&rsquo;t qualify for financial aid</span></strong><span style="font-family: Arial;">.  This is a common mistake, but the formuala for financial aid isn&rsquo;t  strictly based on income and assets; it also considers the number of  people in the house and how many are currently in college. Many colleges  also use the FAFSA as part of their methodology for determing aid, so  filing the FAFSA just makes sense. You might get more than you think. <br /><br/>    <br /><br/>    </span></span></li><br/></ul><br/><ul><br/>    <li><strong><span style="font-size: 12px;"><span style="font-family: Arial;">Look for mistakes made by government officials.</span></span></strong><span style="font-size: 12px;"><span style="font-family: Arial;">  The FAFSA is largely done online these days, but mistakes still get  made. Thoroughly review the Student Aid Report (which comes a few weeks  after the FAFSA) to see if mistake were made.<br /><br/>    <br /><br/>    </span></span></li><br/></ul><br/><ul><br/>    <li><strong><span style="font-size: 12px;"><span style="font-family: Arial;">Not recognizing a bad financial aid offer.</span></span></strong><span style="font-size: 12px;"><span style="font-family: Arial;">  When the college finally makes you a financial aid offer, it might not  be a good one, or at least one in keeping with their traditional  financial aid packages. If you suspect that a college hasn't made you a  good offer, write a carefully worded appeals letter to see if you can  get more aid.*</span></span></li><br/></ul><br/><div style="background: white"><span style="font-size: 12px"><font color="#221e1f"><b><span style="font-family: Arial"><br /><br/>Investing for a Financial Aid Future</span></b></font></span></div><br/><div style="background: white"><span style="font-size: 12px"><strong><span style="font-family: Arial; color: black; font-weight: normal"><br /><br/>Many times when parents think about financial aid, they encourage their  students to apply for scholarships or grants, or perhaps put some money  away in a 529 or Individual Development Account, but there are so many  other steps they can take to financially benefit their student. These  tips can be applied to everything from early college prep to the day  when you have to fill out those dreaded financial aid forms.</span></strong></span></div><br/><div style="background: white"><span style="font-size: 12px"><strong><span style="font-family: Arial; color: black; font-weight: normal"><br /><br/>Help your student apply to the right college, one from they&rsquo;re less  likely to transfer or drop out. That alone can save you thousands of  dollars. You should also know how the federal government views both  student and parent assets and income. A big goal should be to get  accurate college-cost estimates so you know your total out of pocket  expenses at any school on your student&rsquo;s list. It&rsquo;s great to get in, but  it&rsquo;s terrible if you can&rsquo;t pay for it.</span></strong></span></div><br/><div style="background: white"><span style="font-size: 12px"><strong><span style="font-family: Arial; color: black; font-weight: normal"><br /><br/>At a time when financial aid looks as complex as Wall Street and student  loans look like they&rsquo;re in line for a government bailout, it&rsquo;s okay to  ask for help. Don&rsquo;t risk your money. A college education is an  investment; don&rsquo;t risk your money without investigating your options  first.</span></strong></span></div><br/><div style="background: white"><span style="font-size: 12px"><strong><span style="font-family: Arial; color: black; font-weight: normal"><br /><br/>But here&rsquo;s one truism: Going broke yourself doesn&rsquo;t usually help your student stay out of debt.</span></strong></span></div><br/><span style="font-size: 12px"><strong><span style="font-family: Arial; color: black"><br /><br/><br /><br/></span></strong></span></div><br/><br /><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/financial-aid/top-5-financial-aid-mistakes-parents-make">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How to Negotiate for More College Financial Aid</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/how-to-negotiate-for-more-college-financial-aid</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/how-to-negotiate-for-more-college-financial-aid#comments</comments>
			<pubDate>2012-03-16 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[A student opens his financial aid package from his first choice college excited yet nervous to see what they’ve offered. His smile disappears. I won’t be going to that school, he thinks, unless they offer me more money. Somehow, his first choice [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 307px; height: 218px" src="/repository/image/69_negotiate_aid.jpg" />A student opens his financial aid package from his first choice college excited yet nervous to see what they&rsquo;ve offered. His smile disappears. <i>I won&rsquo;t be going to that school, </i>he thinks,<i> unless they offer me more money.</i></div><br/><div>&nbsp;</div><br/><div>Somehow, his first choice became his last choice, unless he can answer this question, &ldquo;How can I get a college to give me more money?&rdquo;</div><br/><div>&nbsp;</div><br/><div><b>Appeal for More Financial Aid</b></div><br/><div>&nbsp;</div><br/><div>First, understand that not every college considers it a negotiation. Some call it an appeal, because that&rsquo;s essentially what you&rsquo;re doing &ndash; appealing a decision from a college financial aid office about what you think you deserve or need. Know the terminology the college uses. Some are very open about it being a negotiation, but most prefer the term &ldquo;appeal.&rdquo; If you don&rsquo;t know, err on the safe side and tell the college you are appealing for more aid.</div><br/><div>&nbsp;</div><br/><div><b><i>Steps in appealing for more aid:</i></b></div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Determine if it&rsquo;s a good financial aid offer. </b>If the college has already made you a good offer, at least compared to what they typically provide, your appeal won&rsquo;t go anywhere. Know if the college has made you a good offer.*</li><br/>    <li><b>Build your case. </b>Know why you need more aid and whether the college has the resources to provide it. Be honest and upfront with the school. Construct a compelling argument that demonstrates your need for more financial aid.</li><br/>    <li><b>Write an appeals or special circumstances letter. </b>There&rsquo;s an art to writing an appeals letter. Gather the information from Steps 1 and 2 and write a straightforward letter that clearly outlines why you believe the college can do a better job meeting your financial needs.**</li><br/>    <li><b>Wait. </b>It may not be easy, but you&rsquo;ll have to wait for the college&rsquo;s response. Once you receive it, you&rsquo;ll once again have to review it with two questions in mind: Is it enough financial aid for me and is this a good offer for the college? If not, go back to step number one.</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div><b>Getting Help With Your Financial Aid Appeal</b></div><br/><div>&nbsp;</div><br/><div>Keep in mind that you&rsquo;re appealing to the judge and prosecutor, so you shouldn&rsquo;t be surprised if they say no. After all, they awarded you what they thought was a good financial aid package the first time, and it&rsquo;s up to you to show them the error of their ways. It&rsquo;s a complicated process that requires knowledge of a particular college&rsquo;s financial aid history and the ability to construct a convincing argument through the written word. It&rsquo;s best to have help if you need it.</div><br/><div>&nbsp;</div><br/><div>Of course, you don&rsquo;t have to accept the judge&rsquo;s decision if you have other options on the table. If you find you&rsquo;re a better fit for another school, consider going there, even if it means abandoning your first choice. Better to graduate from a good school you can afford then to fail at your dream school with a debt you can never pay off.</div><br/><div>&nbsp;</div><br/><div>But before you do that, work hard to get a better offer from your first choice. Maybe their second offer will be the one that makes you smile!</div><br/><div>&nbsp;</div><br/><div align="right"><i>*RSC students can review a list of typical financial aid offers from more than 4,000 colleges.</i></div><br/><div align="right">&nbsp;</div><br/><div align="right"><i>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **You can polish your Appeals or Special Circumstance Letters through our What You Need to Know About Financial Aid Handbook. Our appeals generate more than $1 million additional dollars in combined aid for our students every</i><i>year.</i></div><br/><div><b>&nbsp;</b></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/financial-aid/how-to-negotiate-for-more-college-financial-aid" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Keeping Your Career Options Open Through College Prep</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/keeping-your-career-options-open-through-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/keeping-your-career-options-open-through-college-prep#comments</comments>
			<pubDate>2012-03-14 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[It’s been said that life is a series of limiting options. Eventually you reach a point in life where you know you’re not going to be an Olympic athlete, an astronaut, or the president. You also realize [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 289px; height: 245px" src="/repository/image/68_career_options.jpg" />It&rsquo;s been said that life is a series of limiting options. Eventually you reach a point in life where you know you&rsquo;re not going to be an Olympic athlete, an astronaut, or the president. You also realize that maybe you won&rsquo;t be a doctor, lawyer, plumber, mechanic, etc. You&rsquo;ll make choices that erase certain career options from your future.</div><br/><div>&nbsp;</div><br/><div>But education keeps your options open for a much longer period of time.</div><br/><div><b>&nbsp;</b></div><br/><div><b>How College Prep Provides Options</b></div><br/><div><b>&nbsp;</b></div><br/><div>Let&rsquo;s consider four scenarios.</div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>No math classes. </b>If you don&rsquo;t take four years of math in high school, you can cross most top-tier private schools off your list, including the Ivy League. And if you don&rsquo;t take at least Algebra II, you can probably cross graduating from any college off your list, too.</li><br/>    <li><b>No leadership or special talents. &nbsp;</b>If you haven&rsquo;t spent time in high school as a group or activity leader, or worked hard to develop a special talent (whether academic, artistic, athletic, etc.), you can largely forget about merit-based aid. It&rsquo;s for students who&rsquo;ve demonstrated extraordinary potential over the past four years.</li><br/>    <li><b>No Advanced Placement classes</b>. If you plan to spend four years ducking AP classes because they&rsquo;ll hurt your GPA, you can remove most private and public colleges from your list, including the Public Ivies and many third-tier schools. The first thing college admissions officers look at is the strength of your schedule.</li><br/>    <li><b>No SAT prep. </b>Failing to prepare for the SATs with an effective program that challenges you can lead to all sorts of problems, including not being admitted to the college of your choice, being placed in remedial classes, being denied merit-based financial aid and more. Roughly 80% of colleges still judge you by your SAT or ACT score. If it&rsquo;s not good, they judge you poorly.</li><br/></ol><br/><div>&nbsp;</div><br/><div>Just four examples clearly demonstrate how not preparing for college can affect your educational and career options. If you keep eliminating your college choices, soon you&rsquo;ll have nothing left but open enrollment community colleges and the one option we really don&rsquo;t recommend &ndash; extremely expensive for-profit schools.</div><br/><div>&nbsp;</div><br/><div>The fact of the matter is that by not choosing college prep, you&rsquo;re having choices made for you.</div><br/><div><b>&nbsp;</b></div><br/><div><b>Opening Doors With College Prep and Higher Education</b></div><br/><div><b>&nbsp;</b></div><br/><div>College prep students will target specific goals, majors and careers, but in so doing, they actually broaden their opportunities. Let&rsquo;s go back to our math example. By taking four years of high-school math, you can choose to enter a number of math fields, including engineering, statistics, accounting, finance, etc., not to mention science fields like chemistry and physics that require it. Yes, you&rsquo;re targeting a career that interests you, but you&rsquo;re also keeping your options open for anything math-related.</div><br/><div>&nbsp;</div><br/><div>College prep lets you change direction, sharpen your skills, and continue your education until you reach your goals.</div><br/><div><b>&nbsp;</b></div><br/><div>Opportunity may only knock once, but a good education lets you make it feel like a welcomed guest.</div><br/><div>&nbsp;</div><br/><div>Let college prep be the key to your success!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/keeping-your-career-options-open-through-college-prep" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>March Madness: Your Academic Bracket for College Admissions</title>
			<link>http://www.collegeprepexpert.com/blog/selecting-a-college/march-madness:-your-academic-bracket-for-college-admissions</link>
			<comments>http://www.collegeprepexpert.com/blog/selecting-a-college/march-madness:-your-academic-bracket-for-college-admissions#comments</comments>
			<pubDate>2012-03-12 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Selecting a College]]></category>
			<description><![CDATA[Every year, sports reporters and pundits pick the team they expect to win it all and every year they’re wrong. Teams rarely go the entire season ranked number one, and at least one number one seed fails to make the Final Four every year. But as you [...]]]></description>
			<content:encoded><![CDATA[<img alt="" align="left" width="230" height="236" src="/repository/image/67_basketball.jpg" /><br/><div>Starting tomorrow, 68 NCAAA men&rsquo;s basketball teams will compete for a coveted title &ndash; champion. Starting Saturday, 64 women&rsquo;s teams will compete for the same title. It&rsquo;s a one-loss elimination tournament that dominates office pools and water cooler conversations everywhere.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s March Madness. For some schools in the tournament &ndash; both big programs and Cinderella stories, it&rsquo;s a recruiting tool. Students want to go to a college that&rsquo;s a winner.</div><br/><div>&nbsp;</div><br/><div>But is it really the best way to pick a college? Not unless you play for the team.</div><br/><div>&nbsp;</div><br/><div><b>Make Your Own College Ranking System </b></div><br/><div>&nbsp;</div><br/><div>There are more than two dozen ways to rank colleges. Picking a school with a great basketball program (or football, fencing, or any other sport) is only one way. Make sure the schools on your list meet your needs.</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Academics. </b>Does a college have a great reputation in the major you want? Do you rank among the top 25% of students at that college? Do its graduates receive a degree valued by employers and grad schools?</li><br/>    <li><b>Career. </b>Examine a college&rsquo;s job-placement rates and career specialties. Do they offer career guidance, internships and more?</li><br/>    <li><b>Social. </b>Everyone has social needs. Are you looking for a campus with extreme diversity or one very close to your own ideas and opinions? Do you want to attend a campus with plenty of social activities or one with just a few options? Conduct a proper campus visit to see how you fit in.</li><br/>    <li><b>Financial Aid. </b>This may be a family&rsquo;s biggest concern, and is often the overtime tie-breaker. Can you afford the college? How good is its typical financial aid offer? This step requires a lot of research &ndash; often difficult research &ndash; but can make a big difference between graduating and dropping out. If two schools are equal in every way but one costs less, it&rsquo;s likely you&rsquo;ll do better at that college. You need an accurate college-cost estimate before you agree to go. Know what a college will cost you in advance. Consider it part of your college-selection strategy.</li><br/></ol><br/><div>&nbsp;</div><br/><div>Every year, sports reporters and pundits pick the team they expect to win it all and every year they&rsquo;re wrong. Teams rarely go the entire season ranked number one, and at least one number one seed fails to make the Final Four every year. But as you make your rankings, you have an advantage over sports analysts: colleges only have to meet your needs. With the right tools at your disposal, you can know everything you need to know about them.</div><br/><div>&nbsp;</div><br/><div><b>Make Your Own Tournament Bracket</b></div><br/><div><b>&nbsp;</b></div><br/><div>There are plenty of ways to set up your ranking chart, but the easiest (and the one in keeping with the spirit of March Madness) is to set up your own bracket. List 16 schools you&rsquo;re considering and compare two of them. The one that meets your need best advances to the next round, until you&rsquo;re left with the one school that&rsquo;s works best for <img alt="" align="right" width="160" height="350" src="/repository/image/67_march_madness.jpg" />you.</div><br/><div>&nbsp;</div><br/><div>Congratulations! Your champion is your first-choice college. It might never win the NCAA tournament, but it&rsquo;s won your approval, and that&rsquo;s far more important to your future.</div><br/><div>&nbsp;</div><br/><div>Of course, you need to apply to more than one college, so take your Elite Eight and look closely at them. Can you see yourself there, too? If you can, add those to the schools you should apply to.</div><br/><div>&nbsp;</div><br/><div>To make it easy for you, we&rsquo;ve already created a college search bracket for you. Download your <a target="_blank" href="/repository/file/march_madness_bracket.pdf">March Madness Academic Bracket now!</a></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/selecting-a-college/march-madness:-your-academic-bracket-for-college-admissions" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>What Colleges Want in Your Application: High School Transcripts, Tough Classes and Good SAT Scores</title>
			<link>http://www.collegeprepexpert.com/blog/applying-to-college/what-colleges-want-in-application</link>
			<comments>http://www.collegeprepexpert.com/blog/applying-to-college/what-colleges-want-in-application#comments</comments>
			<pubDate>2012-03-09 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Applying to College]]></category>
			<description><![CDATA[You spent $2000 on an SAT prep course and your scored jumped 250 points. Did you just waste your money? Well, no, if all you wanted were better board scores, but if you wanted the full college prep experience, then you didn't get [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 224px; height: 245px" src="/repository/image/66_college_applicant.jpg" />You spent $2000 on an SAT prep course and your scored jumped 250 points. You&rsquo;re excited. Colleges will love this! Then you find out test scores aren&rsquo;t the first thing college admissions officers look at. At best, they&rsquo;re third.</div><br/><div>&nbsp;</div><br/><div>Did you just waste your money?</div><br/><div>&nbsp;</div><br/><div>Well, no, if all you wanted were better board scores, but if you wanted the full college prep experience &ndash; to be the sort of student colleges notice right away &ndash; then you certainly didn&rsquo;t get the most bang for your buck.</div><br/><div>&nbsp;</div><br/><div><b>Top Factors in College Admissions</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>High School Transcripts. </b>Admissions officers want to know how you did in school, and they divide that into two categories: grades in college prep classes and how many Advanced Placement classes you took. Make sure you work with a college prep program that outlines good courses for you and encourages you to challenge yourself.</li><br/>    <li><b>SAT and ACT scores</b>. Your board scores are important, but not as important as they used to be. Paying just for SAT prep doesn&rsquo;t make as much sense as it used to. You can still boost your scores through cheaper means while getting help with other aspects of your college application. And SAT II Subject Test scores? Only the most competitive colleges consider them. Take the SAT II in your strongest subject, but don&rsquo;t expect it to carry you into college.</li><br/>    <li><b>Overall Grades</b>. More than half of admissions counselors think your grades in all courses are very important. Don&rsquo;t focus only on AP classes.</li><br/>    <li><b>Application Essay, Class Rank and More. </b>There&rsquo;s a big drop after the top factors above, but your writing sample, class rank, campus interview, extracurricular activities and many other accomplishments come into play when the college reviews your r&eacute;sum&eacute;. Make sure your college preparation includes all these factors. It&rsquo;s the only way to ensure full college prep beyond SAT and ACT studies.</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div><b>SAT Bias</b></div><br/><div><b>&nbsp;</b></div><br/><div>For years, standardized tests have been charged with income bias: students from rich families do better, though it&rsquo;s not likely related to the SAT prep courses they take. Their better board scores are caused by better schools, private tutoring, and greater educational opportunities.</div><br/><div>&nbsp;</div><br/><div>You can pay a lot less and still get your admissions test scores to jump 200 points.</div><br/><div>&nbsp;</div><br/><div>What you need when you start looking at college prep programs is one that not only helps you with the SATs and ACTs, but one that guides you through all aspects of getting ready for college. Investigate potential college prep experts thoroughly, comparing programs and price.</div><br/><div>&nbsp;</div><br/><div>That way, you won&rsquo;t wonder why you paid $1000 (or more) for one aspect of college prep when you could have paid half that for all the aspects of college prep. You&rsquo;ll feel better, and have that much more money (and energy!) to put toward your college education.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/applying-to-college/what-colleges-want-in-application" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Parent’s Place in College Prep and Higher Education</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/parents-place-in-college-prep-higher-education</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/parents-place-in-college-prep-higher-education#comments</comments>
			<pubDate>2012-03-07 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Sometimes the most difficult thing for a parent to do when their student reaches their teen years is to figure out how they can help them. And sometimes the most difficult thing for a student to do is admit they need help. But college prep is a [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="244" height="230" src="/repository/image/65_parents_place.jpg" />Sometimes the most difficult thing for a parent to do when their student reaches their teen years is to figure out how they can help them. And sometimes the most difficult thing for a student to do is admit they need help.</div><br/><div>&nbsp;</div><br/><div>But college prep is a difficult process and sometimes student and parents both need a little guidance.</div><br/><div>&nbsp;</div><br/><div><b>How </b><b>Parents</b><b>Affect</b><b>College</b><b> Prep</b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Higher grades. </b>A study by the Harvard Family Research Project showed that students of parents who are actively involved in their education have a grade point average roughly &frac12; a point higher. That&rsquo;s the difference between a 3.5 and a 3.0, or a good private college vs. a good state school.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Motivation. </b>Different studies by Harvard and Stanford revealed that students can be motivated by money, prizes, or rewards, as long as they&rsquo;re working toward meaningful goals. Harvard showed its short-term effects, while Stanford proved that the proper motivation can have long-term benefits.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Homework. </b>A Department of Education study states that almost 75% of students wished they could talk to their parents more about school and homework. Students who get higher grades stay motivated.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Self-Esteem. </b>Perhaps the most surprising study came from Barbara Hofer at Middlebury College. It turns out the average college student contacts his or her parents 13 times a week, but those who have high self-esteem are the most likely to stay in touch. They have, and have had, good relations with their parents and feel the need to maintain that relationship. Not surprisingly, they end up talking about schoolwork, which keeps them motivated to get better grades and graduate college.</div><br/><div>&nbsp;</div><br/><div><b>Parental Advice for Collegebound Students</b></div><br/><div>&nbsp;</div><br/><div>Along with parental involvement comes parental advice. There&rsquo;s a certain wisdom you&rsquo;re going to want to impart to your student about living on their own. Your sure to bring up subjects they haven&rsquo;t even thought about.</div><br/><div>&nbsp;</div><br/><div>Cover a wide variety of topics, from the seemingly mundane (how to do laundry or cook without burning down the dormitory) to the extremely important, like knowing when to take advantage of campus security measures and the healthcare facilities. Some topics can be tough, but your student will be better off if you find ways to talk about them (Families in our program should take advantage of the suggestions and strategies found in our <i>Parent Handbook</i>).</div><br/><div>&nbsp;</div><br/><div>If you plan for college as a family, you&rsquo;ll find your student does better than many of her peers. She&rsquo;ll be more motivated, confident, and competent. But you can&rsquo;t just take on one of life&rsquo;s biggest adventures without a lot of planning and guidance. Even Lewis &amp; Clark needed Sacagawea. Give your student all the support and advice you can, and if necessary, get a little outside help. It could make the difficulties you face in getting your teen ready for college just a little bit easier.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/parents-place-in-college-prep-higher-education">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Why Students Are Independent Contractors in the World of College Business</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/why-students-are-independent-contractor-in-college-business</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/why-students-are-independent-contractor-in-college-business#comments</comments>
			<pubDate>2012-03-05 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Times have changed. Just as freelancers, part-timers and work-from-home entrepreneurs are becoming common in the workforce, you’re now an independent contractor in the world of higher education. You need to treat your interaction with your [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 309px; height: 217px" src="/repository/image/64_business_plan_2.jpg" />Higher education has changed much the way the workplace has. It used to be you attended one college, graduated, stayed loyal to that college and even contributed money as an alumnus, just as your grandparents stayed in one job and loyally contributed a lifetime&rsquo;s worth of work to their employer.</div><br/><div>&nbsp;</div><br/><div>Times have changed. Just as freelancers, part-timers and work-from-home entrepreneurs are becoming common in the workforce, you&rsquo;re now an independent contractor in the world of higher education. You need to treat your interaction with your selected colleges as a business proposal.</div><br/><div>&nbsp;</div><br/><div><b>Developing a Business Plan for College</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Know what you&rsquo;re selling. </b>You&rsquo;re selling you. Make yourself look like the perfect candidate by knowing your interests, talents, academic abilities and goals. You&rsquo;re likely to get more financial aid if the college believes you&rsquo;re a good fit. Show them you are.</li><br/>    <li><b>Establish a business plan. </b>Every business plan starts with a goal, and then finds ways to meet it. Let the college know how they fit into your plans to achieve your goal, whether it be a specific career or graduate school. Again, know what you&rsquo;re selling.</li><br/>    <li><b>Negotiate financial aid. </b>Every business deal involves a little negotiating. If you think the college has made you a poor financial aid offer, see if you can&rsquo;t get a little more. This requires knowing what constitutes a good offer for that particular college and the ability to write a carefully worded but compelling Financial Aid Appeals Letter.</li><br/>    <li><b>Don&rsquo;t over-invest. </b>You know those students with $50,000+ in student debts and can&rsquo;t pay them off? That&rsquo;s like a business accruing too much debt &ndash; pretty soon it goes out of business. It&rsquo;s easy to believe you&rsquo;ll be able to pay off exorbitant debt once you have your college degree; don&rsquo;t fall for it. You&rsquo;ll likely incur some debt, of course, but find ways to make college affordable for you. Don&rsquo;t over-invest. Have a financial strategy going forward.</li><br/>    <li><b>Take advantage of opportunities. </b>You have many, many opportunities to find ways to graduate from a good school with a usable degree. The first step is recognizing them; the second is taking advantage of them. &nbsp;This includes everything from Advanced Placement classes to work-study, three-year bachelor&rsquo;s degrees to declaring your major early. Know what opportunities are available to you and seize them!</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Your College Business Tools</b></div><br/><div>&nbsp;</div><br/><div>You&rsquo;ll need certain tools to set up your business plan, including personality tests and other surveys that let you recognize, develop and sell your interests. Since the first two parts of creating a college business plan rely on this, it&rsquo;s extremely important that you know your abilities and goals. You&rsquo;ll also need good financial aid information, not just a few investments. Get easy access to a college&rsquo;s financial aid history, as well as help with financial aid forms (FAFSA, CSS Profile, etc.) and the appeals process. Finally, compile a list of ways you can save money. Great financial aid is only one of the many tools you can use to cut your college costs. Know the rest.</div><br/><div>&nbsp;</div><br/><div>Treating college like a business isn&rsquo;t just for business majors and future MBAs; it&rsquo;s for anyone who doesn&rsquo;t want to graduate deep in debt. After all, you may have your heart set on a certain college, but just like classroom, you need to use your head.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/why-students-are-independent-contractor-in-college-business" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Skip Spring Fever &amp; Senioritis – 5 Ways to Stay Motivated</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/skip-spring-fever-and-senioritis-ways-to-stay-motivated</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/skip-spring-fever-and-senioritis-ways-to-stay-motivated#comments</comments>
			<pubDate>2012-03-02 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Did you know colleges can rescind their offer if your grades show a dramatic drop? And if you’re not a senior, college admissions officers want to see steady progress. They want to know you’re [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="243" height="329" src="/repository/image/63_skipping_spring.jpg" />In a few weeks, it will be spring break and students will get a full-blown case of spring fever or senioritis. Teachers and parents combat it every year. It affects grades, school performance, class participation, and in some cases, college admissions.</div><br/><div>&nbsp;</div><br/><div>Did you know colleges can rescind their offer if your grades show a dramatic drop? And if you&rsquo;re not a senior, college admissions officers want to see steady progress. They want to know you&rsquo;re committed to your education and not willing to let grades slide when the warm weather comes.</div><br/><div>&nbsp;</div><br/><div><b>5 Tips for Staying Motivated in School</b></div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Set small goals to start.</b> Reaching your first few goals, even if they&rsquo;re relatively easy, will encourage you to keep going.</li><br/>    <li><b>Set realistic goals:</b> Gaming theory says that people participate when there&rsquo;s a good chance of winning but some risk of failure. Your goals should be difficult, but not impossible. Repeated failure leads most people to give up; frequent success keeps you going.</li><br/>    <li><b>Stay organized. </b>It&rsquo;s much more difficult to finish a project if you&rsquo;re confused or lost. Staying organized lets you see the progress you&rsquo;re making. It&rsquo;s easier to stay motivated if you feel like you&rsquo;re getting closer to the finish line.</li><br/>    <li><b>Have a purpose.</b> Working aimlessly is a great way to get lost and confused and fall into the trap of point number 3 &ndash; being disorganized. Give your project meaning. Is it to get a good grade? To conquer a new challenge? To improve your admissions chances at your first-choice college? Know why you&rsquo;re striving to reach your goal. That will keep you on task.</li><br/>    <li><b>Get Busy</b> &ndash; Don&rsquo;t procrastinate; it will kill your initial motivation. Once you start a project, it&rsquo;s much easier to keep going &ndash; so get started!</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Satisfaction Is Its Own Reward</b></div><br/><div>&nbsp;</div><br/><div>The above tips all focus on staying motivated through accomplishment. This is called intrinsic motivation. Sometimes, though, extrinsic motivation &ndash; such as money, prizes, trophies, and rewards &ndash; Is a great way to achieve your goals.</div><br/><div>&nbsp;</div><br/><div>You can tell yourself that if you get an &ldquo;A&rdquo; in Algebra, you&rsquo;ll buy yourself something you&rsquo;ve always wanted, but it&rsquo;s generally better if someone else promises to reward you. They&rsquo;re recognizing your talent, motivation and special effort at something that should be important to you &ndash; your education.</div><br/><div>&nbsp;</div><br/><div>Satisfaction may be its own reward, but having something extra to look forward to</div><br/><div>is a great reward, as well, and should keep you motivated throughout the spring as the school year comes to a close.</div><br/><div>&nbsp;</div><br/><div>Of course, for you seniors, you have one big motivation &ndash; making sure your chosen colleges don&rsquo;t rescind their offers. For the rest of you, keep working hard to impress those college admissions officers because very soon they&rsquo;ll be looking at your accomplishments, too!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/skip-spring-fever-and-senioritis-ways-to-stay-motivated" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>5 Secrets to Lowering Your Student Debt and College Costs</title>
			<link>http://www.collegeprepexpert.com/blog/student-debt/5-secrets-to-lowering-student-debt-college-costs</link>
			<comments>http://www.collegeprepexpert.com/blog/student-debt/5-secrets-to-lowering-student-debt-college-costs#comments</comments>
			<pubDate>2012-02-29 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Student Debt]]></category>
			<description><![CDATA[Paying for college is often a lot like buying groceries – you want to get the best value for your money, but you also want your meal to be a satisfying experience. You look for ways to control your costs, but some of them don’t make sense, like [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="263" height="292" src="/repository/image/62_lowering_student_debt.jpg" />Paying for college is often a lot like buying groceries &ndash; you want to get the best value for your money, but you also want your meal to be a satisfying experience. You look for ways to control your costs, but some of them don&rsquo;t make sense, like driving all the way across town just to save 5&cent; on a can of soup. In the end, you&rsquo;ve spent too much for something that would have been just as good without the unreasonable effort.</div><br/><div>&nbsp;</div><br/><div>It was a cost you could have controlled.</div><br/><div>&nbsp;</div><br/><div>By controlling less obvious factors that affect cost, you&rsquo;ll also find that you can keep college in your family&rsquo;s price range.</div><br/><div>&nbsp;</div><br/><div><b>Factors That </b><b>Increase </b><b>College</b><b> Costs</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Remedial classes. </b>Testing out of remedial classes means taking fewer classes, helping you graduate sooner and saving thousands (and sometimes tens of thousands) of dollars. Get out of remedial classes through a combination of SAT/ACT prep, Advanced Placement/Honors classes, and knowing which colleges consider you an academic match.</li><br/>    <li><b>Transferring colleges. </b>Transferring colleges can mean having to take some classes over again if your credits don&rsquo;t transfer. Like remedial classes, this can add thousands to your total college bill.</li><br/>    <li><b>Changing majors. </b>Changing majors (something 44% of college students do at least once) can mean taking new prerequisites that delay your graduation and not surprisingly (say it with us) adds thousands to your total college bill.</li><br/>    <li><b>Going too far from home. </b>Going to a college close to home doesn&rsquo;t mean commuting from your parent&rsquo;s house, but it does mean staying within a few hours drive. This will cut your travel expenses, on-campus living expenses (food, laundry, etc.) and keep you from getting homesick, which often leads to problem number two &ndash; transferring colleges.</li><br/>    <li><b>Poor financial aid. </b>Students know the key to an affordable education is good financial aid, but they don&rsquo;t always know the keys to getting it. Here are a few pointers (we have a whole handbook on the subject &ndash; <i>What You Need to Know About Financial Aid</i> that we just can&rsquo;t condense into one blog post). First, find a college where you&rsquo;re in the top 25% academically (see tip number one) and then find a list of top financial aid colleges (we update our list every year.)&nbsp;You don&rsquo;t control every step in financial aid, but these are two you do &ndash; apply to the schools that will offer you the best financial aid.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Market </b><b>Research </b><b>Controls </b><b>College</b><b> Costs</b></div><br/><div>&nbsp;</div><br/><div>Just as families look through Sunday fliers looking for the best deals, a little research on colleges can save you a lot of money, too. Rank colleges according to criteria that&rsquo;s important to you. This should include up to 25 specific categories that meet your personal, academic, professional, and social needs. After that, conduct campus visits to see if a campus truly meets your requirements.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s a bit like visiting several stores to find out which ones routinely offer you the best deal. But unlike a satisfying meal you&rsquo;ll forget in just a few hours, saving on your college education can impact the rest of your life because you&rsquo;ll graduate without deep debts and emerge with a degree that could put you on the path to financial security.</div><br/><div>&nbsp;</div><br/><div>To find out more about how RSC&rsquo;s counselors can save you money on your college education, call 800-304-1433 today!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/student-debt/5-secrets-to-lowering-student-debt-college-costs" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>5 Reasons the SAT and ACT Remain Important Tests</title>
			<link>http://www.collegeprepexpert.com/blog/sat-prep/5-reasons-sat-and-act-remain-important-tests</link>
			<comments>http://www.collegeprepexpert.com/blog/sat-prep/5-reasons-sat-and-act-remain-important-tests#comments</comments>
			<pubDate>2012-02-27 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[SAT Prep]]></category>
			<description><![CDATA[Despite criticisms, the SAT and ACT entrance exams remain an important part of higher education. They are still a widely used standard that requires you to get [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="330" height="232" src="/repository/image/61_sat_important.jpg" />Critics claim the SAT and ACT exams contain racial and gender biases that lower the test scores of minorities, women, and low-income students. Both the College Board and ACT have made efforts to correct these problems, but opponents claim they persist.</div><br/><div>&nbsp;</div><br/><div>Then there&rsquo;s the SAT Optional Movement, in which certain colleges don&rsquo;t use the SAT as an admissions standards, though roughly 80% of colleges still do.</div><br/><div>&nbsp;</div><br/><div>So why is that&nbsp;the SAT and ACT entrance exams remain an important part of higher education? Why are they&nbsp;still&nbsp;the standard for college admissions?</div><br/><div>&nbsp;</div><br/><div><b>Reasons to Get a High SAT or ACT Score</b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>High scores lead to graduation. </b>The average college graduate has an SAT score of 1721. &nbsp;That number reflects a student&rsquo;s college readiness. The Department of Education also determined that your SAT score is the second biggest indicator of your college ability. A higher score means you&rsquo;re ready for college.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Receive merit-based aid. </b>Many colleges view a student with a high SAT score as worthy of additional financial aid. This is even true at some schools that don&rsquo;t use it for admissions purposes. A high score indicates you&rsquo;re a good student.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Avoid remedial classes. </b>Many colleges use your board score to determine if you need remedial classes. Get a high score and test out. That can save you thousands of dollars in tuition.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Improve your overall education. </b>Studying for the SAT or ACT can help you spot areas where you&rsquo;re weak in the classroom. Working on SAT prep problems can sharpen your abilities in school and improve your grades and impress college admissions officers.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Perform well under pressure. </b>Getting a high score on your entrance exam shows admissions deans that you work well under pressure and prepare for the challenges you&rsquo;re facing. A high SAT score makes you a better college candidate.</div><br/><div>&nbsp;</div><br/><div><b>How SAT or ACT Prep Improves Your Score</b></div><br/><div>&nbsp;</div><br/><div>The most common way SAT prep programs improve your score is through practice questions, but these have their limits. A full program re-creates test conditions using timed tests and sections that get harder as you go along. It should also feature an ability to make questions more difficult as you get smarter, increasing your odds of working through the most difficult questions on the test.</div><br/><div>&nbsp;</div><br/><div>A good SAT prep program also lets you work on your test preparation routinely and without limitations. Log on when you want, as often as you want. This way, you can work months ahead of schedule, giving you a better chance of improving your score. Unlimited access (like in the RSC program) is a great help, whether you&rsquo;re taking the test for the first time or the third.</div><br/><div>&nbsp;</div><br/><div>The SATs and ACTs have their critics, but the tests are an ingrained part of the system, and your job &ndash; for now &ndash; is to work with the system. A great SAT score gives you a great chance to succeed!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="false" data-width="450" data-layout="standard" data-send="false" data-colorscheme="light" data-action="like">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How Will You Use the Government’s New College Scorecard?</title>
			<link>http://www.collegeprepexpert.com/blog/education-reform/governments-new-college-scorecard</link>
			<comments>http://www.collegeprepexpert.com/blog/education-reform/governments-new-college-scorecard#comments</comments>
			<pubDate>2012-02-24 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Education Reform]]></category>
			<description><![CDATA[In his January 24th State of the Union address, President Obama mentioned keeping a College Scorecard, in which the Department of Education would publish important statistics about colleges, including tuition, average student [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="300" height="216" src="/repository/image/60_school_reform.jpg" />In his January 24<sup>th</sup> State of the Union address, President Obama mentioned keeping a College Scorecard, in which the Department of Education would publish important statistics about colleges, including tuition, average student loan debts and graduation employment rates.</div><br/><div>&nbsp;</div><br/><div>We&rsquo;re happy the government is attempting to make these financial facts available to students and their families, but as with any new proposal, it poses certain problems worth considering.</div><br/><div>&nbsp;</div><br/><div><b>3 Things to Consider for the College Scorecard</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>What does the name mean?</b></li><br/>    <li><b>Will there be new facts?</b></li><br/>    <li><b>How will it help students select colleges?</b></li><br/></ol><br/><div>&nbsp;</div><br/><div><b>The Name</b> &ndash; The word &ldquo;scorecard&rdquo; denotes winning. You keep a scorecard in golf or bowling to determine who wins. Is this going to be used as yet another way to rank colleges, i.e., Number 1 in lowest student loans, etc.? Scorecard smacks of rankings and could offer colleges further reasons to game the system for a better position. Now, in fairness, only a few colleges have done this since college rankings began in 1983, but given the government&rsquo;s reach, will more schools be tempted?</div><br/><div>&nbsp;</div><br/><div><b>College Facts</b> &ndash; Even the government admits that the facts it&rsquo;s listed so far are available elsewhere, including colleges&rsquo; own websites, <i>US News &amp; World Reports&rsquo; </i>annual rankings, and the government&rsquo;s National Center for Education Statistics database. Hopefully the government can make this information easier to find since it currently requires a great deal of searching. (You can spend hours on the NCES site and still come up empty-handed.)</div><br/><div>&nbsp;</div><br/><div><b>College Selection</b> &ndash; Students have shown a penchant for facts about colleges, but they still need help interpreting the numbers. A list of schools with high student loan debt might suggest to students to avoid that school, even if it&rsquo;s what they want in every other respect, even if their debt at that school might be lower. Students will still need help interpreting all this data.</div><br/><div>&nbsp;</div><br/><div>Let&rsquo;s look at three such scenarios:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Student Loan Debt</b> &ndash; the government lists the average graduate&rsquo;s financial burden. Does it include private loans, or just government issued loans, like the Stafford? Will it differentiate between subsidized and unsubisidized? Will it tell you if student loan amounts at that college are low because the student body is relatively wealthy? Will it tell you if students with your major get extra financial aid because the school specializes in that subject? And just because it lists the average, it doesn&rsquo;t mean your total won&rsquo;t exceed it based on your personal financial situation. Students will still need help interpreting these numbers and investigating individual colleges before they apply.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Graduate employment rates</b> &ndash; This is a significant factor when picking a college, but in and of itself doesn&rsquo;t tell students about job prospects in a given career. We also don&rsquo;t know if it will break down employment rates by major. Maybe a college that specializes in engineering has a great employment rate in that field, but their journalism students don&rsquo;t fare so well.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Information Overload</b> &ndash; Row upon row of facts can be useful, but can students conduct side-by-side comparisons with other colleges? Jumping back and forth between pages will get tiresome and keep students from fully taking advantage of the materials. Will It be presented in a useful format?</div><br/><div>&nbsp;</div><br/><div>We don&rsquo;t know what the finished product will look like, but we&rsquo;re pretty sure that even a comprehensive College Scorecard is going to require students to get a little (or a lot) of extra help and guidance.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/education-reform/government&rsquo;s-new-college-scorecard" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Why You Need to Avoid Remedial Classes in College</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/avoid-remedial-classes-in-college</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/avoid-remedial-classes-in-college#comments</comments>
			<pubDate>2012-02-22 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[The simplest reason you need to avoid remedial classes? They don’t work. But why they don’t work is a big story, and their effect on your college [...]]]></description>
			<content:encoded><![CDATA[<div>The simplest reason you need to avoid remedial classes?</div><br/><div>&nbsp;</div><br/><div>They don&rsquo;t work.</div><br/><div>&nbsp;</div><br/><div>But why they don&rsquo;t work is a big story, and their effect on your college success is the reason you need to read it.</div><br/><div><b>&nbsp;</b></div><br/><div><b>Facts About College Remedial Classes</b></div><br/><div><b>&nbsp;</b></div><br/><div>Remedial classes, sometimes called developmental classes, are designed to get unprepared students up to speed at a particular college. They&rsquo;re supposed to improve a student&rsquo;s reading, writing and/or math abilities.</div><br/><div>&nbsp;</div><br/><div><i>But consider the facts:</i></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>34% of students who go directly from high school to college need remedial classes.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>40% who take three or more remedial classes freshman year never come back for their sophomore year of college.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Only 39% of students who take developmental classes graduate college, as opposed to the 69% who don&rsquo;t need them.</div><br/><div>&nbsp;</div><br/><div>Remedial classes add to a student&rsquo;s time in school. In just one example, only 10% of community college students who take developmental courses get their associate degree in three years. In other words, 90% of them can&rsquo;t get a two-year degree in three years time.</div><br/><div>&nbsp;</div><br/><div><img alt="" align="left" style="width: 342px; height: 233px" src="/repository/image/59_remedial_shooting_paper.jpg" />The traditional argument holds that these students weren&rsquo;t college ready and couldn&rsquo;t handle the difficult workload, yet their chosen college was convinced at the time of admission that the student was at least close to being ready.</div><br/><div>&nbsp;</div><br/><div>The problem is that developmental classes add to your cost by keeping you in college longer and delaying your ability to start on your major sooner. Unfortunately, these classes designed to prepare you for college come too late.</div><br/><div>&nbsp;</div><br/><div><b>Ways to Avoid Developmental Classes</b></div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Good SAT scores.</b> Colleges often use SAT or ACT scores to determine if you need additional prep work. The higher your score, the less likely you are to receive placement.</li><br/>    <li><b>Advance Placement classes.</b> The strength of your high-school classes is the first thing admissions officers use to determine if you&rsquo;ll fit in at their college. The second thing they look at are your grades in those AP/Honors classes. Good grades in tough classes help you test out.</li><br/>    <li><b>Colleges where you are in the top 25% academically.</b> Go to a college where you&rsquo;re in the top &frac14; and you probably won&rsquo;t need them either.</li><br/>    <li><b>Take additional classes in summer.</b> Agreeing to take extra classes in the summer to improve your communication and math skills might get you on track come fall. It will cost a little more up front, but could save you thousands in the long run by helping you graduate on time.</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div>Colleges have made it their responsibility to get students ready for college, even though they&rsquo;ve already accepted them. In essence, they&rsquo;re closing the barn door after the horse has escaped. Rather than rely on a college for college prep, make it your responsibility. Be ready when you get there. Lower your costs through solid college prep.</div><br/><div>&nbsp;</div><br/><div>Remedial classes may be for some students; just make sure they&rsquo;re not for you.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/avoid-remedial-classes-in-college">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>5 Things to Keep in Mind as You Choose Colleges</title>
			<link>http://www.collegeprepexpert.com/blog/selecting-a-college/5-things-to-keep-in-mind-as-you-choose-colleges</link>
			<comments>http://www.collegeprepexpert.com/blog/selecting-a-college/5-things-to-keep-in-mind-as-you-choose-colleges#comments</comments>
			<pubDate>2012-02-20 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Selecting a College]]></category>
			<description><![CDATA[This spring, upperclassmen all over the country will be paying serious attention to the colleges that interest them most. Sophomores and juniors should focus on ways to narrow theirr list of college choices, while Seniors have the biggest decision of all [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 339px; height: 222px" src="/repository/image/58_student_center.jpg" />This spring, upperclassmen all over the country will be paying serious attention to the colleges that interest them most. Sophomores and juniors should focus on ways to narrow theirr list of college choices, while Seniors&nbsp;have the biggest decision of all &ndash; how to pick the one college that is right for you.</div><br/><div>&nbsp;</div><br/><div><b>Factors in Choosing a College</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Choose a college you can afford.</b> This may seem obvious, but it&rsquo;s often to difficult to know exactly which colleges you can afford because the sticker price at a college is often not the amount you&rsquo;ll pay after you receive financial aid. Financial aid can put seemingly unaffordable colleges in your price range. Get accurate estimates on your actual costs at every school you&rsquo;re interested in. It will go a long way in helping you choose the right college for you.</li><br/>    <li><b>Choose a college that is the right distance away.</b> Some students can&rsquo;t wait to go to school cross-country, but most do better when they&rsquo;re only a few hours from home. In fact, did you know that students who transfer to schools closer to home are more likely to graduate than those who transfer farther away? Factor in what location works best for you, but don&rsquo;t forget transportation costs and added living expenses.</li><br/>    <li><b>Choose a college that meets your needs.</b> The first step here is to determine your needs: major, career interests, academic difficulty, etc, Once you determine what you need, it will be easier to find a college that can meet it.</li><br/>    <li><b>Choose a college with a good reputation.</b> What do you hear and read about a college, their classes, their professors, dorms, facilities, and on-campus crime? Don&rsquo;t listen to just one opinion; there are many resources are available.</li><br/>    <li><b>Choose a college that feels right to you. </b>Your final step comes down less to research and more to instinct. Visit the campus. How does it feel to you? Do you like the look of it? Do you feel like you&rsquo;d fit in socially, academically, politically, etc.? If so, move that college high on your list. Maybe that makes it the deciding factor if everything else is equal. Maybe that makes it your top choice.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Narrowing Your List of Colleges</b></div><br/><div><b>&nbsp;</b></div><br/><div>Taking the above steps will automatically eliminate many colleges from your list, but hopefully not all. In fact, it could still leave you with a long list, preferably more than six. Once you&rsquo;ve applied to them and acceptance letters start rolling in, how did you decide on &ldquo;The One?&rdquo;</div><br/><div>&nbsp;</div><br/><div>Usually that decision comes down to two things: Money, and how you feel about the campus. If all things are equal, but one school will cost you less thanks to a better financial aid offer, make it your top choice. You&rsquo;re more likely to graduate if you don&rsquo;t go deep into debt paying for college.</div><br/><div>&nbsp;</div><br/><div>If college costs are equal, or roughly so, it&rsquo;s going to be a gut decision. Trust it. It&rsquo;s telling you that you belong there, for whatever reason. Going to a college that&rsquo;s offering you a great experience is another way to make sure you graduate.</div><br/><div>&nbsp;</div><br/><div>Good luck picking out colleges this spring. It&rsquo;s the most enjoyable part of college prep!&nbsp;</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/selecting-a-college/5-things-to-keep-in-mind-as-you-choose-colleges">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Cost of College Tuition: Defying the Law of Supply and Demand</title>
			<link>http://www.collegeprepexpert.com/blog/college-tuition/cost-of-college-tuition-defying-law-of-supply-and-demand</link>
			<comments>http://www.collegeprepexpert.com/blog/college-tuition/cost-of-college-tuition-defying-law-of-supply-and-demand#comments</comments>
			<pubDate>2012-02-17 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Tuition]]></category>
			<description><![CDATA[people are deciding they can’t afford college and are starting to pull back. That doesn’t mean they don’t want it, it’s just that they can’t afford it. And it’s leading to a backlash from the public and the president. But will it be enough to [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 292px; height: 217px" src="/repository/image/57_cost_of_college.jpg" />When a product gets too expensive, people stop buying it and the price goes down. People even do this with food. If it&rsquo;s too expensive to eat out, they stay home. If they can&rsquo;t afford healthy food, they eat processed goods. Basically, if you can&rsquo;t afford it, you don&rsquo;t need it. It&rsquo;s the basic law of supply and demand.</div><br/><div>&nbsp;</div><br/><div>Except for college. The price has been going up rapidly over the past 30 years. Since 1982, the cost has jumped 530%, twice that of inflation. And yet more people than ever are going.</div><br/><div>&nbsp;</div><br/><div>Until now, that is. Finally, people are deciding they can&rsquo;t afford college and are starting to pull back. That doesn&rsquo;t mean they don&rsquo;t want it, it&rsquo;s just that they can&rsquo;t afford it. And it&rsquo;s leading to a backlash from the public and the president.</div><br/><div>&nbsp;</div><br/><div>But will it be enough to curtail the cost of higher education?</div><br/><div>&nbsp;</div><br/><div><b>Family Efforts to Make College More Affordable</b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>State schools. </b>Students choose seemingly low-cost public universities, but tuition, thanks to budget cuts, is actually rising faster at state schools than private colleges.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Transferring from community colleges. </b>This may provide a low-cost start to college, but if you want a bachelor&rsquo;s degree, know that only 10% of community college transfer students get one.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Taking semesters off to work. </b>Students often take a semester or two off to earn money for college. Some never come back, and others return only to discover that tuition has risen more than their savings. Also, if you&rsquo;re over 24, it can increase your expected family contribution and make college even costlier.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Advanced Placement classes. </b>These are great, particularly if the colleges you apply to accept them for credit, but If not, they still help you graduate college earlier and avoid remedial classes. They make you a better college applicant.</div><br/><div>&nbsp;</div><br/><div><b>Government Efforts to Make College More Affordable</b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Pell Grant money. </b>The government increased the maximum amount students can be awarded to $5,550, but they cut the &ldquo;automatic zero&rdquo; expected family contribution from $30,000 to $20,000. In other words, if your family makes more than $20,000, expect to pay something for college.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Tax credits. </b>The majority of education tax credits go to upper income families because they make more.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Student loan reforms. </b>Graduates who go to work in the public sector can stop paying on their loan after 10 years, but otherwise, these are now harder to pay back. The six-month post-graduation grace period has ended for subsidized Stafford Loans, unsubsidized loans are now a standard part of financial aid offers, and interest rates could double this summer.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Tying tuition to financial aid. </b>President Obama proposed this in his State of the Union address. When it was first proposed in 2002, it went on to resounding defeat. Students could end up paying more out of pocket if colleges accept giving out less financial aid by not drastically curbing tuition hikes.</div><br/><div>&nbsp;</div><br/><div>There are many plans on the table to make college more affordable, but some have serious shortcomings, largely because there&rsquo;s no one trick to revamping an entire system. While systemic change is important and worthwhile, you need to focus on your needs, and that means understanding the system as it is now. Find ways to get both need-based and merit-based financial aid. That way, you&rsquo;re not waiting for government reforms to go into effect someday, or delaying your own graduation and adding to your cost of college.</div><br/><div>&nbsp;</div><br/><div>For more on how to do this, visit our <a target="_blank" href="http://www.collegeprepexpert.com/financial-aid-information"><font color="#800080">Financial Aid</font></a> page.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-tuition/cost-of-college-tuition-defying-law-of-supply-and-demand">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Rating a College Education: Admissions Rates, Graduation Rates and Employment Rates</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/rating-a-college-education:-admissions-graduation-employment-rates</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/rating-a-college-education:-admissions-graduation-employment-rates#comments</comments>
			<pubDate>2012-02-15 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[There are a lot of numbers when you think about how good a college is: what’s their admission rate? What’s the average SAT score? How much is tuition? What’s the graduation rate, job- [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 298px; height: 187px" src="/repository/image/56_rating_education.jpg" />There are a lot of numbers when you think about how good a college is: what&rsquo;s their admission rate? What&rsquo;s the average SAT score? How much is tuition? What&rsquo;s the graduation rate, job-placement rate, etc., etc.</div><br/><div>&nbsp;</div><br/><div>It comes down to three categories: what school can you get into, what school can you afford, and what school can get you a job. And while you should consider all these important numbers, you also need to remember the college&rsquo;s primary job &ndash; making you better educated.</div><br/><div>&nbsp;</div><br/><div>But then that&rsquo;s your job, too.</div><br/><div>&nbsp;</div><br/><div><b>Steps to Improve Your Education</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Advanced Placement classes. </b>Taking AP or Honors classes may seem like a given, but only 16% of students at any one time take them. Taking even one a year can greatly improve your education and your college prospects. Just make sure you know which Advanced Placement class (or classes) can help you. Have a goal.</li><br/>    <li><b>SAT/ACT prep. </b>SAT or ACT prep materials not only improve your chances of getting into a good college, they reinforce what you learn in the classroom and can even point out problems area or materials you&rsquo;ve forgotten.</li><br/>    <li><b>College Prep Reading List. </b>Your English teacher will assign you classic books to read, but that alone won&rsquo;t be enough to broaden your horizons. Select additional classics from a reading list specifically designed to improve your vocabulary, knowledge, communication skills, and critical thinking abilities.</li><br/>    <li><b>Writing Skills. </b>It&rsquo;s a big complaint among employers and colleges &ndash; graduates lacking in effective written (and sometimes oral) communication skills. Text speak has found its way into term papers, essays and company memos. Instead, keep a journal where you don&rsquo;t rely on shorthand to express your views. Make sure your journal isn&rsquo;t a simple list of what you did that day. Use it to express your opinions, thoughts, and feelings about the day&rsquo;s activities and accomplishments. Also, be sure to go over essay writing tips so that you understand how to communicate logically and professionally. With these two in hand, everyone will know what you mean.</li><br/>    <li><b>Research Skills. </b>Research skills are essential to college and academic success. These days, that largely means looking things up online, but that doesn&rsquo;t mean stopping at the first page of search results. Learn how to specifically find what you want and ensure its accuracy. And don&rsquo;t give up on traditional methods. A lot is on the web, but a surprising amount of academic information remains buried in books, newspaper articles, essays and old-fashioned interviews with experts.</li><br/></ol><br/><div>&nbsp;</div><br/><div>RSC&rsquo;s program helps students with each of these critical steps for improving your education. These steps are designed to help you improve your academic performance, but we also track all that other information, too &ndash; like graduation rates, SAT scores, tuition, admissions rates, and more &ndash; because you really do need to find colleges that can help you finish school and land in rewarding careers.</div><br/><div>&nbsp;<img alt="" align="right" style="width: 324px; height: 211px" src="/repository/image/56_rating_education_school.jpg" /></div><br/><div>Just make sure you&rsquo;re ready to meet them more than halfway. You need the skills to get into the colleges that can help you most. RSC can help you there, too.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/rating-a-college-education:-admissions-graduation-employment-rates">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>5 Questions Parents Should Ask When Visiting a College With Their Student</title>
			<link>http://www.collegeprepexpert.com/blog/selecting-a-college/questions-parents-should-ask-when-visiting-a-college</link>
			<comments>http://www.collegeprepexpert.com/blog/selecting-a-college/questions-parents-should-ask-when-visiting-a-college#comments</comments>
			<pubDate>2012-02-13 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Selecting a College]]></category>
			<description><![CDATA[High school students excited about touring a college campus tend to miss certain important aspects that parents need to pick up – what security measures are in place, what [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="331" height="254" src="/repository/image/55_campus_tour.jpg" />High school students excited about touring a college campus tend to miss certain important aspects that parents need to pick up &ndash; what security measures are in place, what healthcare facilities are on campus, etc. And some questions that need to be asked on the tour should come from a parent because, well, they just sound parental.</div><br/><div><b>&nbsp;</b></div><br/><div><b>Sample Questions for the College Tour</b></div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>How are budget cuts affecting your campus?</b> This question may apply to state or private colleges, but given the economy these days, generally describes public university funding. Is the school cutting staff and replacing professors with graduate assistants? Have they curtailed programs or dropped courses? Is class size growing? Is financial aid getting worse as tuition goes higher? Just make sure that before you ask this question, the school really has been slashing its operational budget.</li><br/>    <li><b>What are your current on-campus crime statistics as reported by law?</b> Even colleges in good neighborhoods can have problems with crime. Find out what student safety steps are in place, like emergency call boxes, campus escorts, ID cards, lockdown procedures, etc.</li><br/>    <li><b>What are the current political, philosophical and religious climates on campus? </b>Each school has its own social atmosphere. Some are even advertised prominently. How do those who are not part of that group fit in?</li><br/>    <li><b>Which employers and graduate schools seem eager to admit your graduates?</b> Some colleges focus heavily on career placement or have good relations with employers, government agencies, and graduate schools. Don&rsquo;t just know a college&rsquo;s work-placement rate, know with whom!</li><br/>    <li><b>How much are you spending per student on education?</b> In college parlance, this is known as the &ldquo;annual educational cost per student.&rdquo; It&rsquo;s their operating budget divided by student enrollment. How does it compare with per student expenditures at other colleges you&rsquo;re considering?</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Answers to Your Campus Visit Questions</b></div><br/><div>&nbsp;</div><br/><div>After you have your answers to these or other questions, do two things: reflect on the administrator&rsquo;s responses and discuss them with your student.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Reflection: Did the answers seem honest? Has the college admissions dean or other official done her homework, providing answers backed by facts, numbers and research? Can you independently verify any of their claims on other websites, etc.?</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Your student may have been more focused on dorm life, the student center or classrooms during the visit, but now is a good time to discuss other practical matters. You can ask things like, &ldquo;Would you feel safe there?&rdquo; &ldquo;Do you think you&rsquo;d fit in?&rdquo; or &ldquo;What do you think of their approach to education?&rdquo; to get the conversation started.</div><br/><div>&nbsp;</div><br/><div>Parents have a big role to play in spotting the little things that make college manageable and affordable. Give your student your honest impression of the campus and offer your opinions on their best options. Your concern for their well-being doesn&rsquo;t end when they head off to college. By being involved in the college selection and campus tour, you at least get some say in where they&rsquo;re going to spend those first four years after high school.</div><br/><div>&nbsp;</div><br/><div align="right">*More questions and conversation starters can be found in our <i>Parent Handbook</i> specifically designed to help parents get their student ready for college.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/selecting-a-college/questions-parents-should-ask-when-visiting-a-college">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Long-Term Tips for Taking the SAT and Improving Your Score</title>
			<link>http://www.collegeprepexpert.com/blog/sat-prep/-long-term-tips-for-taking-the-sat-and-improving-your-score</link>
			<comments>http://www.collegeprepexpert.com/blog/sat-prep/-long-term-tips-for-taking-the-sat-and-improving-your-score#comments</comments>
			<pubDate>2012-02-10 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[SAT Prep]]></category>
			<description><![CDATA[Ideally you start studying for the SAT 6-8 weeks before the actual test, although your ongoing classroom studies and outside activities will also prepare you for this important college entrance exam. Taking the SAT once is [...]]]></description>
			<content:encoded><![CDATA[<div style="margin: 0in 0.25in 3pt 0in"><span style="font-weight: normal"><font color="#221e1f"><img align="left" width="280" height="205" alt="" src="/repository/image/54_sat_tips_long_term.jpg" /></font></span><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script></div><br/><div class="fb-like" data-show-faces="false" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/sat-prep/-long-term-tips-for-taking-the-sat-and-improving-your-score"><br/><div style="margin: 0in 0.25in 3pt 0in"><span style="font-weight: normal"><font color="#221e1f">Ideally, you start studying for the SAT entrance exam 6-8 weeks before the actual test, although your ongoing classroom studies and outside activities will also prepare you for this important test. Taking the SAT once is good practice for taking it again, but an SAT prep course can boost your score by much more.</font></span></div><br/><div><b>&nbsp;</b></div><br/><div><b>SAT Test Prep Tips</b></div><br/><div>&nbsp;</div><br/><div>Follow some of these steps to raise your SAT score.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0.25in 3pt"><strong><span><font color="#221e1f">1. </font>Practice Tests*. </span><span style="color: #221e1f">Taking practice tests can almost be as good as the real thing. They are meant to simulate testing conditions, questions, and time allowed. Practice tests also let you to learn how to pace yourself, as well as understand question structure and section orientation. These are two of the most important steps for improving your SAT score.</span></strong></div><br/><div style="text-indent: -0.25in; margin: 0in 0.25in 3pt"><strong><span><font color="#221e1f">2. </font>Study Your PSAT Results. </span><span style="color: #221e1f">Your PSAT results usually arrive in December, a few months after you take the test, but a few months before you take the SAT. Examine the areas where you got the lowest scores and work to improve them through practice tests and the following tip:</span></strong></div><br/><div style="text-indent: -0.25in; margin: 0in 0.25in 3pt"><strong><span><font color="#221e1f">3. </font>Read Broadly*. </span><span style="color: #221e1f">Improve your critical reading, reading comprehension, vocabulary and essay writing skills by reading voraciously. Language is two-thirds of the SAT test and should be a large part of your pre-test focus.</span></strong></div><br/><div style="text-indent: -0.25in; margin: 0in 0.25in 3pt"><strong><span><font color="#221e1f">4. </font>Take Often. </span><span style="color: #221e1f">The SAT is offered six times a year, but you certainly don&rsquo;t need to take it that often. Still, taking it more than once is advisable. Not only will this boost your score a little bit, but colleges generally only get your top score. That extra edge could help you get into a better college. Taking the test a second or third time typically raises your score 50-100 points, though a good SAT prep program usually raises it 150-250 points.</span></strong></div><br/><div style="text-indent: -0.25in; margin: 0in 0.25in 3pt"><strong><span><font color="#221e1f">5. </font>Sleep*. </span><span style="color: #221e1f">This one seems obvious, but get a good night&rsquo;s rest. You may be nervous, but try to sleep. If necessary, go to bed early. Falling asleep during Critical Reading won&rsquo;t help your scores!</span></strong></div><br/><div style="line-height: 12.05pt; text-indent: -0.25in; margin: 0in 0.25in 9pt"><strong><span><font color="#221e1f">6. </font>Eat breakfast* </span><span style="color: #221e1f">the day of the test. You&rsquo;ll need to be mentally sharp and energetic to get a good grade. You don&rsquo;t want to be focused on hunger when you should be focused on trig!</span></strong></div><br/><div align="right"><i><span style="color: #221e1f">*Also good advice for taking the PSAT in the fall.</span></i></div><br/><div>&nbsp;</div><br/><div><span style="color: #221e1f">According to the National Association of College Admissions Counseling, the SAT score is the third most important factor in approving your college application. More than 58% of college counselors view it as &ldquo;very important.&rdquo; Simply put, your score is a significant part of how most colleges view you.</span></div><br/><div>&nbsp;</div><br/><div><span style="color: #221e1f">Once you&rsquo;ve taken the test and gotten the best score possible, make sure you know how to use it to target colleges where you&rsquo;re a good fit. A solid SAT prep program doesn&rsquo;t just improve your score, it helps you use it to your benefit.</span></div><br/><div>&nbsp;</div><br/><div><span style="color: #221e1f">Good luck with the SATs!</span></div><br/><div>&nbsp;</div><br/><div><span style="color: #221e1f">For additional SAT tips, read </span><i><a target="_self" href="http://www.collegeprepexpert.com/blog/sat-prep/same-day-test-taking-tips-for-the-sat-entrance-exam"><font color="#800080">Same Day Test Taking Tips for the SAT Entrance Exam</font></a>.</i></div><br/></div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>5 Ways to Help Your Child Prepare for College</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/5-ways-to-help-your-child-prepare-for-college</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/5-ways-to-help-your-child-prepare-for-college#comments</comments>
			<pubDate>2012-02-08 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[It’s not uncommon for parents to feel a little left out of their student’s education when they get to high school, but believe it or not, you have a big role to play in helping them stay motivated, get ready for college and get a better [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="263" height="380" src="/repository/image/53_parents.jpg" />It&rsquo;s not uncommon for parents to feel a little left out of their student&rsquo;s education when they get to high school, but believe it or not, you have a big role to play in helping them stay motivated, get ready for college and get a better education.</div><br/><div>&nbsp;</div><br/><div><b>5 Parent Steps to College Prep</b></div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Create a study area.</b> It&rsquo;s one thing to tell your student to go study; it&rsquo;s another to find a way for them to do it. Instead of just flopping on the bed, your student should have a study area that makes their study time productive. An area that is used almost exclusively for that purpose. Think about lighting, noise levels, comfort and efficiency. Keep things within easy reach. Students with a study area are more likely to take studying seriously and get better grades.</li><br/>    <li><b>Meet the teacher.</b> Attending Parent-Teacher nights and open houses means your student and her teacher know you&rsquo;re serious about education. It also establishes an open line of communication in case a teacher needs to talk with you about any concerns.</li><br/>    <li><b>Talk college often.</b> Find out what colleges, majors, and careers your student is considering. Does he want a four-year degree or a master&rsquo;s? Take advantage of holidays, weekends, dinner conversations, or time in the car.</li><br/>    <li><b>Plan for a low grade.</b> Even good students sometimes get low grades. Discuss and implement a plan to improve grades. Get the students input, because if you don&rsquo;t, they might rebel against your plan. If all else fails, see what the teacher has to say about getting better grades.</li><br/>    <li><b>Know your expected family contribution and out-of-pocket costs. </b>Get expert estimates on what colleges will likely cost you. This allows you and your student to financially plan for higher education. Just be sure they know how much you expect them to pay. Knowing your EFC and other costs will even help you pick colleges you can afford!</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div><b>Achieving </b><b>Parent &amp; Student </b><b>College</b><b> Prep Goals:</b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>When creating a study area, it helps to know how your student learns best &ndash; time of day, conditions, physical location, etc. Having them take a Learning Style Inventory or assessment will help you meet their preferences.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Addressing the subject of college can be difficult, but there are ways to start a conversation. RSC offers several of these in our <i>Parent Handbook</i>.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>It&rsquo;s easier to expect a low grade than correct it. The more specific the plan, the better for all involved. Just set realistic expectations. It&rsquo;s hard to double a 2.0 in two weeks.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Accurate college cost estimates may be the most difficult to get. Family circumstances can change dramatically, sometimes even in the course of a few months. Job loss, high medical bills and other problems happen. Get new estimates when you need them. For the best ways to use college cost estimates, see <a target="_blank" href="http://www.nationalnewstoday.com/education/how-college-cost-estimates-and-savings-calculators-help-you-afford-college-get-top-financial-aid.php"><font color="#800080">How College Cost Estimates and Savings Calculators Help You Afford College, Get Top Financial Aid</font></a><b>.</b></div><br/><div><b>&nbsp;</b></div><br/><div>Your interest in your student&rsquo;s education will convince them that it&rsquo;s important, even if they don&rsquo;t let on. You might sometimes feel like your only role is to finance their college education, but in reality, you&rsquo;re an inspiration.</div><br/><div>&nbsp;</div><br/><div>Good luck getting your student ready for college, and remember, if you need help, RSC has an entire service dedicated to keeping parents involved: handbooks, video tutorials, financial aid advice, and our <a target="_blank" href="http://www.collegeprepexpert.com/rewarding-student-commitment"><font color="#800080">Rewards Program</font></a>.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/5-ways-to-help-your-child-prepare-for-college" data-send="true" data-width="450" data-show-faces="false">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>5 Ways to be a Good Candidate for Your Chosen College</title>
			<link>http://www.collegeprepexpert.com/blog/applying-to-college/5-ways-to-be-a-good-candidate-for-your-chosen-college</link>
			<comments>http://www.collegeprepexpert.com/blog/applying-to-college/5-ways-to-be-a-good-candidate-for-your-chosen-college#comments</comments>
			<pubDate>2012-02-06 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Applying to College]]></category>
			<description><![CDATA[A students stares at a list of colleges and wonders how he can impress each one. While colleges generally look at the same requirements (strength of high-school classes, grades, SAT scores, etc.), they don’t all view them the same way.So how can [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 328px; height: 223px" src="/repository/image/52_good_candidate.jpg" />A students stares at a list of colleges and wonders how he can impress each one. While colleges generally look at the same requirements (strength of high-school classes, grades, SAT scores, etc.), they don&rsquo;t all view them the same way.</div><br/><div>&nbsp;</div><br/><div>So how can you make sure you&rsquo;re a good fit for the colleges on your list?</div><br/><div>&nbsp;</div><br/><div><b>How to Put Together a College Resume</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Don&rsquo;t rely on high-school graduation requirements.</b> They&rsquo;re designed to help you graduate high school, not necessarily get you into the colleges you want. Find out the admissions requirements as the colleges that interest you. And do this as soon as possible. Don&rsquo;t wait until junior year. By then, it may be too late to take the classes you need!</li><br/>    <li><b>Keep your grades up.</b> Your grades should equal the average GPA of incoming freshmen if you want to be a good candidate. If not, keep the school on your &ldquo;Reach&rdquo; list, but be aware that it&rsquo;s a long shot.</li><br/>    <li><b>Take Advanced Placement (AP) classes.</b> AP classes serve many purposes. They act as de facto college prep. They let the college know you&rsquo;re willing to work hard. And they better prepare you for your likely major. By taking the right AP classes, college admissions officers will know you&rsquo;re serious about your chosen field.</li><br/>    <li><b>Do well on the entrance (SAT or ACT) exams.</b> This may seem obvious, but do well on entrance exam and then discover what the average SAT or ACT score is for incoming freshmen. Are you close? Above that? Most colleges only consider your best score, so make sure you&rsquo;re trending upward. A good SAT prep course should boost your score enough to impress some of the colleges on your list.</li><br/>    <li><b>Let your top choice know it.</b> If the college knows it&rsquo;s your first choice, you stand a better chance of being admitted. Just remember, you can only have one top choice. You can apply Early Decision to several schools, but you can only have one at the top of your list. Colleges love to know they&rsquo;re your first choice and will take it into consideration when they review your application.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Finding the </b><b>Right </b><b>College</b><b> for You</b></div><br/><div><b>&nbsp;</b></div><br/><div>One of the themes in putting together a good college resume and application is knowing the admissions requirements at colleges that interest you. Admissions standards shouldn&rsquo;t vary too much on your list of colleges, though you should have some range between your &ldquo;Reach&rdquo; and &ldquo;Safety&rdquo; schools.</div><br/><div>&nbsp;</div><br/><div>Finding these standards requires some research. Since you&rsquo;ll eliminate colleges from your original list as you discover your own needs, interests, etc., it helps if you can check the standards of many colleges quickly. You&rsquo;ll also find side-by-side comparisons a real benefit, since you&rsquo;ll be able to quickly remove note differences that match your record.</div><br/><div>&nbsp;</div><br/><div>Once you have a list of colleges that are equal, or are slightly above or below your GPA, SAT score, academic ability and so on, you&rsquo;ll be well on your way to having a list of colleges that are right for you. You&rsquo;ll still need to visit them to make your final choice, but at least you&rsquo;ll know you&rsquo;re a good candidate for your list of colleges!</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/applying-to-college/5-ways-to-be-a-good-candidate-for-your-chosen-college">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Erasing the Advantages Money Brings to College Prep</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/erasing-the-advantages-money-brings-to-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/erasing-the-advantages-money-brings-to-college-prep#comments</comments>
			<pubDate>2012-02-03 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[There’s no denying that wealth provides many advantages in life, among them a better education. Consider these statistics:The average SAT score for a student from an upper-income family is 1715. From a low-income family? [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 340px; height: 215px" src="/repository/image/51_money_trap.jpg" />There&rsquo;s no denying that wealth provides many advantages in life, among them a better education. Consider these statistics:</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>The average SAT score for a student from an upper-income family is 1715. From a low-income family? 1310</li><br/>    <li>70% of families earning less than $28,000 were not aware of Pell Grants&nbsp;(not to mention lesser-known forms of need-based financial aid).</li><br/>    <li>82% of upper-income students earn a bachelor&rsquo;s degree. Low-income students? 8%</li><br/></ul><br/><div>&nbsp;</div><br/><div>Students from families that are better off are ten time more likely to graduate, have SAT scores 125% higher, and believe it or not, more likely to get great financial aid. That&rsquo;s because they often attend private colleges with much better financial aid packages, and their better grades and test scores make them more likely to get scholarships and other forms of merit-based aid.</div><br/><div>&nbsp;</div><br/><div>It may seem unfair, but students from low-income families need to find ways to level the playing field and gain some of the advantages enjoyed by students from upper-income families.</div><br/><div>&nbsp;</div><br/><div><b>Complete College Prep</b></div><br/><div>&nbsp;</div><br/><div>College prep is traditionally the key to college success. Students who utilize college prep services graduate more than a year earlier than students who don&rsquo;t. They&rsquo;re also far less likely to need college remedial classes, making them twice as likely to graduate.</div><br/><div>&nbsp;</div><br/><div>So how, exactly, does college prep help you?</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Raises your SAT scores &amp; grades. </b>College prep aims to raise your SAT scores through practice questions, timed tests, test-taking strategies and more. This includes improving your vocabulary, reading comprehension and math skills. This program can also improve your grades because it recognizes areas where you need help. Improving your skills for the test improves your skills in the classroom, and vice versa.</li><br/>    <li><b>Creates an impressive college application. </b>Done right, you can build an impressive college resume and application reflecting all four years of your high school achievements. This means the right advanced placement classes and extracurricular activities for particular colleges. You can cater your application a little for each college, but it&rsquo;s more important to find colleges that want what you have to offer.</li><br/>    <li><b>Offers good financial aid advice. </b>Since money is a big obstacle both in preparing and paying for college, you need good financial aid advice, including how the system works, possible investment opportunities, and most important, how to maximize your financial aid.</li><br/>    <li><b>Lists top financial aid schools. </b>Not all schools give out financial aid equally. Some give out a great deal, some very little. And among those that try to meet most of a student&rsquo;s need, some offer grant money that doesn&rsquo;t have to repaid, others rely primarily on loans. You need to research exactly how the school&rsquo;s you&rsquo;re applying to provide financial aid. You can also rely on a list of the country&rsquo;s top financial aid colleges.</li><br/></ol><br/><div>&nbsp;</div><br/><div>Money definitely provides advantages to certain students. According to the National Association of College Admissions Counseling, private school guidance counselors are the best source for college information. That&rsquo;s roughly 10% of American students, many of whom come from wealthier families. For the other 90%, NACAC says private guidance counselors, like RSC, are better than public high-school guidance counselors.</div><br/><div>&nbsp;</div><br/><div>If you need to, take advantage of our services. A little now can save you a lot later, and remove the influence money has on your success.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/erasing-the-advantages-money-brings-to-college-prep" data-send="true" data-width="450" data-show-faces="false">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>5 Ways to Make College Prep as Exciting as College</title>
			<link>http://www.collegeprepexpert.com/blog/sat-prep/5-ways-to-make-college-prep-as-exciting-as-college</link>
			<comments>http://www.collegeprepexpert.com/blog/sat-prep/5-ways-to-make-college-prep-as-exciting-as-college#comments</comments>
			<pubDate>2012-02-01 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[SAT Prep]]></category>
			<description><![CDATA[Ways to Improve College Prep Programs: Study when you want. Part of the problem students have with SAT courses if you have to be in a classroom at a certain time on a certain day. Students enjoy the process more when they [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="263" height="380" src="/repository/image/50_college_prep_bored.jpg" />It doesn&rsquo;t take long to find out what many students think of your typical SAT prep course, or college prep in general. Just look at these comments we spotted on <a href="http://www.twitter.com/rsccollegeprep">Twitter</a> a few days ago:</div><br/><div>&nbsp;</div><br/><div>&ldquo;SAT prep is like a joke&rdquo;</div><br/><div>&nbsp;</div><br/><div>&ldquo;SAT prep class is so pointless&rdquo;</div><br/><div>&nbsp;</div><br/><div>&ldquo;Pretending to take notes in cp lit. collegeprep is a joke.&rdquo;</div><br/><div>&nbsp;</div><br/><div>We wonder if it&rsquo;s the student&rsquo;s motivation or the prep courses themselves? It&rsquo;s obvious most of them want to go to college or they wouldn&rsquo;t take SAT prep or college prep courses. That leads us to believe that these classes aren&rsquo;t involving and exciting the students.</div><br/><div>&nbsp;</div><br/><div>But what if college prep could be exciting?</div><br/><div>&nbsp;</div><br/><div><strong>Ways to Improve College Prep Programs:</strong></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Study when you want. </b>Part of the problem students have with SAT courses if you have to be in a classroom at a certain time on a certain day. Students enjoy the process more when they can study at a more convenient time. If you&rsquo;re truly motivated to go to college, this won&rsquo;t be a problem. You will log in and hit the proverbial &ldquo;books.&rdquo;</li><br/>    <li><b>Study at the pace you want. </b>Students are also troubled by the pace of the class. Sometimes it&rsquo;s too fast; sometimes it&rsquo;s too slow. An online course allows you to move at your own pace so that the answers and test-taking strategies sink in. Learning at someone else&rsquo;s pace can be frustrating.</li><br/>    <li><b>Study at your level. </b>Structured classes start everyone at the same level, which can be frustrating for students who are either ahead or behind their fellow students. Using a program that measures a student&rsquo;s current SAT or ACT level then lets them start their, makes the course more interesting and effective.</li><br/>    <li><b>Incorporate activities into your education. </b>High-school activities are often the most fun part of the school week, but they frequently have little to do with college prep. They might look good on a college application, but are they really preparing you for college? If an activity relates to your college and career plans, it will make college prep more exciting. It might not feel like you&rsquo;re doing in at all!</li><br/>    <li><b>Give your college prep a goal. </b>Too often, college prep is learning for the sake of simply getting into college. It has no larger goal aimed at finding a major or impressing a particular college. Give your college prep a goal. Know why you&rsquo;re working so hard to get ahead. And if you&rsquo;re unsure of a particular major or college, take a personality test for direction. Perhaps that will give you some perspective on your goals, allowing you to target your college prep accordingly. Knowing the big picture definitely makes college prep fun and rewarding.</li><br/></ol><br/><div>&nbsp;</div><br/><div>College prep and SAT/ACT prep become boring when it becomes a chore; when it&rsquo;s not what you want the way you want it. The first thing you need to do is escape that mentality. Stay motivated, then, when you know what you&rsquo;re working toward, starting making it fit your plans &ndash; when you want, how you want,<img alt="" align="right" style="width: 384px; height: 268px" src="/repository/image/50_college_prep_a.jpg" /> at a level you can handle.</div><br/><div>&nbsp;</div><br/><div>If you&rsquo;re like most students, you&rsquo;re excited about going to college. Make college prep an exciting part of your goals!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="false" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/sat-prep/5-ways-to-make-college-prep-as-exciting-as-college">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Ask a College Prep Expert: Maura Kastberg, Student Services</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/ask-a-college-prep-expert-maura-kastberg-student-services-two</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/ask-a-college-prep-expert-maura-kastberg-student-services-two#comments</comments>
			<pubDate>2012-01-30 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Do colleges prefer the SAT or ACT? Most colleges don’t have a preference and are willing to accept either. In fact, most do. Although there is some regionalization, like the SAT being more popular in the [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="255" height="302" src="/repository/image/maura_kastberg_white_border.jpg" />Maura Kastberg, RSC&rsquo;s Executive Director of Student Services, takes time to answer questions our counselors receive all the time. Maura has been helping students prepare for college and career for 15 years.</div><br/><div>&nbsp;</div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Do colleges prefer the SAT or ACT?</b></li><br/></ol><br/><div style="margin: 0in 0in 0pt 0.25in">Most colleges don&rsquo;t have a preference and are willing to accept either. In fact, most do. Although there is some regionalization, like the SAT being more popular in the Northeast and the ACT more popular in the Midwest, you can generally submit scores from either test. If you&rsquo;re unsure, check a school&rsquo;s admission policy on our website or the college&rsquo;s.</div><br/><div><b>&nbsp;</b></div><br/><ol type="1" start="2" style="margin-top: 0in"><br/>    <li><b>I struggle to get my homework done. Won&rsquo;t your college prep program just be more work and make it even harder to prepare for college?</b></li><br/></ol><br/><div style="margin: 0in 0in 0pt 0.25in">The first thing we help you do is manage your time through our <a target="_blank" href="http://www.collegeprepexpert.com/blog/college-prep/time-management-getting-more-done-with-the-time-you-have"><font color="#800080">Time-Management tips and worksheets</font></a>. This not only gives you more time for your homework and our program, but outside activities, too. Many of the things on your schedule are things you have to do anyway &ndash; SAT/ACT test prep, applying to colleges, researching majors and careers, etc. Since we put this information in one place, you&rsquo;ll find it saves you time. Our program is works with your schoolwork, saving you several hours a week!</div><br/><div style="margin: 0in 0in 0pt 0.25in">&nbsp;</div><br/><ol type="1" start="3" style="margin-top: 0in"><br/>    <li><b>How can I graduate college in 4 years or less?</b></li><br/></ol><br/><div style="margin: 0in 0in 0pt 0.25in">Know what you want to do before you go. Right now, you&rsquo;re focused on graduating in 4 years or less. Use that focus to pick a major before freshman year, and don&rsquo;t change majors (unless you absolutely have to). A new major keeps you in college longer. And don&rsquo;t transfer colleges. Know which colleges meet your needs before you apply. Transfer students are less likely to graduate and may need to take additional classes for school credit. Take personality tests (like the ones we offer) that help you determine the right major and college for you.</div><br/><div style="margin: 0in 0in 0pt 0.25in">&nbsp;</div><br/><ol type="1" start="4" style="margin-top: 0in"><br/>    <li><b>I heard you can boost your SAT score by taking the test a second time. Is that true?</b></li><br/></ol><br/><div style="margin: 0in 0in 0pt 0.25in">Taking a test a second time generally boosts your score by 50-100 points, though an SAT prep course can usually boost it 150 or more. Our program includes long-term and short-term test-taking strategies, timed tests and practice questions that do more to prepare you for the test than simply taking it again and hoping for the best. If you already have a good score, you might want to take it again for the small bump, but if you need to get it up 150 points or more, you should consider taking an SAT prep course. Also, once you have your scores, you have to know where they&rsquo;ll benefit you most. Our SAT program can help you properly apply your score once the test is behind you.</div><br/><div style="margin: 0in 0in 0pt 0.25in">&nbsp;</div><br/><ol type="1" start="5" style="margin-top: 0in"><br/>    <li><b>It&rsquo;s hard to stay upbeat considering how expensive college is, the dropout rate, the unemployment rate&hellip; How do I stay positive?</b></li><br/></ol><br/><div style="margin: 0in 0in 0pt 0.25in">First, know your goals. This will keep you motivated and able to overcome many problems associated with higher education. Second, keep college affordable by maximizing your financial aid. Third, thoroughly research college and careers. Find the <a target="_blank" href="http://collegeprepexpert.tumblr.com/post/15350782702/degree-with-highest-unemployment"><font color="#800080">colleges and majors that lead to jobs</font></a>. Fourth, be prepared. Get good grades in the AP classes that help you most. These suggestions can help you stay positive, but that first one is the most important &ndash; don&rsquo;t give up on your goals!</div><br/><div style="margin: 0in 0in 0pt 0.25in">&nbsp;</div><br/><div><b>&nbsp;</b></div><br/><div><b>Ask a College Prep Expert</b> is a regular feature of this blog. If you have questions for Maura, please leave them in the comment section below. If you&rsquo;re one of our students and your question needs an immediate answer, contact a counselor. If not, call a student enrollment counselor and sign up today!&nbsp;</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/ask-a-college-prep-expert-maura-kastberg-student-services-two" data-send="true" data-width="450" data-show-faces="false">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Same Day Test Taking Tips for the SAT Entrance Exam</title>
			<link>http://www.collegeprepexpert.com/blog/sat-prep/same-day-test-taking-tips-for-the-sat-entrance-exam</link>
			<comments>http://www.collegeprepexpert.com/blog/sat-prep/same-day-test-taking-tips-for-the-sat-entrance-exam#comments</comments>
			<pubDate>2012-01-27 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[SAT Prep]]></category>
			<description><![CDATA[The SATs are this Saturday, and no matter how much cramming you do, there’s only so much you can cram in. The best strategy for taking the SAT is to prepare weeks, if not months in advance, and of course, learn everything you can in the classroom.Still, [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 347px; height: 237px" src="/repository/image/48_sat_tips.jpg" />The SATs are this Saturday, and no matter how much cramming you do, there&rsquo;s only so much you can cram in. The best strategy for taking the SAT is to prepare weeks, if not months in advance, and of course, learn everything you can in the classroom.</div><br/><div>&nbsp;</div><br/><div>Still, there are a few same-day strategies that can help improve your SAT score.</div><br/><div>&nbsp;</div><br/><div><b>5 Last-Minute Tips for Taking the SATs</b></div><br/><div style="margin: 0in 0.25in 0.05in 0in"><b>&nbsp;</b></div><br/><div style="text-align: left; text-indent: -0.25in; margin: 0in 0.25in 0.05in 0.5in" align="left"><b><span>1.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><b>Process of Elimination. </b>Eliminate obviously wrong answers first,. i.e. the Empire State Building is in C. Atlantis.</div><br/><div style="text-align: left; text-indent: -0.25in; margin: 0in 0.25in 0.05in 0.5in" align="left"><b><span>2.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><b>Don&rsquo;t Second-Guess. </b>Usually your first answer is correct. Don&rsquo;t go back and change answers unless you&rsquo;re absolutely sure it&rsquo;s wrong.</div><br/><div style="text-align: left; text-indent: -0.25in; margin: 0in 0.25in 0.05in 0.5in" align="left"><b><span>3.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><b>Leave Answers Blank.</b> The SAT penalizes you a 1/4 point for each wrong answer. If you don&rsquo;t know, don&rsquo;t guess. You get more points for getting half right than a quarter wrong.</div><br/><div style="text-align: left; text-indent: -0.25in; margin: 0in 0.25in 0.05in 0.5in" align="left"><b><span>4.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><b>Easy Questions Come First. </b>Questions are arranged from easiest to most difficult in each section of the SAT. Don&rsquo;t think an answer is too obvious in the beginning of a section, but realize that the further along you go, the more likely an obvious answer is to be wrong.</div><br/><div style="text-align: left; text-indent: -0.25in; margin: 0in 0.25in 0.05in 0.5in" align="left"><b><span>5.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><b>Slow Down. </b>You&rsquo;re not expected to answer every question; just as many as you can. Maintaining a manageable pace ensures greater accuracy. Remember, the SATs penalize you for wrong answers. Don&rsquo;t make that mistake!</div><br/><div>The good news is that these tips are good advice for improving your score on the PSAT and SAT II Subject Tests, as well. The bad news is that they don&rsquo;t all work on the ACT. The ACT doesn&rsquo;t penalize you for wrong answers, so there&rsquo;s no penalty for guessing.</div><br/><div>&nbsp;</div><br/><div><b>How Important Is My SAT Score?</b></div><br/><div><b>&nbsp;</b></div><br/><div>Students worry about what their SAT (or ACT) score means for college admissions and their future prospects. Should they work hard to boost their score or simply rely on what they&rsquo;ve learned in class? Consider these facts:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>According to NACAC (the National Association of College Admissions Counseling) admissions deans list your entrance exam score as the third most important factor in determining your admission to that school. More than 58% list it as &ldquo;very important.&rdquo;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>The average SAT score for a college graduate is 1721. The average SAT score or the college dropout? 1599.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Even SAT optional schools will use your scores to consider admissions if you submit them. If you get a good score, send it in. If not, no harm done.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Good SAT prep and test scores improve your college performance. 65% of students who got at least a 1550 on the SAT had a GPA above 2.7.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Students from low-income families have a score roughly 400 points below that of students from high-income families, making them less likely to graduate college or get into selective private colleges that have good (even great!) financial aid</div><br/><div>&nbsp;</div><br/><div>The SAT is not an all-powerful determinant of college admissions, but it is an important factor in determining college success. If you haven&rsquo;t studied hard enough over the past few weeks or months, perhaps these short-term SAT tips can boost your score a little bit. If they don&rsquo;t boost them enough, take the test again a few months from now.</div><br/><div>&nbsp;</div><br/><div>Just make sure you study in advance.*</div><br/><div>&nbsp;</div><br/><div align="right"><i>*We&rsquo;ll explore long-term SAT study tips and ACT test-taking tips in future posts. Good luck this weekend!</i></div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="false" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/sat-prep/same-day-test-taking-tips-for-the-sat-entrance-exam">&nbsp;</div><br/><!-- Place this tag where you want the +1 button to render --><g:plusone annotation="inline"></g:plusone><!-- Place this render call where appropriate --><script type="text/javascript"><br/>  (function() {<br/>    var po = document.createElement('script'); po.type = 'text/javascript'; po.async = true;<br/>    po.src = 'https://apis.google.com/js/plusone.js';<br/>    var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(po, s);<br/>  })();<br/>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>State Budget Cuts Putting Pressure on Students to Improve Own Education</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/state-budget-cuts-putting-pressure-on-students-to-improve-own-education</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/state-budget-cuts-putting-pressure-on-students-to-improve-own-education#comments</comments>
			<pubDate>2012-01-25 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[The Great Recession isn’t just making it more difficult for families to survive today, it’s affecting their future prospects, too. State budget cuts make a college education more difficult to achieve, forcing students to carry greater and greater debt [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 270px; height: 362px" src="/repository/image/47_budget_cuts.jpg" />The Great Recession isn&rsquo;t just making it more difficult for families to survive today, it&rsquo;s affecting their future prospects, too. State budget cuts make a college education more difficult to achieve, forcing students to carry greater and greater debt.</div><br/><div>&nbsp;</div><br/><div>Impact of state education budget cuts:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>In the past year, states have cut their education budgets by 8%, or $6 billion. (Roughly half these cuts were produced by a cut in federal funding.)</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>41 states have cut their education budgets over the last 9 years. North Carolina cut it by 1%, New&nbsp;Hampshire by 41%.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>California cut its education budget 26% in the past two years.</div><br/><div>&nbsp;</div><br/><div>This is only K-12 funding, and does not include college funding. Three-quarters of states have cut their funding for public universities since 2002, driving up tuition at these once cheap alternatives to private colleges.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s not a pretty picture. So what can students do to improve their chances of a good education amid these budge cuts?</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Choose your own classes. </b>Guidance counselors are overworked and understaffed. They can still help you get into the classes you choose, but you should walk into their office knowing which ones you need. Be more proactive. Have a plan.</li><br/>    <li><b>Research colleges, research careers. </b>This is another longtime function of guidance counselors, but their reach is often limited to letting you do it online. With more than 4,000 colleges in this country and hundreds of careers to choose from, your research needs to be thorough. Get the best information possible.</li><br/>    <li><b>SAT prep. </b>Consider expert help if you&rsquo;re school isn&rsquo;t preparing you properly for either the SAT or ACT entrance exams. Budget cuts sometimes leave schools with limited resources for SAT and ACT prep.</li><br/>    <li><b>Seek merit-based aid. </b>Guidance counselors commonly suggest scholarships as a way to boost financial aid, but this system comes with plenty of traps. It&rsquo;s an easy way to get you to do the work but doesn&rsquo;t necessarily get you good merit-based aid. That&rsquo;s a lot more complicated than simply searching for scholarships.</li><br/>    <li><b>Maximize grant money. </b>Guidance counselors can&rsquo;t typically help you here, particularly if their school forbids them to ask about family finances. They may answer some of your financial aid questions, but they can&rsquo;t help you maximize your aid. Guidance counselors just don&rsquo;t have the time to take on those extra assignments, even if they&rsquo;re allowed to. Get every penny you deserve</li><br/></ol><br/>&nbsp;<br /><br/>State education budget cuts come in good times and bad; the Great Recession just makes it more noticeable and more severe. When the economy recovers, there&rsquo;s no guarantee education funding will rebound. We may prefer austerity for years to come. <br /><br/><div>&nbsp;</div><br/><div>The United States has lofty education goals, but not the financial wherewithal to pay for it. &nbsp;A failure to educate ourselves now may hurt our economy in the future. If you want a college degree that helps you get ahead, then you need to rely on yourself and your abilities. That&rsquo;s the true nature of capitalism and the American way: pulling yourself up by your bootstraps</div><br/><div>&nbsp;</div><br/><div>The reality of the American education system is that you can&rsquo;t rely on the system alone to get ahead. You need to rely on yourself and any outside help you can get.</div><br/><div>&nbsp;</div><br/><div>Find affordable ways to learn and prepare for college. States may have budget shortfall, but your education won&rsquo;t come up short!</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/state-budget-cuts-putting-pressure-on-students-to-improve-own-education" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Why the Wrong Classes Won’t Lead to the Right College</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/why-the-wrong-classes-wont-lead-to-the-right-college</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/why-the-wrong-classes-wont-lead-to-the-right-college#comments</comments>
			<pubDate>2012-01-23 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Plenty of high-school freshmen are already limiting their optiConsider these facts:ons, even if they don’t know it. Consider these facts: 10% of 9th graders don’t take a math class. 18% of 9th graders don’t take science. 29% of 9th graders couldn’ [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 327px; height: 252px" src="/repository/image/46_success_street_sign.jpg" />We like to tell students they can be whatever they want to be. It&rsquo;s up to them. All they have to do is work hard and dream big.</div><br/><div>&nbsp;</div><br/><div>Unfortunately, plenty of high-school freshmen are already limiting their options, even if they don&rsquo;t know it.</div><br/><div>&nbsp;</div><br/><div>Consider these facts:</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>10% of 9<sup>th</sup> graders don&rsquo;t take a math class.</li><br/>    <li>18% of 9<sup>th</sup> graders don&rsquo;t take science.</li><br/>    <li>29% of 9<sup>th</sup> graders couldn&rsquo;t identify a single occupation.</li><br/></ul><br/><div>&nbsp;</div><br/><div>Yet somehow, 90% of all 9<sup>th</sup> graders believe they will be able to graduate college &ndash; even though they&rsquo;re not really planning for it.</div><br/><div>&nbsp;</div><br/><div><b>Match High-School Classes to Career &amp; College Options</b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Target your intended major or career interest.&nbsp;</b>Once you identify your likely college major or career (take a personality test if you need help with this), find classes that can advance you in those fields. For example, interested in medicine? Take biology, chemistry, health class, and Latin (if possible). One or two classes won&rsquo;t be enough.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Take Advanced Placement/Honors/International Baccalaureate classes. </b>Once you know the classes you need to take to get ahead, get further ahead by taking the AP or Honors version of those classes. Algebra II may look good to an engineering school, but AP Algebra II looks a lot better.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Know the highest-level class you&rsquo;ll need. </b>If you want to enter one of the STEM fields, you can&rsquo;t stop at trigonometry. You&rsquo;ll need calculus. If you&rsquo;re planning on majoring in language, you can&rsquo;t take two years of Spanish and stop. Take the high-level class available to meet your post-high-school plans.</div><br/><div>&nbsp;</div><br/><div><b>Make a Career Preparation Chart</b></div><br/><div>&nbsp;</div><br/><div>A career preparation chart lets you recognize what level of education and classes you need for specific types of colleges. Everyone expects a basic four-year college to have different requirements than highly competitive colleges, but a career preparation chart can help you identify those differences. Done properly, they can help you chart the differences between a wide variety of colleges, including:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Basic four-year colleges</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Selective colleges</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Highly competitive colleges</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Technical schools</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Engineering schools</div><br/><div>&nbsp;</div><br/><div>You can also use a career preparation chart to keep track of what classes you&rsquo;ve taken and what classes you still need to meet your educational goals. Make a chart to keep yourself organized (RSC students can simply download one from our website).</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s important that you match your high-school classes to your goals for life after high school, no matter what they may be. The right classes are a great first step to the right college and the life you want.</div><br/><div>&nbsp;</div><br/><div>Unfortunately, the right classes aren&rsquo;t all you need to get into the right colleges. You need to what type of college you want to go to, and that requires additional research. There are more than 4,000 colleges in this country. Once you find the ones that can meet your needs, start working to gain admission to them.</div><br/><div>&nbsp;</div><br/><div>The good news is that by taking the right classes early on &ndash; in your freshman and sophomore years &ndash; you&rsquo;ll increase your options and improve your chances of getting into the college that&rsquo;s right for you.</div><br/><div>&nbsp;</div><br/><div>And that means planning and preparing for your goals as early as you can.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/why-the-wrong-classes-won&rsquo;t-lead-to-the-right-college">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Start College Prep Early: Planning for College in 8th or 9th Grade</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/start-college-prep-early-planning-for-college-in-8th-or-9th-grade</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/start-college-prep-early-planning-for-college-in-8th-or-9th-grade#comments</comments>
			<pubDate>2012-01-20 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[When our Maura Kastberg appeared on the TV program Schenectady Today, the host seemed shocked that students should really start preparing for college in 8th grade. The days of starting when you’re a junior are long gone.You really do need four years [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="215" height="311" src="/repository/image/45_early_prep.jpg" />When our Maura Kastberg appeared on the TV program Schenectady Today, the host seemed shocked that students should really start preparing for college&nbsp;in 8<sup>th</sup> grade. The days of starting when you&rsquo;re a junior are long gone.</div><br/><div>&nbsp;</div><br/><div>You really do need four years of high school to plan for four years of college.</div><br/><div>&nbsp;</div><br/><div><b>Advantages to Early College Prep</b></div><br/><div><b>&nbsp;</b></div><br/><div>By starting college prep early, you can improve your</div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Classes. </b>By starting early, you can structure your classes to meet your career goals and reflect your likely college major. You can focus on the advanced placement classes that will most impress the colleges that interest you. You also won&rsquo;t leave out or omit classes you might need for college. Too many 10<sup>th</sup> and 11<sup>th</sup> graders do this because they didn&rsquo;t start early, and end up playing a nearly futile game of catch up.</li><br/>    <li><b>Extracurricular activities. </b>Preparing for college before other students also gives you an advantage in joining clubs and selecting outside activities that can make your college application look better. If they fit your career and academic interests, you&rsquo;ll look like you&rsquo;ve been planning for the big event &ndash; because you have been. And that impresses college admissions deans and employers.</li><br/>    <li><b>Campus research. </b>You&rsquo;ll also have an advantage in researching a wide variety of colleges. You won&rsquo;t feel rushed and can target your list of applicable colleges to the ones that work best for you. There are more than 4,000 colleges in the United States. You need to find the 6 or 8 that are right for you. Checking them out early, with good materials, is the best way to improve your selection.</li><br/>    <li><b>Financial aid. </b>Financial aid is more than putting money in the bank, which families might want to start long before 8<sup>th</sup> grade. It also means being a top student, with all of the above in place &ndash; good grades in the right AP classes, impressive extracurricular activities and finding colleges with good financial aid packages. That last one can be difficult, but can be overcome with proper campus research. In other words, starting college prep in 8<sup>th</sup> or 9<sup>th</sup> grade not only gets you ready for college, it helps you pay for it!</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Setting Goals as Part of College Prep</b></div><br/><div><b>&nbsp;</b></div><br/><div>&ldquo;How can I pick classes to meet goals I don&rsquo;t know yet? I&rsquo;m not sure if I&rsquo;m going to college, or what major I&rsquo;d like to take, or even what career I&rsquo;m really interested in.&rdquo;</div><br/><div><b>&nbsp;</b></div><br/><div>It&rsquo;s a fair question, and one with a relatively simple solution: take personality tests that determine your interests and abilities. Unfortunately, not a lot of schools offer these tests (the Department of Defense estimates about 15%), but they can be a big push in the right direction when it comes to selecting classes, extracurricular activities and colleges.</div><br/><div>&nbsp;</div><br/><div>The real key is knowing your goals. Once you have those in place, putting a plan together to meet them is a whole lot easier!</div><br/><div>&nbsp;</div><br/><div>Here&rsquo;s Maura&rsquo;s appearance on Schenectady Today:</div><br/><div><br /><br/><iframe height="442" src="http://blip.tv/play/AYLm2nMC.html?p=1" frameborder="0" width="550" allowfullscreen=""></iframe><embed type="application/x-shockwave-flash" src="http://a.blip.tv/api.swf#AYLm2nMC" style="display: none"></embed>&nbsp;&nbsp;</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/start-college-prep-early-planning-for-college-in-8th-or-9th-grade">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Time Management: Getting More Done With the Time You Have</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/time-management-getting-more-done-with-the-time-you-have</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/time-management-getting-more-done-with-the-time-you-have#comments</comments>
			<pubDate>2012-01-18 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[You look at your schedule. You have class time, homework, extracurricular activities, college prep activities, and friends to hang out with. How do you fit it all into your schedule? Two words: time management. Creating a Time-Management Plan Certain [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 298px; height: 219px" src="/repository/image/44_time_management.jpg" />You look at your schedule. You have class time, homework, extracurricular activities, college prep activities, and friends to hang out with. How do you fit it all into your schedule?</div><br/><div>&nbsp;</div><br/><div>Two words: time management.</div><br/><div>&nbsp;</div><br/><div><b>Creating a Time-Management Plan</b></div><br/><div>&nbsp;</div><br/><div>Certain events are necessary. You need to eat, sleep and go to school. Even if you creatively combine certain events, like eating and homework, you may find you don&rsquo;t have enough time in the day to get everything done if you don&rsquo;t plan properly.</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Keep a log of your daily activities.</b> Write down exactly what you&rsquo;re doing and when you&rsquo;re doing it.</li><br/>    <li><b>Assign priorities.</b> List the things you have to do as most important and the things you choose to do as less important. Is there anything you don&rsquo;t have to do at all? Anything where you felt like you were wasting your time?</li><br/>    <li><b>Control interruptions.</b> Are you constantly being interrupted, whether by friends or your own distractions? This can include everything from texting friends to cruising the internet when you should be working. If you are, see if you can&rsquo;t incorporate times when these activities can be done. Set aside time for socializing and entertainment.</li><br/>    <li><b>Don&rsquo;t procrastinate.</b> If it&rsquo;s time to do something, get started. This will allow you to get more done not cut in to activities you might really want to do later. Staying on top of things means staying on time!</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Sticking to Your Time-Management Plan</b></div><br/><div>&nbsp;</div><br/><div>When you&rsquo;re creating a time-management plan, it helps to have worksheets detailed enough to track your activities, the time you start and finish, their importance, and your accomplishments within them &ndash; like the ones we provide our students for easy reference. You can also create your own in. Just make sure you include all the categories and columns you need so that you don&rsquo;t forget or overlook an activity.</div><br/><div>&nbsp;</div><br/><div>The good news is that you&rsquo;re well on your way to creating a usable time-management record. You&rsquo;ve eliminated activities that aren&rsquo;t necessary or that don&rsquo;t help you make your goals. It may seem like a lot of work to get to this point, but really, it shouldn&rsquo;t take more than a few weeks (a month at most) to get the hang of it and make creating a time-management schedule part of your routine.</div><br/><div>&nbsp;</div><br/><div>The time you invest doing this will come back to you tenfold in the time you gain back by staying on schedule. After all, it isn&rsquo;t wasting time if it helps you achieve your goal in getting more done with the time you have.</div><br/><div>&nbsp;</div><br/><div>Good luck putting together your time-management plan and enjoy all that free time you just picked up!</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/time-management-getting-more-done-with-the-time-you-have" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>National Core Standards &amp; Statewide College and Career Assessment Tests</title>
			<link>http://www.collegeprepexpert.com/blog/career-prep/national-core-standards-college-and-career-assessment-tests</link>
			<comments>http://www.collegeprepexpert.com/blog/career-prep/national-core-standards-college-and-career-assessment-tests#comments</comments>
			<pubDate>2012-01-16 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Career Prep]]></category>
			<description><![CDATA[Intelligence plus character—that is the goal of true education. - Martin Luther King, Jr. While there’s been a big call to keep education local and let school districts and states handle curricula and graduation requirements, the exact opposite has [...]]]></description>
			<content:encoded><![CDATA[<div><i><img alt="" align="left" width="380" height="263" src="/repository/image/43_core_standards.jpg" />Intelligence plus character&mdash;that is the goal of true education.</i> &ndash; Martin Luther King, Jr.</div><br/><div>&nbsp;</div><br/><div>On this holiday when we encourage the nation to come together as a whole, it&rsquo;s a good idea to look at one other way in which we&rsquo;re uniting, like it or not.</div><br/><div>&nbsp;</div><br/><div>While there&rsquo;s been a big call to keep education local and let school districts and states handle curricula and graduation requirements, the exact opposite has been happening. Among the 31 states that require exit exams prior to granting high-school diplomas:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>27 participate in national guidelines</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>11 require students to take either the SAT or ACT, which is the same test nationwide</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>16 require tests that show a student&rsquo;s level of college and career preparedness.</div><br/><div>&nbsp;</div><br/><div><b>Meeting Common Core Standards and No Child Left Behind Requirements</b></div><br/><div>&nbsp;</div><br/><div>While teachers, tutors and parents can help you meet state and federal Department of Education regulations, it&rsquo;s ultimately up to you to pass those tests. Take certain steps to improve your performance:</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Read more</b>. Select books from a college prep reading list &ndash; books that get you ready for college, encourage critical thinking and increase your general knowledge. These books are classics and will still be discussed years from now. Many are available for free at the library or various public domain downloads, like the <a target="_blank" href="http://www.gutenberg.org/"><font color="#800080">Gutenberg Project</font></a>.</li><br/>    <li><b>SAT/ACT practice tests and tips</b>. Prepare for the college admissions exams. This not only helps you in those 11 states that require them, but improves your math and reading skills (the two most commonly tested areas). You&rsquo;ll get ready for more than one test at once!</li><br/>    <li><b>Build your vocabulary.</b> Find a <a target="_blank" href="http://collegeprepexpert.tumblr.com/"><font color="#800080">word of the day</font></a> program to build your vocabulary. It improves your word power, reading ability, essay writing skills and memory.</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div>Of course, many states aren&rsquo;t just focused on academic goals but career readiness. This means knowing basic arithmetic and a whole lot of other skills like categorization, communication and problem-solving. To meet these standards, you&rsquo;ll need to know which courses to take; you may also need to pick up additional training through vocational/career placement, volunteering, interning or employment. Combine your school and extracurricular experiences into your test preparation.</div><br/><div>&nbsp;</div><br/><div><b>Avoid Teaching to the Test</b></div><br/><div><b>&nbsp;</b></div><br/><div>Teaches have long been accused of &ldquo;teaching to the test,&rdquo; that is, of getting students ready for the questions on a state evaluation test rather than giving them a broad overview of the subject. Unfortunately, students don&rsquo;t have the luxury of taking only the state tests. In addition to these graduation standards, there are subject tests, the SAT, ACT or SAT II Subject Tests, and possibly additional tests given by the colleges themselves. Some employers even require basic tests to examine your job qualifications.</div><br/><div>&nbsp;</div><br/><div>In other words, studying for a specific test can hurt you in the long run. You need a broad overview of a subject, plus good communication skills, sound reasoning, critical thinking, and all the other talents that will get you ahead in life.</div><br/><div>&nbsp;</div><br/><div>As you look for ways to get additional help, examine programs that help you meet your goals. This way, you&rsquo;re not just getting ready for one test, but the big test, the one life throws at you in college and the workplace.</div><br/><div>&nbsp;</div><br/><div>Be college and career ready. Show intelligence and character, and meet the true goal of education.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/career-prep/national-core-standards-college-and-career-assessment-tests" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Using the Blended Education Model to Improve Your College Prep</title>
			<link>http://www.collegeprepexpert.com/blog/online-classes/using-blended-education-model-to-improve-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/online-classes/using-blended-education-model-to-improve-college-prep#comments</comments>
			<pubDate>2012-01-13 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Online Classes]]></category>
			<description><![CDATA[Universities are pushing online education as the way of the future, but students say they prefer onsite classes, and the Department of Education says they both have a point. Their research shows that students learn best in a class that [...]]]></description>
			<content:encoded><![CDATA[<div><img align="left" width="264" height="183" alt="" src="/repository/image/42_online_classes_2.jpg" />Universities are pushing online education as the way of the future, but students say they prefer onsite classes, and the Department of Education says they both have a point.</div><br/><div>&nbsp;</div><br/><div>Their research shows that students learn best in a class that blends onsite and online learning. Unfortunately, most classes are one or the other, and there&rsquo;s no clear definition as to what makes a blended class.</div><br/><div>&nbsp;</div><br/><div><b>What Is a Blended Class?</b></div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Social Media Outreach. </b>This is a traditional class in which the teacher uses <a target="_blank" href="http://www.facebook.com/pages/RSC-Your-College-Prep-Expert/132610010140826"><font color="#800080">Facebook</font></a>, <a target="_blank" href="http://www.twitter.com/rsccollegeprep">Twitter</a>, et al, to answer student questions, remind them of deadlines, or suggest research materials and articles that might interest them.</li><br/>    <li><b>Online and Classroom Lectures. </b>A teacher conducts lectures both in the classroom and through popular streaming sites like Skype.</li><br/>    <li><b>High-Tech Tools in the Classroom. </b>Once upon a time teachers showed movies in the classroom, but today they&rsquo;ve added PowerPoint and Prezi presentations, allow Smartphones and iPads in class for research and recording purposes, and encourage e-textbooks where they can then discuss pop-ups and other high-tech additions.</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div>There are almost as many ways to set up a blended class as there are ways to access them.</div><br/><div><b>&nbsp;</b></div><br/><div><b>Blended Learning in College Prep and Career Research</b></div><br/><div><br /><br/>It&rsquo;s easy to find blended learning classes, particularly when the teacher sets up the content and instructs you where to turn. It can be a lot more difficult when it comes to college prep. Guidance counselors don&rsquo;t hold lectures or regular meetings, and may not tell you what internet resources to use.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Selecting high school classes</b>. Browse the web for what classes you need for certain careers, college majors, or admissions to various campuses and then take that list with you when you meet your guidance counselor.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>SAT or ACT test prep.</b> Your counselor can let you know when the college entrance exams are and how to register, but you can do all that online. Then, use your weaknesses in the classroom to improve your weakest areas through web-based SAT and ACT prep materials before taking the test. You can also use those results and practice questions to improve you work in class so that your SAT or ACT scores reflect your grades.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College or campus research</b>. Your guidance counselor may suggest colleges, but you'll have to research them individually or use a site like <a target="_blank" href="http://www.collegeprepexpert.com/"><font color="#800080">collegeprepexpert.com</font></a> to conduct side-by-side comparisons.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Career research</b>. A guidance counselor&rsquo;s job includes helping you pick out a career, but their information and direction will be limited. Use the web to take personality tests and research careers. Video can make this highly interactive and engaging. You can also find statistics citing likely salary and hiring prospects that your counselor may not have at her fingertips.</div><br/><div>&nbsp;</div><br/><div>These are only a few examples of blended college prep, but they all rely on personal contact and online research. Combining the two really is the best way to get ready for college. As with blended learning, you&rsquo;ll often supplement information received in person online information, but sometimes, as with selecting classes, you&rsquo;ll need to start on the web first.</div><br/><div>&nbsp;</div><br/><div>Either way, use the web to be proactive in your college prep. Your actions now will get you ready sooner &ndash; and more thoroughly &ndash; than your classmates!</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/online-classes/using-blended-education-model-to-improve-college-prep" data-width="450" data-show-faces="true" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How 8th, 9th and 10th Graders Should Pick High School Classes</title>
			<link>http://www.collegeprepexpert.com/blog/guidance-counselors/how-8th-9th-and-10th-graders-should-pick-high-school-classes</link>
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			<pubDate>2012-01-11 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Guidance Counselors]]></category>
			<description><![CDATA[It’s tough for any guidance counselor – no matter how smart or intuitive – to formulate much of an academic plan for you if they don’t get much help. It’s also likely they’re not going to have a great deal of time to understand your needs befo [...]]]></description>
			<content:encoded><![CDATA[<div style="text-align: justify; text-indent: -0.25in; margin: 0in 0in 0pt 0.25in"><span style="font-size: 11.5pt; font-weight: normal"><font color="#221e1f"><img alt="" align="left" style="width: 255px; height: 206px" src="/repository/image/41_pick_classes.jpg" />A student sits in his or her guidance counselor&rsquo;s office:</font></span></div><br/><div>&nbsp;</div><br/><div>&ldquo;Do you want to go to college?&rdquo;</div><br/><div>&nbsp;</div><br/><div>&ldquo;Yeah, I guess so.&rdquo;</div><br/><div>&nbsp;</div><br/><div>&ldquo;Do you know what you want to do for a living?&rdquo;</div><br/><div>&nbsp;</div><br/><div>&ldquo;Not really.&rdquo;</div><br/><div>&nbsp;</div><br/><div>&ldquo;Ok, well, based on that, you should take these classes.&rdquo;</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s tough for any guidance counselor &ndash; no matter how smart or intuitive &ndash; to formulate much of an academic plan for&nbsp;you if they don&rsquo;t get much help. It&rsquo;s also likely they&rsquo;re not going to have a great deal of time to understand your needs before pointing you toward certain classes. That means you might not be very prepared for the college or career of your choice. You have to be proactive.</div><br/><div>&nbsp;</div><br/><div>You have to be in charge.</div><br/><div>&nbsp;</div><br/><div><b>Deciding What High School Classes to Take</b></div><br/><div>&nbsp;</div><br/><div style="text-align: justify; text-indent: -0.25in; margin: 0in 0in 0pt 0.25in"><strong><span><font color="#221e1f">1. </font>Have a Goal. </span><span style="color: #221e1f">You don&rsquo;t need to know what you&rsquo;re going to be doing for the rest of your life, but you should have a pretty good idea what you want to do after high school. What type of college do you think is best for you? If you&rsquo;re a good student, you should think about good colleges and so on. You can choose from the prestigious Ivy League all the way down to community colleges. What level feels right to you? Once your guidance counselor knows your goal, he can suggest appropriate classes.</span></strong></div><br/><div style="text-align: justify; text-indent: -0.25in; margin: 0in 0in 0pt 0.25in"><strong><span><font color="#221e1f">2. </font>Build Classes. </span><span style="color: #221e1f">Make sure you leave enough time to take prerequisites. If you want to go into a math-heavy field, don&rsquo;t take Algebra II junior year and expect to take Calculus senior year. The same with the sciences, languages, history, etc. Your guidance counselor knows how to build classes on top of each other, but you must make sure she knows you need to do that.</span></strong></div><br/><div style="text-align: justify; text-indent: -0.25in; margin: 0in 0in 0pt 0.25in"><strong><span><font color="#221e1f">3. </font>AP Classes. </span><span style="color: #221e1f">Take Advanced Placement classes in the areas that interest you most. You&rsquo;ll be excited by the material if it&rsquo;s going to be your major in college. And if you&rsquo;re a top student, you might want to consider AP classes in other subject areas, but don&rsquo;t overwhelm yourself. Play to your strengths and interests. Focus on your likely college major.</span></strong></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.25in"><strong><span><font color="#221e1f">4. </font>Electives. </span><span style="color: #221e1f">If your school offers electives in fields that could benefit you, sign up. Let your guidance counselor know how important those classes could be to your future. Some high-school electives are standard (such as computer science or business), but many schools offer career-oriented classes (computer aided design, horticulture, auto mechanics) or academic (psychology, philosophy, astronomy). Find electives that meet your future goals.</span></strong></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.25in">&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.25in"><b>Padding Your College Application With Other Activities</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.25in"><b>&nbsp;</b></div><br/><div>Once you&rsquo;ve selected your high-school classes, and your guidance counselor has helped you gain admission to them, check to see you if your schedule meets all of your academic and career needs. If not, you can look into volunteer activities, part-time job opportunities and classes at community colleges that interest you. As with choosing your high school classes, it&rsquo;s up to you to be proactive. You need to know what you want.</div><br/><div>&nbsp;</div><br/><div>Then you can rely on a college prep expert to help you reach your goals.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/guidance-counselors/how-8th-9th-and-10th-graders-should-pick-high-school-classes">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Why You’re Paying Too Much for College – Budget Cuts, High Tuition, &amp; Poor College Prep</title>
			<link>http://www.collegeprepexpert.com/blog/college-tuition/why-youre-paying-too-much-for-college</link>
			<comments>http://www.collegeprepexpert.com/blog/college-tuition/why-youre-paying-too-much-for-college#comments</comments>
			<pubDate>2012-01-09 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Tuition]]></category>
			<description><![CDATA[It's no secret that college tuition has been skyrocketing – up 450% in less than three decades – but getting to the why takes a bit of work because no one culprit is at fault.The good news is that high-school students can change many of the mistakes t [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 233px; height: 252px" src="/repository/image/40_college_cost.jpg" />It&rsquo;s no secret that college tuition has been skyrocketing &ndash; up 450% in less than three decades &ndash; but getting to the why takes a bit of work because no one culprit is at fault.</div><br/><div>&nbsp;</div><br/><div>The good news is that at least high-school students can change many of the mistakes their predecessors made.</div><br/><div>&nbsp;</div><br/><div><b>Reasons the Cost of College Has Gone Up</b></div><br/><div>&nbsp;</div><br/><div>This can be divided into two categories: government/institutional and personal.</div><br/><div>&nbsp;</div><br/><div><b>Government and Institutional Causes for High Tuition:</b></div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>State support for colleges has eroded. Since 2008, 43 states have cut the amount of money they provide to colleges. Consider this fact alone &ndash; Since 1991, Berkeley has seen its share of California-supported operating expenses shrink from 47% to 11%. Guess who&rsquo;s making up the difference? Students.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Colleges make student loans a standard part of financial aid packages. Since there isn&rsquo;t enough grant money to go around anymore (In 1984, Pell Grants paid 52% of college costs; today they pay 34%, and much less if you go to a 4-year college), colleges routinely offer student loans. Not only do loans keep tuition high since the colleges get paid, but it adds to your total cost because your cost of college now includes interest payments. Student loans may be offered as &ldquo;need-based aid,&rdquo; but they are not &ldquo;gift aid.&rdquo;</div><br/><div>&nbsp;</div><br/><div><b>Personal Reasons Students Overpay for College:</b></div><br/><div><b>&nbsp;</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Take too long to graduate. Students who graduate in 4 years pay far less than those who graduate in six.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Transferring colleges. Transfer students take longer to graduate, if they graduate at all. College transfer students, particularly those who change schools three or more times, have a much higher dropout rate than those who attend one school only.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>They&rsquo;re not academically competitive or above average. If you attend a college where you are not in the top 25% academically, you won&rsquo;t receive any merit-based aid (like additional grants or scholarships). You need to know how you stack up against your fellow freshmen.</div><br/><div>&nbsp;</div><br/><div>Of course, these are just some of the reasons college costs so much. What if you don&rsquo;t get a job right after graduation? Pretty soon you&rsquo;re paying interest on your unsubsidized Stafford Loans and your &ldquo;cost of college&rdquo; has gone up again.</div><br/><div>&nbsp;</div><br/><div>You can&rsquo;t do much about affecting federal, state, and college policy, but you can lower your out-of-pocket expenses by preparing for college properly. This means researching colleges where you&rsquo;re a good academic fit. Compare your college selections until you find one where you believe your abilities will be rewarded, helping you can graduate on time.</div><br/><div>&nbsp;</div><br/><div>Get good SAT or ACT scores and good grades in Advanced Placement classes so that you avoid remedial classes, don&rsquo;t transfer colleges to stay competitive, and land a career after graduation.</div><br/><div>&nbsp;</div><br/><div>The reason students are paying too much for college boils down to the fact that they didn&rsquo;t find the right college for them. If you can find a college that rewards your commitment to education, you just might find you can afford it after all.</div><br/><div>&nbsp;</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-tuition/why-youre-paying-too-much-for-college">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>College Admissions Deans Rank Private Counselors Better than High School Guidance Counselors</title>
			<link>http://www.collegeprepexpert.com/blog/guidance-counselors/college-admissions-deans-rank-private-counselors-better-than-high-school-guidance-counselors</link>
			<comments>http://www.collegeprepexpert.com/blog/guidance-counselors/college-admissions-deans-rank-private-counselors-better-than-high-school-guidance-counselors#comments</comments>
			<pubDate>2012-01-06 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Guidance Counselors]]></category>
			<description><![CDATA[Students line up to see their high-school guidance counselor in the hopes that he or she will give them good advice when it comes to selecting a college, picking a major, figuring out a career, or getting great financial aid. In a report released by Insid [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 284px; height: 213px" src="/repository/39_admissions_building.jpg" />Students line up to see their high-school guidance counselor in the hopes that he or she will give them good advice when it comes to selecting a college, picking a major, figuring out a career, or getting great financial aid.</div><br/><div>&nbsp;</div><br/><div>In a report released by Inside Higher Ed, they might be disappointed by the results. College admissions officers pick public guidance counselors as they 5<sup>th</sup> best resource for getting information about higher education.</div><br/><div>&nbsp;</div><br/><div>And admissions deans at private colleges &ndash; typically those with the best financial aid and toughest entrance standards &ndash; were a lot less likely to rank them highly than state schools and public universities.</div><br/><div>&nbsp;</div><br/><div>They finished below private guidance counselors like RSC Your College Prep Expert.</div><br/><div>&nbsp;</div><br/><div><b>Other College Resources From Inside Higher Ed:</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Private school guidance counselors. </b>College admissions deans ranked guidance counselors at private high schools the best. Of course, very few students attend these schools as they are financially out of reach for many families.</li><br/>    <li><b>Social media sites. </b>Deans picked their own sites to learn about their colleges. This will tell you about one college, not many.</li><br/>    <li><b>Financial aid websites. </b>These handle one aspect of college prep, but what about college and career research, SAT/Act prep, college applications, and all the rest?</li><br/>    <li><b>Government website. </b>The Department of Education has the most extensive website on educational materials and financial aid. It&rsquo;s also almost impossible to navigate. It can take hours to find the right information and doesn&rsquo;t include information on how to research colleges, choose a career, fill out a college application, and it certainly doesn&rsquo;t do any work for you, like completing your financial aid forms.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Guidance Counselor Facts:</b></div><br/><div><b>&nbsp;</b></div><br/><div>It&rsquo;s easy to see why admissions officers rated public high-school guidance counselors so poorly when you consider these facts:</div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li>The average guidance counselor sees 450 students, twice the recommended limit.</li><br/>    <li>The average guidance counselor spends 38 minutes per year per student on college prep.</li><br/>    <li>Only 24 colleges in the country offer guidance counselors even one class in college prep.</li><br/>    <li>70% of guidance counselors feel their school isn&rsquo;t doing a good job getting students ready for college or a job.</li><br/>    <li>Counselors only make up 1.7% of a school&rsquo;s personnel.</li><br/>    <li>54% of recent high-school graduates said their counselor didn&rsquo;t help them fill out college applications correctly.</li><br/></ol><br/><div>&nbsp;</div><br/><div>There are plenty more facts like this (and you can find some of them in our&nbsp;Video Report), but the bottom line is that your guidance counselor may not be the best person to prepare you for life after high school, particularly if you want to go to college. Now, there are plenty of great counselors out there, and with any luck, yours is one of them. But if you have doubts, or don&rsquo;t think he or she can meet your needs, consider turning to a college prep service Inside Higher Ed placed above public school counselors &ndash; counselors at private companies.<img alt="" align="right" style="width: 174px; height: 190px" src="/repository/image/39_admissions_sign.jpg" /></div><br/><div>&nbsp;</div><br/><div>We have no other purpose than to help you meet your goals. Our 5 years of service are cheaper than 4 years at a private school, and our counselors are trained to get you into college,&nbsp;provide financial aid advice,&nbsp;and put you on the path to the college or career you want.</div><br/><div>&nbsp;</div><br/><div>And if you don&rsquo;t believe us, you can read the Inside Higher Ed report <a target="_blank" href="http://www.insidehighered.com/news/survey/clashes-money-and-values-survey-admissions-directors"><font color="#800080">here</font></a>.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/guidance-counselors/college-admissions-deans-rank-private-counselors-better-than-high-school-guidance-counselors" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Improving Your Chances After Your College Application Has Been Submitted</title>
			<link>http://www.collegeprepexpert.com/blog/applying-to-college/improving-your-chances-after-college-application-submitted</link>
			<comments>http://www.collegeprepexpert.com/blog/applying-to-college/improving-your-chances-after-college-application-submitted#comments</comments>
			<pubDate>2012-01-04 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Applying to College]]></category>
			<description><![CDATA[Sometime in the next few weeks, a college admissions officer will visit a prospective student’s Facebook page or Twitter feed and say, “No way! They’re not coming here!” And then it will happen again and again, and those students may never [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 210px; height: 225px" src="/repository/image/38_improving_chances_dice.jpg" />Sometime in the next few weeks, a college admissions officer will visit a prospective student&rsquo;s Facebook page or Twitter feed and say, &ldquo;No way! They&rsquo;re not coming here!&rdquo;</div><br/><div>&nbsp;</div><br/><div>And then it will happen again and again, and those students may never find out why they were rejected.</div><br/><div>&nbsp;</div><br/><div>Roughly 1/3 of college admissions deans say they check applicant profiles, particularly if they&rsquo;re on the fence about admitting them. Officials are looking for something to make up their mind either way.</div><br/><div>&nbsp;</div><br/><div><b>Use Social Media to Improve Your College Application</b></div><br/><div><b>&nbsp;</b></div><br/><div>A lot&rsquo;s been made out of students who ruin their admissions chances with bad pictures and questionable posts, but you can also use your online profile to improve your chances.</div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Pictures.&nbsp;</b>Replace any pictures that might call into question your character or judgment with photos of you doing volunteer work or classroom activities. And smile. Look like you&rsquo;re enjoying it. Just make sure those activities are on your college application, too.</li><br/>    <li><b>Posts. </b>Remove or hide posts in bad taste. Opinions are fine, but avoid racist, sexist, or flat-out ignorant posts. And not just yours &ndash; your friends, too. Hide or delete them. They can reflect badly on you.</li><br/>    <li><b>Negativity. </b>Curb the negativity. Don&rsquo;t be overly harsh or blame others for your problems. Not everything sucks. College admissions officers generally don&rsquo;t like it. Instead, congratulate your friends on their achievements and compliment them when they deserve it. Be positive!</li><br/>    <li><b>Awards. </b>If you&rsquo;ve won an award, tweet about it, or show it on Facebook. It confirms what your college application says about you.</li><br/>    <li><b>Grammar. </b>Watch the bad grammar. Everyone knows the character restrictions on Twitter require some ingenuity, but if it&rsquo;s a short post, write it out correctly. Instead of &ldquo;Ur rite @ dat&rdquo; say &ldquo;You&rsquo;re right about that.&rdquo; Make admissions officers think you know how to spell and speak properly. The same goes for cursing. Like negativity, curb it. It doesn&rsquo;t need to be everywhere. It might be the way you and your friends speak to each other, but a browsing college dean doesn&rsquo;t want to see it everywhere.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Prepare a </b><b>Good </b><b>College</b><b> Application First</b></div><br/><div>&nbsp;</div><br/><div>Nothing you can do after you submit your application can entirely make up for not having a good college resume in the first place, but it can be a bit of a salve on an open wound. Clean up your social media and online presence and make sure it matches your application. See that your accomplishments are highlighted, your activities recorded and the colleges you&rsquo;ve applied to complimented. Talk about why you&rsquo;re interested in a particular major or career. Show that you&rsquo;re making future plans.</div><br/><div>&nbsp;</div><br/><div>Remember, only 1/3 or so of college admissions officers will look you up online, but if you applied to six colleges, that&rsquo;s two right there. And they just could be your top two<img alt="" align="right" style="width: 324px; height: 243px" src="/repository/image/38_improving_chances_social_media.jpg" /> choices!</div><br/><div>&nbsp;</div><br/><div>So take a little time cleaning up your sites before the dean of admissions gets to your site. And if you&rsquo;re still an underclassmen, use these tips to build a positive profile so you don&rsquo;t have to go back and clean it up.</div><br/><div>&nbsp;</div><br/><div>&nbsp;</div><br/><div style="text-align: right">*Portions of this article appeared on RSC&rsquo;s <i>National News Today</i> article <br /><br/><a target="_blank" href="http://www.nationalnewstoday.com/education/don%25e2%2580%2599t-block-social-media-make-facebook-twitter-tumblr-flickr-part-of-your-college-application.php">Don&rsquo;t Block Social Media: Make Facebook, Twitter, Tumblr &amp; Flickr Part of Your College Application</a> <br /><br/>and our student handbooks.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/applying-to-college/improving-your-chances-after-college-application-submitted">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Ranking Educators: Will Better Teachers Get Better Pay?</title>
			<link>http://www.collegeprepexpert.com/blog/teachers/ranking-educators-will-better-teachers-get-better-pay</link>
			<comments>http://www.collegeprepexpert.com/blog/teachers/ranking-educators-will-better-teachers-get-better-pay#comments</comments>
			<pubDate>2011-12-30 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Teachers]]></category>
			<description><![CDATA[In 1970, first-year New York teachers made $2,000 more than first-year lawyers. Today, they make $115,000 less. U.S. teachers spend more hours in the classroom than teachers [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="right" style="width: 285px; height: 418px" src="/repository/image/37_teacher.jpg" />Teachers are taking a lot of the blame for America&rsquo;s poor ranking in education (currently 26<sup>th</sup> in the world), and there&rsquo;s a strong call from the Gates Foundation and plenty of others to improve the quality of teachers. They&rsquo;re pushing for standardized tests, performance review, merit pay and other enforcement measures.</div><br/><div>&nbsp;</div><br/><div>All this talk raises another important question: if teachers improve, are we willing to pay them more?</div><br/><div>&nbsp;</div><br/><div><b>Teacher Quality vs. Teacher Pay</b></div><br/><div>&nbsp;</div><br/><div>US Secretary of Education Arne Duncan, education historian Diane Ravitch and other supporters make the argument that American teachers are underpaid. Do they have a point?</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>In 1970, first-year New York teachers made $2,000 more than first-year lawyers. Today, they make $115,000 less.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>U.S. teachers spend more hours in the classroom than teachers anywhere else in the world. Three weeks more than No. 2 New Zealand. They are the 5<sup>th</sup> lowest paid.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>They make $17,000 less than other American workers with the same level of education.</div><br/><div>&nbsp;</div><br/><div>Critics argue that teachers are overpaid based on results. For instance,</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>41% of teachers graduate in the bottom 1/3 of their college class (unlike Finland, where 100% are in the top 1/3).</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>America is ranked 25<sup>th</sup> out of 27 countries in high-school education.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>America is not ranked in top 10 in the three major categories &ndash; reading, math, or science.</div><br/><div>&nbsp;</div><br/><div>Of course, American teachers face problems little seen in other countries, such as having one of the highest poverty rates in the developed world, language barriers, and massive government funding cuts (34 states and Washington, D.C., have cut education budgets since 2008).</div><br/><div>&nbsp;</div><br/><div>All these conditions make figuring out a teacher&rsquo;s worth (and salary) very difficult.</div><br/><div>&nbsp;</div><br/><div><b>Better Teacher Pay for Better Results?</b></div><br/><div>&nbsp;</div><br/><div>If teachers are paid as well as lawyers &ndash; as they once were &ndash; then the argument goes that students at the top of their college graduating class might be more tempted to teach. This might improve student performance and results. But the other side demands better results before teachers can be better paid. This may not draw some of our best minds into the classroom.</div><br/><div>&nbsp;</div><br/><div>Top-performing countries have solved this problem by respecting teachers as professionals and paying them like it. In America, it&rsquo;s created a conundrum that keeps education mired in the bottom of the international rankings.</div><br/><div>&nbsp;</div><br/><div>Until the system moves forward, students are largely left on their own to improve their performance when it comes to:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>SAT/ACT prep.</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Vocabulary.</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Critical Thinking.</b></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Advanced Placement classes.</b></div><br/><div>&nbsp;</div><br/><div>America&rsquo;s public high schools struggle in the rankings, but we&rsquo;re still ranked #1 in college education. That means a poor secondary system is probably not preparing you for tough college challenges. The system is pushing you to prepare for college, as much as you can, on your own.</div><br/><div>&nbsp;</div><br/><div>Let the&nbsp;administrators and bureaucrats&nbsp;take care of teacher pay; you work on yourself. The system demands it.</div><br/><div>&nbsp;</div><br/><div>After all, teacher pay may not be competitive, but you have to be. Get expert help if you need it.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/teachers/ranking-educators-will-better-teachers-get-better-pay" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>The Scholarship Myth: The Problem With Outside Scholarships and Financial Aid</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/scholarship-myth-problem-with-outside-scholarships-financial-aid</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/scholarship-myth-problem-with-outside-scholarships-financial-aid#comments</comments>
			<pubDate>2011-12-28 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[When students hear they’ve won a scholarship, they’re excited. Someone has recognized a special talent of theirs and is making an expensive college a little bit more affordable. They think the scholarship will add to any financial aid they get. Most o [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 324px; height: 211px" src="/repository/image/36_scholarship_myth.jpg" />When students hear they&rsquo;ve won a scholarship, they&rsquo;re excited. Someone has recognized a special talent or ability of theirs and is making an expensive college just a little bit more affordable. They think the scholarship will add to any financial aid they get.</div><br/><div>&nbsp;</div><br/><div>Most of the time, they never find out the truth.</div><br/><div>&nbsp;</div><br/><div>Many colleges actually deduct the scholarship you receive from your total financial aid package, meaning you&rsquo;re no better off now than you were before you received the scholarship. The college simply awarded some of the need-based aid it planned to give you to another student.</div><br/><div>&nbsp;</div><br/><div>You break even; someone else benefits.</div><br/><div>&nbsp;</div><br/><div>Even the organizations who give out these scholarships &ndash; who truly believe they&rsquo;re doing the right thing by helping students in need &ndash; don&rsquo;t know this truth. Colleges aren&rsquo;t about to advertise that they&rsquo;re essentially giving funds meant for you to a fellow student.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s hard to believe, but your big scholarship didn&rsquo;t benefit you at all.</div><br/><div>&nbsp;</div><br/><div><b>Making Scholarships Work for You</b></div><br/><div>&nbsp;</div><br/><div>A scholarship can be good for you, depending on:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Who it&rsquo;s from</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>What college you&rsquo;re attending</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Your family&rsquo;s financial situation</div><br/><div>&nbsp;</div><br/><div>All you need to do is find the right college for you, one that recognizes your abilities with its own scholarships or that doesn&rsquo;t deduct scholarships from your need-based aid. Researching colleges to find your perfect fit is the real key to scholarship success.</div><br/><div>&nbsp;</div><br/><div>An easy way to do this is through our college research tools, financial aid handbook, and list of top financial aid colleges. RSC is not a scholarship search service, but we understand the scholarship system and can advise families on how to best proceed in the complex world of financial aid.</div><br/><div>&nbsp;</div><br/><div><b>Why Grant Money Is Better Than Scholarship Money </b></div><br/><div>&nbsp;</div><br/><div>Families spend hour after hour searching for scholarships that may not help them. Scholarships are unpredictable, and can be frustrating if you apply but don&rsquo;t get it, or you&rsquo;re awarded a thousand dollars by a great local charity only to have a college deduct it from other gift aid you were supposed to receive.</div><br/><div>&nbsp;</div><br/><div>It feels like they&rsquo;re giving your money to someone else.</div><br/><div>&nbsp;</div><br/><div>Stay focused on grant money. Maximizing your gift aid through high-school accomplishments, accurate financial aid forms, and colleges that reward your efforts keeps you from relying on a stranger&rsquo;s scholarship.</div><br/><div>&nbsp;</div><br/><div>Don&rsquo;t roll the dice or spin the wheel. You work hard to pay for college; we work hard to see that your efforts pay off.</div><br/><div>&nbsp;</div><br/><div>Think of it this way: a grant, unlike a scholarship, is money in your pocket, not someone else&rsquo;s.</div><br/><div>&nbsp;</div><br/><div>Now that should get you excited!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/financial-aid/scholarship-myth-problem-with-outside-scholarships-financial-aid">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>A Shortcut in the College Application Process: Electronic Copies, Snap Apps and Admissions Essays</title>
			<link>http://www.collegeprepexpert.com/blog/applying-to-college/shortcut-in-college-application-process</link>
			<comments>http://www.collegeprepexpert.com/blog/applying-to-college/shortcut-in-college-application-process#comments</comments>
			<pubDate>2011-12-26 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Applying to College]]></category>
			<description><![CDATA[If you haven’t filed your college application by now, you’re really under the gun. Many colleges have a deadline of this Friday, December 30. End of the year; end of the line. A few will have January deadlines, but after that [...]]]></description>
			<content:encoded><![CDATA[<div><span style="font-size: 12px"><span style="font-family: Arial"><img alt="" align="left" style="width: 281px; height: 384px" src="/repository/image/35_college_app.jpg" />If you haven&rsquo;t filed your college application by now, you&rsquo;re really under the gun. Many colleges have a deadline of this Friday, December 30. End of the year; end of the line. A few will have January deadlines, but after that, you&rsquo;re officially late.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">Is there any way you can possibly fill out 6 or 7 applications with less than a week to go?</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">Yes, if you use a little ingenuity and apply some of that elbow grease you&rsquo;ve been putting off.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><strong><span style="font-size: 12px"><span style="font-family: Arial">How to Copy the Common Application</span></span></strong></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">Did you know you can make copies of your Common Application form? If you&rsquo;re applying to any of the more than 400 colleges that use this form, you can duplicate it and then personalize certain fields for specific colleges. It&rsquo;s best to personalize your college application as much as possible, but you&rsquo;re running out of time.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">1.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Apply to one school using the Common Application.</span></span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">2.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Follow this </span></span><font size="6"><span style="font-size: 12px"><a href="https://www.commonapp.org/CommonApp/Default.aspx?allowcopy=true"><span style="font-family: Arial"><font color="#800080">link to the copy page</font></span></a><span style="font-family: Arial"> and log in.</span></span></font></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">3.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Click the &ldquo;replicate&rdquo; link. A copy of your college application should appear.</span></span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">4.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>The dropdown box on the right lets you move between the two applications &ndash; the original and your copy.</span></span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">5.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Both applications will be available from your regular log in.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">Do this for all the colleges on your list that accept the Common Application. The more you have from that list, the faster you&rsquo;ll be able to complete the application process. Just don&rsquo;t keep repeatedly applying to Common App colleges. Know if they&rsquo;re the right colleges for you.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><strong><span style="font-size: 12px"><span style="font-family: Arial">Other Steps to Complete Your College Application Quickly</span></span></strong></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">Here are three easy steps to reduce your college admissions paperwork.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">1.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Cut and paste. This may seem like common sense, but don&rsquo;t forget that you can cut information like name, address, awards won, etc., from one online application and paste it into another. You will still have to personalize some of this, as one aspect of your high-school career may be more important to one college than it is to another, but at least you won&rsquo;t have to retype all your data.</span></span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">2.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Snap Apps. Did a college email you a snap app, an easy to complete application already partially filled in for you? While these are not ideal, you can generally change or edit autocompleted fields and focus on those the college can&rsquo;t complete without your input. </span></span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-size: 12px"><span style="font-family: Arial">3.<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Standard Admissions Essay Questions. Certain essay questions are common when it comes to college applications. Find one or two of them, write the essay you need and then change pertinent details (like saying Michigan when you mean MichiganState, or talking about their great engineering program when the college is primarily known for its philosophy department). Tweak you essay as necessary, but borrow heavily where you can.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">Don&rsquo;t be surprised if you still get a few rejections, even from the Snap App colleges. Applications and admissions essays require a great deal of thought and ingenuity, but better to submit a few well-constructed if hastily compiled applications than none at all. Just remember, if the college offers you an interview opportunity, take it. It may give you a better chance to shine.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">Just don&rsquo;t prepare for it at the last minute!</span></span></div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/applying-to-college/shortcut-in-college-application-process">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Appreciating What Our Students Give to Us Every Holiday Season</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/appreciating-what-our-students-give-to-us-every-holiday-season</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/appreciating-what-our-students-give-to-us-every-holiday-season#comments</comments>
			<pubDate>2011-12-23 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Our students are an amazing group to work with and prepare for college and career. For all the bad news out there about rising tuition, student loan debt, and high unemployment, they believe they can overcome. They know that [...]]]></description>
			<content:encoded><![CDATA[<div>While reflecting on the students our counselors work with this holiday season, it occurred to us that we receive a great deal from them every day. It&rsquo;s only fitting that during the &ldquo;season of giving,&rdquo; we appreciate what they&rsquo;ve given us.</div><br/><div>&nbsp;</div><br/><div><b>Inspiration</b></div><br/><div>&nbsp;</div><br/><div>Melissa didn&rsquo;t know what her college major should be. Working with one of our counselors helped her finally settle on a career in music. It isn&rsquo;t one of those career-oriented STEM subjects grabbing headlines, but it&rsquo;s what she wanted to do. It was her passion.</div><br/><div>&nbsp;</div><br/><div>This summer, Melissa toured China.</div><br/><div>&nbsp;</div><br/><div>Melissa&rsquo;s willingness to follow her dream is inspirational.</div><br/><div>&nbsp;</div><br/><div><b>Motivation</b></div><br/><div><b>&nbsp;</b></div><br/><div>Samantha&rsquo;s family faced plenty of difficulties while she was preparing for college &ndash; job loss, medical expenses, caring for grandparents, and more, but she never gave up on the idea of going to college. She worked hard throughout every trial and tribulation and got accepted into Cal State Chico.</div><br/><div>&nbsp;</div><br/><div>Samantha&rsquo;s story motivates us to succeed, too.</div><br/><div><b>&nbsp;</b></div><br/><div><b>Determination</b></div><br/><div><b>&nbsp;</b></div><br/><div>To say Matt dreams big is an understatement. The first thing he told us when we met him was that he wanted &ldquo;to build a rocket ship and fly it to the moon.&rdquo; And you know what? We were so inspired by his vision that we immediately set out to help him build a detailed plan to match his out-of-this-world imagination.</div><br/><div>&nbsp;</div><br/><div>Matt&rsquo;s determination makes us think big.</div><br/><div><b>&nbsp;</b></div><br/><div><b>Gratitude</b></div><br/><div>&nbsp;</div><br/><div>We also appreciate all the gratitude our students show us. Our counselors enjoy every thank you, or every time a family signs up a new or additional student. It&rsquo;s our pleasure to extend heartfelt thanks during the season of giving to our students and to let them know that we value every kind word they&rsquo;ve given us.</div><br/><div>&nbsp;</div><br/><div>Our students are an amazing group to work with and prepare for college and career. For all the bad news out there about rising tuition, student loan debt, and high unemployment, they believe they can overcome. They know that by preparing for college early, they&rsquo;ll get a better education, a better job, and a better life. We admire their infectious optimism and can-do spirit.</div><br/><div>&nbsp;</div><br/><div>They&rsquo;re an inspiration us, and that&rsquo;s a great gift to receive. We&rsquo;re excited about working with them in the New Year and wondering what the next year brings.</div><br/><div>&nbsp;</div><br/><div>Have a great holiday season everyone!</div><br/><div>&nbsp;</div><br/><div>Here&rsquo;s more from our families:<br /><br/><br /><br/><div style="text-align: center"><iframe height="315" src="http://www.youtube.com/embed/GvWADNKVCLY" frameborder="0" width="560" allowfullscreen=""></iframe></div><br/><div><br /><br/>(Just a reminder: Our staff is off Monday in honor of the holiday, but we&rsquo;ll be back in the office on Tuesday, December 27<sup>th</sup>, ready to take your calls and answer your questions. Have a great start to your winter break!)</div><br/></div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/appreciating-what-our-students-give-to-us-every-holiday-season" data-show-faces="true" data-width="450" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Staying High Tech in Higher Education: Mix Online and Onsite Classes</title>
			<link>http://www.collegeprepexpert.com/blog/online-classes/staying-high-tech-in-higher-education-online-and-onsite-classes</link>
			<comments>http://www.collegeprepexpert.com/blog/online-classes/staying-high-tech-in-higher-education-online-and-onsite-classes#comments</comments>
			<pubDate>2011-12-21 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Online Classes]]></category>
			<description><![CDATA[Students believe lectures are enhanced by a sprinkle of technology. It can make a boring lecture or presentation just a little bit more exciting and keeps students engaged in classroom discussion. Technology Students Want in the Classroom: Presentation So [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 232px; height: 125px" src="/repository/image/30_e_learning.jpg" />According to Educause*, a leading proponent of high tech in college classrooms, students like it when professors combine online and onsite education. They believe lectures are enhanced by a sprinkle of technology. It can make a boring lecture or presentation just a little bit more exciting and keeps students engaged in classroom discussion.</div><br/><div>&nbsp;</div><br/><div><b>The Technology Students Want in the Classroom</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Presentation Software. </b>Students want to feel more involved, whether that means PowerPoint, Prezi or something else that&rsquo;s interactive.</li><br/>    <li><b>E-textbooks. </b>Students may love them, but the results are inconclusive, at best.Students who use e-textbooks don&rsquo;t always get the best grades because they tend to skim the text rather than read it. Don&rsquo;t use e-textbooks the way you use web pages. READ the text; don&rsquo;t look for keywords; you&rsquo;ll miss too much. Used properly, e-textbooks (with their pop-ups and links) are great.</li><br/>    <li><b>Email/Social Media. </b>Students wish professors used email or social media to make themselves more accessible, or to keep them updated on changes, breaking news in the subject area, good research materials, etc.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Blending Online and Onsite Classes</b></div><br/><div><b>&nbsp;</b></div><br/><div>Education techniques need to stay current and keep students learning in the way that works best for them. In fact, that&rsquo;s the premise behind our Learning Style Inventory, the first of many ways we demonstrate our willingness to use high-tech tools to help you learn.</div><br/><div>&nbsp;</div><br/><div><i>Approaches to Online Education:</i></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Interactive Programs.</b> From personality tests to vocabulary builders and SAT or ACT practice tests, interactive materials are fun, educational and immediate. Videos can be a great addition, particularly if they help in fields where you specifically need help. Videos keep students engaged in their education, allow you to play back important information and take notes as needed.</li><br/>    <li><b>E-textbooks.</b> Our grade-appropriate handbooks and worksheets are all online. Short, reader-friendly sections keep students from getting distracted or skimming ahead, and the breakouts and sidebars highlight important details for easy memorization and reference. Our worksheets even feature something most e-textbooks don&rsquo;t &ndash; they can be filled out<img alt="" align="right" style="width: 301px; height: 434px" src="/repository/image/30_student_on_laptop.jpg" /> online.</li><br/>    <li><b>Electronic Updates and Alerts.</b> We use email to keep students and parents informed, and we encourage them to contact us the same way. We also use <a target="_blank" href="http://www.twitter.com/rsccollegeprep">Twitter</a>, <a target="_blank" href="http://www.facebook.com/pages/RSC-Your-College-Prep-Expert/132610010140826"><font color="#800080">Facebook</font></a>, <a target="_blank" href="http://www.collegeprepexpert.tumblr.com/">Tumblr</a> and Knowledge Bound: The RSC Blog to keep students informed of important events and deadlines. We even use it as an educational tool with our original Word of the Day.</li><br/></ol><br/><div>&nbsp;</div><br/><div>Plenty of studies show that experts and students agree: a combined curriculum of onsite and online classes works best. RSC&rsquo;s college prep program lets you do both. You go to school, and we&rsquo;ll bring the technology to your doorstep. If that&rsquo;s the way you want to learn (like most students), your online education will be waiting for you when you get home.</div><br/><div>&nbsp;</div><br/><div align="right"><span style="font-size: 10pt">*From the 2011 National Study of Undergraduate Students and Information<br /><br/><br /><br/></span></div><br/><div style="text-align: left"><span style="font-size: 10pt">***This blog picked as one of the day's top stories by <a target="_blank" href="http://paper.li/LiChangNY/1312659165">Int'l Higher Edu</a>.&nbsp;You can also see&nbsp;<a target="_blank" href="http://paper.li/LiChangNY/1312659165#!tag-education">Staying High Tech in Higher Educatin: Mixing Online and Onsite Classes</a> here.</span>&nbsp;</div><br/><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-width="450" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/online-classes/staying-high-tech-in-higher-education-online-and-onsite-classes">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Why the FAFSA Isn’t the First Step to Good Financial Aid – or the Last</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/why-the-fafsa-isnt-the-first-step-to-good-financial-aid</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/why-the-fafsa-isnt-the-first-step-to-good-financial-aid#comments</comments>
			<pubDate>2011-12-19 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[When students ask an adviser, “How do I get financial aid?” they typically get the response, “Fill out the FAFSA. [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 227px; height: 398px" src="/repository/image/28_man_worried_about_debt.jpg" />When students ask an adviser, &ldquo;How do I get financial aid?&rdquo; they typically get the response, &ldquo;Fill out the FAFSA.&quot;</div><br/><div>&nbsp;</div><br/><div>The FAFSA (or Free Application for Federal Student Aid) is an essential step in getting financial aid, but it&rsquo;s a step near the end of your journey. You&rsquo;ll get a lot better financial aid if you start planning early, long before the middle of your senior year.</div><br/><div>&nbsp;</div><br/><div><b>Planning for Good Financial Aid</b></div><br/><div>&nbsp;</div><br/><div>Planning for college doesn&rsquo;t just mean putting money in a 529 Plan, Individual Development Account or other savings plan &ndash; it means having a time-tested and thought-out plan for getting need-based and merit-based aid.</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Right Career. </b>Doing career research and deciding what you want to do before going to college lets you target colleges that help students with those majors or career interests.</li><br/>    <li><b>Right Classes. </b>Structuring your high-classes to support your career interests and getting good grades in Advanced Placement, Honors or International Baccalaureate course can lead to good financial aid.</li><br/>    <li><b>Right</b><b>College</b><b>. </b>Take your career interests and find colleges that can help you. Also, compile a list of top financial aid colleges that can help you even more.</li><br/>    <li><b>Right Financial Aid Forms. </b>Fill out more than the FAFSA. There are plenty of other grant programs that can help you get more aid. Make sure you fill out the forms accurately and on time, submitting them as early as possible.</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div><b>Filling out the FAFSA Accurately and On Time</b></div><br/><div><b>&nbsp;</b></div><br/><div>As you can see there are plenty of steps to getting better financial aid before you get to the FAFSA. By following the above steps, you improve your chances of getting better merit-based aid. The FAFSA, and many other private, state, and college forms focus on need-based aid.</div><br/><div>&nbsp;</div><br/><div>Once your FAFSA is complete and submitted, you&rsquo;ll have to review the information, consider college financial aid offers, and possibly appeal them.</div><br/><div>&nbsp;</div><br/><div>In reality, the FAFSA is only the beginning of the end of a long financial aid process.</div><br/><div>&nbsp;</div><br/><div>So don&rsquo;t fall for that old idea that the FAFSA is the key to good financial aid; or that if you simply fill that out you&rsquo;ll be all set. You need to plan for good financial aid, and plan as early as possible. It&rsquo;s why students starting in 8<sup>th</sup> grade ahould&nbsp;construct good college applications based on great transcripts. It&rsquo;s why high school students need&nbsp;impressive SAT and ACT scores and so much more. And why they need the best&nbsp;financial aid information possible, as well as accurate college-cost estimates, and a list of top financial aid colleges,</div><br/><div>&nbsp;</div><br/><div>Because filling out the FAFSA isn&rsquo;t your only step; it&rsquo;s one step on a very long journey.</div><br/><div>&nbsp;</div><br/><div>For more on how RSC incorporates money into our college prep program, see <a target="_blank" href="http://www.nationalnewstoday.com/education/the-ampm-plan-motivation-and-money-from-college-prep-to-college-bound-in-4-quick-steps.php"><font color="#800080">The AM/PM Plan: Motivation and Money, From College Prep to College Bound in 4 Quick Steps</font></a>.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/financial-aid/why-the-fafsa-isn&rsquo;t-the-first-step-to-good-financial-aid">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Ask a College Prep Expert: Maura Kastberg, Student Services</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/ask-a-college-prep-expert-maura-kastberg</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/ask-a-college-prep-expert-maura-kastberg#comments</comments>
			<pubDate>2011-12-16 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[What’s the first thing an 8th or 9th grader should do to prepare for college? Once students hit high school, everything counts. 8th and 9th graders should spend time understanding how they learn best, like using [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 182px; height: 224px" src="/repository/image/maura_kastberg.jpg" />Maura Kastberg, RSC&rsquo;s Executive Director of Student Services, takes time to answer questions our counselors receive all the time. Maura has been helping students prepare for college and career for 15 years.</div><br/><div>&nbsp;</div><br/><hr /><br/><div><i>What&rsquo;s a good age to start college prep?</i></div><br/><div>The ideal age to start college prep is 8<sup>th</sup> grade. Approximately midway through 8<sup>th</sup> grade, students select their 9<sup>th</sup> grade classes. Many colleges require 4 years of science or math, so selecting the proper classes before high school begins is important. Not taking the right classes means missed opportunities.</div><br/><div><br /><br/>&nbsp;</div><br/><div><i>What&rsquo;s the first thing an 8<sup>th</sup> or 9<sup>th</sup> grader should do to prepare for college?</i></div><br/><div>Once students hit high school, everything counts. 8<sup>th</sup> and 9<sup>th</sup> graders should spend time understanding how they learn best, like using our Learning Style Inventory. Then with the help of your parents, set up a study area in the home and study at the time you&rsquo;re most productive. After that, learn to manage your time wisely, research colleges and careers, and get involved in your school or community. This way, you use all four years of high school to prepare for college.</div><br/><div><br /><br/>&nbsp;</div><br/><div><i>What is the first thing a junior or senior should do to prepare for college?</i></div><br/><div>The first thing juniors should do is prepare for the PSAT in October. The PSAT automatically enters you in a number of scholarship competitions, and you can use your scores to prepare for the SAT in the spring. Seniors really need to have a final list of schools to apply to by November (if you don&rsquo;t plan to apply early admission). By the start of the school year, seniors should be working on finalizing your list, which could mean more campus visits or looking over the more than 4,000 colleges on our website.</div><br/><div><br /><br/>&nbsp;</div><br/><div><i>How can I tailor my application to a specific college?</i></div><br/><div>Colleges look for students who have something to offer their school; something that will benefit their campus. Find what a college specifically wants in an applicant and then show how you offer it. You can do that through a separate r&eacute;sum&eacute;, your application essay, or additional materials.</div><br/><div>&nbsp;</div><br/><div><i><br /><br/>Can I get grant money from both the federal and state governments?</i></div><br/><div>Yes, the federal government administers the Pell Grant, SEOG, Academic Competitiveness Grant, and SMART Grant. States have their own grant programs, like TAP, PHEAA and Cal Grant. In fact, they&rsquo;re so compatible that you initially apply for them all through the FAFSA, though states usually have additional financial aid forms to fill out. &nbsp;</div><br/><div>&nbsp;</div><br/><div><i><br /><br/>Should I take the SAT or ACT even though I don&rsquo;t do well on those kinds of tests? </i></div><br/><div>Taking the SAT or ACT is a good idea for every student regardless of where they plan to go to college. Even students who plan on attending a community college can benefit from these tests. Of course, if you don&rsquo;t do well on these exams, you&rsquo;d likely benefit from test prep, particularly the practice questions and timed tests that challenge you by getting more difficult as you get better. Being familiar with the exams should alleviate some of your anxiety. Test prep can be a great way to boost your scores!</div><br/><hr /><br/><div>&nbsp;</div><br/><div>&nbsp;</div><br/><div><b>Ask a College Prep Expert</b> will become a regular feature. If you have questions for Maura or one of our other counselors, please leave them in the comment section below. If you&rsquo;re one of our students and you question needs an immediate answer, contact a counselor. If not, call one of our student enrollment counselors and sign up today!</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/college-prep/ask-a-college-prep-expert-maura-kastberg" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Top Ten Education Stories of 2011</title>
			<link>http://www.collegeprepexpert.com/blog/news/top-ten-education-stories-2011</link>
			<comments>http://www.collegeprepexpert.com/blog/news/top-ten-education-stories-2011#comments</comments>
			<pubDate>2011-12-14 05:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[News]]></category>
			<description><![CDATA[RSC Your College Prep Expert has compiled a list of the Top 10 Education Stories of 2011. Many, like Occupy Wall Street, received major media attention, while others were little noticed but significant nonetheless. In reverse order [...]]]></description>
			<content:encoded><![CDATA[<div>RSC Your College Prep Expert has compiled a list of the Top 10 Education Stories of 2011. Many, like Occupy Wall Street, received major media attention, while others were little noticed but significant nonetheless.</div><br/><div>&nbsp;</div><br/><div>In reverse order, here are the top stories of 2011:</div><br/><div>&nbsp;</div><br/><b>10. Harvard No Longer Number One.</b> <i>US News &amp; World Report</i> dropped the Ivy League stalwart into a tie for first place with fellow Ivy Leaguer Princeton, and for the first time since it began ranking the world&rsquo;s colleges 8 years ago, <i>Times Higher Education</i> pulled Harvard from the top spot. Harvard&rsquo;s slight drop is indicative of a larger problem &ndash; the United States is losing its overall dominance in higher education. In 2005, the United States had 17 colleges in the top 20; today it has 13. <br /><br/><br /><br/><b>9. SAT Reading Scores at an All-Time Low.</b> SAT Reading Scores hit an all-time low in 2011. When combined with Math scores, SAT scores fell to their lowest point since 1995. <br /><br/><br /><br/><b>8. Guidance </b><b>Counselors </b><b>Rate </b><b>School</b><b> Performance Poorly. </b>Only 30% of guidance counselors believe their schools are properly focused on helping students achieve their college and career goals, according to the College Board&rsquo;s 2011 National Survey of School Counselors. <br /><br/><br /><br/><b>7. SAT Cheating Scandal. </b>To date, 20 Long Island students have been arrested: five for taking the test under other names and 15 for hiring them. <br /><br/><br /><br/><b>6. No Child Left Behind Waivers. </b>In November, 40 states indicated they were going to apply for waivers from the Department of Education, excusing them from meeting NCLB standards. Eleven states applied as early as possible. <br /><br/><br /><br/><b>5. U.S.</b><b> Ranks 20<sup>th</sup> in Equal Access to Education. </b>The Organization of Economic Cooperation and Development ranked the United States 20<sup>th</sup> out of 31 countries for the success of our students regardless of socioeconomic standing. <br /><br/><br /><br/><b>4. Diane Ravitch vs.</b> <b>Bill Gates.</b> Gates is a proponent of charter schools, high-tech education and teacher reviews while Ravitch has developed a detailed plan for reforming the current system with unionized teachers and proven methods. The fight has played out ferociously in public, with each side enjoying strong support. <br /><br/><br /><br/><b>3. School Cheating Scandals.</b> Atlanta has grabbed the headlines for cheating on standardized tests, but plenty of other cities face similar accusations, including Los Angeles, Philadelphia, Washington, D.C., and Baltimore. Teachers at both charter and traditional public schools stand accused of correcting wrong answers to improve their school&rsquo;s ranking, receive bonuses or get better reviews. One school in Dallas provided fake grades in history and science so it could teach its students reading and math only, thus boosting scores on standardized state tests. <br /><br/><br /><br/><b>2. Student Loan Debt More Than $1 Trillion. </b>This fall, student loan debt exceeded $1 trillion dollars. To put this in perspective, students owe more in loans than the entire country owes on credit cards. <br /><br/><br /><br/><b>1. Occupy Wall Street. </b>No single education story received more attention this year than Occupy Wall Street, which increased the public&rsquo;s focus on student debt. The full impact of the Occupy Wall Street movement may not yet be known, but there&rsquo;s no doubt it was 2011&rsquo;s biggest education story of the year. <br /><br/><div>&nbsp;</div><br/><div>Of course, there were a lot of other big stories this year, including ads being placed on report cards and school busses to make up for district budget shortfalls; the controversial funding for Race to the Top; and the declining revenue at for-profit schools. If you think other stories should be on the list or want to discuss the ones we&rsquo;ve selected, please leave a comment below.</div><br/><div>&nbsp;</div><br/><div>RSC updates its <a target="_blank" href="http://www.collegeprepexpert.com/news">Education News</a> page five days a week. To stay informed of the latest in high-school and higher-education stories, please visit often.</div><br/><div>&nbsp;</div><br/><div>To read the complete story with more details on each of these news events, visit our <a target="_blank" href="http://www.collegeprepexpert.com/news/top-ten-education-stories-2011?artitle=college-prep-expert/top-ten-education-stories-2011-article">News Page Top Ten Education Stories for 2011</a>.</div><br/><div>&nbsp;</div><br/><div>&nbsp;</div><br/><div>&nbsp;</div><br/><div style="text-align: right; margin: 0in 0in 0pt 2in" align="right">*We deliberately did not list the Penn State scandal (and ensuing scandals at Syracuse, The Citadel, Marquette, and Indiana University) because that is a sports scandal and not one strictly related to education.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/news/top-ten-education-stories-2011" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Why Career Prep Requires College Prep, No Matter What You Do</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/why-career-prep-requires-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/why-career-prep-requires-college-prep#comments</comments>
			<pubDate>2011-12-12 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Do you need college prep? It’s a big question, and if you’re in 8th or 9th grade, it’s one you should think about often.  First, [...]]]></description>
			<content:encoded><![CDATA[<img alt="" align="left" width="380" height="321" src="/repository/image/29a_student_chemistry_class.jpg" /><br /><br/>Do you need college prep?<br/><div>&nbsp;</div><br/><div>It&rsquo;s a big question, and if you&rsquo;re in 8<sup>th</sup> or 9<sup>th</sup> grade, it&rsquo;s one you should think about often. &nbsp;First, consider careers that interest you, then pick the one that you want to do most.</div><br/><div>&nbsp;</div><br/><div>Does it require college? Then you need college prep.</div><br/><div>&nbsp;</div><br/><div>Does it not require college? Then you need college prep.</div><br/><div>&nbsp;</div><br/><div><b>The Benefits of Mixing College and Career Prep</b></div><br/><div><b>&nbsp;</b></div><br/><div>Do you want to get promoted, be a supervisor, and make more money?</div><br/><div>&nbsp;</div><br/><div>Then you need college prep.</div><br/><div>&nbsp;</div><br/><div>According to a study by the Bill &amp; Melinda Gates Foundation, high-school students who take college prep are far more likely to do better on the job than students who take regular classes. They learn critical thinking skills, develop important communication abilities (both written and oral), and work well under pressure.</div><br/><div>&nbsp;</div><br/><div>It seems having two term papers and a final exam in the same week can give you those skills.</div><br/><div>&nbsp;</div><br/><div>Whether your school offers Advanced Placement (AP), Honors, or International Baccalaureate classes, you should sign up, at least in the areas that interest you most or are your strongest subjects. They will give you the skills you need to succeed not just in college, but in the workplace.</div><br/><div>&nbsp;</div><br/><div>And when you combine them with a good college prep program that includes SAT and ACT prep materials, vocabulary builders, readings lists, test-taking strategies and more, you&rsquo;ll be surprised just how much you pick up and how much more ready you are for life after high school.</div><br/><div>&nbsp;</div><br/><div>Colleges and employers like individuals who challenge themselves, which means you should definitely be using high school to challenge yourself!</div><br/><div><b>&nbsp;</b></div><br/><div><b>College Prep Gives You Career Options</b></div><br/><div><b>&nbsp;</b></div><br/><div>Do you know your career options?</div><br/><div>&nbsp;</div><br/><div>If you do, then you need college prep.</div><br/><div>&nbsp;</div><br/><div>If you don&rsquo;t, then you need college prep.</div><br/><div>&nbsp;</div><br/><div>If you have a career picked out, then you can use college prep to develop the talents and expertise you&rsquo;ll need in that field. Even if it&rsquo;s a job that generally doesn&rsquo;t require a 4-year degree, you may eventually need a professional certificate or associate degree. If so, you&rsquo;ll be happy you prepared for college.</div><br/><div>&nbsp;</div><br/><div>Or what if you decide to go into business for yourself, but think you need to take a few business or accounting classes at your local community college first? You&rsquo;ll be happy you prepared for college.</div><br/><div>&nbsp;</div><br/><div>College prep gives you options, as well as the opportunity to try out different careers. When combined with in-depth personality tests and career research materials, you&rsquo;ll develop a career path that gives you an advantage over other applicants. They didn&rsquo;t pick up the skills that will impress future employers &ndash; you did.</div><br/><div>&nbsp;</div><br/><div>If you want to get ahead in life, whether in college or a different path &ndash; college prep provides a great way to meet your goals. It&rsquo;s like darts &ndash; if you want the high score, aim for the bull&rsquo;s eye. If you set the bar high, landing a little bit lower will be easy.</div><br/><div>&nbsp;</div><br/><div>But to do that, you need to aim high. You need expert college prep.</div><br/><div>&nbsp;</div><br/><div>Good luck!</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) return;<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/why-career-prep-requires-college-prep">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Is a College Education Worth It? Money May Be the Deciding Factor</title>
			<link>http://www.collegeprepexpert.com/blog/career-prep/is-a-college-education-worth-it-money-deciding-factor</link>
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			<pubDate>2011-12-09 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Career Prep]]></category>
			<description><![CDATA[In 2011, the average college graduate had $27,000 in student loan debt. Given a steady increase, today’s high-school freshman can expect that to be $49,000. Students need to find ways to maximize their financial aid and receive all the grant money and o [...]]]></description>
			<content:encoded><![CDATA[<div><span style="font-size: 12px"><span style="font-family: Arial">The ancient Greeks had a great view of education &ndash; it was worth the trouble.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">Socrates said, &ldquo;All learning is accompanied by pain.&rdquo; His contemporary, Sophocles said, &ldquo;Success is the reward of toil.&rdquo;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">Two generations later, Aristotle added, &ldquo;The roots of education are bitter, but the fruit is sweet.&rdquo;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">In other words, getting a good education is not supposed to be easy. It wasn&rsquo;t easy then, and it&rsquo;s not easy now. Today&rsquo;s student faces different challenges, of course: rapidly rising tuition, high-interest student loans and bleak job prospects. Given all that, would the ancient Greeks still think education is worth it?</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">Absolutely.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial"><b>Considering the Cost of College</b></span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">The question is whether the benefits of a college education &ndash; higher salaries, career specialization, improved self-understanding, better healthcare, and the rest &ndash; outweigh the debt you will likely accrue. There are two ways to approach this:</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><span style="font-size: 12px"><span style="font-family: Arial">Is your education related to a career?</span></span></li><br/>    <li><span style="font-size: 12px"><span style="font-family: Arial">Can you limit the amount of student debt you borrow to pay for college?</span></span></li><br/></ol><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">While going to college simply to get an education is an admirable goal, these days students need to go in with a career plan, one developed through personality tests, self-analysis, and career research.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">In 2011, the average college graduate had $27,000 in student loan debt. Given a steady increase, today&rsquo;s high-school freshman can expect that to be $49,000. Students need to find ways to maximize their financial aid and receive all the grant money and other need-based aid to which they are entitled. Combining need-based and merit-based aid is the best way to limit or eliminate student loan debt.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial"><b>The Most Important Reason to Go to College</b></span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">Perhaps the single most important reason to go to college is because you think it&rsquo;s worth it. Don&rsquo;t go because your friends are going, or you feel pressured to do it. Deep down, how do you feel? If you&rsquo;ve taken personality tests and your career interests determine college is the best course for you, then go. Work on finding the right college that can help you academically, professionally and financially. That combination will help you get the best financial aid (RSC&rsquo;s <i>Top Financial Aid Colleges </i>Handbook can help here, too) and a job <img alt="" align="right" width="283" height="174" src="/repository/image/28_greek_proverb.jpg" />after college that lets you pay off any debt you acquire.</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div><span style="font-size: 12px"><span style="font-family: Arial">84% of college graduates say it was worth it. Those who say college isn&rsquo;t worthwhile often didn&rsquo;t&rsquo; graduate. If you&rsquo;re determined to make your college dreams a reality, than you can be among that vast majority who say college is definitely worth it.</span></span></div><br/><div align="left"><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div align="left"><span style="font-size: 12px"><span style="font-family: Arial"><span style="line-height: 120%; color: windowtext; font-weight: normal">Education may not be free, and higher education may be difficult, but by having the right college prep plan, you might just find you agree with another Greek philosopher, Epictetus, who said, &ldquo;Only the educated are free.&rdquo;</span></span></span></div><br/><div align="left"><span style="font-size: 12px"><span style="font-family: Arial">&nbsp;</span></span></div><br/><div align="left"><span style="font-size: 12px"><span style="font-family: Arial"><span style="line-height: 120%; color: windowtext; font-weight: normal">That&rsquo;s the promise that has made education worth it for more than 2,000 years.</span></span></span></div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/career-prep/is-a-college-education-worth-it-money-deciding-factor" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>College Presidents Say Online Courses as Good as Traditional Classes</title>
			<link>http://www.collegeprepexpert.com/blog/online-classes/college-presidents-online-courses-as-good-as-traditional-classes</link>
			<comments>http://www.collegeprepexpert.com/blog/online-classes/college-presidents-online-courses-as-good-as-traditional-classes#comments</comments>
			<pubDate>2011-12-07 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Online Classes]]></category>
			<description><![CDATA[Although online classes don’t get as much credit as their traditional counterparts, a majority of college presidents say they’re just as good – or better. Unfortunately, less than a third [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="380" height="263" src="/repository/image/27_online_classes.jpg" />Although online classes don&rsquo;t get as much credit as their traditional counterparts, a majority of college presidents say they&rsquo;re just as good &ndash; or better.</div><br/><div>&nbsp;</div><br/><div>Unfortunately, less than a third of the public agrees with them. They prefer the traditional model of face time with the professor.</div><br/><div>&nbsp;</div><br/><div>Students who took both fall in between: 39% of students say online classes are the same or better than traditional classes.</div><br/><div>&nbsp;</div><br/><div>The Department of Education found that online classes can be more effective than traditional classes, but says that courses that combined onsite and online elements were the most effective.</div><br/><div>&nbsp;</div><br/><div><b>Tips to Make Online Classes Work for You</b></div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Be Self-Motivated. </b>Online classes mean no one is standing over your shoulder making sure your work gets done. If you&rsquo;re not self-motivated, online education can be tough.</li><br/>    <li><b>Read. </b>According to Princeton University, people who use ebooks and online texts tend to skim the page; they don&rsquo;t read it. Don&rsquo;t look for keywords. Read the text. You&rsquo;ll do better.</li><br/>    <li><b>Take Notes. </b>People often take notes while the professor lectures. While you&rsquo;re reading material online, take notes. Don&rsquo;t bookmark the site for later. Writing it down for later review reinforces it now.</li><br/>    <li><b>Participate. </b>It&rsquo;s easy to raise your hand in class, but it&rsquo;s just about as easy to ask questions in an online course, whether in a chat room or of the teacher directly. Participate. Contact those who can help you if you don&rsquo;t understand the subject matter.</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div><b>Reasons Students Take &ndash; and Colleges Offer &ndash; Online Classes</b></div><br/><div><b>&nbsp;</b></div><br/><div>Despite different approval ratings, college presidents and students look at online classes the same way &ndash; as a way to save money. For colleges, it means less overhead. For students, it means less travel time and cheaper classes. It can also be an opportunity for students to utilize the latest technology and work at your own pace.</div><br/><div>&nbsp;</div><br/><div>This is also true of online SAT &amp; ACT test prep materials. They should:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Be affordable, with low prices that give you unlimited access to the material.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Use the technology today&rsquo;s students want and are familiar with without relying solely on a 19<sup>th</sup>-century model of instruction.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Encourage you to work at your own speed. Questions that get tougher as you get smarter will keep you learning. Move at your pace keeps the material interesting and relevant. You won&rsquo;t get bored by moving too slowly, or lost by moving too quickly.</div><br/><div>&nbsp;</div><br/><div>RSC&rsquo;s unique approach to online test prep makes our educational materials affordable and modern, and effectively serves the rapidly changing needs of our students.</div><br/><div>&nbsp;</div><br/><div>Of course, we agree with the Department of Education that a well-rounded education involves online and onsite classes. We can&rsquo;t be in the classroom with you, but we can be with you at home, in the car, or just about anywhere else when you&rsquo;re ready to study. Because that&rsquo;s another advantage of the RSC program &ndash; we&rsquo;re as mobile as you are.</div><br/><div>&nbsp;</div><br/><div>Something traditional colleges and college prep courses just can&rsquo;t be.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="online-classes/college-presidents-online-courses-as-good-as-traditional-classes" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Can Students Take a Class in Student Loan Debt?</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/can-students-take-a-class-in-student-loan-debt</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/can-students-take-a-class-in-student-loan-debt#comments</comments>
			<pubDate>2011-11-28 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[Most colleges and high schools don’t offer classes in student loan debt, so we’ll offer a primer. The average college graduate in 2011 had $27,000 in student loan debt. Two-thirds of graduates had more than $34,000 in debt. 10% had more than [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 330px; height: 236px" src="/repository/image/25_students_in_line_on_campus.jpg" />Most colleges and high schools don&rsquo;t offer classes in student loan debt, so we&rsquo;ll offer a primer.</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>The average college graduate in 2011 had $27,000 in student loan debt.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Two-thirds of graduates had more than $34,000 in debt.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>10% had more than $40,000 in debt.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>College graduates, or far less than half the country, owe more in student loans than the entire country owes in credit card debt.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Total student loan debt passed $1 trillion this fall.</div><br/><div>&nbsp;</div><br/><div>And for the pop quiz: If you&rsquo;re a high-school freshman today, you can expect to owe $49,000 in loans when you graduate.</div><br/><div>&nbsp;</div><br/><div>Of course, there are steps you can take to reduce your student loan debt.</div><br/><div>&nbsp;</div><br/><div><b>What Schools Should Teach About Student Loans</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Types of Student Loans. </b>Students should know the difference between federal and private loans, subsidized and unsubsidized, PLUS vs. Stafford, etc. Such terms are commonly found in college financial aid offers.</li><br/>    <li><b>College Options. </b>Colleges don&rsquo;t all structure their financial aid the same way. Students need to know their options, and how state, private, community, for-profit, and other college choices work.</li><br/>    <li><b>Top Financial Aid Colleges. </b>Students could really use a list of colleges across the country that offer the best financial aid. We can tell you from personal experience that students are often surprised who makes the list.</li><br/>    <li><b>College-Cost Estimates. </b>Just as all student loans are not created equal, neither are college-cost calculators. Families need estimates that take into account their personal financial situation, not ones that generate estimates based on your expected family contribution alone. Your EFC is only one part of your expected college cost. There&rsquo;s a lot more to it.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Graduate Level Classes in Student Loan Debt</b></div><br/><div>&nbsp;</div><br/><div>After Financial Aid 101, students may need a graduate-level class on student loan debt, or perhaps Financial Aid 102. For instance, what&rsquo;s the formula for compound interest?</div><br/><div>&nbsp;</div><br/><div>Answer: A=P(1+r/n)<sup>nt</sup></div><br/><div><sup>&nbsp;</sup></div><br/><div>Banks will figure out the interest on your loan for you, but it helps if you know how they&rsquo;re charging it. And that if you fall behind on your student loan payments, you could face fines, fees, and increased compound interest.</div><br/><div>&nbsp;</div><br/><div>Banks and colleges can actually make more money if you fall behind or even default on your loans.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s a crazy system.</div><br/><div>&nbsp;</div><br/><div>You need to take out fewer student loans. Less debt makes it more likely you&rsquo;ll graduate, live on your own (and not move back in with mom and dad) and spend your life not stressed out paying back student loans until you&rsquo;re 40.</div><br/><div>&nbsp;</div><br/><div>One way to improve your student loan picture is to not make a single mistake on your FAFSA, CSS Profile or other form. You stand to gain more gift aid, cutting down on the amount you need to borrow. The government and colleges don&rsquo;t make it easy on you. They&rsquo;re looking for you to make a mistake. Even little ones can set you back.</div><br/><div>&nbsp;</div><br/><div>After all, 30% of FAFSAs are audited by law. They will catch you. (You might want to know that for the pop quiz, too).</div><br/><div>&nbsp;</div><br/><div>RSC doesn&rsquo;t offer classes in financial aid, but we have a great text book on the subject with information on terms, types of investment plans, top financial aid mistakes and more.</div><br/><div>&nbsp;</div><br/><div>High schools and colleges should offer classes in student loans. Your final exam could be how to avoid them. Until then RSC is all too happy to provide you answers!</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/financial-aid/can-students-take-a-class-in-student-loan-debt" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>5 Tips for Selecting and Applying to Colleges</title>
			<link>http://www.collegeprepexpert.com/blog/applying-to-college/tips-for-selecting-and-applying-to-colleges</link>
			<comments>http://www.collegeprepexpert.com/blog/applying-to-college/tips-for-selecting-and-applying-to-colleges#comments</comments>
			<pubDate>2011-11-21 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Applying to College]]></category>
			<description><![CDATA[Applying to colleges that are right for you dominates our Senior Handbook, so it’s difficult to put everything you need in one blog post. What we can do is list some of the most important things you need to [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 267px; height: 184px" src="/repository/image/24_selecting_a_college.jpg" /><b><br /></b><strong>Difficult Choices</strong></div><div><br />Choosing the right&nbsp;college for you is among the most difficult choices you've ever had to make, so it's difficult to get all the information you need into one blog post, but below are some of the most important things you should consider:<br />&nbsp;</div><div><b>Two Tips on Selecting a College</b></div><div>&nbsp;</div><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Don&rsquo;t focus on just one college. </b>You may have always wanted to go to Harvard or Ohio State, but there are thousands of colleges out there (more than 4,000 in the&nbsp;United States alone). By using criteria that&rsquo;s important to you (choose at least three items, but don't go overboard), you can find colleges that are right for you. Applying to colleges that meet your criteria can open up a whole new world of choices for you. After all, you need to apply to more than one college. In fact, you need at least six times that many.</div><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Don&rsquo;t apply to too many colleges. </b>Applying to more than one doesn&rsquo;t mean applying to dozens in the hope that one will accept you. If you&rsquo;ve done your research properly, according to criteria you&rsquo;ve selected, you&rsquo;ll find colleges where you&rsquo;re a good fit, even if it&rsquo;s a college you didn&rsquo;t expect. Maybe a college you thought you&rsquo;d never consider.</div><div>&nbsp;</div><div><b>Two Tips on Applying to Colleges</b></div><div>&nbsp;</div><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>SAT and ACT scores are important, but not all-important.&nbsp;</b>Even at colleges with a college board minimum score, SAT and ACT scores aren&rsquo;t the first thing they consider. What you want is an SAT score that&rsquo;s consistent with your grades. A high score and low grades shows you might be a lazy student; a low score with high grades might show poor preparation or an inability to handle pressure. Of course, a good SAT or ACT prep course with practice questions, timed tests, a vocabulary builder and more can help you in both the classroom and at the test center, keeping your performance consistent.</div><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Use your application essay to shine. </b>Another way to shine is through the application essay. Make sure it&rsquo;s original, germane to the college to which you are applying, and highlights your strengths and opinions.&nbsp;Read it over thoroughly, have it checked over by someone else and prepare to rewrite.<br />&nbsp;</div><div><b>One Tip on Accepting a College&rsquo;s Admissions Offer</b></div><div>&nbsp;</div><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Review your financial aid package carefully. </b>Mistakes are not uncommon, and our counselors have seen an increase in the number of mistakes over the years. It&rsquo;s not always easy to get a mistake corrected, and even more difficult to know if the college made you a good offer in the first place. Appealing for more aid is a specialty that requires patience and the right approach. But it starts with knowing if you&rsquo;ve received a good financial aid offer. Review it carefully (preferably with a college prep expert).</div><div>&nbsp;</div><div>Applying to colleges and accepting their offers is a 6-8 month process that includes completing the application and filling out all those financial aid forms. Be diligent. If you&rsquo;re an underclassmen, you have time to thoroughly research your college choices, but start as early as you can. It&rsquo;s a lot of work. Start now!</div><div id="fb-root">&nbsp;</div><script>(function(d, s, id) {  var js, fjs = d.getElementsByTagName(s)[0];  if (d.getElementById(id)) {return;}  js = d.createElement(s); js.id = id;  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";  fjs.parentNode.insertBefore(js, fjs);}(document, 'script', 'facebook-jssdk'));</script><div class="fb-like" data-width="450" data-href="http://www.collegeprepexpert.com/blog/applying-to-college/tips-for-selecting-and-applying-to-colleges" data-show-faces="true" data-send="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>College Application Mistakes Admissions Deans Spot Right Away</title>
			<link>http://www.collegeprepexpert.com/blog/applying-to-college/college-application-mistakes-admissions-deans-spot</link>
			<comments>http://www.collegeprepexpert.com/blog/applying-to-college/college-application-mistakes-admissions-deans-spot#comments</comments>
			<pubDate>2011-11-14 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Applying to College]]></category>
			<description><![CDATA[some are so common people look for them all the time, which is exactly what college admissions counselors do when they receive your application – they look for certain mistakes. [...]]]></description>
			<content:encoded><![CDATA[<div><span style="font-family: Arial"><img alt="" align="left" style="width: 376px; height: 287px" src="/repository/image/23_college_admissions_building.jpg" />Some mistakes are so small they slip under the radar and some are so common people look for them all the time, which is exactly what college admissions counselors do when they receive your application &ndash; they look for certain mistakes.</span></div><br/><div><span style="font-family: Arial">&nbsp;</span></div><br/><div><span style="font-family: Arial">And these are mistakes you don&rsquo;t want to make on one of the most important applications of your life &ndash; the one that will get you into the college of your dreams.</span></div><br/><div><span style="font-family: Arial">&nbsp;</span></div><br/><div><span style="font-family: Arial"><b>Common</b><b>College</b><b> Application Errors</b></span></div><br/><div><span style="font-family: Arial">&nbsp;</span></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><span style="font-family: Arial"><b>Application Essay Too Smooth. </b>After reading thousands of application essays, admissions officers know how 17 and 18 year olds write. If it&rsquo;s too smooth, too polished, or reflects the think of a 45-year-old parent, they know you didn&rsquo;t write it.</span></li><br/>    <li><span style="font-family: Arial"><b>Hyped Activities. </b>Students want to list as many activities as possible, but sometimes they list too many, or some that seem more like a fantasy. Students also exaggerate their role within a club or activity. College deans are busy, too. They know there just aren&rsquo;t that many hours in a day.</span></li><br/>    <li><span style="font-family: Arial"><b>Blank Answers. </b>Not answering a question indicates you&rsquo;re hiding something. Answer every question to the best of your ability. If you&rsquo;re hiding something negative, admissions counselors may go looking for it.</span></li><br/>    <li><span style="font-family: Arial"><b>Inconsistent Information. </b>Saying that you took 4 years of AP history in one place and 3 years in another is a red flag. So is saying that you were president of the Spanish Club after only 2 years of Spanish. Such inconsistencies raise eyebrows at college admissions boards.</span></li><br/>    <li><span style="font-family: Arial"><b>Too Negative. </b>Complaining that a certain teacher didn&rsquo;t like you, or making excuses for poor SAT or ACT scores, and the like, doesn&rsquo;t appeal to admission officers. They want a student who brings positive attributes and outlooks to their campus.</span></li><br/></ol><br/><div><span style="font-family: Arial">&nbsp;</span></div><br/><div><span style="font-family: Arial"><b>How College Admissions Officers Call Your Bluff</b></span></div><br/><div><span style="font-family: Arial"><b>&nbsp;</b></span></div><br/><div><span style="font-family: Arial">Of course, after viewing so many freshman applications, admissions deans have tricks of their own to see who&rsquo;s telling the truth.</span></div><br/><div><span style="font-family: Arial">&nbsp;</span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-family: Arial">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>If your essay is too good, they&rsquo;ll ask for a graded copy of an English paper.</span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-family: Arial">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>They&rsquo;ll actually call schools or organizations to see if you participated in certain activities&ndash; and how often.</span></div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span style="font-family: Arial">&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Inconsistencies make them double-check your transcript or other materials looking for clues &ndash; and more inconsistencies.</span></div><br/><div><span style="font-family: Arial">&nbsp;</span></div><br/><div><span style="font-family: Arial">Use your application and social media outlets to&nbsp;send a&nbsp;positive message about your personality and abilities Showcase your activites and academic strengths (think Advanced Placement classes) to impress college admissions counselors.</span></div><br/><div><span style="font-family: Arial">&nbsp;</span></div><br/><div><span style="font-family: Arial">That way, you not only avoid common application mistakes, but obscure ones, too, so that when they go back to your application, it&rsquo;s to <em>recommend </em>you be admitted to their college!.</span></div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/applying-to-college/college-application-mistakes-admissions-deans-spot" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Personalize Your High School Education, College Guidance and Career Plans</title>
			<link>http://www.collegeprepexpert.com/blog/career-prep/personalize-high-school-education-college-guidance-career-plans</link>
			<comments>http://www.collegeprepexpert.com/blog/career-prep/personalize-high-school-education-college-guidance-career-plans#comments</comments>
			<pubDate>2011-11-07 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Career Prep]]></category>
			<description><![CDATA[There’s a big push these days among parents, teachers, and guidance counselors for students to personalize their education – to take classes that are meaningful to them, develop a unique list of colleges that suit their needs and embark on a [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 234px; height: 388px" src="/repository/image/22_personalize_your_education.jpg" />There&rsquo;s a big push these days among parents, teachers, and guidance counselors for students to personalize their education &ndash; to take classes that are meaningful to them, develop a unique list of colleges that suit their needs and embark on a career path all their own.</div><br/><div>&nbsp;</div><br/><div>We couldn't agree more. At a time when schools are struggling to meet student needs, it's a good idea to personalize your education.&nbsp;Try the following&nbsp;tips to get started:<br /><br/>&nbsp;</div><br/><div><b>5 Tools to Personalize Your High School Education</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Learning Style Inventory.&nbsp;</b>Determe your learning style&nbsp;to determine how you&nbsp;learn&nbsp;best. Knowing what you need &ndash; and when &ndash; is the most effective way to study.</li><br/>    <li><b>Personality Tests. </b>Personality tests helps&nbsp;you know what&nbsp;you want to do for a living, what careers suit you, what classes&nbsp;you need to take, and more. An integral part of your development, but something most high schools don&rsquo;t offer.</li><br/>    <li><b>Self-Study. </b>SAT and ACT prep materials let&nbsp;you move at&nbsp;your own pace. Take advantage of&nbsp;vocabulary builders and&nbsp;make tine to&nbsp;read.&nbsp;These activities improve your knowledge and develop important critical thinking skills<b>. </b></li><br/>    <li><b>Research&nbsp;Colleges. </b>Create an&nbsp;extensive&nbsp;list of colleges that interest you;&nbsp;you'll narrow your list later as you add criteria that are important to you.&nbsp;This will help you realizes&nbsp;what&nbsp;you're looking for in a college, whether it's 1000 miles away or right next door.&nbsp;In-depth college research&nbsp;beats mulling over the typical list of state schools and local colleges. It gives you what you want in a college.</li><br/>    <li><b>College-Cost Estimates. </b>College cost calculators can be good, but too often they work for only one college or don&rsquo;t take into consideration&nbsp;your&nbsp;family&rsquo;s situation. At best, they&rsquo;re effective, at worst, they&rsquo;re a promotional gimmick used by colleges to gather student information.&nbsp;If you're personalizing your education, make sure&nbsp;you're getting personalized&nbsp;college-cost estimates, too.&nbsp;You know those colleges you&rsquo;re interested in? Find out in advance &ndash; <i>before you apply</i> &ndash; just how much it&rsquo;s going to cost you!</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Developing a Personal Education Plan</b></div><br/><div>&nbsp;</div><br/><div>Online programs offer a great deal of freedom and flexibility. You&rsquo;re not at the mercy of others; you&rsquo;re making your own decisions. Want to spend an extra 20 or 30 minutes working on math, go for it! Need more information on college choices? Don&rsquo;t wait for a meeting with your guidance counselor, do it yourself.</div><br/><div>Work at&nbsp;your own pace in as many areas as possible, from academics to college selection and carer research.</div><br/><div>&nbsp;</div><br/><div>By figuring out your college and career plans as early as possible,&nbsp;you develop a personalized schedule sooner. This allows you to&nbsp;work toward&nbsp;your goals longer and get better results. After all, if you start studying for the SATs in your junior year, you&rsquo;re going to cram and probably not do as well. By starting in 9<sup>th</sup> grade, you can go at a reasonable pace and let the information sink in. At your pace. Your way.</div><br/><div>&nbsp;</div><br/><div>RSC&rsquo;s program helps students personalize&nbsp;your education regardless of GPA or future plans, because no matter where you are, we&rsquo;re there with you. Your life is about what you want. Don&rsquo;t let your education be standardized &ndash; get it personalized!</div><br/><div>&nbsp;</div><br/><div>With RSC.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/career-prep/personalize-high-school-education-college-guidance-career-plans" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Comparing College Prep Experts: What Sets Them Apart</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/comparing-college-prep-experts-what-sets-them-apart</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/comparing-college-prep-experts-what-sets-them-apart#comments</comments>
			<pubDate>2011-10-31 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[RSC Your College Prep Expert encourages you to compare our program to other college prep services. You’ll find that too many just don’t offer enough. Important Considerations in College Prep Service: Grade Levels. At what grade do they [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 240px; height: 199px" src="/repository/image/21_wrong_way_arrow.jpg" />People comparison shop for almost everything: cars, cell phones, furniture, groceries. Sometimes it comes down to price, sometimes service; usually a combination of the two.</div><br/><div>&nbsp;</div><br/><div>You should do the same for&nbsp;college prep services. You&rsquo;ll find that too many just don&rsquo;t offer enough.</div><br/><div>&nbsp;</div><br/><div><b>Important Considerations in College Prep Service</b></div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Grade Levels. </b>At what grade do they start preparing students for college? Many services start Junior year, because families are thinking about college.&nbsp;Try to find a&nbsp;service&nbsp;that starts no later than&nbsp;8<sup>th</sup> grade, because&nbsp;it takes four years of high school to prepare for four years of college.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Number of College Prep Services. </b>Many services focus on only one or two aspects of college prep, like SAT scores, college applications, or financial aid forms. Unfortunately, college prep covers a wide variety of areas, including academics, career research, college research, applications, and financial aid assitance. Find one that handles as many areas as possible -- and at your convenience.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Financial Aid Advice. </b>Companies that specialize in financial aid often provide poor college prep, while college prep companies only dabble in financial aid advice. Make sure a service provides in-depth advice, as well as services that can benefit you, like a list of colleges with the best financial aid, a plan that involves need-based and merit-based aid, and much more.&nbsp;Financial aid isn't about a form or two; it's about&nbsp;having the ability to pay for college.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Length of Contract. </b>You&rsquo;d be surprised how many college prep services last just a few hours or weeks.&nbsp;That&nbsp;won't do you any good&nbsp;if you're in 8th&nbsp;or 9th grade (which&nbsp;you should be when you start preparing for college).&nbsp;See that they provide service during your entire college preparation period.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Cost. </b>Many services are a thousand dollars or more. Sometimes much more. Of course, the real question is: what are you paying for? How many services are you getting?&nbsp;Don't just look at the bottom line; see if the program is cost-effective.&nbsp;College prep -- like college -- should be affordable for everyone who wants it.</div><br/><div><b>&nbsp;</b></div><br/><div>These days, that&rsquo;s a unique approach.</div><br/><div>&nbsp;</div><br/><div><b>How to Focus on Every Aspect of College Prep</b></div><br/><div>&nbsp;</div><br/><div>Too many college prep services take the small-picture approach. That&rsquo;s great for students who need help in one area, but not much help to the majority of high-school students looking for help with their SATs and ACTs, or in selecting colleges, putting together an impressive college application, knowing how much various colleges will cost them, and understanding the complexities of financial aid. In fact, a quick view of our&nbsp;Video Report shows you just how much of the big picture&nbsp;there is to&nbsp;cover.<br /><br/>&nbsp;</div><br/><div>When you&rsquo;re choosing your college prep expert &ndash; the person you think really can help you get into the college of your choice &ndash; look at the road map to success they&rsquo;re laying out for you. If it doesn&rsquo;t take you where you want to go, while accounting for all the detours and pit stops you need to make, keep looking.</div><br/><div>&nbsp;</div><br/><div>You could be investing hundreds of dollars, if not more, in one of the most important services you&rsquo;ll ever buy. You need to compare programs like you do for everything else.</div><br/><div>&nbsp;</div><br/><div>That way, you get a college prep expert that truly prepares you for college.</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Academic Planning and Financial Aid: Following a Proven Plan for College Prep</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/academic-planning-and-financial-aid-proven-plan-for-college-prep</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/academic-planning-and-financial-aid-proven-plan-for-college-prep#comments</comments>
			<pubDate>2011-10-24 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Americans spent $2.5 billion dollars last year on tutors alone. Unfortunately, not all of that money was spent wisely. So what should you look for [...]]]></description>
			<content:encoded><![CDATA[<div style="background: white"><span style="color: black"><img alt="" align="left" style="width: 187px; height: 268px" src="/repository/image/20_academic_planning_proven_path.jpg" />There are plenty of organizations and private counselors willing to help you prepare for college. Americans spent $2.5 billion dollars last year on tutors alone. </span></div><br/><div style="background: white"><span style="color: black"><br /><br/>Unfortunately, not all of that money was spent wisely.</span></div><br/><div style="background: white">&nbsp;</div><br/><div style="background: white"><span style="color: black">So what should you look for when hiring a college prep expert or private guidance counselor?</span></div><br/><div style="background: white">&nbsp;</div><br/><div style="background: white"><span style="color: black">You want a program that can cover all your needs. Too many programs only cover one or two, like just the SATs, or just financial aid. Look for a complete college prep program:</span></div><br/><div style="background: white">&nbsp;</div><br/><div style="background: white"><b><span style="color: black">Academic Preparation</span></b></div><br/><div style="background: white">&nbsp;</div><br/><div style="background: white"><span style="color: black">Do they have the tools to meet your educational and professional goals, like:</span></div><br/><div style="background: white">&nbsp;</div><br/><ul type="disc"><br/>    <li style="background: white; color: black">&nbsp;SAT and ACT prep materials and practice tests that work at your level?</li><br/>    <li style="background: white; color: black">&nbsp;Vocabulary builders?</li><br/>    <li style="background: white; color: black">&nbsp;Personality tests to help you understand what college majors and professional careers you want?</li><br/>    <li style="background: white; color: black">College and career research, tools that help you examine quickly and efficiently thousands of colleges and hundreds of careers?</li><br/></ul><br/><div style="background: white"><b>&nbsp;<br /><br/>Financial Aid</b></div><br/><div style="background: white"><b>&nbsp;</b></div><br/><div style="background: white"><span style="color: black">Once you&rsquo;re well underway with your academic goals and college prep courses, do they help you financially by:</span></div><br/><div style="background: white">&nbsp;</div><br/><ul type="disc"><br/>    <li style="background: white; color: black">Providing solid and well-researched financial aid advice?</li><br/>    <li style="background: white; color: black">College cost estimates</li><br/>    <li style="background: white; color: black">A list of top financial aid colleges that will meet most, if not all, of your financial aid need?</li><br/>    <li style="background: white; color: black">Do they help you work toward getting merit-based and need-based aid?</li><br/></ul><br/><div style="background: white">&nbsp;</div><br/><div style="background: white"><span style="color: black">These are just a few of the many services a complete college-prep program should offer. But a quick look around the web will show that you many offer six-week courses, or three-month courses, and the like. Which leads us to perhaps the biggest question you should ask yourself &ndash; &ldquo;Will they still be with me when it&rsquo;s time to go to college? What good is a six-week program if I&rsquo;m a Sophomore and college is 2-3 years away?&rdquo;</span></div><br/><div style="background: white">&nbsp;</div><br/><div style="background: white"><span style="color: black">College prep should be&nbsp;one-stop shopping, as long as it offers you all of&nbsp;the tools you need for college, plus&nbsp;guidance&nbsp;in properly using them so. <span style="color: black">And it should be there&nbsp;for 5 years, guaranteeing that as you're gearing up for college,&nbsp;it's still meeting your academic and financial goals.</span></span></div><br/><div style="background: white">&nbsp;</div><br/><div style="background: white"><span style="color: black">You definitely need to prepare for college academically, but you also need&nbsp;ways to minimize&nbsp;your costs. After all, what&rsquo;s the point of going to college if you can&rsquo;t afford to pay for it?</span></div><br/><div style="background: white">&nbsp;</div><br/><div style="background: white"><span style="color: black">RSC's&nbsp;founder is adamant that we do as much for our students as possible. That&rsquo;s how he&rsquo;s managed to prepare for college for 20 years, and why we can say that RSC has a proven program.</span></div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Finding Colleges and College Majors Through Passion and Personality</title>
			<link>http://www.collegeprepexpert.com/blog/personality-tests/finding-colleges-and-college-majors-through-personality</link>
			<comments>http://www.collegeprepexpert.com/blog/personality-tests/finding-colleges-and-college-majors-through-personality#comments</comments>
			<pubDate>2011-10-10 06:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Personality Tests]]></category>
			<description><![CDATA[Personality profiles and surveys have gone as high-tech as the students taking them. Gone are the days of the Rorschach test and flash cards. Not gone are the reasons students [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="right" style="width: 240px; height: 376px" src="/repository/image/18_passion_and_personality_single_student.jpg" />Personality profiles and surveys have gone as high-tech as the students taking them. Gone are the days of the Rorschach test and flash cards. Not gone are the reasons students still need to take personality tests.</div><br/><div>&nbsp;</div><br/><div><b>The Purpose of High School Personality Tests</b></div><br/><div>&nbsp;</div><br/><div>It&rsquo;s difficult to know what you want to do at a young age, but students should really start focusing on their career interests by 8<sup>th</sup> or 9<sup>th</sup> grade. This gives them four years to prepare and implement their career (and college) plans. Personality tests are a great way to let a student&rsquo;s passions, likes and dislikes determine their future.</div><br/><div>&nbsp;</div><br/><div>By pinpointing their interests early on, students learn what classes and activities benefit them most. By understanding themselves, they can build upon their strengths and improve their chances of success after high school.</div><br/><div>&nbsp;</div><br/><div><b>How to Use the Results of Personality Tests</b></div><br/><div>&nbsp;</div><br/><div>Let&rsquo;s take a sample case: Suzy wants to be a doctor, but her personality test&nbsp;reveals she&rsquo;s impatient and may not want to tolerate eight years of college and additional training. She also doesn&rsquo;t like the idea of working irregular hours, being on call or heading to the hospital in the middle of the night. She has the grades and talents to be a doctor, just not the personality. Knowing this, Suzy looks&nbsp;at other careers in medicine.</div><br/><div>&nbsp;</div><br/><div>Students should use the results of their personality tests to determine:</div><br/><div>&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Career interests. </b>Something they can see themselves doing 10, 20, 30 years from now.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College majors. </b>To meet their career interests, thereby reducing the likelihood of dropping out or failing to graduate on time.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Acceptable colleges. </b>Colleges that offer features they want or need, like the right setting or class size.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Special interests. </b>In the arts, athletics, volunteering, etc.</div><br/><div>&nbsp;</div><br/><div>Despite the benefits of personality tests, only 15% of high schools offer them, and many times, students can only take them once.</div><br/><div>&nbsp;</div><br/><div>Fortunately, RSC has made more than a half-dozen personality tests a standard part of our program. Students can (and should) take <img alt="" align="left" style="width: 236px; height: 383px" src="/repository/image/18_passion_and_personality.jpg" />them as often as they&rsquo;d like. Interests can change a lot between freshman and junior years.</div><br/><div>&nbsp;</div><br/><div>People have many interests. By recognizing how and when they change, students can adjust their plans accordingly. They find the right college for them and work toward the career that suits them best. Having a defined and reachable goal is what keeps students motivated and excited about their futures.</div><br/><div>&nbsp;</div><br/><div>Personality tests are a great way for students to start focusing on what they want. It&rsquo;s a fun and informative first step toward college. The results are scientifically crafted and immediate. After all, why should you have to wait to find out about you?</div><br/><div>&nbsp;</div><br/><div>Of course, if you want to, there&rsquo;s always those ink blots.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/personality-tests/finding-colleges-and-college-majors-through-personality" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>3 Forgotten Steps in Planning for &amp; Applying to College: Focus Early on Overlooked Strategies</title>
			<link>http://www.collegeprepexpert.com/blog/applying-to-college/forgotten-steps-in-planning-for-and-applying-to-college</link>
			<comments>http://www.collegeprepexpert.com/blog/applying-to-college/forgotten-steps-in-planning-for-and-applying-to-college#comments</comments>
			<pubDate>2011-10-03 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Applying to College]]></category>
			<description><![CDATA[We all know the family that started saving for college when their student was in pre-K. And then they found out they forgot a few [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 205px; height: 286px" src="/repository/image/17_forgotten_steps.jpg" />We all know the family that started saving for college when their student was in pre-K. They made sure he took the right AP courses and thought nothing but college, college, college.</div><br/><div><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></div><br/><div>And then they found out they forgot a few of the other important steps to getting into the college of his choice. The family has the money and he has the grades, but college admissions officers think his student applicant is still unpolished.</div><br/><div>&nbsp;</div><br/><div><b>3 Ways to Improve Your College Admissions Experience</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Improve Your College Resume. </b>Your college resume and application may have good grades and SAT scores, but does it have everything it needs to impress a college admission dean? Make sure it captures your entire high-school career. Give them more to consider, not less.</li><br/>    <li><b>Write an Original Application Essay. </b>Everyone knows you shouldn&rsquo;t plagiarize, but how original is your essay? Does it showcase you? Admissions officers read hundreds of essays. Yours needs to stand out.</li><br/>    <li><b>Get a Financial Aid Analysis. </b>Investing in a good 529 or other college savings plan isn&rsquo;t the same as knowing how much a college will cost you or how much financial aid you can expect. College-cost calculators have proliferated online, but they have their limitations. Know what makes one better than another.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>Take Advantage of Early College Prep</b></div><br/><div><b>&nbsp;</b></div><br/><div>Students find they can best achieve the above steps by preparing for college as early as 8<sup>th</sup> or 9<sup>th</sup> grade. Tradition may mean preparing for college come junior year, but if your parents have been saving since you were young, why start the other steps so late?</div><br/><div>&nbsp;</div><br/><div>Start building your resume freshman year. View sample college resumes so you know what to include, Take the classes and activities you love, just remember to include the ones on your resume that will impresses college admissions officers.</div><br/><div>&nbsp;</div><br/><div>Find tips for improve your application essay, especially those designed to ensure your essay showcases your unique qualities.</div><br/><div>&nbsp;</div><br/><div>Get&nbsp;accurate college-cost estimates. This&nbsp;is a vital step when selecting those colleges you've been preparing for all these years.</div><br/><div>&nbsp;</div><br/><div>Planning early allows financial aid to follow. So does a good resume, an original essay, and a student a college wants to enroll. College admissions isn&rsquo;t just about good grades and SAT scores; sometimes it&rsquo;s about the packaging. Savings and schoolwork are absolutely necessary, but don&rsquo;t let little details pass you by.</div><br/><div>&nbsp;</div><br/><div>RSC: Your College Prep Expert will guide your college planning so that you don&rsquo;t forget any of those little steps.&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Tips for Turning Student College Admissions Stress Into Solutions and Success</title>
			<link>http://www.collegeprepexpert.com/blog/college-admissions/college-admissions-stress</link>
			<comments>http://www.collegeprepexpert.com/blog/college-admissions/college-admissions-stress#comments</comments>
			<pubDate>2011-09-26 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Admissions]]></category>
			<description><![CDATA[applying to college can be confusing, fast-paced, and stressful. And many people don’t make their best decisions under duress. Students face many stressful situations when applying to college, includ [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 205px; height: 286px" src="/repository/image/16_college_admissions.jpg" />In her book <i>I&rsquo;m Going to College &ndash; Not You!,</i> Jennifer Delahunty, dean of admissions at Kenyon College, has a great line&nbsp;about college admissions: &ldquo;College admissions turns all of us, no matter how smart or experienced, into stumbling idiots.&rdquo;</div><br/><div>&nbsp;</div><br/><div>That&rsquo;s because applying to college can be confusing, fast-paced, and stressful. And many people don&rsquo;t make their best decisions under such duress.</div><br/><div>&nbsp;</div><br/><div><b>The Stress of College Admissions</b></div><br/><div><b>&nbsp;</b></div><br/><div>Students face&nbsp;many stressful situations when applying to college, including:</div><br/><div style="margin: 0in 0in 0pt 0.25in">&nbsp;</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>College Applications. </b>These vary from a few pages to a packet, with&nbsp;students encouraged to&nbsp;complete at least 6 of them. Many choose to do more.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Admissions Essays. </b>Students&nbsp;should write separate essays for each college, showcasing their&nbsp;uniqueness. College admissions officers often reject an applicant simply because they didn&rsquo;t like a turn of phrase or idea expressed in&nbsp;an essay. It's&nbsp;that important.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>SAT &amp; ACT Scores. </b>Students spend hours studying, taking the test, retaking it, always shooting for the highest score. A low SAT score isn&rsquo;t just the difference between getting into a good school or a great school; it can be the <a href="http://www.collegeprepexpert.com/blog/college-prep/myth-of-the-perfect-college-student"><font color="#800080">difference between graduating and dropping out</font></a>.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>More College Applicants. </b>More students than ever are applying to college, and thanks to the Common Application, they&rsquo;re applying to more colleges than ever. Some students&nbsp;apply to&nbsp;as many as 25 colleges, meaning admissions officers have far more candidates to review. The competition has never been stiffer.</div><br/><div style="text-indent: -0.25in; margin: 0in 0in 0pt 0.75in"><span>&middot;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Financial Aid Deadlines. </b>Financial aid deadlines come one right after the other. Students have to fill out, review and update the FAFSA and CSS profile, plus&nbsp;state and institutional forms. Throw in scholarships and student loans and they have that many more to complete. With tuition sky high and&nbsp;tens of thousands of dollars at stake,&nbsp;many students see this as&nbsp;the only way&nbsp;to pay for college. Now that&lsquo;s stress!</div><br/><div>&nbsp;</div><br/><div><b>How to Reduce the Stress of Applying to College</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li>Start Early. Begin preparing for college in 8<sup>th</sup> or 9<sup>th</sup> grade. Waiting until junior year doubles your stress.</li><br/>    <li>SAT &amp; ACT test prep can be done in as little as 15 minutes a day depending on the program.</li><br/>    <li>Apply to the right colleges. Applying to 25 colleges, even through the Common Application, increases your work. There&rsquo;s more to sort through and research, and even more rejections to worry about. Applying to a half-dozen colleges that are right for you can decrease your workload and your worry.</li><br/>    <li>Stay ahead of deadlines. Keep abreast of all financial aid and traditional college application deadlines.</li><br/>    <li>Get help with college prep. By finding&nbsp;someone willing to take on&nbsp;much of your <img alt="" align="right" style="width: 276px; height: 106px" src="/repository/image/16_schechter_quote.jpg" />work, an outside resource like RSC can keep you on track by letting you know the next step in college admissions.</li><br/></ol><br/><div style="margin: 0in 0in 0pt 0.25in">&nbsp;<br /><br/><div>If you make bad decisions when applying to college, you won&rsquo;t maximize the return on your investment. You work too hard and worry too much when you don&rsquo;t have to. All that added stress is what Ms. Delahunty &ndash; and RSC &ndash; want you to avoid. We&rsquo;ll keep you from becoming a &ldquo;stumbling idiot&rdquo; because we&rsquo;ll take some of the pressure of applying to college off your shoulders.</div><br/><div>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</div><br/><div>RSC Helps You Succeed!</div><br/></div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/college-admissions/college-admissions-stress" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>High School Guidance Counselor Knowledge Gap: Why a Great Resource Often Fails Students</title>
			<link>http://www.collegeprepexpert.com/blog/guidance-counselors/high-school-guidance-counselor-knowledge-gap</link>
			<comments>http://www.collegeprepexpert.com/blog/guidance-counselors/high-school-guidance-counselor-knowledge-gap#comments</comments>
			<pubDate>2011-09-19 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Guidance Counselors]]></category>
			<description><![CDATA[According to Public Agenda, 48% of high-school students say their guidance counselor saw them as “just another face in the crowd.” 35% gave their guidance counselor [...]]]></description>
			<content:encoded><![CDATA[<div style="margin: 0in 0in 12pt"><span style="color: black"><img alt="" align="left" style="width: 176px; height: 157px" src="/repository/image/15_guidance_counselor_knowledge_gap.jpg" />It&rsquo;s a common high-school memory, the student getting help from his guidance counselor in picking out classes and reviewing college choices. It&rsquo;s almost as common a memory as the one where the guidance counselor provides very little help, has too many students to see and is distracted by student disciplinary problems.</span></div><br/><div style="margin: 0in 0in 12pt"><span style="color: black">Unfortunately, that second&nbsp;scenario is becoming all too common.</span></div><br/><div style="margin: 0in 0in 12pt"><b><span style="color: black">What Students Say About Their Guidance Counselors</span></b></div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li style="margin: 0in 0in 12pt; color: black">According to Public Agenda, 48% of high-school students say their guidance counselor saw them as &ldquo;just another face in the crowd.&rdquo;</li><br/>    <li style="margin: 0in 0in 12pt; color: black">35% gave their guidance counselor a rating of &ldquo;poor&rdquo; for their help with picking a college, applying to college, and financial aid advice. It&rsquo;s no wonder, when counselors spend an average of 13% of their time on college prep and admissions.</li><br/>    <li style="margin: 0in 0in 12pt; color: black">54% said their counselor didn&rsquo;t help them fill out an application correctly. Becoming a guidance counselor may require a master&rsquo;s degree, but that doesn&rsquo;t mean they&rsquo;re able to get your student into college. Many counselors don&rsquo;t take classes in planning for college.</li><br/></ul><br/><div style="margin: 0in 0in 12pt"><b><span style="color: black">The Effects of Poor Counseling</span></b></div><br/><div style="margin: 0in 0in 12pt"><span style="color: black">Poor advice from a guidance counselor, whether from overwork or undertraining, has a major impact on student development and career goals.</span></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li style="margin: 0in 0in 12pt; color: black">Nearly 20% of students who said they were badly counseled in high school delayed going to college.</li><br/>    <li style="margin: 0in 0in 12pt; color: black">40% of college freshmen need remedial classes because they didn&rsquo;t take classes that prepared them for higher education.</li><br/>    <li style="margin: 0in 0in 12pt; color: black">Only 15% of high schools offer personality tests, meaning high-school students often have no direction, don&rsquo;t know what college majors they want, what careers are right for them, or what colleges can help them reach their goals.</li><br/></ol><br/><div style="margin: 0in 0in 12pt"><b><span style="color: black">Advantages to Working With Private Guidance Counselors</span></b></div><br/><div style="margin: 0in 0in 12pt"><span style="color: black">Many of these problems&nbsp;with public school guidance counselors are addressed by experts who specialize in college prep:</span></div><br/><div style="text-indent: -27.25pt; margin: 0in 0in 12pt 1in"><span style="font-size: 21pt">&ndash;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>Personality tests</b> give students direction with majors, colleges and careers.</div><br/><div style="text-indent: -27.25pt; margin: 0in 0in 12pt 1in"><span style="font-size: 21pt">&ndash;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><b>SAT &amp; ACT prep questions</b> and practice tests help students strengthen their verbal, literary, math and critical thinking skills.</div><br/><div style="text-indent: -27.25pt; margin: 0in 0in 12pt 1in"><span style="font-size: 21pt">&ndash;<span style="font: 7pt 'Times New Roman'">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span>Students consider high-school classes that help them in the careers and colleges they want.<br /><br/>&nbsp;</div><br/><div style="margin-top: 0in; text-indent: -27.25pt; margin-bottom: 12pt; margin-right: 0in">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; RSC's handbooks and video tutorials feature reams of advice on completing college applications and building a strong r&eacute;sum&eacute;. Our program may be online and over the phone, but we spend as much time working with our students as they need because we don&rsquo;t want to see you as &ldquo;just another face in the crowd.&rdquo; In fact, we love it when our students and their proud parents update us on their accomplishments, college acceptance letters, career choices, and more.</div><br/><div style="margin: 0in 0in 12pt">RSC Your College Prep Expert works long and hard to make sure our students are <img alt="" align="right" style="width: 314px; height: 211px" src="/repository/image/15_guidance_counselor_knowledge_gap_students.jpg" />prepared for college. We don&rsquo;t want&nbsp;you to delay enrolling on the belief that their high-school guidance counselor didn&rsquo;t give you&nbsp;the right advice, or didn&rsquo;t know&nbsp;you well enough to help&nbsp;you identify their goals. RSC works with&nbsp;you to make sure&nbsp;you don&rsquo;t become mere statistics in the guidance counselor knowledge gap.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/guidance-counselors/high-school-guidance-counselor-knowledge-gap" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How to Avoid Blindly Paying for College with Student Loans</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/avoid-paying-for-college-with-student-loans</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/avoid-paying-for-college-with-student-loans#comments</comments>
			<pubDate>2011-09-12 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[A low-income family receives a financial aid offer from their local college and notices that it includes student loans. They accept the offer – and the loans – without question. [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 244px; height: 302px" src="/repository/image/14_blindly_paying_for_college.jpg" />A low-income family receives a financial aid offer from their local college and notices that it includes student loans. They accept the offer &ndash; and the loans &ndash; without question.</div><br/><div>&nbsp;</div><br/><div>Why?</div><br/><div>&nbsp;</div><br/><div>Well, consider this fact: 70% of families making less than $28,000 per year never heard of Pell Grants. Unfortunately, they&rsquo;ve probably heard of student loans, a standard and acceptable part of higher education. People expect to pay them. They probably even know a few people struggling to pay off their student loans.</div><br/><div>&nbsp;</div><br/><div>So why aren&rsquo;t people aware of Pell Grants? Banks and colleges do a much better job advertising student loans than the federal government does promoting gift aid.</div><br/><div>&nbsp;</div><br/><div><b>Why Families Don&rsquo;t Appeal Financial Aid Offers</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li>Families don&rsquo;t know they can appeal. Fortunately, RSC lets our families know when it&rsquo;s a good idea to ask for more money.</li><br/>    <li>Families don&rsquo;t know how to appeal. Awards letters can be confusing, which is why RSC&rsquo;s Appeals and Special Circumstances letters are written by counselors who understand the appeals process.</li><br/>    <li>Loans are placed in the awards packages as need-based aid. They&rsquo;re offered to low-income and middle-income students as a matter of course. The college then considers this part of meeting their need &ndash; even if adding to the student&rsquo;s debt.</li><br/></ol><br/><div>&nbsp;</div><br/><div>Parents run into difficult questions when it comes to appealing financial aid offers, such as:</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>When should you take a subsidized student loan?</li><br/>    <li>What&rsquo;s the percentage of financial aid your selected colleges typically give out?</li><br/>    <li>Do you know when you should accept a college&rsquo;s offer?</li><br/></ul><br/><div>&nbsp;</div><br/><div>If you don&rsquo;t know the answer to these questions, you might want to consider hiring RSC to help you throughout the financial aid process.</div><br/><div>&nbsp;</div><br/><div><b>The Financial Impact of Student Loans</b></div><br/><div>&nbsp;</div><br/><div>In 2011, the average college student graduated with $27,000 in student loan debt. Given a steady increase, today&rsquo;s high-school freshman can expect to owe $49,000. Between 1999 and 2009, student loan debt tripled, from $15 billion to $45 billion &ndash; <i>per year</i>.</div><br/><div>It&rsquo;s no wonder 15% of college graduates default on their loans, ruining their credit for years to come. It&rsquo;s no wonder so many graduates move back home with mom and dad, or take any job they can just to pay down some of their debt.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s also no wonder that students determined to go to college and get a good education accept loans. After factoring in their expected family contribution and financial aid, the average family still has to come up with $12,000 to pay for college. Grants and scholarships only cover 1/3 of most families&rsquo; total cost of college.</div><br/><div>&nbsp;</div><br/><div>That makes student loans very tempting.</div><br/><div>&nbsp;</div><br/><div>Which explains why RSC makes financial aid help a standard part of all our programs. We want our students to have to borrow as little as possible to pay for their education.</div><br/><div>&nbsp;</div><br/><div>Which leads us to one last question &ndash; do you know how successful the average RSC financial aid appeal is?*</div><br/><div>&nbsp;</div><br/><div align="right"><span style="font-size: 9pt">*RSC&rsquo;s average successful appeal gets our students more than</span></div><br/><div align="right"><span style="font-size: 9pt">$4,000 in additional aid each year, though amounts of $10-, $15-,</span></div><br/><div align="right"><span style="font-size: 9pt">even $20,000 are not unheard of. We annually save our families a</span></div><br/><div align="right"><span style="font-size: 9pt">combined total of more than one million dollars.&nbsp;&nbsp;</span></div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/financial-aid/avoid-paying-for-college-with-student-loans" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How Being Undecided Affects Your College Major and Your Career</title>
			<link>http://www.collegeprepexpert.com/blog/career-prep/how-being-undecided-affects-your-college-major-and-career</link>
			<comments>http://www.collegeprepexpert.com/blog/career-prep/how-being-undecided-affects-your-college-major-and-career#comments</comments>
			<pubDate>2011-08-29 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Career Prep]]></category>
			<description><![CDATA[The Department of Defense feels personality tests should be mandatory and RSC couldn’t agree more. They’re an essential part of our program. Through our website you can access a number of personality tests, including the [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 303px; height: 237px" src="/repository/image/12_soldiers.jpg" />The Department of Defense has a novel idea when it comes to keeping recruits from washing out of boot camp: make sure new soldiers belong there in the first place.</div><br/><div>&nbsp;</div><br/><div>The DoD thinks all students should take in-depth personality tests. Unfortunately, the Pentagon believes only 15% of high schools offer such tests. Personality tests, of course, not only benefit the Army and Navy, but are good for colleges, employers, and students.</div><br/><div>&nbsp;</div><br/><div><b>Reasons Students Should Take Personality Tests</b></div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Narrow Your Career Choices.</b> Personality tests help students decide if college, the workforce, or the military is the right choice for them.</li><br/>    <li><b>Save Time and Money.</b> By pursuing fields that interest you (and that are well suited to your talents), you won&rsquo;t have to change careers or college majors. You won&rsquo;t feel like you wasted your early years chasing the wrong career choices. This not only saves you time, but money, because you didn&rsquo;t spend it on the wrong college, or a degree you can&rsquo;t use. You won&rsquo;t bounce from job to job, or spend much of your time looking for work that interests you.</li><br/>    <li><b>Prevent Failure.</b> Washing out of Basic Training makes many recruits feel like a failure. So does dropping out of college or getting fired from multiple jobs.</li><br/>    <li><b>Follow Your Passions.</b> The best thing about personality tests is that they help you recognize your passions and dreams early on. You&rsquo;ll know what you want to do because you were meant to do it!</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>The Effects of Being Undecided</b></div><br/><div>&nbsp;</div><br/><div>When students don&rsquo;t know what they want to do once they graduate high school &ndash; whether that be college, career, or the armed forces, their dreams and talents no longer determine their futures. Typically this void is filled by a focus on simply earning money. Passion is replaced by empty practicality.</div><br/><div>&nbsp;</div><br/><div>Personality tests, though, allow you to work toward your dreams and find the careers that make you happy. You can find that your passions are quite practical, because now you see a way to achieve them.</div><br/><div>&nbsp;</div><br/><div>The Department of Defense feels personality tests should be mandatory and RSC couldn&rsquo;t agree more. They&rsquo;re an essential part of our program. Through our website you can access a number of personality tests, including the <i>Do What You Are</i>, <i>Interest Profiler</i>, <i>Basic Skills Survey</i>, <i>Work Values Sorter</i> and more, to help you determine what you want to do.</div><br/><div>&nbsp;</div><br/><div>Once you know what you&rsquo;re passionate about, you&rsquo;ll be able to pursue your natural interests and find careers that make you happy.<img alt="" align="right" style="width: 285px; height: 247px" src="/repository/image/12_dartboard.jpg" /></div><br/><div>&nbsp;</div><br/><div>Not knowing what you want to do while sorting through colleges or a job can be like throwing darts at a board: you&rsquo;re not likely to hit the bull&rsquo;s-eye. But knowing what you want to do, or what you can do, even as early as 8<sup>th</sup> or 9<sup>th</sup> grade, can make you feel like you&rsquo;re working toward a goal greater than yourself. You&rsquo;ll be a bit more willing to tolerate setbacks and frustrations and overcome obstacles, something that makes you realize it was all worthwhile.</div><br/><div>&nbsp;</div><br/><div>Personality tests can be the first step toward making your feel like a success.</div><br/><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-show-faces="true" data-width="450" data-send="true" data-href="http://www.collegeprepexpert.com/blog/career-prep/how-being-undecided-affects-your-college-major-and-career">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Money First: How Students Choose a Career Using Short-Term Thinking</title>
			<link>http://www.collegeprepexpert.com/blog/career-prep/money-first:-how-students-choose-a-career</link>
			<comments>http://www.collegeprepexpert.com/blog/career-prep/money-first:-how-students-choose-a-career#comments</comments>
			<pubDate>2011-08-22 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Career Prep]]></category>
			<description><![CDATA[Ask high-school students what they want in a job and you’ll get almost as many answers as there are jobs. “Money,” “Respect,” or “Helping others” often top the list. But repeated research reveals that as important as money is to students, it [...]]]></description>
			<content:encoded><![CDATA[<img alt="" align="right" style="width: 309px; height: 214px" src="/repository/image/11_money_first_career.jpg" /><br/><div>Ask high-school students what they want in a job and you&rsquo;ll get almost as many answers as there are jobs. &ldquo;Money,&rdquo; &ldquo;Respect,&rdquo; or &ldquo;Helping others&rdquo; often top the list. But repeated research reveals that as important as money is to students, it doesn&rsquo;t determine the careers they pursue.</div><br/><div>&nbsp;</div><br/><div>That answer is a bit more surprising.</div><br/><div>&nbsp;</div><br/><div><b>How Students Make Career Choices</b></div><br/><div><b>&nbsp;</b></div><br/><div>What is the top factor influencing student career interests? Would you believe parents?</div><br/><div><b>&nbsp;</b></div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li><b>Parents. </b>Students take direct and indirect cues from their parents when it comes to making a living. They want their parents to approve of their career choices, but they also take an interest in what their parents do at work. This doesn&rsquo;t always means following in their footsteps, but following in careers closely related, i.e., the child of an engineer going into a math-related field, or the child of a doctor entering the medical or social services profession, etc.</li><br/>    <li><b>Money. </b>After students find out what their parents think, they want to know how much they&rsquo;ll be making.</li><br/>    <li><b>Liking the Job. </b>Everyone wants to like their job, but students in particular don&rsquo;t want to toil away the hours doing something they don&rsquo;t like.</li><br/></ul><br/><div>&nbsp;</div><br/><div>Long-term and less exciting goals rank low on the list. Students don&rsquo;t place career advancement, personal development, or the likelihood of receiving a pension high on their priority list.</div><br/><div>&nbsp;</div><br/><div><b>How Students Define Status</b></div><br/><div>&nbsp;</div><br/><div>Although parents are the number one influence when it comes to picking a career, student&rsquo;s view money and possessions as the key to status and self-esteem. Jobs used to be the key to status in the community, but these days, being a doctor isn&rsquo;t enough, you must be a well-paid doctor; being a lawyer isn&rsquo;t enough, you must be a well-paid lawyer.</div><br/><div>&nbsp;</div><br/><div>Students are looking for careers that not only provide status within their community or family, but within their profession.</div><br/><div>&nbsp;</div><br/><div><b>How RSC Helps Students Choose Their Careers</b></div><br/><div>&nbsp;</div><br/><div>RSC&rsquo;s career prep tools take all these factors into consideration. Of course, we don&rsquo;t put the focus on money (except on how much you&rsquo;re saving), but we know it&rsquo;s important.</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li><b>Parents. </b>Our program keeps you fully involved in your student&rsquo;s career and college search.</li><br/>    <li><b>Salary. </b>Our career-research tools reveal the expected salaries for hundreds of jobs.</li><br/>    <li><b>Liking the Job. </b>Our extensive personality surveys, including the Do <i>What You Are</i>, <i>Interest Profiler</i> and <i>Work Values Sorter</i>, link students to careers that should interest them.</li><br/>    <li><b>Job Prospects. </b>This tool is greatly appreciated by our parents. What is the likelihood your student can find a job with their chosen degree? No sense spending all that money on a career that&rsquo;s not growing.</li><br/></ul><br/><div><b>&nbsp;</b></div><br/><div>Our career search tools help students realize just what career goals and aspirations are attainable. With the right research, they&rsquo;ll find a career they like, that improves their self-esteem and that pays them well.</div><br/><div>&nbsp;</div><br/><div>And of course, meets with their parents&rsquo; approval.</div><br/><div>&nbsp;</div><br/><div>Don&rsquo;t forget to read Part One: <a target="_blank" href="http://www.collegeprepexpert.com/blog/selecting-a-college/money-first-how-students-choose-a-college">Money First: How Students Choose a College, or Choose Not to Go at All</a></div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/career-prep/money-first:-how-students-choose-a-career" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Money First: How Students Choose a College, or Choose Not to Go at All</title>
			<link>http://www.collegeprepexpert.com/blog/selecting-a-college/money-first-how-students-choose-a-college</link>
			<comments>http://www.collegeprepexpert.com/blog/selecting-a-college/money-first-how-students-choose-a-college#comments</comments>
			<pubDate>2011-08-15 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Selecting a College]]></category>
			<description><![CDATA[Money is an undeniably important part of the American college system. Parents start saving when the children are young, then worry they haven’t saved enough. Students worry [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 317px; height: 229px" src="/repository/image/10_money_first_college.jpg" />Money is an undeniably important part of the American college system. Parents start saving when their children are young, then worry they haven&rsquo;t saved enough. Students worry about the debt they&rsquo;re taking on,&nbsp;then spend 15 or 20 years paying it off.</div><br/><div>&nbsp;</div><br/><div>Families struggle to look past money when it comes to college,&nbsp;but&nbsp;in&nbsp;the&nbsp;end,&nbsp;it&nbsp;influences&nbsp;the top two reasons students choose the colleges they do.</div><br/><div>&nbsp;</div><br/><div><b>Student Factors In College Selection</b></div><br/><div><b>&nbsp;</b></div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li><b>Cost. </b>Students look at the bottom line: tuition, fees, dormitory expenses (room and board), books, and travel.</li><br/>    <li><b>Financial Aid. </b>What will this college cost after financial aid?</li><br/>    <li><b>Academic Reputation. </b>It&rsquo;s why everyone wants to go to Harvard, Princeton, Stanford, etc.</li><br/>    <li><b>Geographic Setting. </b>Close to home or far away?</li><br/>    <li><b>Family &amp; Friends. </b>Where did my parents go and where are my friends going?</li><br/></ul><br/><div>&nbsp;</div><br/><div>While all of these should be important considerations when it comes to finding a college, students don&rsquo;t always fully understand the ways to use these standards. A lack of proper guidance from guidance counselors, college admissions officers, or other well-meaning people often complicates this situation.</div><br/><div>&nbsp;</div><br/><div><b>Using the Wrong Criteria When Selecting a College</b></div><br/><div>&nbsp;</div><br/><div>When a college posts its total cost, it&rsquo;s very rarely the price you pay. It&rsquo;s like buying a car. There could be all sorts of extra fees involved, but the salesman will likely bring down the asking price. Colleges often work to bring down the price,&nbsp;too&nbsp;&ndash; particularly for needy students. Only the wealthiest students pay the full sticker price.</div><br/><div>&nbsp;</div><br/><div>Financial aid is almost impossible to figure out, and yet students try to guess what they&rsquo;ll receive when they&rsquo;re picking a college. Most could use expert guidance here&nbsp;to&nbsp;estimate&nbsp;their&nbsp;Expected Family Contribution, provide a list of top financial aid colleges, and maximize their financial aid.</div><br/><div>&nbsp;</div><br/><div>Too often students pursue schools based on their academic reputations without considering&nbsp;those&nbsp;that specialize in certain fields, or that have great career service departments, etc. Don&rsquo;t fall for the college rankings; <a target="_blank" href="http://www.nationalnewstoday.com/education/college-football-how-to-use-your-own-preseason-poll-bcs-powerhouse-guide-to-pick-colleges.php"><font color="#800080">develop your own rankings for colleges</font></a> that interest you. RSC offers a full complement of research tools and tips.&nbsp;You have access to detailed information on more than 4,000 colleges. You&rsquo;re bound to find one that meets your needs and still has a great academic reputation!</div><br/><div>&nbsp;</div><br/><div>Geographic setting can be another tricky one, unless you know what you want. It may sound great to go to school near the ocean, unless you spend more time at the beach than in class. RSC&rsquo;s personality tests help students decide on their majors, career options and other important factors, like&nbsp;how far away from home they want to be. Maybe living near Mom and Dad is good for you (or maybe cross-country is better!).</div><br/><div>&nbsp;</div><br/><div>You should talk with family and friends about college, but don&rsquo;t base your choice on where they went or where they&rsquo;re going. Find the right college for you through research, personality tests, criteria (you can search through 25 of them&nbsp;by logging into&nbsp;RSC&rsquo;s student website) and cost.</div><br/><div>&nbsp;</div><br/><div>Money may be an important part of your college consideration, but it shouldn&rsquo;t be the only thing. And if you search for colleges using other criteria and find the college that&rsquo;s perfect for you, you may just find that your chosen&nbsp;college rewards you with even more financial aid.</div><br/><div>&nbsp;</div><br/><div>We see it all the time, because we match students to colleges that reward them every day!</div><br/><div>&nbsp;<br /><br/>&nbsp;</div><br/><div>Click to read Part Two:&nbsp;<a target="_blank" href="http://www.collegeprepexpert.com/blog/career-prep/money-first:-how-students-choose-a-career">Money First: How Students Choose a Career Using Short-Term Thinking</a></div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-width="450" data-href="http://www.collegeprepexpert.com/blog/selecting-a-college/money-first-how-students-choose-a-college" data-send="true" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How Parents Pay for College: Mortgaging Their Futures, or Robbing Peter to Pay Paul</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/how-parents-pay-for-college</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/how-parents-pay-for-college#comments</comments>
			<pubDate>2011-08-08 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[A 2010 study revealed that saving for college is a parent’s second biggest savings investment. Saving for retirement is first. Of course, when you consider that many families dip into their retirement funds to pay for [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="This pie chart show just how parents save for retirement, college, and everything else." align="right" width="312" height="302" src="/repository/image/09_how_parents_pay_for_college.jpg" />A 2010 study revealed that saving for college is a parent&rsquo;s second biggest savings investment. Saving for retirement is first. Of course, when you consider that many families dip into their retirement funds to pay for their student&rsquo;s higher education, the balance tips a little more toward college.</div><br/><div>&nbsp;</div><br/><div>That&rsquo;s not necessarily the best approach.</div><br/><div>&nbsp;</div><br/><div><b>Why Parents Are Borrowing From Retirement to Pay for College</b></div><br/><div><b>&nbsp;</b></div><br/><div>Fortunately for their children, most parents intend to pay for some, if not all, of their child&rsquo;s education. That&rsquo;s when financial reality and a host of difficulties set in.</div><br/><div><b>&nbsp;</b></div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li><b>Parents haven&rsquo;t saved enough. </b>Those savings for college only cover an average of 18% of college expenses.</li><br/>    <li><b>Pell Grants don&rsquo;t add up. </b>In 2011, Pell Grants only covered an average of 34% of college expenses.</li><br/>    <li><b>The bill after financial aid. </b>Families still owe an average of $12,000 <i>after</i> financial aid is awarded.</li><br/>    <li><b>Credit Card Debt. </b>Credit card debt exceeds student loan debt, but both of those come with interest payments. Pulling money out of your IRA or 401k may cost you interest, but you don&rsquo;t add to your short-term debt.</li><br/>    <li><b>Can Make Up the Money. </b>Parents believe they can make up the money before they retire, if they work hard enough, save enough, and benefit from a stock market boom.</li><br/></ul><br/><div>&nbsp;</div><br/><div><b>Maximize Your Financial Aid</b></div><br/><div><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></div><br/><div>&ldquo;How can I get more financial aid?&rdquo;</div><br/><div>&nbsp;</div><br/><div>That&rsquo;s a question students and parents seem to ask at almost the exact same time. Of course, the answer isn&rsquo;t as simple as saying, &ldquo;Do this and you&rsquo;ll get more financial aid.&rdquo; It requires more than financial planning &ndash; it requires a complete college prep plan.</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li><b>Maximize Your Grant Money.</b> Pell Grants and other grants are far better than scholarships and student loans for paying college tuition. Get more grant money by knowing the real details and minutiae of those financial aid forms, including the FAFSA and CSS Profile.</li><br/>    <li><b>Find the Best College Savings Plans.</b> A college saving plan&rsquo;s effectiveness varies according to your income, assets, and a student&rsquo;s age. RSC keeps a complete list of financial aid programs that help students from upper and lower income families as well as upper and lowerclassmen.</li><br/>    <li><b>Be a good student.</b> We always think of top students getting great scholarships to top schools. It&rsquo;s because they do. But even good students not attending the Ivy League can get merit-based aid from plenty of less prestigious schools.</li><br/></ul><br/><div>&nbsp;</div><br/><div>One of the best things a student can do to get more aid is to remember that money isn&rsquo;t just given out based on financial need, it&rsquo;s also based on merit. RSC&rsquo;s college prep experts make sure families work toward both.</div><br/><div>&nbsp;</div><br/><div>This way, parents won&rsquo;t have to mortgage their futures to pay for their student&rsquo;s present.</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>What Parents and Students May Not Know About Paying for the High Cost of College</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/paying-for-the-high-cost-of-college</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/paying-for-the-high-cost-of-college#comments</comments>
			<pubDate>2011-08-01 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Most people know about the high cost of college, from skyrocketing tuition (up 300% since 1990) and high-interest loans (tripled since 1999), but there are two areas where they remain a little vague: the cost to [...]]]></description>
			<content:encoded><![CDATA[<div><img hspace="10" alt="" vspace="10" align="left" style="width: 323px; height: 235px" src="/repository/image/08_what_parents_and_students_may_not_know.jpg" />Most people know about the high cost of college, from skyrocketing tuition (up 300% since 1990) and high-interest loans (tripled since 1999), but there are two areas where they remain a little vague: the cost to get into college and extra fees once their student is in:</div><br/><div>&nbsp;</div><br/><div><b>The Cost of College Prep</b></div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>Americans spend $2.5 billion per year on college prep and tutors</li><br/>    <li>Some SAT or ACT test prep courses can cost upwards of $5000</li><br/>    <li>Some college prep courses cost $1500 or more for just four months of training</li><br/>    <li>A high-end private tutor can earn $35,000 per year, per student.</li><br/></ul><br/><div>&nbsp;</div><br/><div>At these prices, it&rsquo;s easy to see why college prep has long been considered a &ldquo;rich man&rsquo;s game.&rdquo; Students from wealthier families typically get better SAT scores and earn admission to better colleges. Of course, preparing for college isn&rsquo;t the only unforeseen expense. Once students get in, they encounter plenty of college fees and costs they didn&rsquo;t count on.</div><br/><div>&nbsp;</div><br/><div><b>Unexpected College Fees and Expenses</b></div><br/><div>&nbsp;</div><br/><div>Families often set aside money for library fees, lab fees, even parking fees, but often fail to remember:</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>Health insurance. If you&rsquo;re not on your parent&rsquo;s plan, colleges will sell it to you</li><br/>    <li>Freshman Orientation. This can get expensive if you&rsquo;re coming in from out of town &ndash; travel, food, etc.</li><br/>    <li>Dorm Furniture. The average Freshman spends $1200 to decorate their dorm room and&nbsp;add basic comforts. Colleges simply don&rsquo;t offer everything you want or need.</li><br/>    <li>Additional meals. The school cafeteria doesn&rsquo;t serve dorm food around the clock, but students pulling an all-nighter still get hungry at 3 a.m.</li><br/></ul><br/><div>&nbsp;</div><br/><div>These are just the likely expenses you&rsquo;ll face, but what if your student wants to spend a semester studying abroad, join a fraternity or sorority, or buy college sweatshirts and pennants?</div><br/><div>&nbsp;</div><br/><div><b>College Prep at a Reasonable Cost</b></div><br/><div>&nbsp;</div><br/><div>RSC addresses the problems of paying too much for college prep and SAT and ACT materials by keeping our prices affordable. We bundle our services into one comprehensive package that keeps our expenses &ndash; and your costs &ndash; low.</div><br/><div>&nbsp;</div><br/><div>Our financial aid planning, with our detailed <b><i>What You Need to Know About Financial Aid</i></b> handbook, college-cost estimates, and list of top financial aid colleges, is yet another way we keep your costs manageable.</div><br/><div>&nbsp;</div><br/><div>Life comes with plenty of unexpected expenses, but college doesn&rsquo;t have to be one of them. RSC will help you know just how much you have to pay for the college of your choice &ndash; and we&rsquo;ll do it at an upfront price you can afford!</div><br/><div>&nbsp;</div><br/><div>(And for an added bonus, check out our <a target="_blank" href="http://www.collegeprepexpert.com/financial-aid-information"><font color="#800080">Financial Aid</font></a> page)</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/college-prep/paying-for-the-high-cost-of-college" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>The Stress of Being the Best: The Myth of the Perfect College Student</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/myth-of-the-perfect-college-student</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/myth-of-the-perfect-college-student#comments</comments>
			<pubDate>2011-07-25 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[As any student serious about their education knows, they're under tremendous tremendous stress to be the best. We hear stories about near nervous breakdowns, lost youth, and depression all the time. But colleges [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 304px; height: 226px" src="/repository/image/07_stress_of_being_the_best.jpg" />As any student serious about their education knows, they&rsquo;re under tremendous stress to be the best. We hear stories about near nervous breakdowns, lost youth, and depression all the time. But colleges are partly behind this myth of exceptionalism because it makes them look better and allows them to charge more tuition.</div><br/><div>&nbsp;</div><br/><div>Let&rsquo;s look at the pressure students are under:</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Perfect SAT and ACT test scores. </b>Okay, colleges know very few students will get a perfect score, but they&rsquo;re pushing students very hard to get a 2100 on the SAT or a 30 on the ACT.</li><br/>    <li><b>Extracurricular Activity has never been higher. </b>More than 50% of all high-school students participate in some sort of extracurricular activity at school, and this doesn&rsquo;t even count all those hours they log building a better college application&nbsp;through community activities, church groups, athletic leagues, volunteering and more. It can be exhausting.</li><br/>    <li><b>Students Need to Stand Out. </b>They need A&rsquo;s in all AP and Honors classes if they want to beat out the hundreds of thousands of students they&rsquo;re competing against.</li><br/></ol><br/><div>&nbsp;</div><br/><div>It&rsquo;s an almost impossible standard, which is why students who get perfect SAT scores, or who simultaneously get into Harvard, Yale, Stanford and Duke make the news. But they are standards largely steeped in myth.</div><br/><div>&nbsp;</div><br/><div><b>The Myth of the </b><b>Perfect</b><b>College</b><b> Student</b></div><br/><div><b>&nbsp;</b></div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li><b>SAT scores above 1700. </b>While students with perfect scores are likely to do well, the average college graduate has a score slightly above 1700. While you should shoot for the best score possible, including that elusive 2400, if you&rsquo;re going to college make sure it&rsquo;s above 1700.</li><br/>    <li><b>Too many extracurricular activities don&rsquo;t help. </b>Colleges have caught on to students who join 7 activities but only actively participate in one or two. They&rsquo;d rather see you president of the Student Council than a member of six clubs and the French Club treasurer.</li><br/>    <li><b>You&rsquo;re not competing against hundreds of thousands of students. </b>You&rsquo;re competing against students applying to the same colleges you are. You don&rsquo;t need to be better than everyone, but you do need to find colleges where your grades and accomplishments make you competitive. Your competitive streak &ndash; and the success that comes with it &ndash; will make you even more successful later in life.</li><br/></ul><br/><div><b>&nbsp;</b></div><br/><div>(In one famous study, students who were accepted to Harvard but chose to go to another school did just as well in life as students who ultimately went to Harvard.&nbsp; Being&nbsp;ambitious&nbsp;and talented&nbsp;enough to get in, rather than attending, was the key.)</div><br/><div>RSC&rsquo;s plan helps students recognize these and many other college admissions myths, and then help students find the right college for them. Students should definitely work toward the absolute highest standard, but if it turns out they want something else, they should have a plan for that, too. RSC helps our students apply to and get accepted into the colleges they want. This way, their success is more likely than if they fail and give up the fight.</div><br/><div>&nbsp;</div><br/><div>After all, what&rsquo;s the point of trying to impress Harvard if you have no real intention of going there?&nbsp;Our counselors&nbsp;have had&nbsp;students go to nearly every single Ivy League school, but the students&nbsp;did it because it was the right choice for them. RSC will do the same for you. We&rsquo;ll help you find the right colleges for you. The ones that can help you succeed.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-width="450" data-href="http://www.collegeprepexpert.com/blog/college-prep/myth-of-the-perfect-college-student" data-send="true" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Four Ways Students Struggle to Build the Perfect Application to Impress College Admissions Officers</title>
			<link>http://www.collegeprepexpert.com/blog/college-prep/four-ways-students-struggle-to-build-the-perfect-application</link>
			<comments>http://www.collegeprepexpert.com/blog/college-prep/four-ways-students-struggle-to-build-the-perfect-application#comments</comments>
			<pubDate>2011-07-18 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Prep]]></category>
			<description><![CDATA[Students are under intense pressure to be perfect as they apply for college. In a world in which a college degree is all but necessary to get a good job, and yet they face 4 problems with traditional college prep. 1. Meeting college [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" style="width: 220px; height: 333px" src="/repository/image/06_perfect_on_paper.jpg" />Students are under intense pressure to be perfect as they apply for college. In a world in which a college degree is all but necessary to get a good job in a changing economic landscape, that pressure is understandable. Students are told early on that they need great SAT or ACT scores, great extracurricular activities, great Advanced Placement classes and so on.</div><br/><div>&nbsp;</div><br/><div>And yet the system doesn&rsquo;t make it easy for everyone to be so perfect. Disadvantaged students in particular struggle to put together that stellar application that gets them&nbsp;into those highly selective schools.</div><br/><div>&nbsp;</div><br/><div><b>4 Problems With Traditional College Prep</b></div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Poor Students Struggle to Meet Benchmarks. </b>Students from low-income families have average SAT score 300 points below students from upper-income families. They also struggle with the ACT exam, and face teacher and material shortages.</li><br/>    <li><b>Lack of School Engagement. </b>Budget cuts are creating bigger and bigger classes, giving students less face time with teachers and guidance counselors. They often feel disengaged from their studies and schools and distance themselves from extracurricular activities and social events. School is no longer a community, but an inconvenience.</li><br/>    <li><b>Lack of Parental Support. </b>Parents become less involved with their student&rsquo;s education as their children get older, and yet a majority of students want their parents involved. And parents of first-generation college students often don&rsquo;t know the proper steps to prepare their children for higher education.</li><br/>    <li><b>Low Scores in Critical </b><b>Reading</b><b>, Science and Mathematics.</b> Students struggle with basic concepts in Math and Science and fall far below much of the industrialized world. With Math and English being the top two indicators of college success, it&rsquo;s no wonder students are struggling with tough classes. They&rsquo;re not ready.</li><br/></ol><br/><div>&nbsp;</div><br/><div><b>RSC: Revolutionizing College Prep</b></div><br/><div><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></div><br/><div>RSC, in&nbsp;our&nbsp;Video Report and elsewhere, studies these problems in great detail. It&rsquo;s why our program systematically addresses each and every one.</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>Our program is affordable to low-income families while offering a program and level of service expected by wealthier students. It is a comprehensive college and career prep program at a bargain price.</li><br/>    <li>We encourage students to work with teachers and guidance counselors in a way that serves a student&rsquo;s needs without taking up too much of a teacher&rsquo;s time. We teach them to prepare for those meetings in an <span>efficient way. Get your point across early!</span></li><br/></ul><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>Parents are deeply involved in the RSC program, from our Parent Handbook to progress reports, learning styles, financial aid help and more. Parents not only learn how their student is doing, they learn how they can help them do better.</li><br/>    <li>Math&nbsp;is a&nbsp;big part of our SAT &amp; ACT prep program, with critical reading an integral part of our College Prep Reading List. And these are just two of the ways we help students face the academic challenges of college.</li><br/></ul><br/><div>&nbsp;</div><br/><div>RSC knows that preparing for college has gotten harder and much more costly. State and federal budget cuts are driving families to seek outside help getting their students ready for life after high school. RSC&rsquo;s unique approach in bundling college and career prep into one seamless service makes top-notch materials and advice affordable to everyone.</div><br/><div>&nbsp;</div><br/><div>Of course, in this short blog, it&rsquo;s difficult to address all your concerns or all the problems plaguing high school and higher education. For more&nbsp;on how we can help, watch our exclusive&nbsp;Video Report, <em>College Dreams Today</em>.</div><br/><div id="fb-root">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Three Reasons Why Your High-School Guidance Counselor Wants to Help You -- and Can't</title>
			<link>http://www.collegeprepexpert.com/blog/guidance-counselors/three-reasons-why-your-guidance-counselor-wants-to-help-you</link>
			<comments>http://www.collegeprepexpert.com/blog/guidance-counselors/three-reasons-why-your-guidance-counselor-wants-to-help-you#comments</comments>
			<pubDate>2011-07-11 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Guidance Counselors]]></category>
			<description><![CDATA[RSC’s believes that guidance counselors want to help students, but sometimes the system lets them – and you – down. ASCA, the American School Counseling Association, says guidance counselors should see no more than 250 students. The average counselo [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="right" width="276" height="371" src="/repository/image/05_impossible_ratio.jpg" />It has always been RSC&rsquo;s position that guidance counselors want to help students, but sometimes the system lets them &ndash; and you &ndash; down.</div><br/><div>&nbsp;</div><br/><div>Consider these amazing facts:</div><br/><div>&nbsp;</div><br/><div><b>Guidance Counselors Are Overworked</b></div><br/><div><b>&nbsp;</b></div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>ASCA, the American School Counseling Association, says guidance counselors should see no more than 250 students. The average counselor sees 457.</li><br/>    <li>ASCA believes counselors should spend 70% of their time serving students. The average counselor spends 50% of their time working with students. In many schools, they are assigned to non-counseling duties like study hall, lunch duty, and discipline.</li><br/>    <li>The average guidance counselor spends only 38 minutes per year with each student on college prep.</li><br/></ul><br/><div>&nbsp;</div><br/><div>Maine is the only state that mandates counselors see no more than 250 students. The average counselor in Maine sees 315 students.</div><br/><div>&nbsp;</div><br/><div>Schools even have trouble meeting state law when it comes to guiding their students.</div><br/><div>&nbsp;</div><br/><div><b>Private Guidance Means Personal Attention</b></div><br/><div>&nbsp;</div><br/><div>RSC has the advantage of making sure our Student Services advisers stay student focused.</div><br/><div>&nbsp;</div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>Personal </b><b>Development </b><b>Over </b><b>College</b><b> Prep. </b>According to the National Center for Education Statistics, guidance counselors spend only 13% of their time on college prep and 25% on personal development. RSC focuses on personal development, too, through our Do What You Are Analysis, Learning Styles Inventory, Time-Management Records, personality surveys, ethics questions and more, but once that&rsquo;s complete, we focus heavily on college and career prep. Unlike guidance counselors, we don&rsquo;t spend a lot of time figuring out what you want and then a little bit helping you achieve it, we spend plenty of time helping you identify your goals and then A LOT more time helping you achieve them.</li><br/>    <li><b>College &amp; Career Prep Training. </b>Only two dozen colleges in the country offer even one graduate-level class in college prep while RSC makes sure our counselors are well versed in the subject. They go through our intense training program before they ever help a single student. This way, you know you really are talking with a college prep expert.</li><br/>    <li><b>Time Spent Per Student. </b>RSC understands that our students come first. We can spend as much time on them as they need. There&rsquo;s no shuffling them out the door to get the next student in. We work with our students around their schedules, so they can get the time and attention they need. We don&rsquo;t keep track of just how much time we spend with every student, but we guarantee it&rsquo;s more than a 38-minute lunch break.</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div>As a private company, RSC makes having time for our students a top priority. If guidance counselors don&rsquo;t have the time to help you properly, you need to find someone who can &ndash; someone who can get you ready for college on time and on your schedule.</div><br/><div>&nbsp;</div><br/><div>It&rsquo;s too important a task to leave it to someone who is overworked, overstressed and out of time. RSC knows guidance counselors want to help, but we also know it&rsquo;s our privilege to give students all the time they need to prepare for their future.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/guidance-counselors/three-reasons-why-your-guidance-counselor-wants-to-help-you" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>The Great Wall of Finances: The Effect of Financial Aid on College Dreams</title>
			<link>http://www.collegeprepexpert.com/blog/financial-aid/effect-of-financial-aid-on-college-dreams</link>
			<comments>http://www.collegeprepexpert.com/blog/financial-aid/effect-of-financial-aid-on-college-dreams#comments</comments>
			<pubDate>2011-06-27 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Financial Aid]]></category>
			<description><![CDATA[The cost of college is like the Great Wall of China, and nearly as imposing to high-school students and their families. 80% of students who wanted to go to college but didn't say the cost of tuition kept them out. 2/3's of college graduates [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="right" style="width: 258px; height: 396px" src="/repository/image/03_great_wall.jpg" />The cost of college is like the Great Wall of China, and nearly as imposing to high-school students and their families: one kept the Mongols from invading; the other is keeping students out of college:</div><br/><div>&nbsp;</div><br/><div><b>The Effects of the High Cost of College</b></div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>80% of students who wanted to go to college but didn&rsquo;t say it was the cost of tuition that kept them out.</li><br/>    <li>2/3&rsquo;s of college graduates said that cost was either extremely or very important in helping them decide where to go.</li><br/>    <li>Wealthy students are only 1&frac14; times more likely to go to college than low-income students, but they are nearly 10 times more likely to graduate in 6 years.</li><br/></ul><br/><div>&nbsp;</div><br/><div>College remains a big part of the American dream. As proof, consider the fact that between 1972 and 2008, lower-income graduation rates have remained steady, even as college costs have skyrocketed. They&rsquo;re holding their own because they want to go to college.</div><br/><div>&nbsp;</div><br/><div>Of course, upper-income students who have been able to absorb exorbitant tuition have done better. Their graduation rate isn&rsquo;t steady; it&rsquo;s more than doubled.</div><br/><div>&nbsp;</div><br/><div><b>Affordable Ways to Narrow the Graduation Gap</b></div><br/><div>&nbsp;</div><br/><div>Some colleges have attempted to help low-income students enter college, but with limited success. After all, tuition is going up faster than financial aid. Since 1982, tuition has increased more than 450%; federal grant money and gift aid has actually gone down.</div><br/><div>&nbsp;</div><br/><div>College prep has also helped, but again, with limited success. Too often they work on small sections of college prep at too great a price, say $1500 just for the SATs and nothing else. Or $3000 for classroom tutoring and nothing else.</div><br/><div>&nbsp;</div><br/><div>RSC focuses on all aspects of college prep at an affordable price.</div><br/><div>&nbsp;</div><br/><div><b>RSC&rsquo;s College Prep Plan:</b></div><br/><div><b>&nbsp;</b></div><br/><ol type="1" style="margin-top: 0in"><br/>    <li><b>College Prep Classes &ndash; </b>Not just Advanced Placement (AP), Honors, or International Baccalaureate (IB), but the right classes to help students get into the colleges they want.</li><br/>    <li><b>SAT/ACT Prep &ndash; </b>a top course that gets tougher as you get better. Many of our students say their SAT score jumped 200 (or more!) points.</li><br/>    <li><b>Career and College Matching &ndash; </b>Find colleges that can help you most with your chosen career. Not only will you stay motivated, you could get great financial aid<b>.</b></li><br/>    <li><b>Financial Aid Advice &ndash; </b>Bring that Great Wall tumbling down. RSC offers college-bound financial aid advice, a list of top financial aid colleges and a thorough financial aid handbook.</li><br/></ol><br/><div><b>&nbsp;</b></div><br/><div>As you can see, RSC helps families prepare for college academically and financially. The best way to get financial aid is by qualifying for need-based and merit-based aid. Low-income students often qualify for Pell Grants and other gift aid to make up for their income, but they fail to qualify for aid based on their grades, test scores, class selection and more. RSC wants to help them change that.</div><br/><div><b>&nbsp;</b></div><br/><div>It took 2,000 years to build the Great Wall of China, but it&rsquo;s time as a deterrent has ended. RSC thinks the same when it comes to the wall separating rich from poor in the world of college prep.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-send="true" data-show-faces="true" data-href="http://www.collegeprepexpert.com/blog/financial-aid/effect-of-financial-aid-on-college-dreams" data-width="450">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Why Graduation and Good Grades Don’t Mean Moving From College Dorm to Easy Street</title>
			<link>http://www.collegeprepexpert.com/blog/student-debt/from-college-dorm-to-easy-street</link>
			<comments>http://www.collegeprepexpert.com/blog/student-debt/from-college-dorm-to-easy-street#comments</comments>
			<pubDate>2011-06-20 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[Student Debt]]></category>
			<description><![CDATA[What’s causing student debt? Skyrocketing tuition (up 300% since 1990) Budget cuts to state and federal grant programs (In 2011, 43 states cut their higher education budgets) Reductions in – or the elimination of – state education tax breaks Increas [...]]]></description>
			<content:encoded><![CDATA[<div>It&rsquo;s the dream scenario: moving from crowded college dorms and temporary roommates to a good job and a place of your own after graduation.</div><br/><br /><br/>But too often, graduation just means different roommates or moving back in with mom and dad.<br /><br/><br /><br/><strong>What&rsquo;s causing student debt?<br /><br/></strong><br /><br/><ul><br/>    <li>Skyrocketing tuition (up 300% since 1990)</li><br/>    <li>Budget cuts to state and federal grant programs (Between 2008-2011, 43 states cut their higher education budgets)</li><br/>    <li>Reductions in &ndash; or the elimination of &ndash; state education tax breaks</li><br/>    <li>Increase in private and federal loans (35% of students took out Stafford loans. 70% have both subsidized and unsubsized loans)</li><br/></ul><br/><img hspace="10" alt="" align="right" width="197" height="199" src="/repository/02_success.jpg" /><br /><br/>In 2011, college graduates had an average student loan debt of $27,000, a debt compounded by high interest rates and an inability to find work.<br /><br/>It&rsquo;s no wonder loan default rates have topped 15% and student loan debt is now higher than credit card debt.<br /><br/><br /><br/><strong>Students Dropping Out or Digging In<br /><br/><br /><br/></strong><br/><div>The news routinely reports on college graduates who took out $50,000 or $100,000 or even $200,000 in student loans to pay for their education. These are students who dug in. They were determined to graduate even if it meant they might never pay off their student loans.<br /><br/><br /><br/>Most students take a different approach. They drop out after accumulating $10,000 in debt, never graduate, and feel like they wasted their money. They feel like they just put money down on a new car and then left the lot without it.<br /><br/><br /><br/>Good students fall somewhere in-between these extremes. In fact, the average college graduate borrows $9,000 less than the average non-graduate. It&rsquo;s part of the reason they graduate. They were smart about their financing. They understood how to get more financial aid or work the system properly.<br /><br/><br /><br/>They didn&rsquo;t let their college dream become a nightmare.<br /><br/><br /><br/><strong>Being Prepared for Your College Dream<br /><br/><br /><br/></strong>Good financial aid stems from parental and student savings, good financial aid advice, and college prep. RSC makes preparing for college an integral part of receiving merit-based aid, so that our student&rsquo;s high-school classes match the colleges they want to attend and the majors they want to study. At the right college, their record stands out, and they stand a much better chance of getting that elusive merit-based aid.<br /><br/><br /><br/>After all, why be a marginal student at a reach school when you can be a star student at a match school? RSC works to get students more aid by helping&nbsp;them find the college that can help them most. If a reach school is your dream, then pursue it, but understand that you have options, too.<br /><br/><br /><br/>Our financial aid advice includes:<br /><br/>&nbsp;</div><br/>Complete <strong>financial aid handbook</strong>&nbsp;<br /><br/><strong>College-cost estimates</strong> (including your federal Expected Family Contribution, or EFC)&nbsp;<br /><br/>Our annually updated list of <strong>top financial aid colleges</strong>. <br /><br/><div><br /><br/>Too many programs focus merely on financial aid forms, or on bits and pieces of the big picture. You want experts who focus on your specific needs and abilities.<br /><br/><br /><br/>RSC&rsquo;s college prep experts are trained to do just that. We&rsquo;ll help you utilize your strengths and current situation to see that you&rsquo;re rewarded with good financial aid.<br /><br/><br /><br/>College isn&rsquo;t a guarantee that you&rsquo;ll wind up on Easy Street, but done right, it will put you in the neighborhood.</div><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/student-debt/from-college-dorm-to-easy-street" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>How Not Meeting College Benchmarks Affects Your Future</title>
			<link>http://www.collegeprepexpert.com/blog/how-not-meeting-college-benchmarks-affects-your-future</link>
			<comments>http://www.collegeprepexpert.com/blog/how-not-meeting-college-benchmarks-affects-your-future#comments</comments>
			<pubDate>2011-06-13 09:00:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[College Benchmarks]]></category>
			<description><![CDATA[30% of high school graduates don’t go to college, but a ¼ of them wanted to. They just didn’t feel they had the grades to get in. Of the 70% of high school students who do go to college, 44% don't graduate within six years. 40% of college freshmen [...]]]></description>
			<content:encoded><![CDATA[<div><img alt="" align="left" width="448" height="290" src="/repository/image/01_benchmarks.jpg" />It&rsquo;s been called the Black Hole of Transition &ndash; that spot where high school students enter but don&rsquo;t come out again. It&rsquo;s the transition to college.</div><br/><div>&nbsp;</div><br/><div><b>The Effects of Not Being Prepared for College</b></div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>30% of high school graduates don&rsquo;t go to college, but a &frac14; of them wanted to. They just didn&rsquo;t feel they had the grades to get in.</li><br/>    <li>Of the 70% of high school students who do go to college, 44% don&rsquo;t graduate within six years. They&rsquo;re struggling financially and academically.</li><br/>    <li>40% of college freshmen take remedial courses to get them ready for college-level work. Ultimately this adds to their cost of attending college: they graduate later, start their major later, have a lower GPA, and are likely to land lower-paying jobs after they graduate &ndash; if they graduate.</li><br/></ul><br/><div>&nbsp;</div><br/><div>According to ACT, 75% of high-school students are not meeting the benchmarks they need to be successful in college &ndash; the right classes, Advanced Placement classes, grade point average, writing skills, and so on.</div><br/><div>&nbsp;</div><br/><div>Students need to develop a college plan early so that they meet these benchmarks in time to meet their college goals.</div><br/><div>&nbsp;</div><br/><div><b>Let Your Education Reward You</b></div><br/><div>&nbsp;</div><br/><div>There&rsquo;s been a lot of talk and media coverage about the cost of college:</div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li>Soaring Inflation</li><br/>    <li>Student loan debt</li><br/>    <li>Debt-to-Income ratios</li><br/>    <li>Pell Grant cuts</li><br/></ul><br/><div>&nbsp;</div><br/><div>But much of it comes down to one thing &ndash; students who are better prepared for college typically get better financial aid.</div><br/><div>&nbsp;</div><br/><div>Colleges want students who excel in high school. Those who not only took AP classes, but classes that showcased their strengths and reflect their interests. Students who received good grades and good board scores. Students the colleges believe will make them look good in the future.</div><br/><div>&nbsp;</div><br/><div>After all your academics have been reviewed, colleges turn to your other achievements and accomplishments, like awards won, extracurricular school activities, volunteer work, and more. In other words, getting good grades helps, but you need a complete and impressive college application if you want to get merit-based scholarships and grants from your chosen colleges.</div><br/><div>&nbsp;</div><br/><div>The earlier you start preparing for higher education with a proven plan of action, the better off you&rsquo;ll be. It will keep you from being sucked into that Black Hole of Transition.</div><br/><div>&nbsp;</div><br/><div>You&rsquo;ll be a college success!&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script>]]></content:encoded>
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			<type>Blog Posting</type>
			<title>Welcome to Knowledge Bound: The RSC Blog!</title>
			<link>http://www.collegeprepexpert.com/blog/general/welcome-to-rsc-blog</link>
			<comments>http://www.collegeprepexpert.com/blog/general/welcome-to-rsc-blog#comments</comments>
			<pubDate>2011-06-06 08:20:00</pubDate>
			<dc:creator></dc:creator>
			<category><![CDATA[]]></category>
			<description><![CDATA[Welcome to The RSC Blog. RSC: Your College Prep Expert is staffed by people looking to help students reach their college and career goals. On this page, you'll find up-to-date information on the world of higher education.This site [...]]]></description>
			<content:encoded><![CDATA[<div><b><span><img hspace="40" alt="" vspace="40" align="left" width="400" height="222" src="/repository/image/rsc.jpg" /><br /><br/><br /><br/></span></b></div><br/><div>&nbsp;</div><br/><div><span>Welcome to Knowledge Bound, the RSC Blog. RSC Your College Prep Expert is staffed by people looking to help students reach their college and career goals. On this page, you&rsquo;ll find up-to-date information on the world of higher education. This site, updated three times a week, can stay relevant rather than out of touch.&nbsp;A static site has old information that can&rsquo;t help you, but RSC wants to place facts you can actually use right at the tip of your fingers.</span></div><br/><div>&nbsp;</div><br/><div><b><span>College News &amp; Educational Issues</span></b></div><br/><div><b>&nbsp;</b></div><br/><div><span>You may have noticed that educational stories often dominate the news because they affect nearly everyone. Families and their students worry about:</span></div><br/><div>&nbsp;</div><br/><ul type="disc" style="margin-top: 0in"><br/>    <li><span>Financial aid</span></li><br/>    <li><span>Tuition hikes</span></li><br/>    <li><span>State and federal budge cuts</span></li><br/>    <li><span>Class size and crowded schools</span></li><br/>    <li><span>Public education</span></li><br/>    <li><span>Charter schools</span></li><br/>    <li><span>College graduate job struggles</span></li><br/></ul><br/><div>&nbsp;</div><br/><div><span>This blog will touch on and analyze these issues and many more. Stay informed throughout the week with RSC.</span></div><br/><div>&nbsp;</div><br/><div><b><span>What Can College Prep Do for You?</span></b></div><br/><div>&nbsp;</div><br/><div><span>When you look around the <a href="http://www.collegeprepexpert.com/">CollegePrepExpert.com</a> site, you&rsquo;ll soon learn that college prep works for every student no matter what your goals. It teaches you critical thinking, gets you motivated, and forces you to handle responsibility &ndash; all great qualities no matter what you do in life. In addition to facts and figures, this blog will present plenty of useful tips for college and career.</span></div><br/><div>&nbsp;</div><br/><div><span>Thank for visiting this blog and be sure to let us know if you like what you see. </span></div><br/><div>&nbsp;</div><br/><div><span>And if you think RSC can help you meet your college and career goals, call one of our Student Enrollment Managers at 800-898-INFO and&nbsp;become one of our students. Let us get you ready for college &ndash; or a career!</span></div><br/><div>&nbsp;</div><br/><div><b><span>Our next blog post:</span></b><span> How failing to meet certain college standards affects your future.</span></div><br/><br /><br/><div id="fb-root">&nbsp;</div><br/><script>(function(d, s, id) {<br/>  var js, fjs = d.getElementsByTagName(s)[0];<br/>  if (d.getElementById(id)) {return;}<br/>  js = d.createElement(s); js.id = id;<br/>  js.src = "//connect.facebook.net/en_US/all.js#xfbml=1";<br/>  fjs.parentNode.insertBefore(js, fjs);<br/>}(document, 'script', 'facebook-jssdk'));</script><br/><div class="fb-like" data-href="http://www.collegeprepexpert.com/blog/general/welcome-to-rsc-blog" data-send="true" data-width="450" data-show-faces="true">&nbsp;</div>]]></content:encoded>
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